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1130449
star this property registered interest false more like this
star this property date less than 2019-06-06more like thismore than 2019-06-06
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services: Standards more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what key performance indicators his Department uses to assess the performance of Open Banking; and what recent assessment he has made of the performance of Open Banking. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 261179 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The independent Open Banking Implementation Entity (OBIE) is responsible for assessing the performance of Open Banking, and HM Treasury’s view is informed by their assessment.</p><p> </p><p>The OBIE’s latest published assessment of Open Banking performance, made in March 2019, shows that in that month the average availability of Open Banking APIs was 97%, the average response time was 798 milliseconds, and that 38.2 million successful API calls had been made, representing over 97% of the total number of calls made to APIs.</p> more like this
unstar this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-13T13:36:10.54Zmore like thismore than 2019-06-13T13:36:10.54Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
1586
star this property label Biography information for Adam Afriyie more like this
1130450
star this property registered interest false more like this
star this property date less than 2019-06-06more like thismore than 2019-06-06
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Cryptocurrencies more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent assessment the Government has made of the potential merits of cryptocurrencies as a means of payment. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 261180 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text The Government established the Cryptoassets Taskforce – comprised of HM Treasury, the Financial Conduct Authority and the Bank of England – in 2018 to explore the risks and potential benefits of cryptoassets and the underlying distributed ledger technology (DLT). The Taskforce’s final report<sup><sup>[1]</sup></sup> concluded that benefits associated with the use of cryptoassets may arise in the future, but that the most immediate priorities for the authorities are to mitigate the risks posed by cryptoassets to consumers and markets, and to prevent the use of cryptoassets for illicit activity. As part of this, the Government will consult on its approach to cryptoassets this year. In addition, the authorities continue to encourage the responsible development of legitimate DLT and cryptoasset-related activity in the UK.<p> </p><p>[1] Full version of the report is available at: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</a></p>
unstar this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-13T13:40:32.78Zmore like thismore than 2019-06-13T13:40:32.78Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
1586
star this property label Biography information for Adam Afriyie more like this
1130468
star this property registered interest false more like this
star this property date less than 2019-06-06more like thismore than 2019-06-06
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Personation: Credit Rating more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to help ensure the credit ratings of victims of identity fraud are protected. more like this
star this property tabling member constituency Romford more like this
star this property tabling member printed
Andrew Rosindell more like this
star this property uin 261141 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>In 2014, the Government transferred regulatory responsibility for consumer credit from the Office of Fair Trading to the Financial Conduct Authority (FCA), including regulatory responsibility for Credit Reference agencies (CRAs). CRAs are a key part of the credit market and enable lenders to assess whether an individual has the ability to repay any credit that is offered.</p><p>CRAs can advise consumers to add a Notice of correction (of up to 200 words) to their credit report explaining any special circumstances. The content of the Notice should be taken into account alongside the information on the consumer’s report.</p><p>Furthermore, the Credit Industry Fraud Avoidance System (CIFAS) is an independent fraud prevention service which has developed a system used by the credit industry and other organisations to prevent fraud. If a lender believes it may have detected a fraud or attempted fraud, a CIFAS marker may be put on an individual’s credit reference file. No one should be refused credit just because of a CIFAS marker, and these markers are not included in a credit score. It is intended to warn lenders and to protect innocent consumers.</p>
unstar this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-13T13:48:56.527Zmore like thismore than 2019-06-13T13:48:56.527Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
1447
star this property label Biography information for Andrew Rosindell more like this
1130467
star this property registered interest false more like this
star this property date less than 2019-06-06more like thismore than 2019-06-06
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to ensure that people without internet access can continue to receive paper bills and statements from their banks. more like this
star this property tabling member constituency Hornsey and Wood Green more like this
star this property tabling member printed
Catherine West more like this
star this property uin 261294 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The Government takes the firm view that consumers must be able to easily access clear and transparent information about their accounts with banks and other financial service companies.</p><p> </p><p>UK banks’ and building societies’ treatment of their customers is governed by the Financial Conduct Authority (FCA) in its Principles for Businesses. This includes a general requirement for firms to provide a prompt, efficient and fair service to all of their customers. The FCA’s Handbook requires firms to identify particularly vulnerable customers, and to deal with such customers appropriately. This includes older people, the disabled, and those who do not have access to the internet. If a customer does not have access to the internet, then the FCA would expect the customer’s bank to provide or make available paper statements to them instead.</p><p> </p><p> </p><p> </p><p>Under changes to the Payment Services Regulations (PSRs) which came into force 13 January 2018 and govern the rules around payment accounts, banks are required to provide their customers with certain information, including a monthly statement (so long as there has been a transaction on the account). However, a customer’s terms and conditions must also include a condition that they can require their monthly statement to simply be ‘made available’ on a durable medium, for example through a secure website, rather than in the form of a physical statement.</p>
unstar this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-13T13:44:28.08Zmore like thismore than 2019-06-13T13:44:28.08Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4523
star this property label Biography information for Catherine West more like this
1130986
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Taxation more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many people in (a) St Helens borough, (b) Liverpool City Region, (c) the North West and (d) the UK paid tax in the tax bands (i) up to £8,632, (ii) £8,632 to £12,500, (iii) £12,500 to £50,000, (iii) £50,000 to £100,000 and (iv) above £100,000 in the most recent period for which information is available. more like this
star this property tabling member constituency St Helens North more like this
star this property tabling member printed
Conor McGinn more like this
star this property uin 262410 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>Estimates of the number of tax paying individuals in the areas requested are provided in the attached table.</p> more like this
