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224414
star this property registered interest false more like this
star this property date less than 2015-03-02more like thismore than 2015-03-02
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services: Technology more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what steps his Department has taken to boost the growth of the financial technology industry. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 225806 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-25more like thisremove minimum value filter
star this property answer text <p>As part of our long term economic plan, the Government is committed to supporting the continued growth of the Financial Technology (FinTech) sector. The Government has taken a number of steps to achieve this, including:</p><p> </p><p> </p><p> </p><ul><li><p>Creating a new Payments Systems Regulator (PSR), which will ensure that smaller banks and alternative providers of finance – including FinTechs – can access payment systems in a fair and transparent way, and thereby contributing to a fairer and more competitive payments industry. The PSR will open its doors on 1 April this year.</p><p> </p></li><li><p>Committing to additional funding of £100m to the British Business Bank’s Investment Programme – including funding for FinTech.</p><p> </p></li><li><p>Launching the GO-Science’s Blackett Review on FinTech Futures, which looks ahead 10 years to the future and identify what the technologies, enablers and barriers are that will shape the future of the UK FinTech sector.</p><p> </p></li></ul><p> </p><ul><li><p>Naming the big banks that will have to share credit data, and refer on SMEs they reject for finance – helping alternative finance providers, including FinTech firms, to lend more effectively;</p></li></ul><p> </p><p> </p><p> </p><ul><li><p>Supporting the development of the peer-to-peer lending and crowdfunding market: consulting on ISA eligibility for crowdfunded debt securities; announcing we will review EU regulations standing in the way of P2P institutional lending; and creating a bespoke regulatory framework for P2P.</p><p> </p></li></ul><p> </p><p>Most recently at budget 2015, we announced a further package of measures to build on the government’s wide-reaching programme of reform to drive competition in banking and FinTech, including announcing that:</p><p> </p><ul><li><p>The Government intends to apply anti-money laundering regulation to digital currency exchanges in the UK, launch a new research initiative into digital currency technology, with £10 million additional funding, and work with the British Standards Institution and the digital currency industry to develop voluntary standards for consumer protection.</p><p> </p></li><li><p>Gocompare will launch the first personal current account comparison tool making use of customers’ bank midata releases on 26 March 2015.</p><p> </p></li><li><p>The Government will work with the banks and FinTech firms to develop an open API (Application Programming Interface) standard for banks, by the end of the year.</p></li></ul><p> </p><p> </p><p> </p><ul><li><p>the Financial Conduct Authority’s (FCA) ‘Project Innovate’ will work with HMT and the Prudential Regulation Authority (PRA) to investigate the feasibility of developing a regulatory ‘sandbox’ for financial services innovators</p><p> </p></li><li><p>Innovate Finance has agreed to deliver its FinTech regional strategy through a series of local partnerships; the first partnership has already been established in Leeds, and further partnerships will be established in Manchester and Edinburgh by April, and in Newcastle, Bristol and other centres before the end of the year.</p></li></ul><p> </p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2015-03-25T11:07:37.593Zmore like thismore than 2015-03-25T11:07:37.593Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
229076
star this property registered interest false more like this
star this property date less than 2015-03-23more like thismore than 2015-03-23
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Annuities more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what estimate the Government has made of the additional cost to the public purse arising from additional (a) social security payments and (b) social care costs of people in receipt of annuity income reassigning that income to a third party in order to receive the value of that annuity as a lump sum. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 228659 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>From April 2016, the government will change the tax rules to allow people who are already receiving income from an annuity to assign that income to a third party, subject to agreement from their annuity provider. The proceeds of the assignment could then be taken directly or drawn down over a number of years, and would be taxed at their marginal rate, in the same way as those taking their pension after April 2015.</p><p> </p><p> </p><p> </p><p>Details of how the costs of this measure have been calculated including the number of annuities that could be assigned can be found in the Budget 2015 Policy Costings document here:</p><p> </p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf</a></p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228657 more like this
228658 more like this
star this property question first answered
less than 2015-03-26T09:00:04.75Zmore like thismore than 2015-03-26T09:00:04.75Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
229077
star this property registered interest false more like this
star this property date less than 2015-03-23more like thismore than 2015-03-23
