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1127306

	registered interest
	date	17/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance Companies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he has taken to make sure that adequate interim payments to third parties are made promptly by insurance companies after those companies have accepted liability.
	tabling member constituency	Orpington
	tabling member printed	Joseph Johnson
	uin	255668
	answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>The FCA is an independent body responsible for regulating and supervising the financial services industry. It sets the conduct standards required of insurance firms in relation to their business.</p><p> </p><p>The FCA’s rules require insurers to handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. It is important that insurers treat customers fairly and the Government supports the FCA in carrying out its responsibilities.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 255669 255670 question first answered 21/05/2019 14:42:59 answering member 4051 label Biography information for John Glen
	tabling member	4039 label Biography information for Lord Johnson of Marylebone

1127307

	registered interest
	date	17/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance Companies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to stop insurance companies delaying interim payments to third parties to take advantage of potential changes to the Ogden discount rate.
	tabling member constituency	Orpington
	tabling member printed	Joseph Johnson
	uin	255669
	answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>The FCA is an independent body responsible for regulating and supervising the financial services industry. It sets the conduct standards required of insurance firms in relation to their business.</p><p> </p><p>The FCA’s rules require insurers to handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. It is important that insurers treat customers fairly and the Government supports the FCA in carrying out its responsibilities.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 255668 255670 question first answered 21/05/2019 14:42:59 answering member 4051 label Biography information for John Glen
	tabling member	4039 label Biography information for Lord Johnson of Marylebone

1127308

	registered interest
	date	17/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Insurance Companies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make it his policy to introduce a legally binding code of conduct for insurance companies to protect (a) defendants and (b) claimants from the start of a third party claim to the final settlement.
	tabling member constituency	Orpington
	tabling member printed	Joseph Johnson
	uin	255670
	answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>The FCA is an independent body responsible for regulating and supervising the financial services industry. It sets the conduct standards required of insurance firms in relation to their business.</p><p> </p><p>The FCA’s rules require insurers to handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. It is important that insurers treat customers fairly and the Government supports the FCA in carrying out its responsibilities.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 255668 255669 question first answered 21/05/2019 14:42:59 answering member 4051 label Biography information for John Glen
	tabling member	4039 label Biography information for Lord Johnson of Marylebone

1126946

	registered interest
	date	15/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	London Capital & Finance: Insolvency
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what the terms of reference are for the investigation by the Financial Conduct Authority into the failure of London Capital & Finance.
	tabling member constituency	Hove
	tabling member printed	Peter Kyle
	uin	254850
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>Further details of this investigation will be published shortly.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 254851 254852 question first answered 20/05/2019 15:59:43 answering member 4051 label Biography information for John Glen
	tabling member	4505 label Biography information for Peter Kyle

1126949

	registered interest
	date	15/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	London Capital & Finance: Insolvency
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what level of (a) financial resources and (b) personnel has been allocated to the investigation by the Financial Conduct Authority into the issues raised by the failure of London Capital & Finance.
	tabling member constituency	Hove
	tabling member printed	Peter Kyle
	uin	254851
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>Further details of this investigation will be published shortly.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 254850 254852 question first answered 20/05/2019 15:59:43 answering member 4051 label Biography information for John Glen
	tabling member	4505 label Biography information for Peter Kyle

1126951

	registered interest
	date	15/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	London Capital & Finance: Insolvency
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what the timescale is for the investigation by the Financial Conduct Authority into the failure of London Capital & Finance.
	tabling member constituency	Hove
	tabling member printed	Peter Kyle
	uin	254852
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>Further details of this investigation will be published shortly.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 254850 254851 question first answered 20/05/2019 15:59:43 answering member 4051 label Biography information for John Glen
	tabling member	4505 label Biography information for Peter Kyle

1126482

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debts: Developing Countries
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will publish a response to Early Day Motion 158 on Transparency of developing country debts.
	tabling member constituency	Glasgow North
	tabling member printed	Patrick Grady
	uin	254221
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>I thank the honourable member for Glasgow North for his question, and refer him to my answer of 14 November to PQ UIN 189731.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/05/2019 15:52:43 answering member 4051 label Biography information for John Glen
	tabling member	4432 label Biography information for Patrick Grady

1126499

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cash Dispensing: Rural Areas
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that remote rural areas have access to free to use cash machines.
	tabling member constituency	Stroud
	tabling member printed	Dr David Drew
	uin	254104
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>The Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p><p> </p><p>LINK has put in place specific arrangements to protect free-to-use ATMs more than 1 kilometre away from the next nearest free-to-use ATM. LINK has also enhanced its Financial Inclusion Programme, increasing the funding available for free ATMs in the most remote rural and deprived areas of the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/05/2019 15:55:15 answering member 4051 label Biography information for John Glen
	tabling member	252 label Biography information for Dr David Drew

1126679

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Trade Barriers: China and USA
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect on the (a) UK and (b) global economy of a US-China trade war.
	tabling member constituency	Mid Sussex
	tabling member printed	Sir Nicholas Soames
	uin	254057
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>HM Government continuously monitors the global economy, and the Office for Budget Responsibility (OBR) produces the Government’s official economic forecasts. The OBR’s most recent forecast was published in March 2019 and can be accessed at https://obr.uk/efo/economic-fiscal-outlook-march-2019/. The UK economy remains resilient, growing for the ninth consecutive year in 2018. The employment rate is currently at a record high, unemployment is currently at its lowest rate since 1974, and real wages are rising.</p><p> </p><p>In October 2018 the IMF estimated the impact of a trade tensions escalation. They estimated the impact would be global real GDP 0.2% lower in 2019 and 0.21% lower in the long term. The analysis also highlighted that the near term negative impact could be exacerbated by a decline in confidence and market reaction.</p><p> </p><p>The UK has consistently stressed the importance of de-escalating trade tensions, which are in no one’s interest.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/05/2019 15:59:11 answering member 4051 label Biography information for John Glen
	tabling member	116 label Biography information for Lord Soames of Fletching

1126680

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Trade Barriers: China and USA
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what representations he has made to the (a) US Administration and (b) Government of China on the potential effect on the UK economy of a US-China trade war.
	tabling member constituency	Mid Sussex
	tabling member printed	Sir Nicholas Soames
	uin	254058
	answer	answer is ministerial correction date of answer 20/05/2019 answer text <p>The Chancellor engages regularly with international counterparts on issues relating to the global economy. The UK has consistently stressed the importance of de-escalating trade tensions, which are in no one’s interest. We have been clear in our opposition to escalating tariffs which could result in fundamental disruption to global trade flows. This would clearly have a negative effect on the global economy. We will continue to work with our partners to support the rules-based international trading system.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 20/05/2019 15:56:06 answering member 4051 label Biography information for John Glen
	tabling member	116 label Biography information for Lord Soames of Fletching