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423168
unstar this property registered interest false more like this
star this property date remove maximum value filtermore like thismore than 2015-10-22
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Financial Services more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government when ministers last met representatives of the Investment Association to discuss fund management industry matters. more like this
star this property tabling member printed
Lord Patten more like this
star this property uin HL2918 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-11-05more like thismore than 2015-11-05
star this property answer text <br /><p>Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p>Ministers’ Quarterly Transparency Returns provide details of ministerial meetings with external organisations on departmental business and are published on a quarterly basis and can be found on the Government’s website.</p> more like this
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-11-05T16:18:20.903Zmore like thismore than 2015-11-05T16:18:20.903Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
1137
unstar this property label Biography information for Lord Patten more like this
389992
unstar this property registered interest false more like this
star this property date less than 2015-07-14more like thismore than 2015-07-14
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Welfare State: Children more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government, for each financial year from 2015–16 to 2020–21, what are the estimated annual costs of (1) child benefit, (2) child tax credits, (3) free school meals for Year 1 and Year 2 children, (4) Universal Credit First Child Premium, (5) Working Tax Credit Childcare element, (6) working tax credit lone parent element, (7) housing benefit family premium, (8) child care grant, and (9) healthy start. more like this
star this property tabling member printed
Lord True more like this
star this property uin HL1427 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-07-28more like thismore than 2015-07-28
star this property answer text <p>(1, 2, 5, 6)</p><p> </p><p> </p><p> </p><p>The Office for Budget Responsibility (OBR) has published expenditure forecasts for tax credits and Child Benefit as part of their recently published Economic and Fiscal Outlook document. The relevant information relating to personal tax credits and child benefit is reproduced below. Expenditure forecasts are not produced for individual elements of tax credits.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><table><tbody><tr><td rowspan="4"> </td><td colspan="7"><p>£ billion</p></td></tr><tr><td><p>Estimate</p></td><td colspan="6"><p>Forecast</p></td></tr><tr><td> </td><td colspan="6"><p>Welfare cap period</p></td></tr><tr><td><p>2014-15</p></td><td><p>2015-16</p></td><td><p>2016-17</p></td><td><p>2017-18</p></td><td><p>2018-19</p></td><td><p>2019-20</p></td><td><p>2020-21</p></td></tr><tr><td><p>Personal tax credits</p></td><td><p>29.7</p></td><td><p>29.5</p></td><td><p>25.3</p></td><td><p>26.3</p></td><td><p>27.3</p></td><td><p>27.5</p></td><td><p>28.2</p></td></tr><tr><td><p>Child benefit</p></td><td><p>11.6</p></td><td><p>11.5</p></td><td><p>11.4</p></td><td><p>11.4</p></td><td><p>11.3</p></td><td><p>11.3</p></td><td><p>11.4</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p>(3)</p><p> </p><p> </p><p> </p><p>The Government is providing over £1 billion of funding in 2014-15 and 2015-16 to meet the costs of universal free school meals for children in reception, year 1 and year 2. Funding for later years will be considered as part of the forthcoming Spending Review.</p><p> </p><p> </p><p> </p><p>Schools also provide free school meals for children up to the age of 18, based on their parents’ eligibility for certain benefits. This will include children in years 1 and 2. This is funded separately from within the Dedicated Schools Grant allocated to schools. It is up to schools to decide how to use their budgets and the Government does not measure spend on free school meals for this cohort.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>(4)</p><p> </p><p> </p><p> </p><p>The Office for Budget Responsibility (OBR) has published expenditure forecasts for Universal Credit as part of their recently published Economic and Fiscal Outlook document. The relevant information is reproduced below.</p><p> </p><p> </p><p> </p><p>Expenditure forecasts are not produced by individual Universal Credit elements and could be provided only at disproportionate cost.</p><p> </p><p> </p><p> </p><table><tbody><tr><td rowspan="3"> </td><td colspan="7"><p>£ billion</p></td></tr><tr><td> </td><td colspan="6"><p>Welfare cap period</p></td></tr><tr><td><p>2014-15</p></td><td><p>2015-16</p></td><td><p>2016-17</p></td><td><p>2017-18</p></td><td><p>2018-19</p></td><td><p>2019-20</p></td><td><p>2020-21</p></td></tr><tr><td><p>Universal credit*</p></td><td><p>0.1</p></td><td><p>0.5</p></td><td><p>-0.2</p></td><td><p>-0.9</p></td><td><p>-1.7</p></td><td><p>-2.7</p></td><td><p>-3.1</p></td></tr><tr><td colspan="8"><p>*Universal credit actual spending for 2014-15 and 2015-16. Spending from 2016-17 onwards represents universal credit additional costs not already included against other benefits (i.e. UC payments that do not exist under current benefit structure).</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p><p>(7)</p><p> </p><p> </p><p> </p><p>The information relating to housing benefit is not readily available and could only be provided at disproportionate cost.