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1046833

	registered interest
	date	23/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cash Dispensing: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will seek clarity from LINK on planned future reductions to the ATM interchange fee; and if he will make a statement.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	211839
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government is continuing to engage with the Payment Systems Regulator and industry, including LINK, on this issue.</p><p> </p><p>LINK has cancelled its third interchange fee reduction, due in January 2020, and put on hold its fourth reduction, due in January 2021, pending further review. The Payment Systems Regulator, who regulates LINK, has welcomed these adjustments, having stated that LINK must carefully review its decisions on interchange fees to reflect changing market conditions.</p><p> </p><p>LINK has also recently announced new financial support for ATMs in remote and deprived areas.</p><p> </p><p>The Government is also committed to ensuring that individuals, regardless of their background or income, have access to useful and affordable financial products and services. That’s why the Government established the Financial Inclusion Policy Forum in November 2017 with a membership of leaders from across the financial services industry, charities and consumer groups. The Forum provides leadership and ensures collaboration across government and with the sector in tackling financial exclusion. The Forum meets bi-annually, with the next meeting due to take place on 26 March 2019.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 211840 question first answered 29/01/2019 16:27:57 answering member 4051 label Biography information for John Glen
	tabling member	4523 label Biography information for Catherine West

1047716

	registered interest
	date	24/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debt Respite Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what plans his Department has for debts owed to HMRC to be included in its new Breathing Space scheme.
	tabling member constituency	Bolton North East
	tabling member printed	Sir David Crausby
	uin	212320
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Government published a consultation on a single policy proposal for the breathing space scheme in October 2018. The consultation proposed that as wide a range of an individual’s personal debts as possible would be included in the scheme, including certain tax and benefit debts.</p><p> </p><p>The consultation closed on 29 January, and the Government intends to confirm its approach to these aspects of the scheme in its response.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/01/2019 16:23:43 answering member 4051 label Biography information for John Glen
	tabling member	437 label Biography information for Sir David Crausby

1045877

	registered interest
	date	22/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Euratom
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 3 December 2018 to Question 196828 on EURATOM, what assessment he has made of the compatibility of the scenarios in the White Paper entitled Legislating for the Withdrawal Agreement between the United Kingdom and the European Union, published on 24 July 2018, and the EU Withdrawal Agreement.
	tabling member constituency	Birmingham, Edgbaston
	tabling member printed	Preet Kaur Gill
	uin	211327
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The White Paper published on the 24<sup>th</sup> July 2018 entitled <em>Legislating for the Withdrawal Agreement between the United Kingdom and the European Union </em>sets out the Government's plans for legislating for those parts of the Withdrawal Agreement which were agreed at the March European Council 2018: citizens' rights, the implementation period and the negotiated financial settlement. It did not cover other areas of the Withdrawal Agreement where negotiations were ongoing at the point of publication. It also did not cover the future relationship.</p><p> </p><p>Subsequently, we have agreed the terms of our exit from the European Union, as set out in the withdrawal agreement agreed by the EU member states at the special European Council on Sunday 25 November. We also agreed the terms of our future relationship, as outlined in the political declaration. What we have agreed means that we will leave the EU in a smooth and orderly way on 29 March 2019 and sets the framework for a future relationship that delivers in our national interest. It takes back control of our borders, laws and money, it protects jobs, security and the integrity of the United Kingdom, and it delivers in ways that many said could simply not be done. It protects the rights of more than three million EU citizens living in the UK and around one million UK nationals living in the EU. The Withdrawal Agreement offers a time-limited implementation period that provides a bridge to the future relationship, allowing businesses to continue trading as now until the end of 2020. It provides a fair financial settlement for UK taxpayers estimated to be between £35-39bn, resolving our obligations.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/01/2019 16:17:26 answering member 4051 label Biography information for John Glen
	tabling member	4603 label Biography information for Preet Kaur Gill

