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1091587

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Retail Trade: Urban Areas
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the likely impact on the viability of high streets in the UK of credit insurers reducing their cover for some high street retailers.
	tabling member printed	Lord Allen of Kensington
	uin	HL14635
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>Government actively monitors the economy, and is aware of problems and consequent difficulty some retailers are facing in accessing credit insurance. Insurers base the level of cover they provide on their assessment of the credit risk, which is often dependent on the specific dynamics of certain sectors. Market trends in the retail sector, and challenging market conditions facing the retailers, have led some insurers to reduce their exposure.</p><p> </p><p>The underwriting of insurance risks – including credit risks – is a commercial decision, and Government does not prescribe the terms and conditions insurance companies set when offering insurance. This is important to the proper functioning of the economy.</p><p> </p><p>However, Government is clear that it wants all types of retail to thrive now and in the future, and wants to support the sector as it responds to change. A package of measures to support the high street was announced at Budget 2018. The Government has regular engagement with financial services providers, including on their plans to support business customers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Bates grouped question UIN HL14636 HL14637 HL14638 question first answered 02/04/2019 12:45:23 answering member 1091 label Biography information for Lord Bates
	tabling member	4304 label Biography information for Lord Allen of Kensington

1091588

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Retail Trade: Urban Areas
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the impact on the UK supply chain to high street retailers of the lack of credit insurance cover available for such retailers.
	tabling member printed	Lord Allen of Kensington
	uin	HL14636
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>Government actively monitors the economy, and is aware of problems and consequent difficulty some retailers are facing in accessing credit insurance. Insurers base the level of cover they provide on their assessment of the credit risk, which is often dependent on the specific dynamics of certain sectors. Market trends in the retail sector, and challenging market conditions facing the retailers, have led some insurers to reduce their exposure.</p><p> </p><p>The underwriting of insurance risks – including credit risks – is a commercial decision, and Government does not prescribe the terms and conditions insurance companies set when offering insurance. This is important to the proper functioning of the economy.</p><p> </p><p>However, Government is clear that it wants all types of retail to thrive now and in the future, and wants to support the sector as it responds to change. A package of measures to support the high street was announced at Budget 2018. The Government has regular engagement with financial services providers, including on their plans to support business customers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Bates grouped question UIN HL14635 HL14637 HL14638 question first answered 02/04/2019 12:45:23 answering member 1091 label Biography information for Lord Bates
	tabling member	4304 label Biography information for Lord Allen of Kensington

1091589

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit: Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the credit insurance market in the UK; and what steps they plan to take to improve the level of cover available for suppliers to the retail sector.
	tabling member printed	Lord Allen of Kensington
	uin	HL14637
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>Government actively monitors the economy, and is aware of problems and consequent difficulty some retailers are facing in accessing credit insurance. Insurers base the level of cover they provide on their assessment of the credit risk, which is often dependent on the specific dynamics of certain sectors. Market trends in the retail sector, and challenging market conditions facing the retailers, have led some insurers to reduce their exposure.</p><p> </p><p>The underwriting of insurance risks – including credit risks – is a commercial decision, and Government does not prescribe the terms and conditions insurance companies set when offering insurance. This is important to the proper functioning of the economy.</p><p> </p><p>However, Government is clear that it wants all types of retail to thrive now and in the future, and wants to support the sector as it responds to change. A package of measures to support the high street was announced at Budget 2018. The Government has regular engagement with financial services providers, including on their plans to support business customers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Bates grouped question UIN HL14635 HL14636 HL14638 question first answered 02/04/2019 12:45:23 answering member 1091 label Biography information for Lord Bates
	tabling member	4304 label Biography information for Lord Allen of Kensington

