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759194

	registered interest
	date	11/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Economic Situation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate his Department has made of the potential effect on the country's gross domestic product of the UK leaving the EU without a deal.
	tabling member constituency	Strangford
	tabling member printed	Jim Shannon
	uin	10008
	answer	answer is ministerial correction date of answer 19/09/2017 answer text <p>Government has undertaken a significant amount of work to assess the economic impacts of leaving the EU. This is part of our continued programme of rigorous and extensive analytical work on a range of scenarios on a sector by sector basis.</p><p> </p><p>All departments need to prepare not just for a negotiated settlement, but also for the no deal scenario. We are confident that we will secure a deal, but are prepared should there be no deal.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 19/09/2017 10:22:29 answering member 4095 label Biography information for Steve Barclay
	tabling member	4131 label Biography information for Jim Shannon

732283

	registered interest
	date	23/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance: Terrorism
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to ensure that insurance companies pay out compensation due to businesses affected by recent terrorist attacks as quickly as possible.
	tabling member constituency	Bermondsey and Old Southwark
	tabling member printed	Neil Coyle
	uin	1001
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>The Government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority (FCA) rules. The FCA sets the conduct standards required of insurance firms which aim to ensure consumers are treated fairly. This includes provisions relating to the handling of claims by insurers. The rules state that insurers must handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. Furthermore, through the Enterprise Act 2016, the Government introduced a legal requirement for claims to be made within a reasonable timescale, and created an entitlement to damages where claims are paid late.</p><p> </p><p>Following discussions with the Metropolitan Police, the Treasury has formally certified the London Bridge attack as an act of terrorism, following an established legal process. This is a necessary step before any claims can be made on the terrorism reinsurer, Pool Re. The Treasury recognises the urgency of responding to requests for certification and treats this as a matter of priority.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 28/06/2017 16:26:53 answering member 4095 label Biography information for Steve Barclay
	tabling member	4368 label Biography information for Neil Coyle

418398

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services: Compensation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with his EU counterparts and the European Commission on retaining the level of UK bank deposit guarantees at £85,000; and what estimate he has made of the level of funds set aside for such guarantees in (a) 2015 and (b) 2016.
	tabling member constituency	Bury North
	tabling member printed	Mr David Nuttall
	uin	10016
	answer	answer is ministerial correction date of answer 16/09/2015 answer text <p>As with any new EU legislation, HM Treasury engaged in discussions with the European Commission and other EU member states during the negotiation of the Deposit Guarantee Schemes Directive, and following its adoption in order to manage the transposition effectively. HM Treasury laid a statutory instrument to ensure that UK depositors would not be exposed to a sudden reduction in the level of protection to which they are entitled from the Financial Services Compensation Scheme (FSCS).</p><p> </p><p> </p><p> </p><p>FSCS compensation is funded by levies on regulated financial services firms, within a limit which is set by the Financial Conduct Authority and Prudential Regulation Authority.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 16/09/2015 16:44:10 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4140 label Biography information for Mr David Nuttall

759630

	registered interest
	date	12/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Credit Cards: Debts
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received on the practice of credit card lenders targeting individuals who have unaffordable levels of debt.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	10027
	answer	answer is ministerial correction date of answer 19/09/2017 answer text <p>Treasury ministers and officials have meetings with a wide variety of organisations in the public and private sector as part of the process of policy development and delivery.</p><p>Regulation of consumer credit, including credit cards, is the responsibility of the Financial Conduct Authority (FCA). The FCA conducted a credit card market study in November 2014 and published its final report in July 2016. Following this, it consulted in April 2017 on proposed remedies to tackle persistent debt in the credit card market. The government will continue to work with the FCA to ensure that customers are treated fairly<strong>.</strong></p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 19/09/2017 10:55:58 answering member 4095 label Biography information for Steve Barclay
	tabling member	4523 label Biography information for Catherine West