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Annuities more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to the figures in table 2.1 of Budget 2015 on a secondary market in annuities, how many people receiving an annuity income will have to reassign that income to a third party and take the value as a lump sum in order to generate the projected additional revenues of £535 million in 2016-17 and £540 million in 2017-18. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 228657 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>From April 2016, the government will change the tax rules to allow people who are already receiving income from an annuity to assign that income to a third party, subject to agreement from their annuity provider. The proceeds of the assignment could then be taken directly or drawn down over a number of years, and would be taxed at their marginal rate, in the same way as those taking their pension after April 2015.</p><p> </p><p> </p><p> </p><p>Details of how the costs of this measure have been calculated including the number of annuities that could be assigned can be found in the Budget 2015 Policy Costings document here:</p><p> </p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf</a></p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228658 more like this
228659 more like this
star this property question first answered
less than 2015-03-26T09:00:04.51Zmore like thismore than 2015-03-26T09:00:04.51Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
229078
star this property registered interest false more like this
star this property date less than 2015-03-23more like thismore than 2015-03-23
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Annuities more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to the figures in table 2.1 of Budget 2015 on a secondary market in annuities, for what reason income tax revenue is projected to fall by £130 million in 2018-19 and £120 million in 2019-20. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 228658 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>From April 2016, the government will change the tax rules to allow people who are already receiving income from an annuity to assign that income to a third party, subject to agreement from their annuity provider. The proceeds of the assignment could then be taken directly or drawn down over a number of years, and would be taxed at their marginal rate, in the same way as those taking their pension after April 2015.</p><p> </p><p> </p><p> </p><p>Details of how the costs of this measure have been calculated including the number of annuities that could be assigned can be found in the Budget 2015 Policy Costings document here:</p><p> </p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/413895/Policy_Costings_18_00.pdf</a></p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228657 more like this
228659 more like this
star this property question first answered
less than 2015-03-26T09:00:04.627Zmore like thismore than 2015-03-26T09:00:04.627Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
228854
star this property registered interest false more like this
star this property date less than 2015-03-20more like thismore than 2015-03-20
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Taxation: Self-assessment more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, where he plans digital tax accounts will be held; how he plans to protect such accounts against cyber attacks; and what safeguards he plans to put in place for those accounts to protect privacy. more like this
star this property tabling member constituency Newcastle upon Tyne Central more like this
star this property tabling member printed
Chi Onwurah more like this
star this property uin 228639 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-25more like thisremove minimum value filter
star this property answer text <p>The digital tax accounts will be accessible through Gov.UK and are therefore protected by the strong security built into that product to protect the accounts from cyber attacks. For anyone to access the digital accounts they will have to have authenticated their identity through the Government Gateway process or by the Verify route. These robust identity checks will enable customers to securely access their data within their account.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2015-03-25T17:43:38.207Zmore like thismore than 2015-03-25T17:43:38.207Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
4124
unstar this property label Biography information for Chi Onwurah more like this
228774
star this property registered interest false more like this
star this property date less than 2015-03-20more like thismore than 2015-03-20
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what representations he has received on the decision of the Financial Conduct Authority to withdraw from the Connaught Income Fund Series 1 settlement negotiations. more like this
star this property tabling member constituency Aberconwy more like this
star this property tabling member printed
Guto Bebb more like this
star this property uin 228573 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>I was very sorry to hear about the difficulties faced by investors in the Connaught Income Fund Series 1 and hope that the Financial Conduct Authority (FCA) are able to finalise their investigation promptly.<br> <br> On 10 March, the FCA provided an update on proceedings which can be found here:</p><p><br> <a href="https://www.fca.org.uk/news/fca-statement-on-connaught" target="_blank">https://www.fca.org.uk/news/fca-statement-on-connaught</a><br> <br> The FCA is operationally independent from Government and carries out its functions within the framework of statutory objectives and duties agreed by Parliament. In view of the FCA’s independence it would not be appropriate for the Treasury to comment further on this ongoing investigation.</p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228574 more like this
228575 more like this
star this property question first answered
less than 2015-03-26T10:40:03.753Zmore like thismore than 2015-03-26T10:40:03.753Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
3910
unstar this property label Biography information for Guto Bebb more like this
228775
star this property registered interest false more like this
