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1036903
star this property registered interest false more like this
star this property date less than 2019-01-07more like thismore than 2019-01-07
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Investment: Property more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they intend to take to investigate the operation of real estate investment funds, in particular (1) the property valuations used by these funds, (2) whether fund investors and redeemers are treated equally, and (3) the calculation of fund management fees. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL12545 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>This is a matter for the Financial Conduct Authority (FCA), which is operationally independent from Government. The question has been passed on to the FCA. The FCA will reply directly to Lord Myners by letter. A copy of the letter will be placed in the Library of the House.</p> more like this
star this property answering member printed Lord Bates more like this
star this property question first answered
less than 2019-01-21T15:39:18.35Zmore like thismore than 2019-01-21T15:39:18.35Z
star this property answering member
1091
unstar this property label Biography information for Lord Bates more like this
star this property tabling member
3869
star this property label Biography information for Lord Myners more like this
1036905
star this property registered interest false more like this
star this property date less than 2019-01-07more like thismore than 2019-01-07
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Credit Unions more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they are taking to support and enable the growth of credit unions. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL12547 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>The government remains committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector.</p><p> </p><p>At Autumn Budget 2018, the Chancellor announced a two-year pilot of a new prize-linked savings scheme offered through credit unions. This will support the credit union sector through increased membership, awareness and deposits, as well as encouraging participants to build up savings to help them cope with financial shocks.</p><p> </p><p>The Chancellor also announced a new £2 million challenge fund to promote innovative solutions from the UK’s Fintech sector to address challenges faced by social and community lenders, including credit unions. This follows the success of last year’s Rent Recognition Challenge, where UK Fintechs were invited to develop digital solutions for incorporating rental data into credit scores.</p> more like this
star this property answering member printed Lord Bates more like this
star this property question first answered
less than 2019-01-21T15:38:44.68Zmore like thismore than 2019-01-21T15:38:44.68Z
star this property answering member
1091
unstar this property label Biography information for Lord Bates more like this
star this property tabling member
3869
star this property label Biography information for Lord Myners more like this
1036959
star this property registered interest false more like this
star this property date less than 2019-01-07more like thismore than 2019-01-07
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Standard of Living more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government, further to the Written Answer by Lord Bates on 17 December 2018 (HL11981), what conclusions were reached by HM Treasury, along with other relevant departments, about the equality and cumulative impact of their decisions on those people sharing protected characteristics; and what assessment they have made of how such conclusions compare with those of the Equality and Human Rights Commission in its report The cumulative impact in living standards of public spending changes, published on 28 November, in respect of the effect of public spending changes on lone parents, young adults, severely disabled people and certain ethnic groups since 2010. more like this
star this property tabling member printed
Lord Ouseley more like this
star this property uin HL12601 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>Equality and fairness continue to be at the heart of this Government’s agenda, and HM Treasury and other departments take their compliance with the Equality Act’s Public Sector Equality Duty seriously when deciding policy. Impact assessments of government policies, including the impact on equalities, are often published by relevant departments. In the interests of transparency, the Treasury and HMRC publish tax information and impact notes (TIINs) for individual tax measures that include, in summary form, assessments of their expected equalities impacts.</p><p>The government does not accept that the EHRC’s report presents an accurate view of the impacts of its policy choices. In its analysis of public spending, the EHRC does not cover the increase in spending in the new multi-year funding plan for NHS England, equating to £20.5bn more per year in real terms by 2023-24 or changes to the UC work allowance announced at Budget 2018.</p> more like this
star this property answering member printed Lord Bates more like this
star this property question first answered
less than 2019-01-21T15:31:26.277Zmore like thismore than 2019-01-21T15:31:26.277Z
star this property answering member
1091
unstar this property label Biography information for Lord Bates more like this
star this property tabling member
2170
star this property label Biography information for Lord Ouseley more like this
1036960
star this property registered interest false more like this
star this property date less than 2019-01-07more like thismore than 2019-01-07
