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1684638

	registered interest
	date	23/01/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, further to the announcement in the Autumn Statement 2023, published in November 2023 (CPP 977), that "the government will consult on the design of a new framework for encouraging the establishment and growth of captive insurance companies in the UK", whether they have plans for captive insurers to be automatically treated as low-risk undertakings.
	tabling member printed	Baroness Ritchie of Downpatrick
	uin	HL1867
	answer	answer is ministerial correction date of answer 06/02/2024 answer text <p>In Spring this year, the Government will publish a consultation on the design of a new UK regime for captive insurance companies.</p><p> </p><p>The consultation will test views on proposals to introduce an attractive and competitive new UK captive insurance regime that works for businesses. Key to this will also be proportionate regulation that maintains the UK’s high regulatory standards.</p> answering member printed Baroness Vere of Norbiton question first answered 06/02/2024 12:28:04 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

1587880

	registered interest
	date	21/02/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he has had recent discussions with insurance providers on taking steps to ensure that they meet the requirements set out in the Financial Conduct Authority policy statement entitled Increasing transparency and engagement at renewal in general insurance markets – feedback on CP15/41 and final rules and guidance, published in August 2016, reference PS16/21.
	tabling member constituency	Warrington North
	tabling member printed	Charlotte Nichols
	uin	149674
	answer	answer is ministerial correction date of answer 27/02/2023 answer text <p>Treasury ministers frequently meet representatives of insurance providers, where topics of conversation include increasing transparency and engagement around insurance policy renewals. The Government welcomes progress in this area, including the more recent rules in the Financial Conduct Authority’s policy statement 21/5 which require that firms offer a renewal price that is no greater than the equivalent new business price for a new customer, as well as providing customers with a range of options to stop their policy from auto-renewing.</p><p> </p><p>When the Financial Conduct Authority becomes aware of individual firm failings it follows up with those firms appropriately. It does not have evidence to suggest widespread non-compliance with these rules.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 27/02/2023 11:09:16 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4799 label Biography information for Charlotte Nichols

1287368

	registered interest
	date	19/02/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent assessment he has made of trends in the insurance sector's level of compliance with their terms of cover and obligations with respect to claims made by consumers in the last 12 months.
	tabling member constituency	Ealing Central and Acton
	tabling member printed	Dr Rupa Huq
	uin	155261
	answer	answer is ministerial correction date of answer 24/02/2021 answer text <p>The Financial Conduct Authority (FCA) is the independent non-governmental body responsible for regulating and supervising the financial services industry. The FCA’s rules require insurers to handle claims fairly and promptly and settle claims quickly once settlement terms are agreed. In addition, the FCA has said that, in light of COVID-19, insurers must consider very carefully the needs of their customers and show flexibility in their treatment of them.</p><p> </p><p>The Government is working closely with the FCA to ensure that the rules are being upheld during this crisis and fully supports the regulator in its role.</p> answering member constituency Salisbury answering member printed John Glen question first answered 24/02/2021 14:21:25 answering member 4051 label Biography information for John Glen
	tabling member	4511 label Biography information for Dr Rupa Huq

1176463

	registered interest
	date	05/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the Treasury Select Committee's inquiry, consumers’ access to financial services, launched on 9 November 2018, what steps he plans to take to ensure that people with existing medical conditions have access to insurance after the transition period.
	tabling member constituency	Leicester South
	tabling member printed	Jonathan Ashworth
	uin	12910
	answer	answer is ministerial correction date of answer 13/02/2020 answer text <p>On Wednesday 5 February, the Financial Conduct Authority (FCA) published new rules and guidance to improve access to travel insurance for all consumers with medical conditions</p><p> </p><p>Included within the FCA’s rules is a requirement for firms to signpost consumers to specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium based on their pre-existing medical condition.</p><p> </p><p>In addition, the Government has legislated to ensure that all UK insurance policies with EU insurance companies can continue to be serviced by those EU companies after Brexit, notably with a Temporary Permissions Regime (TPR) for EEA firms currently passporting into the UK. This allows EU firms to continue operations in the UK for a time-limited period at the end of the transition period while they apply for full UK authorization, while the Financial Services Contracts Regime allows for the orderly wind down of the UK regulated activities of remaining firms who do not enter the TPR.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 12908 12909 question first answered 13/02/2020 12:09:30 answering member 4051 label Biography information for John Glen
	tabling member	4244 label Biography information for Jonathan Ashworth