</p><p> </p><p> </p><p> </p><p>(8)</p><p> </p><p> </p><p> </p><p>Forecasts are not available for child care grants, for which the rate is set annually. £74 million of awards were made in the 2013/14 academic year. Information relating to student support grant for childcare for 2016/17 was published in a written statement by the Department for Business, Innovation and Skills on 21 July 2015. It confirmed that the maximum childcare grant payable in 2016-17, which covers 85 per cent of actual childcare costs, will be £155.24 per week for one child only and £266.15 per week for two or more children. Student support grants for childcare form just one component of the overall student grant budget.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>(9)</p><p> </p><p> </p><p> </p><p>The estimated annual costs for the Healthy start scheme for 2015/16 are £81.6 million, net of devolved administration receipts.</p><p> </p>
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-07-28T16:03:13.813Zmore like thismore than 2015-07-28T16:03:13.813Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4200
unstar this property label Biography information for Lord True more like this
391944
unstar this property registered interest false more like this
star this property date less than 2015-07-21more like thismore than 2015-07-21
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Equitable Life Assurance Society: Compensation more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what is their latest estimate of the number of Equitable Life policy holders who have still to be contacted before the Equitable Life Payment Scheme closes. more like this
star this property tabling member printed
Lord Kennedy of Southwark more like this
star this property uin HL1707 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-08-04more like thismore than 2015-08-04
star this property answer text <p><strong>At 31 May 2015, payments have been issued to around 87 per cent of eligible Equitable Life policyholders. Approximately 13 per cent of policyholders are therefore currently untraced and unpaid. This is already below the National Audit Office’s 2003 prediction that 17-20 per cent would be left unpaid at the end of the Scheme. </strong></p><p> </p><p> </p><p> </p><p><strong>The Scheme remains committed to tracing and paying as many eligible policyholders as it can before it closes. Strenuous efforts have been made to trace policyholders through advertising, electronic tracing methods, writing to last known addresses, and working with the Department for Work and Pensions (DWP). As announced at Summer Budget, work is continuing with the DWP to trace unpaid policyholders due a payment of £50 or more, where sufficient details are held to enable the DWP tracing service to be used. This further tracing will be completed before the Scheme closes to new claims on 31 December 2015.</strong></p><p> </p>
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-08-04T10:55:07.247Zmore like thismore than 2015-08-04T10:55:07.247Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
391959
unstar this property registered interest false more like this
star this property date less than 2015-07-21more like thismore than 2015-07-21
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Banks more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what plans they have to weaken the ring-fence scheme separating retail and investment banks. more like this
star this property tabling member printed
Lord Taylor of Warwick more like this
star this property uin HL1722 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-08-04more like thismore than 2015-08-04
star this property answer text <p><strong>The Government has no plans to weaken the ring-fence legislation. </strong></p><p> </p><p> </p><p> </p><p><strong>The ring-fencing of retail from wholesale/investment banking is central to the Government’s structural reforms of UK banks. Ring-fencing was a key recommendation of the Independent Commission on Banking (ICB), established in June 2010 and chaired by Sir John Vickers. Ring-fencing will insulate retail banking services (whose continuous provision is essential to financial stability and to the wider economy) from shocks originating elsewhere in the global financial system. It will also make ring-fenced retail banks simpler and easier for the authorities to resolve should they or their wider corporate groups fail.</strong></p><p> </p><p> </p><p> </p> more like this
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-08-04T10:53:35.177Zmore like thismore than 2015-08-04T10:53:35.177Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
391948
unstar this property registered interest false more like this
star this property date less than 2015-07-21more like thismore than 2015-07-21
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Tax Avoidance more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government how much they expect to raise from action on tax avoidance by 2017–18. more like this
star this property tabling member printed
Lord Kennedy of Southwark more like this
star this property uin HL1711 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-08-04more like thismore than 2015-08-04
star this property answer text <p><strong>The government has committed to saving £5 billion per year through tackling avoidance and tax planning, evasion and compliance and imbalances in the tax system. </strong></p><p> </p><p> </p><p> </p><p><strong>The package of measures announced at Summer Budget 2015 represent the next stage in the government’s actions in this area and contributes towards the government commitment by saving £19 billion by 2020/2021 and £5 billion per year by 2019/2020.</strong></p><p> </p> more like this
