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1128306
registered interest false more like this
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, what proportion of universal credit claimants who have received an advance payment have had to delay their repayment for three months. more like this
tabling member constituency Lanark and Hamilton East more like this
tabling member printed
Angela Crawley more like this
uin 257557 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> more like this
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T15:11:08.45Zmore like thismore than 2019-06-10T15:11:08.45Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
4469
label Biography information for Angela Crawley more like this
1128322
registered interest false more like this
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, what steps she has taken to ensure that universal credit claimants (a) are fully aware of how the repayment of advance payments work and (b) understand that the deferment of repayments is for a maximum of three months. more like this
tabling member constituency Lanark and Hamilton East more like this
tabling member printed
Angela Crawley more like this
uin 257562 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>Applications for a Universal Credit advance payment can be made in person, by telephone or online depending on the claimant’s circumstances. Depending on the type of advance payment application, we will consider whether the claimant satisfies the eligibility conditions for receiving the advance. If the claimant is eligible we will agree the amount of the advance and the period over which the advance will be recovered from their future Universal Credit payments. If the claimant has made the application in person or by telephone, the outcome of the application is explained to the claimant face to face or over the phone and then their online journal is updated. If they have made the application online the outcome will be displayed on screen.</p><p> </p><p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that the recovery arrangements are personalised and reasonable. Affordability is managed by ensuring the recovery rate will not be more than the equivalent of 40% of the claimant’s standard allowance. The claimant is given the choice over the repayment period and it is explained to them exactly how much will be deducted each month depending on the option they choose. If the claimant is making the advance application online, these options are clearly displayed on screen for them to choose from.</p><p> </p><p>Help is available for those struggling to meet the recovery rate. In exceptional circumstances, recovery can be deferred for up to three months from the start of the recovery period. If the claimant tells us that due to unforeseen circumstances they are experiencing hardship and are having difficulty repaying the advance over the agreed recovery time, we would explain that repayment can be deferred by a maximum of three months.</p><p> </p><p>From October 2019 the maximum rate of deductions from a claimant’s standard allowance will be reduced from 40% to 30%. From October 2021 we are increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need.</p><p> </p><p>Information about advances is available on the Gov.uk site at:</p><p><a href="https://www.gov.uk/guidance/universal-credit-advances" target="_blank">https://www.gov.uk/guidance/universal-credit-advances</a></p>
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T14:31:16.91Zmore like thismore than 2019-06-10T14:31:16.91Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
4469
label Biography information for Angela Crawley more like this
1130135
registered interest false more like this
date less than 2019-06-05more like thismore than 2019-06-05
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, what estimate she has made of the proportion of universal credit claimants who have had payments reduced because they had previously received advances. more like this
tabling member constituency Vale of Clwyd more like this
tabling member printed
Chris Ruane more like this
uin 260559 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>Universal Credit (UC) new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months.</p><p> </p><p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p><p> </p><p>The latest available data is for eligible claims to UC Full Service that are due a payment in February 2019. Of these claims 44% had a deduction to repay a UC advance.</p><p> </p><p>Notes:</p><p> </p><ol><li>Data has been sourced from UC Full Service.</li></ol> more like this
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T14:00:26.04Zmore like thismore than 2019-06-10T14:00:26.04Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
534
label Biography information for Chris Ruane more like this
1128212
registered interest false more like this
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, how many people have had their deductions under universal credit reduced from the maximum rate of 40 per cent of an individual's standard allowance in the last (a) month and (b) 12 months. more like this
tabling member constituency High Peak more like this
tabling member printed
Ruth George more like this
uin 257510 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p><p> </p><p>The Government recognises the importance of safeguarding the welfare of claimants who have incurred debt. Universal Credit already has procedures and regulations in place to protect claimants from excessive deductions. The maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance, and from October 2019 this will be reduced to 30 per cent.</p> more like this
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T14:52:01.35Zmore like thismore than 2019-06-10T14:52:01.35Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
4662
label Biography information for Ruth George more like this
1128342
registered interest false more like this
