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49845

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is (1) the total sum, and (2) the percentage, of student loans that have been written off as bad debt.
tabling member printed	Lord Barnett
uin	HL6849
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>Information on the repayment status of student loans is available in the Student Loans Company (SLC) publication<em>‘Student Loans for Higher Education in England, Financial Year 2012-13'</em>.</p><p> </p><p>The Amount of Total Public Debt outstanding (including loans not yet due for repayment) at the start of Financial Year 2012-13 including interest was <strong>£40,271.5m</strong>, rising to <strong>£46,590.4m</strong> by the end of Financial Year 2012-13.</p><p> </p><p>The amount of debt written off or cancelled during the Financial Year 2012-13 was <strong>£27.0m</strong>. This figure is <strong>0.07%</strong> of the Total Public Debt outstanding at the start of Financial Year 2012-13 and <strong>0.06%</strong> of the Total Public Debt outstanding at the end of Financial Year 2012-13.</p><p> </p><p>Write offs occur for policy reasons; when borrowers die, become permanently disabled or when their loan reaches age thresholds. An estimate of ‘bad debt' has not been provided in the answer as there is no standard definition for this.</p><p> </p><p>Statistics referring to the Financial Year 2013-14 will be published in June 2014.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	1018 label Biography information for Lord Barnett

49847

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Lord Ahmad of Wimbledon on 9 April (WA 302), what is the amount of student loan debt still available for sale, including the first tranche referred to.
tabling member printed	Lord Barnett
uin	HL6850
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The total amount of pre-2012 income contingent repayment student loan debt that Government intends to sell has not yet been determined. However, over a five year period, as announced at Autumn Statement 2013, sales are expected to generate between £10 billion and £15 billion in revenues, with a central estimate of around £12 billion.</p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	1018 label Biography information for Lord Barnett

49849

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Lord Ahmad of Wimbledon on 9 April (WA 302), what are the current terms of income contingent repayment loans.
tabling member printed	Lord Barnett
uin	HL6851
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The Education (Student Loans) (Repayment) Regulations set out the terms and conditions of income contingent student loans. This is also set out in the booklet <em>Student Loans – a Guide to Terms and Conditions</em>, the latest copy of which can be accessed at http://www.sfengland.slc.co.uk/media/666045/sfe_t_c_guide_1415_d.pdf . Students are informed at the time of taking out their student loan that the regulations may change from time to time and this means that the terms of their loan may also change.</p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	1018 label Biography information for Lord Barnett

49852

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the answer by Lord Ahmad of Wimbledon on 26 March (HL Deb, col 528), what was the basis on which he described the sale of the student loan book for £160 million as "value for money for the taxpayer"; and what was the original value of the loans.
tabling member printed	Lord Barnett
uin	HL6852
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>The Mortgage Style loans offered for sale had a face value of around £890 million.</p><p>The sale of the Mortgage Style Loan Book was value for money as the purchase price exceeded the value of retention to Government.</p><p>The real value of the book is below the face value of the loans because of the subsidised nature of the loans and their age. These loans attract low interest rates and have an earnings threshold for repayment. The age-related write off combined with the earnings threshold means some borrowers never repay.</p><p> </p><p>The sale of Mortgage style Loans also allowed the Student Loans Company to focus on its core business of supplying income contingent loans (ICR) to current students and collecting repayments from those loans.</p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	1018 label Biography information for Lord Barnett

49862

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many women prisoners had GCSE C-grade or equivalent in English and maths on being imprisoned in (1) 2010, (2) 2011, and (3) 2012; and how many had such qualifications upon release.
tabling member printed	Baroness Wheatcroft
uin	HL6857
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>We do not centrally hold information on the prior attainment of prisoners or their qualifications upon release.</p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	4199 label Biography information for Baroness Wheatcroft

49953

registered interest
date	06/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how they have promoted Fair Trade Day.
tabling member printed	Lord Bourne of Aberystwyth
uin	HL6907
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>It has not proved possible to respond to this question in the time available before Prorogation. I will correspond directly with the noble Lord as soon as possible.</p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	4282 label Biography information for Lord Bourne of Aberystwyth

50282

registered interest
date	07/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, in the light of the changes to the Disabled Students Allowance, what level of assistance institutes of higher education will be required to give to those with specific learning difficulties or dyslexia to enable them to complete their studies.
tabling member printed	Lord Addington
uin	HL7000
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p> </p><p>Higher Education Institutions (HEIs) will be expected to provide reasonable adjustments under the duties placed upon them by the Equality Act 2010. Disabled Students' Allowances (DSAs) will remain available where additional support is required to enable disabled students to access their studies successfully.</p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3453 label Biography information for Lord Addington

50283

registered interest
date	07/05/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the preparedness of institutes of higher education to fulfil their duties to students under the Equality Act 2010 following changes to the Disabled Students Allowance.
tabling member printed	Lord Addington
uin	HL7001
answer	answer is ministerial correction date of answer 14/05/2014 answer text <p>Discussions are underway with the higher education sector to ensure they are ready to meet their legal duties under the Equality Act 2010 by 2015.</p><p><br>The Higher Education Funding Council for England (HEFCE) is currently undertaking a review of provision and support for disabled students in higher education.</p><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon question first answered 14/05/2014 12:00:00 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3453 label Biography information for Lord Addington

57569

registered interest
date	04/06/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Disabled Students' Allowances
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what progress has been made on defining complex needs for the Disabled Students' Allowance.
tabling member printed	Lord Addington
uin	HL42
answer	answer is ministerial correction date of answer 18/06/2014 answer text <p> </p><p> </p><p>Extensive discussions are underway with a wide range of stakeholders to help inform the Disabled Students' Allowances (DSA) Guidance for 2015/16, due this autumn. The guidance will set out the conditions under which DSA will apply. Students will continue to undergo individual study needs assessments, but their needs will be met by DSA and Higher Education Institutions through their duties under the Equality Act.</p><p> </p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon grouped question UIN HL43 question first answered 18/06/2014 13:04:32 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3453 label Biography information for Lord Addington

57570

registered interest
date	04/06/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Disabled Students' Allowances
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what definition of severity for those with dyslexia or specific learning difficulties will be used to justify continued support under the Disabled Students' Allowance.
tabling member printed	Lord Addington
uin	HL43
answer	answer is ministerial correction date of answer 18/06/2014 answer text <p> </p><p> </p><p>Extensive discussions are underway with a wide range of stakeholders to help inform the Disabled Students' Allowances (DSA) Guidance for 2015/16, due this autumn. The guidance will set out the conditions under which DSA will apply. Students will continue to undergo individual study needs assessments, but their needs will be met by DSA and Higher Education Institutions through their duties under the Equality Act.</p><p> </p><p> </p><p> </p> answering member printed Lord Ahmad of Wimbledon grouped question UIN HL42 question first answered 18/06/2014 13:04:31 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3453 label Biography information for Lord Addington