1091590

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit: Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what plans they have to provide support to suppliers who may suffer losses as a result of being unable to obtain credit insurance cover.
	tabling member printed	Lord Allen of Kensington
	uin	HL14638
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>Government actively monitors the economy, and is aware of problems and consequent difficulty some retailers are facing in accessing credit insurance. Insurers base the level of cover they provide on their assessment of the credit risk, which is often dependent on the specific dynamics of certain sectors. Market trends in the retail sector, and challenging market conditions facing the retailers, have led some insurers to reduce their exposure.</p><p> </p><p>The underwriting of insurance risks – including credit risks – is a commercial decision, and Government does not prescribe the terms and conditions insurance companies set when offering insurance. This is important to the proper functioning of the economy.</p><p> </p><p>However, Government is clear that it wants all types of retail to thrive now and in the future, and wants to support the sector as it responds to change. A package of measures to support the high street was announced at Budget 2018. The Government has regular engagement with financial services providers, including on their plans to support business customers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Bates grouped question UIN HL14635 HL14636 HL14637 question first answered 02/04/2019 12:45:23 answering member 1091 label Biography information for Lord Bates
	tabling member	4304 label Biography information for Lord Allen of Kensington

1091597

	registered interest
	date	19/03/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Slavery: Children
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what measures are in place to ensure that children are treated first as victims rather than defendants where cases involve one of the offences exempt from statutory defence listed in Schedule 4 of the Modern Slavery Act 2015.
	tabling member printed	Baroness Doocey
	uin	HL14644
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>The Government regards slavery, including trafficking, of children as a very serious offence. The Section 45 statutory defence was designed to strengthen the existing prosecutorial discretion, and public interest test against prosecuting suspects acting under duress. The purpose behind this was to also ensure that a child’s additional vulnerabilities are taken into account on a case by case basis. This legal principle is supported by extensive training the Crown Prosecution Service (CPS) and the police are provided with to recognise indicators of duress. CPS guidance can be found via the link below:</p><p><a href="https://www.cps.gov.uk/legal-guidance/human-trafficking-smuggling-and-slavery" target="_blank">https://www.cps.gov.uk/legal-guidance/human-trafficking-smuggling-and-slavery</a></p><p>Where children are found to be victims of modern slavery, their safety and welfare needs must be addressed as the priority. All local agencies (including local authorities, police and border force) also have statutory duties to safeguard children as part of their local responsibilities.</p><p>Furthermore, the Government is keen for Independent Child Trafficking Advocates to continue to support law enforcement agencies to identify trafficked children as victims rather than perpetrators and to ensure, where appropriate, that the Section 45 statutory defence is applied.</p> answering member printed Baroness Williams of Trafford question first answered 02/04/2019 15:29:52 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	4197 label Biography information for Baroness Doocey

1091599

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Hotels: Taxation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of how a tax levied on hotel stays on a per night basis might impact cities and their tourism sectors.
	tabling member printed	Baroness Doocey
	uin	HL14646
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>The Government has made no such assessment.</p> answering member printed Lord Bates question first answered 02/04/2019 12:45:53 answering member 1091 label Biography information for Lord Bates
	tabling member	4197 label Biography information for Baroness Doocey

1091607

	registered interest
	date	19/03/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Police: Stun Guns
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what plans they have to train police officers to use de-escalation techniques to reduce the number of incidents involving tasers; and what assessment they have made of the proportion of incidents involving the use of tasers where the target is (1) a member of an ethnic minority, or (2) a person with a mental health condition or learning disability.
	tabling member printed	Baroness Jones of Moulsecoomb
	uin	HL14654
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>The Government is committed to giving the police the necessary tools to do their job effectively and conducted energy devices (CEDs), such as TASER®, provide officers with an important tactical option when facing potentially physically violent situations.</p><p>The deployment of CEDs is a matter for Chief Officers to determine and it is for them to determine the number of devices and specially trained officers based on their force assessment of threat and risk</p><p>The training of police officers is independent of Government and it is the College of Policing who sets the professional standards for policing. However, all officers receive comprehensive training in deescalation techniques as well as training to assess the potential vulnerabilities of a person including awareness of mental health issues.</p><p>The Government is clear that nobody should be subject to force or different treatment based on their race or ethnicity, and police forces must ensure that officers use force in a way that is fair, lawful and proportionate.</p><p>The Government recognises the importance of ensuring transparency and accountability around the police use of force, which is why from December 2018 the Home Office began publishing use of force statistics as part of the Annual Data Review (ADR). This will be published on an annual basis.</p> answering member printed Baroness Williams of Trafford question first answered 02/04/2019 16:03:44 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	4297 label Biography information for Baroness Jones of Moulsecoomb

