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780311

	registered interest
	date	30/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance Premium Tax
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they plan to review the level of insurance premium tax.
	tabling member printed	Baroness Golding
	uin	HL2675
	answer	answer is ministerial correction date of answer 13/11/2017 answer text <p>The Government keeps all taxes under review. Decisions on taxation are a matter for the Chancellor and are considered as part of the Budget process.</p> answering member printed Lord Bates question first answered 13/11/2017 15:47:55 answering member 1091 label Biography information for Lord Bates
	tabling member	281 label Biography information for Baroness Golding

780312

	registered interest
	date	30/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	House Insurance: Fees and Charges
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of whether insurance premiums levels have deterred people from taking out insurance on their homes.
	tabling member printed	Baroness Golding
	uin	HL2676
	answer	answer is ministerial correction date of answer 06/11/2017 answer text <p>The Financial Conduct Authority (FCA) is responsible for monitoring and regulating the insurance industry. They set the conduct standards required of insurance firms, which aims to ensure consumers are treated fairly and have fair access to affordable insurance products.</p><p> </p><p>If it becomes clear that intervention is necessary, the FCA is able to do so. For example, in April 2017 the FCA took action on the practice of insurers increasing premiums at renewal.</p> answering member printed Lord Bates grouped question UIN HL2677 question first answered 06/11/2017 16:04:43 answering member 1091 label Biography information for Lord Bates
	tabling member	281 label Biography information for Baroness Golding

780313

	registered interest
	date	30/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance: Business
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of how insurance premiums have affected how businesses have determined their investment plans.
	tabling member printed	Baroness Golding
	uin	HL2677
	answer	answer is ministerial correction date of answer 06/11/2017 answer text <p>The Financial Conduct Authority (FCA) is responsible for monitoring and regulating the insurance industry. They set the conduct standards required of insurance firms, which aims to ensure consumers are treated fairly and have fair access to affordable insurance products.</p><p> </p><p>If it becomes clear that intervention is necessary, the FCA is able to do so. For example, in April 2017 the FCA took action on the practice of insurers increasing premiums at renewal.</p> answering member printed Lord Bates grouped question UIN HL2676 question first answered 06/11/2017 16:04:43 answering member 1091 label Biography information for Lord Bates
	tabling member	281 label Biography information for Baroness Golding