1176323

	registered interest
	date	05/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what progress the Financial Conduct Authority has made in directing consumers with pre-existing and historical medical conditions to the most appropriate insurance providers.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	12843
	answer	answer is ministerial correction date of answer 10/02/2020 answer text <p>On 5 February, the Financial Conduct Authority (FCA) published new rules and guidance to improve access to travel insurance for all consumers with medical conditions.</p><p> </p><p>Included within the FCA’s rules is a requirement for firms to signpost consumers to specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium based on their medical condition.</p> answering member constituency Salisbury answering member printed John Glen question first answered 10/02/2020 12:30:47 answering member 4051 label Biography information for John Glen
	tabling member	1409 label Biography information for Mr Gregory Campbell

1147572

	registered interest
	date	01/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of to Question 291263, what steps (a) his Department and (b) the FCA have taken to ensure that insurers are aware of their responsibility to inform consumers of changes to the way their policies are serviced in the event that the UK leaves the EU without a deal.
	tabling member constituency	Vale of Clwyd
	tabling member printed	Chris Ruane
	uin	292844
	answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>HMT has been assessing the risk that a small minority of insurance payments from UK insurers into the EU may be delayed. While HMT is responsible for setting the policy direction, it is the role of the independent regulator – the Financial Conduct Authority (FCA) – to engage with industry and test firm planning.</p><p> </p><p>The FCA has made it clear to insurers and insurance intermediaries that they should have appropriate plans in place to manage a no-deal exit, this should include plans to communicate with consumers should there be a change in the way their policy is serviced. The FCA expects firms to continue to service all their customers as fully and fairly as the law permits, including what regulatory protections will apply for their customers. The FCA has delivered these messages through a combination of direct contact with firms, senior leadership speeches, dedicated Brexit pages on its website, and trade association events.</p><p><strong> </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 07/10/2019 13:47:45 answering member 4051 label Biography information for John Glen
	tabling member	534 label Biography information for Chris Ruane

1146669

	registered interest
	date	26/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to Operation Yellowhammer HMG Reasonable worst case planning assumptions paragraph 16, what estimate he has made of the proportion of insurance payments from UK insurers into the EU which would be delayed in the event of the UK leaving the EU without a deal; and what estimate his Department has made of the potential length of any such delays.
	tabling member constituency	Vale of Clwyd
	tabling member printed	Chris Ruane
	uin	291263
	answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>As the question notes, HMG’s Operation Yellowhammer planning assumptions are not a prediction, but a reasonable worst-case scenario. The specifics on the length and proportion of affected policies would depend on each individual case – by definition, any delays would relate to exceptional cases which therefore cannot be estimated.</p><p> </p><p>However, substantial progress has been made towards mitigating this risk. The Bank of England’s Financial Stability Report shows that UK insurers’ actions in restructuring their business have made good progress towards being able to service the majority of their £61 billion of EU liabilities after Brexit - £56 billion of this liability is expected to be addressed by 31 October. Temporary regimes announced by EU states are expected to further reduce the residual ‘at risk’ liabilities.</p><p> </p><p>The FCA expects insurers to let customers know if there will be any changes to the way policies are serviced after the UK leaves the EU. Information on gov.uk makes it clear that customers concerned about the status of their insurance policy should contact their provider.</p> answering member constituency Salisbury answering member printed John Glen question first answered 01/10/2019 15:17:12 answering member 4051 label Biography information for John Glen
	tabling member	534 label Biography information for Chris Ruane

