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509989

	registered interest
	date	11/04/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Treasury: Resignations
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, (a) how many and (b) what proportion of officials of his Department resigned in each of the last six years.
	tabling member constituency	Leicester South
	tabling member printed	Jonathan Ashworth
	uin	33297
	answer	answer is ministerial correction date of answer 18/04/2016 answer text <p>A report was generated from the department’s data management system for the financial years requested. I can confirm that a total of 541 officials have resigned in the last six financial years. The proportion of resignations for each of those six years can be viewed in the table below.</p><p> </p><table><tbody><tr><td><p> </p></td><td><p>April 10 to March 11</p></td><td><p>April 11 to March 12</p></td><td><p>April 12 to March 13</p></td></tr><tr><td><p>Resignations</p></td><td><p>92</p></td><td><p>104</p></td><td><p>82</p></td></tr><tr><td><p>Proportion of Officials (%)</p></td><td><p>6.9%</p></td><td><p>9.0%</p></td><td><p>7.2%</p></td></tr></tbody></table><p> </p><table><tbody><tr><td><p> </p></td><td><p>April 13 to March 14</p></td><td><p>April 14 to March 15</p></td><td><p>April 15 to March 16</p></td></tr><tr><td><p>Resignations</p></td><td><p>83</p></td><td><p>101</p></td><td><p>79</p></td></tr><tr><td><p>Proportion of Officials (%)</p></td><td><p>7.5%</p></td><td><p>9.1%</p></td><td><p>6.3%</p></td></tr></tbody></table><p> </p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 18/04/2016 13:56:44 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4244 label Biography information for Jonathan Ashworth

532417

	registered interest
	date	04/07/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Treasury: Pay
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, (a) how much has been paid to officials of his Department as an additional incentive for working overtime on top of their normal overtime payments, (b) how much has been offered to any individual staff member for a one-off occurrence, (c) how many staff received such incentivised additional payments, (d) from which budgets such payments were made and (e) at which Ministerial or official level the business cases or payment approval for such payments was made in (i) each of the last five years and (ii) 2016 to date.
	tabling member constituency	Rotherham
	tabling member printed	Sarah Champion
	uin	41815
	answer	answer is ministerial correction date of answer 11/07/2016 answer text <p>The Treasury pays officials where overtime working is necessary. It does not offer additional incentives on top of official’s normal overtime payments nor does it pay for one-off occurrences.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 11/07/2016 09:02:40 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4267 label Biography information for Sarah Champion

381280

	registered interest
	date	10/06/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Royal Bank of Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, What estimate he has made of the effect on the public purse of the sale of the Government's stake in the Royal Bank of Scotland; and if he will make a statement.
	tabling member constituency	Leeds East
	tabling member printed	Richard Burgon
	uin	900337
	answer	answer is ministerial correction date of answer 16/06/2015 answer text <p>The Chancellor has recieved independent advice from the Governor of the Bank of England and from Rothschild that it is in the interests of taxpayers to begin now to sell our stake in RBS. This is the right thing to do for the economy and for British taxpayers, and to ensure the best price possible.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 16/06/2015 16:53:59 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4493 label Biography information for Richard Burgon

438849

	registered interest
	date	16/12/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Motor Vehicles: Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, by what mechanism any savings made by insurance companies as a result of a change to the small claims limit for soft tissue road traffic accident injuries will be passed on to policyholders.
	tabling member constituency	Hammersmith
	tabling member printed	Andy Slaughter
	uin	20350
	answer	answer is ministerial correction date of answer 05/01/2016 answer text <p>The pricing of insurance products is a commercial matter for individual insurers in which the Government does not seek to intervene. The motor insurance market is intensely competitive and the Government therefore expects that the insurance industry will pass on savings to consumers.</p><br /><p>Some insurers have already committed to pass on all savings to consumers as a result of the proposed changes.</p><br /> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 05/01/2016 15:21:05 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1516 label Biography information for Andy Slaughter

447326

	registered interest
	date	25/01/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Debt Collection
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, by when he expects to publish the outcome of HM Treasury's consultation on the recommendation made in the review by Christine Farnish of the Money Advice Service, published in March 2015, for a breathing space mechanism to protect vulnerable customers making debt repayments.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	24043
	answer	answer is ministerial correction date of answer 28/01/2016 answer text <p>The Government is committed to exploring whether some form of “breathing space” would be a useful and viable addition to the range of formal and informal debt solutions available to consumers and creditors. Officials in HM Treasury and the Insolvency Service have been asked to discuss this issue with stakeholders with a view to identifying possible options and have begun work on this review.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 28/01/2016 16:28:23 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	478 label Biography information for Lord Field of Birkenhead

424504

	registered interest
	date	28/10/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Personal Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, following his decision to reduce the lifetime allowance for those saving with personal pensions, what assistance the Government plans to offer to people whose additional pension provision is likely to breach the reduced lifetime allowance for personal pensions but would not have breached the previous limit.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	13757
	answer	answer is ministerial correction date of answer 05/11/2015 answer text <p>The Government will put in place transitional protection to ensure that individuals with savings over the proposed lifetime allowance limit are not subject to retrospective taxation. Further detail on these protections is provided at <a href="https://www.gov.uk/government/publications/pension-schemes-newsletter-73-october-2015/pension-schemes-newsletter-73-october-2015" target="_blank">https://www.gov.uk/government/publications/pension-schemes-newsletter-73-october-2015/pension-schemes-newsletter-73-october-2015</a></p><p><br></p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 05/11/2015 15:42:11 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	1409 label Biography information for Mr Gregory Campbell

