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1121594
star this property registered interest false more like this
star this property date less than 2019-04-11more like thismore than 2019-04-11
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services: Fees and Charges more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the charges levied on customers by UK banks. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL15245 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-04-25more like thismore than 2019-04-25
unstar this property answer text <p>The Treasury does not make assessments on the charges levied on customers by UK banks because in most circumstances fees and charges are commercial decisions for the bank.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2019-04-25T10:54:33.683Zmore like thismore than 2019-04-25T10:54:33.683Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
1123292
star this property registered interest false more like this
star this property date less than 2019-04-25more like thismore than 2019-04-25
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the number of people who have no form of bank account in the UK and the additional costs such people incur to access certain goods and services. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL15348 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-09more like thismore than 2019-05-09
unstar this property answer text <p>The Government takes financial inclusion very seriously and is working to ensure everyone can have access to useful and affordable financial services, including a bank account.</p><p> </p><p>The Treasury does not make assessments of the number of people who do not have a bank account or the additional costs that may be incurred. However, in 2017, the Financial Conduct Authority published the results of the Financial Lives Survey which found that 1.3 million UK adults were unbanked, i.e. have no current account or alternative e-money account.</p><p> </p><p>The Financial Lives Survey report contains further information on the characteristics of the unbanked. The report analyses survey results across the four nations of the UK, the nine regions of England, and by rural and urban areas. The FCA intend to repeat the Financial Lives Survey on a regular basis in future.</p><p> </p><p> </p><p>However, the nine largest personal current account providers in the UK are legally required to offer fee-free basic bank accounts to customers who do not have a bank account or who are ineligible for a bank’s standard current account. Accounts have all the standard payment features such as Direct Debits and Standing Orders, though no overdraft or cheque book facilities. The Treasury’s December 2018 publication shows that in total there are nearly 7.5 million basic bank accounts open in the UK.</p>
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2019-05-09T10:37:58.007Zmore like thismore than 2019-05-09T10:37:58.007Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
1140474
star this property registered interest false more like this
star this property date less than 2019-07-18more like thismore than 2019-07-18
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Institutions: Fines more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what is the total (1) number, and (2) amount, of fines that have been imposed on banks and other companies in the financial sector since 2015; and what the money collected has been used for. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL17307 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-07-23more like thismore than 2019-07-23
unstar this property answer text <p>Information on the fines imposed on financial sector firms can be found on the FCA’s website.</p><p> </p><p>Between financial years 2015/16 and 2018/19 the Financial Conduct Authority and the Prudential Regulation Authority have levied a total of 37 fines on banks and other financial sector firms. The total amount fined over this four year period was one billion, three hundred and sixty seven million pounds.</p><p> </p><p>Since 2015 money from these fines, minus enforcement costs, has been transferred directly to the Government’s consolidated fund. Fine income entering the Consolidated Fund is not earmarked for any specific purpose but is instead part of the Government’s total revenues. Government revenues are used to pay for all Government spending on public services.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2019-07-23T16:24:18.283Zmore like thismore than 2019-07-23T16:24:18.283Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
600525
star this property registered interest false more like this
star this property date less than 2016-10-12more like thismore than 2016-10-12
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Consumer Goods: Imports more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what impact they expect the recent fall in the value of sterling to have on imported consumer goods. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL2278 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2016-10-25more like thismore than 2016-10-25
unstar this property answer text <p>Before the referendum on the UK’s membership of the EU, the UK government published short-term and long-term assessments of the likely impact on the UK economy from leaving the EU, including the effects of sterling revaluation. HM Government is monitoring economic developments closely and the independent Office for Budget Responsibility will produce an updated economic forecast alongside Autumn Statement 2016.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2016-10-25T11:09:30.307Zmore like thismore than 2016-10-25T11:09:30.307Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
619492
star this property registered interest false more like this
star this property date less than 2016-10-24more like thismore than 2016-10-24
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Sterling more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what is their assessment of the recent fall in the value of sterling. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL2598 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2016-11-02more like thismore than 2016-11-02
unstar this property answer text <p>The UK has an inflation target, not an exchange rate target. The value of sterling adjusts flexibly in response to economic conditions and market forces.</p><p> </p><p>We are going through a period of adjustment as the economy responds to the vote to leave the European Union. The fundamental strength of the UK economy means that it is well-placed to deal with the challenges, and take advantage of the opportunities, that lie ahead.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2016-11-02T16:15:10.23Zmore like thismore than 2016-11-02T16:15:10.23Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
646550
star this property registered interest true more like this
star this property date less than 2016-11-28more like thismore than 2016-11-28