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 18 February 2019 to Question 218205 on Universal Credit, which regulations referred to in that Answer protect claimants from excessive deductions. more like this
tabling member constituency High Peak more like this
tabling member printed
Ruth George more like this
uin 257576 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>The Government recognises the importance of safeguarding the welfare of claimants who have incurred debt. Under Universal Credit there is a structured approach to deductions from benefit, which simplifies the current complex arrangements. Claimants can view their Universal credit statement online and easily understand both how their award is calculated and what debts are being repaid, supporting them to manage their financial obligations.</p><p> </p><p>The aim of the deductions policy in Universal Credit is to protect vulnerable claimants by providing a last resort repayment method for arrears of essential services. The policy also enables social obligations to be enforced when other repayment methods have failed, or are not cost effective, and ensures that benefit debt is recovered in a cost effective manner.</p><p> </p><p>Regulations protect claimants from excessive deductions, which could lead to financial difficulty.</p><p> </p><p>Universal Credit is made up of a standard allowance plus any additional elements that apply, for example a housing element or child element. The overall maximum amount that can be deducted for debt repayments from a claimant’s Universal Credit each month is an amount equal to 40 per cent of their Universal Credit standard allowance.</p><p> </p><p>Where requested deductions exceed the 40 per cent maximum, or there is insufficient Universal Credit in payment for all deductions to be made, a priority order is applied, which determines the order in which items should be deducted. ‘Last resort’ deductions, such as rent or fuel costs, are at the top of the priority order, ensuring that claimant welfare is prioritised, followed by social obligation deductions, such as fines and child maintenance, and finally benefit debt, such as Social Fund loans and benefit overpayments.</p><p> </p><p>There are two exceptions to the overall maximum deduction rate. The first is deductions for current consumption of gas, electricity and water, which do not count towards the overall maximum amount. The second is where a Conditionality Sanction or Fraud Penalty is being applied or an Advance is being recovered, ‘last resort deductions’ (that is arrears of rent, service charges, gas or electricity) continue to be taken, even if it means that more than 40 per cent is deducted. This is to protect vulnerable claimants from being made homeless or having their fuel disconnected.</p><p> </p><p>The Universal Credit, Personal Independence Payment, Jobseeker’s Allowance and Employment and Support Allowance (Claims and Payments) Regulations 2013(S.I, 2013/380) and specifically Regulation 60 and Schedule 6, paragraph 4 explains how claimants are protected from excessive deductions. These regulations are available at <a href="http://www.legislation.gov.uk/uksi/2013/380/contents/made" target="_blank">http://www.legislation.gov.uk/uksi/2013/380/contents/made</a>.</p><p> </p>
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T11:23:39.323Zmore like thismore than 2019-06-10T11:23:39.323Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
4662
label Biography information for Ruth George more like this
1129679
registered interest false more like this
date less than 2019-06-04more like thismore than 2019-06-04
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 13 May to Question 249845 on Universal Credit, what proportion of universal credit claimants who had not fully repaid their advance as of 5 May 2019 had taken out that advance prior to 5 November 2017. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 259851 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>8.1% of UC advances which were paid before 5 November 2017, have not been fully repaid as at 5 June 2019, which is the latest position available.</p><p>Universal Credit new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months. From October 2021, this maximum repayment period will be extended further to 16 months.</p><p>Notes:</p><p>1. This data has been sourced from internal management information and was not intended for public release. It should therefore not be compared to any other similar data subsequently released by the Department.</p> more like this
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T14:08:16.693Zmore like thismore than 2019-06-10T14:08:16.693Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
298
label Biography information for Steve McCabe more like this
1130121
registered interest false more like this
date less than 2019-06-05more like thismore than 2019-06-05
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 8 April 2019 to Question 240478, if he will itemise each step referred to in that Answer. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 260538 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that the recovery arrangements are personalised and reasonable.</p><p> </p><p>Affordability is managed by ensuring the recovery rate for these advances will not be more than the equivalent of 40 per cent of the claimant’s standard allowance. The claimant is given the choice over the repayment period and it is explained to them exactly how much will be deducted each month depending on the option they choose. If the claimant is making the advance application online, these options are clearly displayed on screen for them to choose from.</p><p> </p><p>If during the recovery of an advance the claimant experiences an unforeseen expense that would cause them or their family genuine hardship if they were required to continue to repay the advance, then they can be offered a deferral period of the repayment of the advance of up to 3 months for a new claim, benefit transfer or change of circumstance advance and up to 6 months for a budgeting advance.</p><p> </p><p>The Department has also announced that from October 2019 the maximum rate of deductions from a claimant’s standard allowance will be reduced from 40 per cent to 30 per cent and from October 2021 we will be increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need. This is in addition to having previously increasing the amount a claimant could receive as an advance payment from 50 per cent to 100 per cent of their indicative award.</p>