759861

	registered interest
	date	12/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Balance of Payments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to reduce the balance of payments deficit; and if he will make a statement.
	tabling member constituency	Shipley
	tabling member printed	Philip Davies
	uin	10042
	answer	answer is ministerial correction date of answer 20/09/2017 answer text <p>The current account deficit has widened due to a worsening in investment income, as returns on investments in the UK have been higher than the income earned by the UK on investment abroad. As the world economy recovers the current account deficit should narrow, in line with the Office for Budget Responsibility’s forecast of -2.0% of GDP in 2021<strong>. </strong>The Government is supporting exports through UK Export Finance which has provided £14bn in support for UK exporters in the last five years and <strong>t</strong>he Department for International Trade helping over 2,800 businesses who are new to exporting.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 20/09/2017 13:01:28 answering member 4095 label Biography information for Steve Barclay
	tabling member	1565 label Biography information for Sir Philip Davies

418394

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Revenue and Customs: Staff
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many permanent staff members are employed by HM Revenue and Customs to undertake national minimum wage inspection activity.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	10050
	answer	answer is ministerial correction date of answer 21/09/2015 answer text <p>The Government is determined that everyone who is entitled to the National Minimum Wage (NMW) receives it. Anyone who feels they have been underpaid NMW should contact the Acas helpline on 0300 123 1100. HM Revenue and Customs (HMRC) review all complaints that are referred to them.</p><p> </p><p> </p><p> </p><p>There are currently 232 staff working in National Minimum Wage for HMRC, up from 171 at the start of 2014/15. The Government takes the enforcement of the National Minimum Wage very seriously and has increased funding from £8m in 2013/14 to £13.2m in 2015/16 allowing for around 278 staff to be in post by the end of 2015/16.</p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 21/09/2015 12:45:17 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4058 label Biography information for Paul Blomfield

418395

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Slavery
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, who he has appointed as his Department's Modern Slavery Strategic Lead.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	10051
	answer	answer is ministerial correction date of answer 21/09/2015 answer text <p>HM Revenue and Customs (HMRC) have appointed a Modern Slavery Strategic Lead who is working across the department and with other local and national agencies to coordinate operational activity. The lead sits in Enforcement and Compliance in HMRC, reporting to the Director General Enforcement and Compliance at a senior level.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 21/09/2015 10:35:02 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4058 label Biography information for Paul Blomfield

418396

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Slavery
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what processes are in place for liaison between his Department's Modern Slavery Strategic Lead and key stakeholders in civil society.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	10052
	answer	answer is ministerial correction date of answer 21/09/2015 answer text <p>HM Revenue and Customs’ (HMRC) Modern Slavery Strategic Lead works closely with all appropriate government and non-government partners at both a national, strategic level and a local, operational level.</p><p> </p><p> </p><p> </p><p>At a national level, HMRC is represented on all the cross-government Modern Slavery governance bodies. More locally, the Modern Slavery Strategic Lead represents HMRC on local anti-slavery partnership groups, which include non-governmental organisations.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 21/09/2015 10:36:33 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4058 label Biography information for Paul Blomfield

418397

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Slavery
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many enforcement actions were undertaken by HM Revenue and Customs in each of the last three years involving a victim of modern slavery.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	10053
	answer	answer is ministerial correction date of answer 21/09/2015 answer text <p>While HM Revenue and Customs has been working cases involving Modern Day Slavery for some time, data has not been collected for this period.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 10054 10055 question first answered 21/09/2015 12:38:22 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4058 label Biography information for Paul Blomfield

418392

	registered interest
	date	11/09/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Slavery
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many enforcement actions were undertaken by HM Revenue and Customs in each of the last three years involving unlawful deductions made more than two years before an unlawful deductions claim was brought by a victim of modern slavery.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	10054
	answer	answer is ministerial correction date of answer 21/09/2015 answer text <p>While HM Revenue and Customs has been working cases involving Modern Day Slavery for some time, data has not been collected for this period.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke grouped question UIN 10053 10055 question first answered 21/09/2015 12:38:22 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4058 label Biography information for Paul Blomfield