1091608

	registered interest
	date	19/03/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Police: Stun Guns
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what consideration they have given to requiring all police officers in England and Wales carrying tasers to be equipped with Body Worn Video devices in order to reduce the number of incidents where tasers are used.
	tabling member printed	Baroness Jones of Moulsecoomb
	uin	HL14655
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>The Government recognises that Body Worn Video (BWV) can be a powerful tool and can play an important role in reassuring the public that the police are using their powers appropriately and proportionately. How a force deploys BWV is an operational matter for PCC’s and Chief Constables to determine.</p><p>We are committed to giving the police the necessary tools to do their job and Tasers provide officers with an important tactical option when facing potentially physically violent situations. However, the Government is clear that all use of force must be lawful, proportionate and necessary in all circumstances.</p><p>As at January 2019, 66,000 BWV cameras have been deployed across po-lice forces in England and Wales. All 43 forces are due to complete their deployment plans to increase their BWV capability by the end of 2019, which will take the number of cameras to approximately 80,000.</p> answering member printed Baroness Williams of Trafford question first answered 02/04/2019 15:30:58 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	4297 label Biography information for Baroness Jones of Moulsecoomb

1091614

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Overseas Loans: Republic of Ireland
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government why they granted a bilateral loan of £3.2 billion to the government of the Republic of Ireland in 2010.
	tabling member printed	Lord Morris of Aberavon
	uin	HL14660
	answer	answer is ministerial correction date of answer 02/04/2019 answer text As the then Chancellor said at the time, the government agreed in 2010 to provide a bilateral loan to Ireland because it was overwhelmingly in the UK’s national interest to have a strong Irish economy and stable banking system. The links between our financial systems, particularly in Northern Ireland, mean that there was a strong economic case to provide financial assistance to Ireland. By being part of the international financial package, the UK indirectly supported the very many businesses across the UK that trade with Ireland. answering member printed Lord Bates question first answered 02/04/2019 12:46:42 answering member 1091 label Biography information for Lord Bates
	tabling member	565 label Biography information for Lord Morris of Aberavon

1091625

	registered interest
	date	19/03/2019
	answering body	Foreign and Commonwealth Office
	answering dept id	16
	answering dept short name	Foreign and Commonwealth Office
	answering dept sort name	Foreign and Commonwealth Office
	hansard heading	Germany: Defence
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what representations they have made to the government of Germany concerning the level of its contributions to defence spending as a NATO member.
	tabling member printed	Lord Patten
	uin	HL14669
	answer	answer is ministerial correction date of answer 02/04/2019 answer text <p>At the 2014 NATO Wales Summit, all Allies signed a Defence Investment Pledge (DIP) undertaking to reach 2% of Gross Domestic Product (GDP) on defence and 20% of defence expenditure on major equipment by 2024. We have been clear on the need for increased defence spending in the Alliance to meet the challenge of an evolving and complex security environment.</p><p>We welcome German increases in defence spending and continue to engage them on their progress towards meeting the Pledge. The Foreign Secretary, Defence Secretary and Chancellor of the Exchequer regularly raise defence spending with their German counterparts. We also continue to push the case for increased defence spending at NATO meetings, such as the recent Defence Minister's meeting in February.</p> answering member printed Lord Ahmad of Wimbledon question first answered 02/04/2019 15:11:20 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
	tabling member	1137 label Biography information for Lord Patten