432189

	registered interest
	date	25/11/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services: Databases
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for how long the Financial Conduct Authority requires banks to retain data records relating to financial services.
	tabling member constituency	Enfield North
	tabling member printed	Joan Ryan
	uin	17593
	answer	answer is ministerial correction date of answer 02/12/2015 answer text <p>The Market Abuse Regulation (MAR) repeals the existing Market Abuse Directive with effect from 3 July 2016 and will have direct application in the UK. It is therefore necessary to make relevant changes to the UK’s existing domestic regime, which is set out primarily in the Financial Services and Markets Act 2000 and the Financial Conduct Authority (FCA) Handbook, to ensure that national law complies with MAR. The necessary changes are currently being considered by HM Treasury and the FCA.</p><br /><p>In relation to record-keeping requirements, FCA rules require investment firms and credit institutionsto maintain orderlyrecords of theirbusiness, including all services and transactions undertaken by them. These mustbe sufficient to enable the FCAto monitor the firm's compliance with its regulatory requirements and retained for a period of at least five years. Therules alsoincludespecific requirements for firmstorecordtelephone<strong>conversations</strong>and electronic communications regarding client orders and dealing on own account. These must be retained for a period of at least six months.</p><br /><p>The FCA supervises firms against therules, including on record keeping, as part of theirongoing supervisory work. The Financial Services and Markets Act 2000 permitsthe FCA to impose appropriate fines, which are not limited, for the contravention on a requirement imposed on them under the Act. The FCA are required to publisha policy statement setting outhow they determinethe appropriate level of financial penalty. This can be foundhere:<a href="https://www.handbook.fca.org.uk/handbook/DEPP/6/1.html?date=2015-10-27" target="_blank">https://www.handbook.fca.org.uk/handbook/DEPP/6/1.html?date=2015-10-27</a>.</p><br /><p>The EU Markets in Financial Instruments Directive (MiFID) introduced a harmonised framework for investor protection in the EU. The Government has supported a revised directive,MiFID II, which will replace itfrom 2017. MiFID IIintroducesmore detailed EU requirements on record keeping and an EU wide taping regime, aimed at strengthening investor protection and enhancing market integrity. This will also extend the period telephone conversations and electronic communications must be retained for to at least five years.​</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 17146 17148 17149 17172 17174 question first answered 02/12/2015 17:37:17 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	166 label Biography information for Joan Ryan

517929

	registered interest
	date	06/05/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Treasury: Legal Representation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for how many court and tribunal cases his Department did not send a legal representative in each year since 2009-10.
	tabling member constituency	Hampstead and Kilburn
	tabling member printed	Tulip Siddiq
	uin	36735
	answer	answer is ministerial correction date of answer 12/05/2016 answer text <p>As far as I am aware there were no cases of this kind in the period 2009-10 to the present.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 12/05/2016 09:37:01 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4518 label Biography information for Tulip Siddiq

384349

	registered interest
	date	19/06/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Royal Bank of Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for what reasons he did not discuss the sale of the Government's shareholding in Royal Bank of Scotland (RBS) Group with RBS, NatWest Bank or Ulster Bank; and if he will make a statement.
	tabling member constituency	South Down
	tabling member printed	Ms Margaret Ritchie
	uin	3332
	answer	answer is ministerial correction date of answer 24/06/2015 answer text <p>The Government’s shareholding in Royal Bank of Scotland (RBS) is managed at arm’s length from HM Treasury by UK Financial Investments (UKFI). UKFI is responsible for managing the Government’s shareholding, as well as devising and executing any sales.</p><p> </p><p> </p><p> </p><p>The management of RBS Group is responsible for the commercial operation of its banks, rather than the administration of the Government’s shareholding or any of its potential disposal options.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 24/06/2015 13:33:15 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4130 label Biography information for Baroness Ritchie of Downpatrick

391720

	registered interest
	date	21/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services Compensation Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for what reasons he proposes to reduce the upper limit of compensation payments for the Financial Services Compensation Scheme.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	8142
	answer	answer is ministerial correction date of answer 07/09/2015 answer text <p>The Deposit Guarantee Scheme Directive (DGSD) is a single market measure to ensure that depositors are entitled to the same level of protection wherever they deposit their money, and that UK firms are not competitively disadvantaged in relation to firms in other EEA jurisdictions.</p><p> </p><p> </p><p> </p><p>As a result of the current strength of the pound in relation to the euro, it has been necessary for the Prudential Regulation Authority to review the sterling coverage limit. However, the Government has taken action to ensure that UK depositors are not exposed to a sudden reduction in the level of protection they receive.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>HM Treasury has laid a statutory instrument to ensure that depositors who are currently entitled to £85,000 of protection from the Financial Services Compensation Scheme will continue to be until 31 December 2015.</p><p> </p><p> </p><p> </p><p>This will ensure that there is sufficient time available for depositors to be made aware of the changes, and to take such steps as they feel necessary to manage their financial affairs appropriately in light of this change. More than 95% of UK retail depositors are expected to remain unaffected by the change to the coverage limit.</p><p> </p><p> </p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 07/09/2015 09:09:07 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	114 label Biography information for Tim Loughton