1046834

	registered interest
	date	23/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Disadvantaged
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will establish a working group with the Payment Systems Regulator on preventing an increase in financial exclusion.
	tabling member constituency	Hornsey and Wood Green
	tabling member printed	Catherine West
	uin	211840
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. Government is continuing to engage with the Payment Systems Regulator and industry, including LINK, on this issue.</p><p> </p><p>LINK has cancelled its third interchange fee reduction, due in January 2020, and put on hold its fourth reduction, due in January 2021, pending further review. The Payment Systems Regulator, who regulates LINK, has welcomed these adjustments, having stated that LINK must carefully review its decisions on interchange fees to reflect changing market conditions.</p><p> </p><p>LINK has also recently announced new financial support for ATMs in remote and deprived areas.</p><p> </p><p>The Government is also committed to ensuring that individuals, regardless of their background or income, have access to useful and affordable financial products and services. That’s why the Government established the Financial Inclusion Policy Forum in November 2017 with a membership of leaders from across the financial services industry, charities and consumer groups. The Forum provides leadership and ensures collaboration across government and with the sector in tackling financial exclusion. The Forum meets bi-annually, with the next meeting due to take place on 26 March 2019.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 211839 question first answered 29/01/2019 16:27:57 answering member 4051 label Biography information for John Glen
	tabling member	4523 label Biography information for Catherine West

1047770

	registered interest
	date	24/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Office for Professional Body Anti-money Laundering Supervision
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, at what level registration fees for anti-money laundering supervisory bodies under the Office for Professional Body Anti-Money Laundering Supervision will be set; and when those supervisory bodies will be notified of that fee.
	tabling member constituency	Glasgow Central
	tabling member printed	Alison Thewliss
	uin	212395
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>OPBAS is part of the FCA. FCA fees are set following public consultation. The FCA consulted on the 2018/19 fee-rate for OPBAS in October 2018 (CP18/32). Consultation closed on 14 December. The outcome of the consultation is being assessed through the appropriate internal governance procedures and the FCA intend to publish its decision in Spring 2019.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/01/2019 16:04:19 answering member 4051 label Biography information for John Glen
	tabling member	4430 label Biography information for Alison Thewliss

1047773

	registered interest
	date	24/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Office for Professional Body Anti-money Laundering Supervision
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what plans he has to ensure that accountants who are not members of an anti-money laundering supervisory body under the Office for Professional Body Anti-Money Laundering Supervision meet their anti-money laundering obligations.
	tabling member constituency	Glasgow Central
	tabling member printed	Alison Thewliss
	uin	212396
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>Accountants that are not a member of a designated anti-money laundering (AML) professional body supervisor must register with HMRC for supervision purposes. As a supervisor under the Money Laundering Regulations, HMRC takes its response to money laundering very seriously and has committed to meeting the high standards set by the Office for Professional Body AML Supervision (OPBAS). HMRC actively pursues those individuals who should be registered for AML purposes.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/01/2019 16:14:58 answering member 4051 label Biography information for John Glen
	tabling member	4430 label Biography information for Alison Thewliss

1047803

	registered interest
	date	24/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Office for Professional Body Anti-money Laundering Supervision
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will undertake an assessment of the effectiveness of the Office for Professional Body Anti-Money Laundering Supervision.
	tabling member constituency	Glasgow Central
	tabling member printed	Alison Thewliss
	uin	212397
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Oversight of Professional Body Anti-Money Laundering and Counter Terrorist Financing Supervision Regulations 2017, allowing for the creation of the Office for Professional Body AML Supervision (OPBAS), came into force in January 2018 and places a requirement on the Treasury to periodically carry out a review of the regulatory provision contained in the regulations and to publish a report setting out the conclusions of the review.</p><p> </p><p>The first report must be published before 26<sup>th</sup> June 2022.</p><p> </p><p>OPBAS activity will also be included in the FCA annual report.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/01/2019 16:03:39 answering member 4051 label Biography information for John Glen
	tabling member	4430 label Biography information for Alison Thewliss