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1122493

	registered interest
	date	23/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to protect consumers from the loyalty penalty in the insurance market.
	tabling member constituency	Newcastle upon Tyne North
	tabling member printed	Catherine McKinnell
	uin	246522
	answer	answer is ministerial correction date of answer 30/04/2019 answer text <p>The Financial Conduct Authority (FCA) sets the conduct standards which insurance firms are required to meet so that consumers are treated fairly. The Government is committed to ensure that the insurance industry functions well for everyone and welcomed the launch of the FCA’s General Insurance Pricing Practices Market Study. We expect the FCA will report its interim findings in Autumn 2019. As part of this study, the FCA will consider all potential remedies that may be required to make the market work well for consumers. The Government is monitoring the outcomes of this Market Study closely and will engage with the FCA on the appropriate action that is required.</p> answering member constituency Salisbury answering member printed John Glen question first answered 30/04/2019 16:09:15 answering member 4051 label Biography information for John Glen
	tabling member	4125 label Biography information for Catherine McKinnell

810468

	registered interest
	date	21/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what measures they are taking to ensure that insurance providers can lawfully operate and fulfil their contractual obligations after Brexit.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4436
	answer	answer is ministerial correction date of answer 09/01/2018 answer text <p>The government is working to ensure continuity of cross-border contracts in all financial services sectors, including insurance. Much of the detail of the arrangements remains a matter for the negotiation process.</p><p>However, on 20 December 2017 the government announced that, if necessary, it will bring forward secondary legislation which will enable European Economic Area (EEA) firms and funds operating in the UK to obtain a “temporary permission” to continue their activities in the UK for a limited period after EU withdrawal.</p><p>Alongside the temporary permissions regime, the government will also bring forward secondary legislation, if necessary, to ensure that contractual obligations such as insurance contracts which are not covered by the regime can continue to be met.</p> answering member printed Lord Bates question first answered 09/01/2018 14:38:56 answering member 1091 label Biography information for Lord Bates
	tabling member	1796 label Biography information for Lord Taylor of Warwick

764316

	registered interest
	date	02/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assurances they have given regarding the future of long-term insurance contracts in the light of Brexit.
	tabling member printed	Baroness Hayter of Kentish Town
	uin	HL1653
	answer	answer is ministerial correction date of answer 16/10/2017 answer text <p>The government recognises the issues the UK’s departure from the EU creates for firms ability to service long-term contracts in force at EU exit. We are considering in particular risks arising from any change of passporting arrangements and the impact on cross-border contracts, including long-term insurance contracts.</p><p><strong> </strong></p><p>Much of the detail of these arrangements remains a matter for the EU exit negotiation process, but we will continue to provide information to help firms deal with the challenges and take advantage of the opportunities as we move towards our future relationship with the EU.</p><p><strong> </strong></p> answering member printed Lord Bates question first answered 16/10/2017 13:32:37 answering member 1091 label Biography information for Lord Bates
	tabling member	4159 label Biography information for Baroness Hayter of Kentish Town

756233

	registered interest
	date	04/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 14 July 2017 to Question 3386, when he expects to conclude his assessment; and if he plans to publish a report based on that assessment.
	tabling member constituency	Glasgow East
	tabling member printed	David Linden
	uin	7644
	answer	answer is ministerial correction date of answer 08/09/2017 answer text <p>The discussions on which the Treasury’s analysis of firms’ plans are based will continue until and beyond exit date. The Treasury has undertaken not to publish information shared by firms in confidence.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 08/09/2017 12:59:30 answering member 4095 label Biography information for Steve Barclay
	tabling member	4640 label Biography information for David Linden

749303

	registered interest
	date	06/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether he will make an assessment of the effect on the insurance sector of the UK leaving the EU without having agreed a trade deal with the EU.
	tabling member constituency	Glasgow East
	tabling member printed	David Linden
	uin	3386
	answer	answer is ministerial correction date of answer 14/07/2017 answer text <p>Treasury ministers and officials are in close contact with the insurance industry and are assessing how firms would be affected by the many possible outcomes of market access discussions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 14/07/2017 12:01:46 answering member 4095 label Biography information for Steve Barclay
	tabling member	4640 label Biography information for David Linden

642980

	registered interest
	date	23/11/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what plans he has to update the regulatory framework on suretyship.
	tabling member constituency	Wolverhampton South West
	tabling member printed	Rob Marris
	uin	54494
	answer	answer is ministerial correction date of answer 28/11/2016 answer text <p>This is a matter for the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), which are operationally independent from the government.</p><p>The question has been passed on to the FCA and PRA and they will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 28/11/2016 14:20:24 answering member 3929 label Biography information for Simon Kirby
	tabling member	1468 label Biography information for Rob Marris

573965

	registered interest
	date	02/09/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will make an estimate of the average annual household insurance premiums paid by (a) existing customers and (b) new customers in each of the last five years.
	tabling member constituency	Wrexham
	tabling member printed	Ian C. Lucas
	uin	44511
	answer	answer is ministerial correction date of answer 07/09/2016 answer text <p>The Government does not hold information on average annual household and motor insurance premiums. There are a range of estimates of the cost of insurance published by industry, including the Association of British Insurers (ABI), the AA and Confused.com. The ABI’s data is available at: https://www.abi.org.uk/News/Industry-data-updates.</p><p> </p><p>The Government encourages consumers to shop around for the most suitable cover at the best price. To this end, the Financial Conduct Authority (FCA) recently published rules and guidance requiring insurers to disclose the previous year’s premium on renewal notices for general insurance products including motor and home insurance. The measures also require insurers to identify consumers who will be renewing with them for the fourth consecutive time and give them a prescribed shopping around message. The rules will come into force in April 2017.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 44512 question first answered 07/09/2016 13:07:11 answering member 3929 label Biography information for Simon Kirby
	tabling member	1470 label Biography information for Ian C. Lucas

432630

	registered interest
	date	26/11/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many times he has met (a) insurance companies and (b) personal injury law firms in the last five years.
	tabling member constituency	Hammersmith
	tabling member printed	Andy Slaughter
	uin	18028
	answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>Treasury Ministers and officials meet with a wide range of companies and organisations to discuss relevant issues.</p><br /><p>As was the case with previous Administrations, it is not the Treasury’s practice to provide details of all such discussions.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/12/2015 17:41:47 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1516 label Biography information for Andy Slaughter

432633

	registered interest
	date	26/11/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what meetings he, his Ministers or officials have had since the 2015 General Election with (a) insurance companies, (b) claimant personal injury solicitors and (c) defendant personal injury solicitors; and who attended any such meeting.
	tabling member constituency	Hammersmith
	tabling member printed	Andy Slaughter
	uin	17980
	answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>Treasury Ministers and officials meet with a wide range of companies and organisations to discuss relevant issues.</p><br /><p>As was the case with previous Administrations, it is not the Treasury’s practice to provide details of all such discussions.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/12/2015 17:16:20 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1516 label Biography information for Andy Slaughter

422868

	registered interest
	date	21/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received on insurers not giving details of no claims bonuses to customers in their renewal notice.
	tabling member constituency	Coventry North East
	tabling member printed	Colleen Fletcher
	uin	12879
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>Treasury Ministers and officials receive representations and have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><br /><p>As has been the practice adopted by previous Administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12821 12880 question first answered 29/10/2015 15:19:19 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4378 label Biography information for Colleen Fletcher