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Financial Services more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the analysis conducted by the EY financial services Brexit Tracker, published on 7 January, which states that financial services companies have moved approximately £800 billion of assets to Europe; and what assessment, if any, they have made of the impact of such asset moves on the UK financial services sector post-Brexit. more like this
star this property tabling member printed
Lord Taylor of Warwick more like this
star this property uin HL12602 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>We remain committed to preserving our competitive position in financial services after the UK has left the European Union.</p><p> </p><p>Firms that are using the EU “passport” to serve clients recognise that further steps to legal certainty remain, and are taking the sensible step of carrying out contingency planning with respect to their operations in the UK and elsewhere in Europe for the event that no deal is reached with the EU.</p><p> </p><p>We have successfully agreed commitments for working towards a future framework with the EU on financial services and both sides intend to take decisions on granting equivalence at least 6 months before the end of the Implementation Period.</p><p> </p>The Government’s long-term economic analysis sets out the impact of the UK’s White Paper position on the financial services sector.<p> </p> more like this
star this property answering member printed Lord Bates more like this
star this property question first answered
less than 2019-01-21T15:34:11.627Zmore like thismore than 2019-01-21T15:34:11.627Z
star this property answering member
1091
unstar this property label Biography information for Lord Bates more like this
star this property tabling member
1796
star this property label Biography information for Lord Taylor of Warwick more like this
1036962
star this property registered interest false more like this
star this property date less than 2019-01-07more like thismore than 2019-01-07
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Exchange Rates more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the effects of Brexit uncertainty on exchange rate volatility; and what assessment, if any, they have made of the impact of such volatility on business planning in the UK manufacturing sector. more like this
star this property tabling member printed
Lord Taylor of Warwick more like this
star this property uin HL12604 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>Her Majesty’s Government continues to monitor the effects of Brexit uncertainty on exchange rate volatility. Recent financial market movements have been driven by a combination of global events as well as domestic developments.</p><p> </p><p>Overall, uncertainty is a key concern of businesses, including those in the manufacturing sector, as evidenced in recent manufacturing focussed business surveys. Furthermore, the Agent’s survey on EU withdrawal preparation from the Bank of England recorded that around 35% of respondents in manufacturing had already made some change to their business plans since the referendum with a further 25-30% expecting to adjust their business plans by end-March 2019.</p><p> </p><p>Delivering the settlement negotiated with the EU remains our top priority. The Government will continue to take steps to provide businesses with information for a range of scenarios. These include HMRC publishing a ‘Partnership Pack’ to help businesses prepare for changes at the UK border and the publication of 106 technical notices to help businesses prepare for a ‘no deal’ scenario. The Government has also launched a public information campaign to ensure that citizens and businesses are well informed about how Brexit will affect them and the practical steps they will need to take.</p>
star this property answering member printed Lord Bates more like this
star this property question first answered
remove maximum value filtermore like thismore than 2019-01-21T15:41:42.04Z
star this property answering member
1091
unstar this property label Biography information for Lord Bates more like this
star this property tabling member
1796
star this property label Biography information for Lord Taylor of Warwick more like this
1041452
star this property registered interest false more like this
star this property date less than 2019-01-14more like thismore than 2019-01-14
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Public Expenditure: Scotland more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what funding allocation Scotland will receive as a result of Barnett formula determinations on spending in preparation for the UK leaving the EU without a withdrawal agreement. more like this
star this property tabling member constituency Edinburgh North and Leith more like this
star this property tabling member printed
Deidre Brock more like this
star this property uin 208273 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>The Government has provided more than £4.2 billion of additional funding to prepare for EU Exit since 2016, including over £2 billion for core activities in 2019-20 for deal and no deal scenarios.</p><p>The 2019-20 allocations were announced in a Written Ministerial Statement on 18 December 2018, with the Scottish Government allocated £54.7m through the Barnett Formula.</p><p>This follows the Scottish Government’s £37.3m Barnett-based allocation from a £1.5 billion fund in 2018-19.</p> more like this
star this property answering member constituency South West Norfolk more like this
star this property answering member printed Elizabeth Truss more like this
star this property question first answered
less than 2019-01-21T11:02:56.203Zmore like thismore than 2019-01-21T11:02:56.203Z
star this property answering member
4097
unstar this property label Biography information for Elizabeth Truss more like this
star this property tabling member
4417
star this property label Biography information for Deidre Brock more like this