1131004

	registered interest
	date	10/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that insurance companies do not unfairly discriminate against consumers with (a) historical and (b) current mental health conditions.
	tabling member constituency	Livingston
	tabling member printed	Hannah Bardell
	uin	262447
	answer	answer is ministerial correction date of answer 13/06/2019 answer text <p>The Government is determined that all insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules.</p><p> </p><p>The FCA has placed access and vulnerability at the core of the its Mission and Business Plan. For example, it is currently exploring options for signposting consumers with pre-existing and historic medical conditions, such as mental health conditions, to specialist travel insurance providers so that these consumers are better able to access suitable insurance.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:27:04 answering member 4051 label Biography information for John Glen
	tabling member	4486 label Biography information for Hannah Bardell

1122493

	registered interest
	date	23/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to protect consumers from the loyalty penalty in the insurance market.
	tabling member constituency	Newcastle upon Tyne North
	tabling member printed	Catherine McKinnell
	uin	246522
	answer	answer is ministerial correction date of answer 30/04/2019 answer text <p>The Financial Conduct Authority (FCA) sets the conduct standards which insurance firms are required to meet so that consumers are treated fairly. The Government is committed to ensure that the insurance industry functions well for everyone and welcomed the launch of the FCA’s General Insurance Pricing Practices Market Study. We expect the FCA will report its interim findings in Autumn 2019. As part of this study, the FCA will consider all potential remedies that may be required to make the market work well for consumers. The Government is monitoring the outcomes of this Market Study closely and will engage with the FCA on the appropriate action that is required.</p> answering member constituency Salisbury answering member printed John Glen question first answered 30/04/2019 16:09:15 answering member 4051 label Biography information for John Glen
	tabling member	4125 label Biography information for Catherine McKinnell

810468

	registered interest
	date	21/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what measures they are taking to ensure that insurance providers can lawfully operate and fulfil their contractual obligations after Brexit.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4436
	answer	answer is ministerial correction date of answer 09/01/2018 answer text <p>The government is working to ensure continuity of cross-border contracts in all financial services sectors, including insurance. Much of the detail of the arrangements remains a matter for the negotiation process.</p><p>However, on 20 December 2017 the government announced that, if necessary, it will bring forward secondary legislation which will enable European Economic Area (EEA) firms and funds operating in the UK to obtain a “temporary permission” to continue their activities in the UK for a limited period after EU withdrawal.</p><p>Alongside the temporary permissions regime, the government will also bring forward secondary legislation, if necessary, to ensure that contractual obligations such as insurance contracts which are not covered by the regime can continue to be met.</p> answering member printed Lord Bates question first answered 09/01/2018 14:38:56 answering member 1091 label Biography information for Lord Bates
	tabling member	1796 label Biography information for Lord Taylor of Warwick

764316

	registered interest
	date	02/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assurances they have given regarding the future of long-term insurance contracts in the light of Brexit.
	tabling member printed	Baroness Hayter of Kentish Town
	uin	HL1653
	answer	answer is ministerial correction date of answer 16/10/2017 answer text <p>The government recognises the issues the UK’s departure from the EU creates for firms ability to service long-term contracts in force at EU exit. We are considering in particular risks arising from any change of passporting arrangements and the impact on cross-border contracts, including long-term insurance contracts.</p><p><strong> </strong></p><p>Much of the detail of these arrangements remains a matter for the EU exit negotiation process, but we will continue to provide information to help firms deal with the challenges and take advantage of the opportunities as we move towards our future relationship with the EU.</p><p><strong> </strong></p> answering member printed Lord Bates question first answered 16/10/2017 13:32:37 answering member 1091 label Biography information for Lord Bates
	tabling member	4159 label Biography information for Baroness Hayter of Kentish Town