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-08-04T10:53:57.35Zmore like thismore than 2015-08-04T10:53:57.35Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
419398
unstar this property registered interest false more like this
star this property date less than 2015-09-17more like thismore than 2015-09-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Northern Ireland Executive: Borrowing more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what is the current amount of borrowing by the Northern Ireland Executive as a result of the Reinvestment and Reform Initiative. more like this
star this property tabling member printed
Lord Empey more like this
star this property uin HL2329 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-10-01more like thismore than 2015-10-01
star this property answer text <p>A breakdown of the Northern Ireland Executive’s Reinvestment and Reform Initiative (RRI) borrowing for the years 2003-2004 to 2014-15 is provided in the table below.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p>2003-2004</p></td><td><p>2004-2005</p></td><td><p>2005-2006</p></td><td><p>2006-2007</p></td><td><p>2007-2008</p></td><td><p>2008-2009</p></td><td><p>2009-2010</p></td><td><p>2010-2011</p></td><td><p>2011-2012</p></td><td><p>2012-2013</p></td><td><p>2013-2014</p></td><td><p>2014-2015</p></td><td><p>Total</p></td></tr><tr><td colspan="12"><p>£million</p></td><td> </td></tr><tr><td><p>79</p></td><td><p>169</p></td><td><p>163</p></td><td><p>206</p></td><td><p>105</p></td><td><p>260</p></td><td><p>246</p></td><td><p>200</p></td><td><p>375</p></td><td><p>151</p></td><td><p>196</p></td><td><p>259</p></td><td><p>2,409</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p>So far this year, the Executive have drawn down £80 million of RRI borrowing. The maximum possible drawdown for 2015-16 is £327 million. Of that total, £100 million is additional capital borrowing provided by the Stormont House Agreement. Accessing this additional borrowing is dependent on continuing implementation of that Agreement.</p><p> </p><p> </p>
star this property answering member printed Lord O'Neill of Gatley more like this
star this property grouped question UIN
HL2330 more like this
HL2331 more like this
star this property question first answered
less than 2015-10-01T14:57:32.883Zmore like thismore than 2015-10-01T14:57:32.883Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4216
unstar this property label Biography information for Lord Empey more like this
419399
unstar this property registered interest false more like this
star this property date less than 2015-09-17more like thismore than 2015-09-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Northern Ireland Executive: Borrowing more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what they expect the amount of borrowing by the Northern Ireland Executive as a result of the Reinvestment and Reform Initiative to be by the end of 2015–16. more like this
star this property tabling member printed
Lord Empey more like this
star this property uin HL2330 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-10-01more like thismore than 2015-10-01
star this property answer text <p>A breakdown of the Northern Ireland Executive’s Reinvestment and Reform Initiative (RRI) borrowing for the years 2003-2004 to 2014-15 is provided in the table below.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p>2003-2004</p></td><td><p>2004-2005</p></td><td><p>2005-2006</p></td><td><p>2006-2007</p></td><td><p>2007-2008</p></td><td><p>2008-2009</p></td><td><p>2009-2010</p></td><td><p>2010-2011</p></td><td><p>2011-2012</p></td><td><p>2012-2013</p></td><td><p>2013-2014</p></td><td><p>2014-2015</p></td><td><p>Total</p></td></tr><tr><td colspan="12"><p>£million</p></td><td> </td></tr><tr><td><p>79</p></td><td><p>169</p></td><td><p>163</p></td><td><p>206</p></td><td><p>105</p></td><td><p>260</p></td><td><p>246</p></td><td><p>200</p></td><td><p>375</p></td><td><p>151</p></td><td><p>196</p></td><td><p>259</p></td><td><p>2,409</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p>So far this year, the Executive have drawn down £80 million of RRI borrowing. The maximum possible drawdown for 2015-16 is £327 million. Of that total, £100 million is additional capital borrowing provided by the Stormont House Agreement. Accessing this additional borrowing is dependent on continuing implementation of that Agreement.</p><p> </p><p> </p>
star this property answering member printed Lord O'Neill of Gatley more like this
star this property grouped question UIN
HL2329 more like this
HL2331 more like this
star this property question first answered
less than 2015-10-01T14:57:32.98Zmore like thismore than 2015-10-01T14:57:32.98Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4216
unstar this property label Biography information for Lord Empey more like this
419400
unstar this property registered interest false more like this
star this property date less than 2015-09-17more like thismore than 2015-09-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Northern Ireland Executive: Borrowing more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government how much borrowing has been incurred by the Northern Ireland Executive since the beginning of the Reinvestment and Reform Initiative, broken down by financial year. more like this
star this property tabling member printed
Lord Empey more like this
star this property uin HL2331 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-10-01more like thismore than 2015-10-01
