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1002198

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Baroness Buscombe on 31 October (HL10751), what assessment they have made of the obligations on (1) employers, and (2) pension schemes to report failures to pay correct contributions, regardless of whether the errors are large or small; and whether there is a definition of what contributes a material error.
tabling member printed	Baroness Altmann
uin	HL11219
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Government has put in place a robust, proportionate, compliance framework for automatic enrolment which ensures that the vast majority of employers are meeting their legal duties, including: declaring compliance, accurately paying contributions and passing contributions to their chosen pension scheme. This framework is backed by statutory powers which enable the Regulator to compel compliance with the law.</p><p>Employers, trustees, managers and providers must keep records including details of the pension contributions payable in each relevant pay reference period by an employer to the scheme, and the amount payable. This includes the contributions due on the employer’s behalf and deductions made from an individual’s earnings.</p><p>The Pensions Regulator (TPR) has published codes of practice on its website setting out how trustees of defined contribution pension schemes and managers of personal pension schemes should monitor the payment of contributions, provide information to help members check their contributions and report material payment failures to TPR. The codes set out what is considered a material breach, specifically: paragraphs 173 and 174 of Code 3; paragraphs 46 and 47 of Code 5; paragraphs 48 and 49 of Code 6; and paragraphs 173 to 186 of Code 14.</p><p>In addition, TPR publishes regular assessments of its automatic enrolment compliance and enforcement activities as well as an annual commentary and analysis report, both of which are available on its website.</p> answering member printed Baroness Buscombe grouped question UIN HL11220 HL11221 HL11222 question first answered 12/11/2018 16:59:44 answering member 3349 label Biography information for Baroness Buscombe
tabling member	4533 label Biography information for Baroness Altmann

1002199

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the amount of auto-enrolment pension contributions which are incorrect.
tabling member printed	Baroness Altmann
uin	HL11220
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Government has put in place a robust, proportionate, compliance framework for automatic enrolment which ensures that the vast majority of employers are meeting their legal duties, including: declaring compliance, accurately paying contributions and passing contributions to their chosen pension scheme. This framework is backed by statutory powers which enable the Regulator to compel compliance with the law.</p><p>Employers, trustees, managers and providers must keep records including details of the pension contributions payable in each relevant pay reference period by an employer to the scheme, and the amount payable. This includes the contributions due on the employer’s behalf and deductions made from an individual’s earnings.</p><p>The Pensions Regulator (TPR) has published codes of practice on its website setting out how trustees of defined contribution pension schemes and managers of personal pension schemes should monitor the payment of contributions, provide information to help members check their contributions and report material payment failures to TPR. The codes set out what is considered a material breach, specifically: paragraphs 173 and 174 of Code 3; paragraphs 46 and 47 of Code 5; paragraphs 48 and 49 of Code 6; and paragraphs 173 to 186 of Code 14.</p><p>In addition, TPR publishes regular assessments of its automatic enrolment compliance and enforcement activities as well as an annual commentary and analysis report, both of which are available on its website.</p> answering member printed Baroness Buscombe grouped question UIN HL11219 HL11221 HL11222 question first answered 12/11/2018 16:59:44 answering member 3349 label Biography information for Baroness Buscombe
tabling member	4533 label Biography information for Baroness Altmann

1002200

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they intend to introduce reporting requirements to monitor accuracy of auto-enrolment pension contribution records on an annual basis; and if so, what those requirements will be.
tabling member printed	Baroness Altmann
uin	HL11221
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Government has put in place a robust, proportionate, compliance framework for automatic enrolment which ensures that the vast majority of employers are meeting their legal duties, including: declaring compliance, accurately paying contributions and passing contributions to their chosen pension scheme. This framework is backed by statutory powers which enable the Regulator to compel compliance with the law.</p><p>Employers, trustees, managers and providers must keep records including details of the pension contributions payable in each relevant pay reference period by an employer to the scheme, and the amount payable. This includes the contributions due on the employer’s behalf and deductions made from an individual’s earnings.</p><p>The Pensions Regulator (TPR) has published codes of practice on its website setting out how trustees of defined contribution pension schemes and managers of personal pension schemes should monitor the payment of contributions, provide information to help members check their contributions and report material payment failures to TPR. The codes set out what is considered a material breach, specifically: paragraphs 173 and 174 of Code 3; paragraphs 46 and 47 of Code 5; paragraphs 48 and 49 of Code 6; and paragraphs 173 to 186 of Code 14.</p><p>In addition, TPR publishes regular assessments of its automatic enrolment compliance and enforcement activities as well as an annual commentary and analysis report, both of which are available on its website.</p> answering member printed Baroness Buscombe grouped question UIN HL11219 HL11220 HL11222 question first answered 12/11/2018 16:59:44 answering member 3349 label Biography information for Baroness Buscombe
tabling member	4533 label Biography information for Baroness Altmann