756233

	registered interest
	date	04/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 14 July 2017 to Question 3386, when he expects to conclude his assessment; and if he plans to publish a report based on that assessment.
	tabling member constituency	Glasgow East
	tabling member printed	David Linden
	uin	7644
	answer	answer is ministerial correction date of answer 08/09/2017 answer text <p>The discussions on which the Treasury’s analysis of firms’ plans are based will continue until and beyond exit date. The Treasury has undertaken not to publish information shared by firms in confidence.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 08/09/2017 12:59:30 answering member 4095 label Biography information for Steve Barclay
	tabling member	4640 label Biography information for David Linden

749303

	registered interest
	date	06/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether he will make an assessment of the effect on the insurance sector of the UK leaving the EU without having agreed a trade deal with the EU.
	tabling member constituency	Glasgow East
	tabling member printed	David Linden
	uin	3386
	answer	answer is ministerial correction date of answer 14/07/2017 answer text <p>Treasury ministers and officials are in close contact with the insurance industry and are assessing how firms would be affected by the many possible outcomes of market access discussions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 14/07/2017 12:01:46 answering member 4095 label Biography information for Steve Barclay
	tabling member	4640 label Biography information for David Linden

642980

	registered interest
	date	23/11/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what plans he has to update the regulatory framework on suretyship.
	tabling member constituency	Wolverhampton South West
	tabling member printed	Rob Marris
	uin	54494
	answer	answer is ministerial correction date of answer 28/11/2016 answer text <p>This is a matter for the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), which are operationally independent from the government.</p><p>The question has been passed on to the FCA and PRA and they will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 28/11/2016 14:20:24 answering member 3929 label Biography information for Simon Kirby
	tabling member	1468 label Biography information for Rob Marris

573965

	registered interest
	date	02/09/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will make an estimate of the average annual household insurance premiums paid by (a) existing customers and (b) new customers in each of the last five years.
	tabling member constituency	Wrexham
	tabling member printed	Ian C. Lucas
	uin	44511
	answer	answer is ministerial correction date of answer 07/09/2016 answer text <p>The Government does not hold information on average annual household and motor insurance premiums. There are a range of estimates of the cost of insurance published by industry, including the Association of British Insurers (ABI), the AA and Confused.com. The ABI’s data is available at: https://www.abi.org.uk/News/Industry-data-updates.</p><p> </p><p>The Government encourages consumers to shop around for the most suitable cover at the best price. To this end, the Financial Conduct Authority (FCA) recently published rules and guidance requiring insurers to disclose the previous year’s premium on renewal notices for general insurance products including motor and home insurance. The measures also require insurers to identify consumers who will be renewing with them for the fourth consecutive time and give them a prescribed shopping around message. The rules will come into force in April 2017.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 44512 question first answered 07/09/2016 13:07:11 answering member 3929 label Biography information for Simon Kirby
	tabling member	1470 label Biography information for Ian C. Lucas

432630

	registered interest
	date	26/11/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many times he has met (a) insurance companies and (b) personal injury law firms in the last five years.
	tabling member constituency	Hammersmith
	tabling member printed	Andy Slaughter
	uin	18028
	answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>Treasury Ministers and officials meet with a wide range of companies and organisations to discuss relevant issues.</p><br /><p>As was the case with previous Administrations, it is not the Treasury’s practice to provide details of all such discussions.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/12/2015 17:41:47 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1516 label Biography information for Andy Slaughter

432633

	registered interest
	date	26/11/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what meetings he, his Ministers or officials have had since the 2015 General Election with (a) insurance companies, (b) claimant personal injury solicitors and (c) defendant personal injury solicitors; and who attended any such meeting.
	tabling member constituency	Hammersmith
	tabling member printed	Andy Slaughter
	uin	17980
	answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>Treasury Ministers and officials meet with a wide range of companies and organisations to discuss relevant issues.</p><br /><p>As was the case with previous Administrations, it is not the Treasury’s practice to provide details of all such discussions.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/12/2015 17:16:20 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1516 label Biography information for Andy Slaughter