star this property answer text <p>A breakdown of the Northern Ireland Executive’s Reinvestment and Reform Initiative (RRI) borrowing for the years 2003-2004 to 2014-15 is provided in the table below.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p>2003-2004</p></td><td><p>2004-2005</p></td><td><p>2005-2006</p></td><td><p>2006-2007</p></td><td><p>2007-2008</p></td><td><p>2008-2009</p></td><td><p>2009-2010</p></td><td><p>2010-2011</p></td><td><p>2011-2012</p></td><td><p>2012-2013</p></td><td><p>2013-2014</p></td><td><p>2014-2015</p></td><td><p>Total</p></td></tr><tr><td colspan="12"><p>£million</p></td><td> </td></tr><tr><td><p>79</p></td><td><p>169</p></td><td><p>163</p></td><td><p>206</p></td><td><p>105</p></td><td><p>260</p></td><td><p>246</p></td><td><p>200</p></td><td><p>375</p></td><td><p>151</p></td><td><p>196</p></td><td><p>259</p></td><td><p>2,409</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p>So far this year, the Executive have drawn down £80 million of RRI borrowing. The maximum possible drawdown for 2015-16 is £327 million. Of that total, £100 million is additional capital borrowing provided by the Stormont House Agreement. Accessing this additional borrowing is dependent on continuing implementation of that Agreement.</p><p> </p><p> </p>
star this property answering member printed Lord O'Neill of Gatley more like this
star this property grouped question UIN
HL2329 more like this
HL2330 more like this
star this property question first answered
less than 2015-10-01T14:57:33.05Zmore like thismore than 2015-10-01T14:57:33.05Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
4216
unstar this property label Biography information for Lord Empey more like this
384505
unstar this property registered interest false more like this
star this property date less than 2015-06-22more like thismore than 2015-06-22
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Public Sector Debt more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what is their assessment of recent research by the Taxpayers' Alliance indicating that the United Kingdom's true national debt is £8.6 trillion. more like this
star this property tabling member printed
Lord Stoddart of Swindon more like this
star this property uin HL716 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-07-06more like thismore than 2015-07-06
star this property answer text <p>According to the latest <em>Public Sector Finances</em> release (May 2015) produced by the Office for National Statistics (ONS), Public Sector Net Debt (PSND) stands at £1.5 trillion. This is the government’s usual measure of debt, and the measure on the basis of which the official forecasts from the Office for Budget Responsibility (OBR) are produced.</p><p> </p><p>The number quoted by the Taxpayers’ Alliance includes many future and government liabilities not generally included in debt figures and it does not include corresponding future assets, physical assets, illiquid financial assets or future revenues.</p><p> </p> more like this
star this property answering member printed Lord O'Neill of Gatley more like this
star this property question first answered
less than 2015-07-06T16:44:24.733Zmore like thismore than 2015-07-06T16:44:24.733Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
950
unstar this property label Biography information for Lord Stoddart of Swindon more like this
391297
unstar this property registered interest false more like this
star this property date less than 2015-07-20more like thismore than 2015-07-20
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Government Departments: Telephone Services more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government, further to the Written Answer by Lord O’Neill of Gatley on 9 July (HL898), what training in communication skills is provided for the officials in (1) HM Revenue and Customs, (2) the Home Office, (3) the Ministry of Justice, (4) the Department for Work and Pensions, and (5) the Department for Business, Innovation and Skills, who are responsible for helping members of the public who telephone with complaints or requests for information. more like this
star this property tabling member printed
Lord Quirk more like this
star this property uin HL1653 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2015-07-30more like thismore than 2015-07-30
star this property answer text <p>All new HM Revenue and Customs (HMRC) telephony advisers receive two days of call handling soft skills training, prior to handling customer calls. Further call handling training is provided depending on the needs of the advisor.</p><p> </p><p> </p><p> </p><p>The first escalation for complaints from an adviser is to a Team Leader. 80 per cent of complaints are successfully handled at this point.</p><p> </p><p> </p><p> </p><p>HMRC’s Personal Tax Operations has a specific team who deal with customer complaints received via telephone.</p><p> </p><p> </p><p> </p><p>HMRC has a target of answering 80 per cent of all calls received.</p><p> </p><p> </p><p> </p><p>Information regarding the training and performance on telephony issues for other Government Departments is not held centrally and should be obtained from the Departments concerned.</p><p> </p><p> </p><p> </p> more like this
star this property answering member printed Lord O'Neill of Gatley more like this
star this property grouped question UIN HL1654 more like this
star this property question first answered
less than 2015-07-30T13:33:52.54Zmore like thismore than 2015-07-30T13:33:52.54Z
star this property answering member
4536
unstar this property label Biography information for Lord O'Neill of Gatley more like this
star this property tabling member
3254
unstar this property label Biography information for Lord Quirk more like this