1002201

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they intend to put procedures in place to (1) monitor error rates in auto-enrolment contribution records, and (2) assess the proportion of schemes which have taken steps to correct those errors.
tabling member printed	Baroness Altmann
uin	HL11222
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Government has put in place a robust, proportionate, compliance framework for automatic enrolment which ensures that the vast majority of employers are meeting their legal duties, including: declaring compliance, accurately paying contributions and passing contributions to their chosen pension scheme. This framework is backed by statutory powers which enable the Regulator to compel compliance with the law.</p><p>Employers, trustees, managers and providers must keep records including details of the pension contributions payable in each relevant pay reference period by an employer to the scheme, and the amount payable. This includes the contributions due on the employer’s behalf and deductions made from an individual’s earnings.</p><p>The Pensions Regulator (TPR) has published codes of practice on its website setting out how trustees of defined contribution pension schemes and managers of personal pension schemes should monitor the payment of contributions, provide information to help members check their contributions and report material payment failures to TPR. The codes set out what is considered a material breach, specifically: paragraphs 173 and 174 of Code 3; paragraphs 46 and 47 of Code 5; paragraphs 48 and 49 of Code 6; and paragraphs 173 to 186 of Code 14.</p><p>In addition, TPR publishes regular assessments of its automatic enrolment compliance and enforcement activities as well as an annual commentary and analysis report, both of which are available on its website.</p> answering member printed Baroness Buscombe grouped question UIN HL11219 HL11220 HL11221 question first answered 12/11/2018 16:59:44 answering member 3349 label Biography information for Baroness Buscombe
tabling member	4533 label Biography information for Baroness Altmann

1002135

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions Regulator: Risk Assessment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when she plans to bring forward legislative proposals to enhance the moral hazard powers of the Pensions Regulator.
tabling member constituency	Blaenau Gwent
tabling member printed	Nick Smith
uin	188087
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>We have announced in the White Paper, <em>Protecting Defined Benefit Pension Schemes, </em>that we intend to introduce a stand-alone interview power and enhanced inspection powers to enable the Pensions Regulator to conduct its investigations in a more efficient way.</p><p> </p><p>The Government’s recent consultation on a stronger Pensions Regulator asked for views on proposals to strengthen the Pensions Regulator’s powers, including specifically enhancing its anti-avoidance powers, which deal with moral hazard. We are considering the responses and hope to publish our conclusions shortly, with a view to taking forward any necessary legislation in due course.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 188088 question first answered 12/11/2018 12:41:52 answering member 4142 label Biography information for Guy Opperman
tabling member	3928 label Biography information for Nick Smith

1002136

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions Regulator: Powers
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if she will bring forward legislative proposals to enhance the (a) information-gathering and (b) anti-avoidance powers of the Pensions Regulator.
tabling member constituency	Blaenau Gwent
tabling member printed	Nick Smith
uin	188088
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>We have announced in the White Paper, <em>Protecting Defined Benefit Pension Schemes, </em>that we intend to introduce a stand-alone interview power and enhanced inspection powers to enable the Pensions Regulator to conduct its investigations in a more efficient way.</p><p> </p><p>The Government’s recent consultation on a stronger Pensions Regulator asked for views on proposals to strengthen the Pensions Regulator’s powers, including specifically enhancing its anti-avoidance powers, which deal with moral hazard. We are considering the responses and hope to publish our conclusions shortly, with a view to taking forward any necessary legislation in due course.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 188087 question first answered 12/11/2018 12:41:52 answering member 4142 label Biography information for Guy Opperman
tabling member	3928 label Biography information for Nick Smith

1002137

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Consumer Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what progress her Department has made on proposed verification and security measures for individual users of the proposed Pensions Dashboard.
tabling member constituency	Blaenau Gwent
tabling member printed	Nick Smith
uin	188089
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>On Tuesday 4 September 2018, I published a written statement providing an update on pensions including the pensions dashboard. This statement can be found here: <a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/" target="_blank">https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/</a></p><p><strong> </strong></p><p>An industry-led Dashboard, facilitated by Government, will harness the best of industry innovation. We will continue to engage with industry, consumer groups and other stakeholders on this model and Government will protect pension savers and personal information by legislating where necessary.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 12/11/2018 12:45:41 answering member 4142 label Biography information for Guy Opperman
tabling member	3928 label Biography information for Nick Smith

1002138

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Consumer Information
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether the participation of pension schemes in the Pensions Dashboard will be compulsory.
tabling member constituency	Blaenau Gwent
tabling member printed	Nick Smith
uin	188090
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>As set out in the Autumn Budget, DWP will consult on the detailed design for pensions dashboards, and on how an industry-led approach could harness innovation while protecting consumers. As part of the consultation, due to be published shortly, the Department will explore how to maximise the participation of pension schemes.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 12/11/2018 12:44:09 answering member 4142 label Biography information for Guy Opperman
tabling member	3928 label Biography information for Nick Smith

1002070

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Unemployment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what recent estimate the Government has made of the number of workless households in (a) Crawley constituency and (b) England.
tabling member constituency	Crawley
tabling member printed	Henry Smith
uin	188170
answer	answer is ministerial correction date of answer 16/11/2018 answer text <p>The Office for National Statistics use the Labour Force Survey to provide estimates for workless households in the UK.</p><p> </p><p>However, the percentage and number of workless households in Crawley are unavailable due to small sample sizes.</p><p> </p><p>For April-June 2018, there were 331,000 workless households in the South East region, which was 11.8% of households in the region.</p><p> </p><p>For April-June 2018, there were 2,391,000 workless households in England, which was 13.7% of all English households.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 16/11/2018 14:37:05 answering member 4105 label Biography information for Justin Tomlinson
tabling member	3960 label Biography information for Henry Smith

1002127

registered interest
date	05/11/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, when he plans to reply to the letter of 4 October 2018 from the hon. Member for Delyn on statutory maternity pay and maternity allowance.
tabling member constituency	Delyn
tabling member printed	David Hanson
uin	188032
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Department takes the issue seriously and we are in the process of responding.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 12/11/2018 16:23:46 answering member 4105 label Biography information for Justin Tomlinson
tabling member	533 label Biography information for Lord Hanson of Flint