422868

	registered interest
	date	21/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received on insurers not giving details of no claims bonuses to customers in their renewal notice.
	tabling member constituency	Coventry North East
	tabling member printed	Colleen Fletcher
	uin	12879
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>Treasury Ministers and officials receive representations and have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><br /><p>As has been the practice adopted by previous Administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12821 12880 question first answered 29/10/2015 15:19:19 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4378 label Biography information for Colleen Fletcher

422869

	registered interest
	date	21/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received on insurers signing customers up to future auto-renewals without the option to opt out.
	tabling member constituency	Coventry North East
	tabling member printed	Colleen Fletcher
	uin	12880
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>Treasury Ministers and officials receive representations and have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><br /><p>As has been the practice adopted by previous Administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12821 12879 question first answered 29/10/2015 15:19:19 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4378 label Biography information for Colleen Fletcher

422883

	registered interest
	date	21/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will have discussions with the Financial Conduct Authority on ensuring that when insurance companies issue annual renewal notices for policies they also issue a clear reference to the premium paid 12 months previously.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	12821
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>Treasury Ministers and officials receive representations and have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><br /><p>As has been the practice adopted by previous Administrations it is not Government policy to normally release details of such meetings.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12879 12880 question first answered 29/10/2015 15:19:18 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1409 label Biography information for Mr Gregory Campbell

423231

	registered interest
	date	22/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the effect on consumers of the practice of insurers in signing customers up to automatic policy renewals without the option to opt-out; and if he will make a statement.
	tabling member constituency	Southend West
	tabling member printed	Sir David Amess
	uin	13003
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>This is a matter for the Financial Conduct Authority (FCA), who are operationally independent from Government.</p><br /><p>The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><br /> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12882 13001 13002 13004 question first answered 29/10/2015 15:05:33 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	44 label Biography information for Sir David Amess

423237

	registered interest
	date	22/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the effect on consumers of the practice of insurers in not giving details of no claims bonuses to customers in their renewal notice; and if he will make a statement.
	tabling member constituency	Southend West
	tabling member printed	Sir David Amess
	uin	13001
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>This is a matter for the Financial Conduct Authority (FCA), who are operationally independent from Government.</p><br /><p>The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><br /> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12882 13002 13003 13004 question first answered 29/10/2015 15:05:34 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	44 label Biography information for Sir David Amess

423238

	registered interest
	date	22/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect on consumers of the practice of insurers in automatically signing-up customers to annual policy renewals without their explicit consent; and if he will make a statement.
	tabling member constituency	Southend West
	tabling member printed	Sir David Amess
	uin	13002
	answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>This is a matter for the Financial Conduct Authority (FCA), who are operationally independent from Government.</p><br /><p>The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><br /> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 12882 13001 13003 13004 question first answered 29/10/2015 15:05:34 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	44 label Biography information for Sir David Amess

423508

	registered interest
	date	23/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the practice of insurers automatically signing up customers to annual renewals without the explicit consent of those policy holders.
	tabling member constituency	Don Valley
	tabling member printed	Caroline Flint
	uin	13204
	answer	answer is ministerial correction date of answer 28/10/2015 answer text <p>I refer my hon. Member to the answer given on the 26 October 2015 to Question UIN 12727.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 28/10/2015 15:01:42 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	389 label Biography information for Caroline Flint

421318

	registered interest
	date	14/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the practice of insurance companies basing premiums on postcode areas on differentials in premiums paid by consumers.
	tabling member constituency	Fermanagh and South Tyrone
	tabling member printed	Tom Elliott
	uin	11908
	answer	answer is ministerial correction date of answer 22/10/2015 answer text <p>No such assessment has been made.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 22/10/2015 16:17:39 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4367 label Biography information for Tom Elliott