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T12:43:28.543Zmore like thismore than 2019-06-10T12:43:28.543Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
298
label Biography information for Steve McCabe more like this
1130129
registered interest false more like this
date less than 2019-06-05more like thismore than 2019-06-05
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 24 May to Question 254729 on universal credit, what penalties can be levied on claimants of universal credit if they are unable to repay their advance within 12 repayment instalments. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 260540 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments.</p> more like this
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T12:58:47.873Zmore like thismore than 2019-06-10T12:58:47.873Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
298
label Biography information for Steve McCabe more like this
1130130
registered interest false more like this
date less than 2019-06-05more like thismore than 2019-06-05
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, what information her Department holds on the number of claimants of universal credit without a permanent fixed address. more like this
tabling member constituency Birmingham, Selly Oak more like this
tabling member printed
Steve McCabe more like this
uin 260541 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>This information is not centrally collated, and to do so would create a disproportionate cost to the Department. Universal Credit case managers and work coaches are aware of the reported circumstances of individuals and are able to provide a tailored approach, which includes those without a fixed address.</p><p> </p><p>The Department is committed to ensuring that those who are homeless, or at risk of homelessness, get the appropriate support to stabilise their lives and move into work. There is a range of support which can be considered, such as access to Alternative Payment Arrangements, easements to work-search requirements, and partnerships between Jobcentres and housing organisations. By law, work coaches in England must offer a voluntary referral to claimants they consider may be homeless or threatened with homelessness to a Local Housing Authority.</p><p>Data on homelessness by local authority level, provided by the Ministry for Housing, Communities and Local Government, is available at:</p><p> </p><p><a href="https://www.gov.uk/government/collections/homelessness-statistics" target="_blank">https://www.gov.uk/government/collections/homelessness-statistics</a></p><p> </p><p> </p>
answering member constituency Colchester more like this
answering member printed Will Quince more like this
question first answered
less than 2019-06-10T12:20:43.067Zmore like thismore than 2019-06-10T12:20:43.067Z
answering member
4423
label Biography information for Will Quince more like this
tabling member
298
label Biography information for Steve McCabe more like this
1129719
registered interest false more like this
date less than 2019-06-04more like thismore than 2019-06-04
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Work and Pensions, what plans she has to amend the income assessment periods for universal credit for claimants with flexible incomes. more like this
tabling member constituency Croydon North more like this
tabling member printed
Mr Steve Reed more like this
uin 260013 more like this
answer
answer
is ministerial correction false more like this
date of answer remove filter
answer text <p>Universal Credit takes earnings into account in a way that is fair and transparent. The amount of Universal Credit paid reflects, as closely as possible, the actual circumstances of a household during each monthly assessment period, including any earnings reported by the employer during the assessment period, regardless of when they were paid, or which month they relate to.</p><p>Assessment periods allow for Universal Credit awards to be adjusted on a monthly basis, ensuring that if claimants’ incomes fall, they do not have to wait several months for a rise in their Universal Credit award.</p><p>Claimants can discuss queries about how fluctuating income effects Universal Credit with their case managers and work coaches, who can also signpost to services appropriate to individual circumstances.</p><p>The Government is working with employers to ensure that they use the most appropriate payment practices and comply with RTI guidelines in order to minimise the incidence of erroneous or late reporting by employers. HMRC have updated the guidance to reiterate to employers the importance of reporting accurate dates and the impact on payment cycles.</p><p>More guidance on this is available at the following link: <a href="https://www.gov.uk/government/publications/universal-credit-different-earning-patterns-and-your-payments/universal-credit-different-earning-patterns-and-your-payments-payment-cycles" target="_blank">https://www.gov.uk/government/publications/universal-credit-different-earning-patterns-and-your-payments/universal-credit-different-earning-patterns-and-your-payments-payment-cycles</a></p>
answering member constituency Reading West more like this
answering member printed Alok Sharma more like this
question first answered
less than 2019-06-10T14:06:38.113Zmore like thismore than 2019-06-10T14:06:38.113Z
answering member
4014
label Biography information for Sir Alok Sharma more like this
tabling member
4268
label Biography information for Steve Reed more like this