star this property date less than 2015-03-20more like thismore than 2015-03-20
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if he will request the Financial Conduct Authority to ensure that its investigation into the Connaught Income Fund Series 1 will result in adequate compensation for investors in that fund; and if he will request a timescale for the payment of such compensation. more like this
star this property tabling member constituency Aberconwy more like this
star this property tabling member printed
Guto Bebb more like this
star this property uin 228574 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>I was very sorry to hear about the difficulties faced by investors in the Connaught Income Fund Series 1 and hope that the Financial Conduct Authority (FCA) are able to finalise their investigation promptly.<br> <br> On 10 March, the FCA provided an update on proceedings which can be found here:</p><p><br> <a href="https://www.fca.org.uk/news/fca-statement-on-connaught" target="_blank">https://www.fca.org.uk/news/fca-statement-on-connaught</a><br> <br> The FCA is operationally independent from Government and carries out its functions within the framework of statutory objectives and duties agreed by Parliament. In view of the FCA’s independence it would not be appropriate for the Treasury to comment further on this ongoing investigation.</p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228573 more like this
228575 more like this
star this property question first answered
less than 2015-03-26T10:40:03.65Zmore like thismore than 2015-03-26T10:40:03.65Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
3910
unstar this property label Biography information for Guto Bebb more like this
228776
star this property registered interest false more like this
star this property date less than 2015-03-20more like thismore than 2015-03-20
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority on the Connaught Income Fund Series 1 settlement negotiations. more like this
star this property tabling member constituency Aberconwy more like this
star this property tabling member printed
Guto Bebb more like this
star this property uin 228575 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <p>I was very sorry to hear about the difficulties faced by investors in the Connaught Income Fund Series 1 and hope that the Financial Conduct Authority (FCA) are able to finalise their investigation promptly.<br> <br> On 10 March, the FCA provided an update on proceedings which can be found here:</p><p><br> <a href="https://www.fca.org.uk/news/fca-statement-on-connaught" target="_blank">https://www.fca.org.uk/news/fca-statement-on-connaught</a><br> <br> The FCA is operationally independent from Government and carries out its functions within the framework of statutory objectives and duties agreed by Parliament. In view of the FCA’s independence it would not be appropriate for the Treasury to comment further on this ongoing investigation.</p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
228573 more like this
228574 more like this
star this property question first answered
less than 2015-03-26T10:40:03.847Zmore like thismore than 2015-03-26T10:40:03.847Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
3910
unstar this property label Biography information for Guto Bebb more like this
169747
star this property registered interest false more like this
star this property date less than 2014-12-11more like thismore than 2014-12-11
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Climate Change more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what his Department's domestic adaptation spend was in 2014-15. more like this
star this property tabling member constituency Crawley more like this
star this property tabling member printed
Henry Smith more like this
star this property uin 218380 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-25more like thisremove minimum value filter
star this property answer text <p>HM Treasury does not have any dedicated expenditure on domestic adaption, as the central policy function sits with the Department for Environment, Food and Rural Affairs.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2015-03-25T10:54:05.627Zmore like thismore than 2015-03-25T10:54:05.627Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
3960
unstar this property label Biography information for Henry Smith more like this
177785
star this property registered interest false more like this
star this property date less than 2015-02-04more like thismore than 2015-02-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading National Insurance Contributions more like this
star this property house id 1 more like this
star this property legislature
25259
unstar this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what the total advertising budget is for the campaign to promote the Employment Allowance; and how much has been spent on (a) television, (b) newspaper, (c) online, (d) radio and (e) other advertising mentioning that allowance in the last 24 months. more like this
star this property tabling member constituency Barrow and Furness more like this
star this property tabling member printed
John Woodcock more like this
star this property uin 223403 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
unstar this property date of answer less than 2015-03-25more like thisremove minimum value filter
star this property answer text <p>The Employment Allowance is administered by Her Majesty’s Revenue and Customs. Details of all HMRC spending, in excess of £25,000, are set out on the government website via: <a href="https://www.gov.uk/government/collections/spending-over-25-000" target="_blank">https://www.gov.uk/government/collections/spending-over-25-000</a></p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2015-03-25T11:18:09.973Zmore like thismore than 2015-03-25T11:18:09.973Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom remove filter
star this property tabling member
3917
unstar this property label Biography information for John Woodcock more like this