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Social Rented Housing: Rural Areas more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether they have plans to reform the income tax relief system to encourage the building of social housing on rural exception sites; and if so, what are those plans. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL3569 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2016-12-05more like thismore than 2016-12-05
unstar this property answer text <p>The Government currently has no plans to reform the income tax relief system or rollover relief provisions for Capital Gains Tax in order to encourage the building of social housing on rural exception sites.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property grouped question UIN HL3570 more like this
star this property question first answered
less than 2016-12-05T16:41:46.04Zmore like thismore than 2016-12-05T16:41:46.04Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
646551
star this property registered interest true more like this
star this property date less than 2016-11-28more like thismore than 2016-11-28
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Social Rented Housing: Rural Areas more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether they have plans to look at reform of the rollover relief provisions for Capital Gains Tax to encourage the building of social housing on rural exception sites; and if so, what are those plans. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL3570 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2016-12-05more like thismore than 2016-12-05
unstar this property answer text <p>The Government currently has no plans to reform the income tax relief system or rollover relief provisions for Capital Gains Tax in order to encourage the building of social housing on rural exception sites.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property grouped question UIN HL3569 more like this
star this property question first answered
less than 2016-12-05T16:41:45.993Zmore like thismore than 2016-12-05T16:41:45.993Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
1002242
star this property registered interest false more like this
star this property date less than 2018-11-05more like thismore than 2018-11-05
star this property answering body
Cabinet Office more like this
star this property answering dept id 53 more like this
star this property answering dept short name Cabinet Office more like this
star this property answering dept sort name Cabinet Office more like this
star this property hansard heading Emergencies: Planning more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what are the reasonable worst-case scenarios that they have asked local resilience forums to work on. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL11263 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2018-11-13more like thismore than 2018-11-13
unstar this property answer text <p>Local Resilience Forums are required under the Civil Contingencies Act to compile and publish community risk registers setting out the main risks in their areas to both raise awareness and guide contingency planning. In doing this, they are guided by, among other things, the National Risk Assessment (NRA) which covers the range of risks that could cause a civil emergency in the UK, and provides a list of the common consequences of these risks in the form of planning assumptions. These cover the maximum scale, duration and impact that could reasonably be expected to occur as a result of emergencies.</p><p>The NRA is classified for national security reasons, and it is therefore not possible to share details of the reasonable worst-case scenarios or planning assumptions. A declassified version is available in the form of the <a href="https://www.gov.uk/government/publications/national-risk-register-for-civil-emergencies-2015-edition" target="_blank">National Risk Register of Civil Emergencies</a> (NRR). This is also provided to the local planning community, and has been placed in the House of Lords Library. Most Community Risk Registers are also available online.</p><p><strong> </strong></p>
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2018-11-13T16:52:27.177Zmore like thismore than 2018-11-13T16:52:27.177Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
1088869
star this property registered interest false more like this
star this property date less than 2019-03-14more like thismore than 2019-03-14
star this property answering body
Cabinet Office more like this
star this property answering dept id 53 more like this
star this property answering dept short name Cabinet Office more like this
star this property answering dept sort name Cabinet Office more like this
star this property hansard heading Grenfell Tower Inquiry more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government when they expect Sir Martin Moore-Bick to publish his report on the first phase of the Grenfell Tower Inquiry. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL14574 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-03-25more like thismore than 2019-03-25
unstar this property answer text <p>The timetable for the independent public Inquiry into the Grenfell Tower fire is a matter for the Inquiry Chair.</p><p><strong> </strong></p><p>The Inquiry’s most recent update, published on their website on 5 March, confirms that the Chairman is in the process of drafting the Phase 1 report and that he hopes to complete it in the spring.</p><p> </p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2019-03-25T11:56:11.283Zmore like thismore than 2019-03-25T11:56:11.283Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
675213
star this property registered interest false more like this
star this property date less than 2017-01-18more like thismore than 2017-01-18
star this property answering body
Cabinet Office more like this
star this property answering dept id 53 more like this
star this property answering dept short name Cabinet Office more like this
star this property answering dept sort name Cabinet Office more like this
star this property hansard heading Written Questions more like this
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government, where one department has provided information in the response to a Question for Written Answer, whether they would expect other departments to answer a similar question in a similar manner. more like this
star this property tabling member printed
Lord Kennedy of Southwark remove filter
star this property uin HL4778 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-01-24more like thismore than 2017-01-24
unstar this property answer text <p>The content of each answer is a matter for the Minister concerned, and each Minister is responsible to the House for the answers they provide. Answers to similar questions asked of different Departments can vary.</p> more like this
star this property answering member printed Lord Young of Cookham remove filter
star this property question first answered
less than 2017-01-24T15:55:31.44Zmore like thismore than 2017-01-24T15:55:31.44Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this