unstar this property answering member constituency Hereford and South Herefordshire more like this
star this property answering member printed Jesse Norman more like this
star this property question first answered
less than 2019-06-13T14:58:48.103Zmore like thismore than 2019-06-13T14:58:48.103Z
star this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property attachment
1
star this property file name Table attachment for Conor McGinn PQ.docx more like this
star this property title Table relating to PQ UIN 262410 more like this
star this property tabling member
4458
star this property label Biography information for Conor McGinn more like this
1130980
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Personal Income: Kingston upon Hull North more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many people in Hull North have annual incomes of £80,000 or more. more like this
star this property tabling member constituency Kingston upon Hull North more like this
star this property tabling member printed
Diana Johnson more like this
star this property uin 262305 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The information requested is not available from HMRC’s statistical source (Survey of Personal Incomes) due to an insufficient sample size for this group of taxpayers, and could be provided only at disproportionate cost from administrative databases.</p> more like this
unstar this property answering member constituency Hereford and South Herefordshire more like this
star this property answering member printed Jesse Norman more like this
star this property question first answered
less than 2019-06-13T14:50:26.397Zmore like thismore than 2019-06-13T14:50:26.397Z
star this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property tabling member
1533
star this property label Biography information for Diana Johnson more like this
1131023
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Alcoholic Drinks: Excise Duties more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent estimate the Government has of the effect of the alcohol duty freeze on (a) public health and (b) alcohol-related deaths. more like this
star this property tabling member constituency Congleton more like this
star this property tabling member printed
Fiona Bruce more like this
star this property uin 262346 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>HM Treasury keeps all taxes, including alcohol duties, under review.</p><p> </p><p>The Government has assessed that the increase in alcohol duty rates in line with inflation at the last budget is likely to lead to a minor decrease in overall alcohol consumption in the UK.</p><p> </p><p>Further information on the impact of the alcohol duty changes can be found on the associated Tax Information and Impact Note, published in October 2018: <a href="https://www.gov.uk/government/publications/increase-in-alcohol-duty-rates/alcohol-duty-uprating" target="_blank">https://www.gov.uk/government/publications/increase-in-alcohol-duty-rates/alcohol-duty-uprating</a></p> more like this
unstar this property answering member constituency Newark more like this
star this property answering member printed Robert Jenrick more like this
star this property question first answered
less than 2019-06-13T15:56:52.837Zmore like thismore than 2019-06-13T15:56:52.837Z
star this property answering member
4320
star this property label Biography information for Robert Jenrick more like this
star this property tabling member
3958
star this property label Biography information for Fiona Bruce more like this
1131004
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Insurance more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to ensure that insurance companies do not unfairly discriminate against consumers with (a) historical and (b) current mental health conditions. more like this
star this property tabling member constituency Livingston more like this
star this property tabling member printed
Hannah Bardell more like this
star this property uin 262447 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The Government is determined that all insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules.</p><p> </p><p>The FCA has placed access and vulnerability at the core of the its Mission and Business Plan. For example, it is currently exploring options for signposting consumers with pre-existing and historic medical conditions, such as mental health conditions, to specialist travel insurance providers so that these consumers are better able to access suitable insurance.</p> more like this
unstar this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-13T13:27:04.977Zmore like thismore than 2019-06-13T13:27:04.977Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4486
star this property label Biography information for Hannah Bardell more like this
1130564
star this property registered interest false more like this
star this property date less than 2019-06-06more like thismore than 2019-06-06
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Treasury: Living Wage more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what proportion of organisations that hold contracts with his Department pay the National Living Wage. more like this
star this property tabling member constituency Ellesmere Port and Neston more like this
star this property tabling member printed
Justin Madders more like this
star this property uin 261261 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The information is not held centrally.</p><p> </p><p>The law is clear that any individual performing work is entitled to receive the National Minimum or National Living Wage. The Government is committed to enforcing this right.</p><p> </p><p>Crown Commercial Service (CCS), who act as HM Treasury’s commercial arm, require suppliers to comply with all applicable human rights and employment laws in the jurisdictions in which they work. Suppliers must also have robust means of ensuring compliance through their supply chain.</p> more like this
unstar this property answering member constituency Newark more like this
star this property answering member printed Robert Jenrick more like this
star this property question first answered
less than 2019-06-13T15:59:05.897Zmore like thismore than 2019-06-13T15:59:05.897Z
star this property answering member
4320
star this property label Biography information for Robert Jenrick more like this
star this property tabling member
4418
star this property label Biography information for Justin Madders more like this
1131006
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
star this property hansard heading Ford Motor Company: Bridgend more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will make it his policy to issue a waiver for the tax due on redundancy payments to be received by Ford Bridgend workers. more like this
star this property tabling member constituency Bridgend more like this
star this property tabling member printed
Mrs Madeleine Moon more like this
star this property uin 262300 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer remove filter
star this property answer text <p>The Government confirmed in Finance (No. 2) Act 2017 that the first £30,000 of all termination payments remain exempt from income tax. The UK has one of the most generous tax exemptions for termination payments in the OECD, and around 80% of the termination awards made each year will remain completely free from income tax.</p><p>HM Revenue and Customs does not have the data available to make an estimate on the cost of reducing tax from redundancy payments for Ford, Bridgend.</p><p> </p> more like this
unstar this property answering member constituency Hereford and South Herefordshire more like this
star this property answering member printed Jesse Norman more like this
star this property grouped question UIN 262302 more like this
star this property question first answered
less than 2019-06-13T14:50:17.153Zmore like thismore than 2019-06-13T14:50:17.153Z
star this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property tabling member
1490
star this property label Biography information for Mrs Madeleine Moon more like this