1041739
star this property registered interest false more like this
star this property date less than 2019-01-15more like thismore than 2019-01-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Credit: Interest Rates more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to protect consumers from high risk pay-day loans. more like this
star this property tabling member constituency Blackburn more like this
star this property tabling member printed
Kate Hollern more like this
star this property uin 208936 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>On 1 April 2014, regulation of the consumer credit market, including payday lenders, was transferred to the Financial Conduct Authority (FCA). The government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2017, the FCA issued total fines of £229 million.</p><p> </p><p>The government legislated to require the FCA to introduce a cap on the cost of payday loans, which came into force on 2 January 2015. The FCA published a feedback statement in July 2017, showing that the price cap has been effective, leading to savings of approximately £150 million for 760,000 individuals using payday loans each year.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-01-21T13:50:10.353Zmore like thismore than 2019-01-21T13:50:10.353Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4363
star this property label Biography information for Kate Hollern more like this
1042281
star this property registered interest false more like this
star this property date less than 2019-01-16more like thismore than 2019-01-16
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading VAT: Electronic Government more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, pursuant to the Answer of 15 January 2019 to Question 207321, for what reasons that answer did not provide an estimate of what proportion of eligible businesses the 4000 companies now in scope for making tax digital represents. more like this
star this property tabling member constituency Oxford East more like this
star this property tabling member printed
Anneliese Dodds more like this
star this property uin 209400 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>Further to my response on 15 January 2019 to PQ 207321, daily take-up during this pilot stage has now increased to over 200 businesses a day, and total take-up has increased to over 6,000.</p><p> </p><p>As set out in my previous response, a key objective of this pilot stage is to ensure that full testing is undertaken with the full range of mandated business types, so that improvements to the service and customer support model can be made where necessary. The technical aspects of the service have been rigorously tested to date with a cross-section of business types, including specific trades, representative of the wider business population. While we expect take-up to increase further in the run-up to the mandation date, it would be misleading for the reasons set out in my previous response for that to be the sole focus. At this stage, in line with expectations and plans, take-up is a small but growing proportion of the overall mandated population of 1.1 million.</p><p> </p><p>HMRC is continuing to issue letters to all businesses in scope inviting them to join early, alongside a range of other communications activity, which is increasing participation in the pilot. HMRC’s assessment is that progress with take-up across the range of business types and other delivery activity is on track to be ready to mandate the service for VAT periods which start on or after 1 April 2019.</p><p> </p><p>The Government has continued to engage with stakeholders and listen to their concerns about business readiness. In October I announced a 6 month delay for those customers with the most complex requirements, to ensure there is sufficient time for testing the service with them in the pilot before they are mandated to join from 1 October 2019.</p>
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property question first answered
less than 2019-01-21T15:15:23.56Zmore like thismore than 2019-01-21T15:15:23.56Z
star this property answering member
3935
unstar this property label Biography information for Mel Stride more like this
star this property tabling member
4657
star this property label Biography information for Anneliese Dodds more like this
1042400
star this property registered interest false more like this
star this property date less than 2019-01-16more like thismore than 2019-01-16
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury remove filter
star this property hansard heading Brexit: Northern Ireland more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what estimate he has made of the effect on (a) GDP and (b) wages in Northern Ireland of the backstop provisions contained in the Government's proposed EU Withdrawal Agreement. more like this
star this property tabling member constituency Hayes and Harlington more like this
star this property tabling member printed
John McDonnell more like this
star this property uin 209302 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer remove filter
star this property answer text <p>As set out in the Chancellor’s letter to the Treasury Select Committee on the 3rd January, there is not yet sufficient specificity on detailed arrangements of the backstop for modelling purposes, and therefore an estimate of the effect on a) GDP and b) wages for Northern Ireland has not been made.</p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property question first answered
less than 2019-01-21T14:58:55.877Zmore like thismore than 2019-01-21T14:58:55.877Z
star this property answering member
3935
unstar this property label Biography information for Mel Stride more like this
star this property tabling member
178
star this property label Biography information for John McDonnell more like this