Show Search Form

Search Results

registered interest	true false
date	exactly: or between: and
answering body
answering dept id
answering dept short name
answering dept sort name
hansard heading
house id
legislature	pref label
question text
tabling member constituency
tabling member printed
uin
answer	is ministerial correction true false date of answer exactly: or between: and answer text answering member constituency answering member printed question first answered answering member label
tabling member	label

Search

1109209

	registered interest
	date	02/04/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, if she will make an assessment of the effectiveness of replacing the Support for Mortgage Interest scheme with a loans-based system from April 2018.
	tabling member constituency	Weaver Vale
	tabling member printed	Mike Amesbury
	uin	240106
	answer	answer is ministerial correction date of answer 08/04/2019 answer text <p>Support for Mortgage Interest is designed to provide protection against the threat of repossession. The new loans system provides exactly the same level of support and provides exactly the same level of protection from repossession as the previous system. We continue to work closely with the lending industry to ensure the scheme delivers its intended aim. The conversion of SMI from a benefit to a loan is estimated to save around £140m in welfare spending.</p><p> </p><p>The Department is using evidence from a number of sources to assess the impact of the conversion to a loan on an on-going basis, including management information on claimant take up and feedback from stakeholder groups, including via our regular liaison with UK Finance, to assess whether there are unintended consequences for particular groups.</p> answering member constituency Colchester answering member printed Will Quince question first answered 08/04/2019 12:59:13 answering member 4423 label Biography information for Will Quince
	tabling member	4667 label Biography information for Mike Amesbury

816915

	registered interest
	date	05/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, for what reasons his Department decided against the introduction of a transitional protection period for people claiming support for mortgage interest after April 2018.
	tabling member constituency	Leeds North West
	tabling member printed	Alex Sobel
	uin	121342
	answer	answer is ministerial correction date of answer 11/01/2018 answer text <p>Support for mortgage interest provides protection for home owners from the threat of repossession. The new loan scheme will provide exactly the same level of support and, thus, exactly the same level of protection against repossession. Claimants and mortgage lenders will not see any difference in the payments they receive and so there is no need to make any general transitional provisions.</p><p> </p><p>Some specific transitional provisions have been put in place which will allow for existing benefit payments to remain in place for a temporary period. These will apply if there are administrative delays in migrating some claimants to the new scheme or where there are difficulties in appointing someone to act on the claimant’s behalf.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 11/01/2018 12:33:27 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4658 label Biography information for Alex Sobel

816971

	registered interest
	date	05/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps his Department has taken to make people in receipt of the Support for Mortgage Interest scheme aware of forthcoming changes to that scheme; and what assessment he has made of the long-term effect on the security of the recipients' homes as a result of people moving from a benefit to an interest-bearing loan.
	tabling member constituency	Weaver Vale
	tabling member printed	Mike Amesbury
	uin	121398
	answer	answer is ministerial correction date of answer 10/01/2018 answer text <p>A managed transfer process has begun with all existing recipients of Support for Mortgage Interest (SMI) benefit receiving information about the new scheme in advance. The exercise to give SMI claimants information about the new scheme began in July 2017 and will continue until mid-February 2018.</p><p> </p><p>Claimants are given information about how the SMI loan will work, about alternatives to the loan and organisations that can offer further information. This is followed up by a telephone call to explain the information and answer any questions. A leaflet containing Frequently Asked Questions is issued to support this informed discussion.</p><p> </p><p>SMI loans will be available to all claimants who currently qualify for SMI as a benefit. The new loans scheme will continue to provide robust protection against repossession to all eligible claimants in times of need. The level of support available will be calculated in the same way as under the current system and claimants and mortgage lenders will not see any difference in the payments they receive. There is no reason to expect lenders to behave any differently to now and we do not anticipate that this measure will lead to an increase in the number of homes that are repossessed. Claimants may change their mind whether to take or decline a loan at any time.</p><p> </p><p>Recovery of SMI loans will not be pursued until the property is sold or transferred. If the amount of equity available after the sale of the property is less than the amount due to be recovered the balance will be written off.</p><p><strong> </strong></p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 10/01/2018 15:24:58 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4667 label Biography information for Mike Amesbury

820910

	registered interest
	date	11/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what other companies were considered along with SERCO for the contract on distributing the new support for mortgage payment loans.
	tabling member constituency	Leeds North West
	tabling member printed	Alex Sobel
	uin	122328
	answer	answer is ministerial correction date of answer 18/01/2018 answer text <p>The contract was awarded following an open competition for which three bids were received and evaluated. The information requested is commercially sensitive so the names of bidding companies cannot be shared.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 18/01/2018 14:31:04 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4658 label Biography information for Alex Sobel

823613

	registered interest
	date	16/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate her Department has made of amount to be loaned to homeowners in the first year following the conversion of the Support for Mortgage Interest benefit to a loan.
	tabling member constituency	Rutherglen and Hamilton West
	tabling member printed	Ged Killen
	uin	123073
	answer	answer is ministerial correction date of answer 22/01/2018 answer text <p>Based on the assumptions in the 2017 Impact Assessment available at:</p><p><a href="http://www.legislation.gov.uk/ukia/2017/117/pdfs/ukia_20170117_en.pdf" target="_blank">http://www.legislation.gov.uk/ukia/2017/117/pdfs/ukia_20170117_en.pdf</a></p><p>the Department estimates that £156m will be loaned to homeowners in 2018/19, which is the first year following conversion of the Support for Mortgage Interest benefit to a loan.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 22/01/2018 15:29:07 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4672 label Biography information for Ged Killen

825449

	registered interest
	date	18/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, when his Department plans to publish the updated terms and conditions of the replacement SMI loan scheme.
	tabling member constituency	Glasgow South
	tabling member printed	Stewart Malcolm McDonald
	uin	123590
	answer	answer is ministerial correction date of answer 23/01/2018 answer text <p>The terms and conditions of the loan are set out in The Loans for Mortgage Interest Regulations 2017 (<a href="http://www.legislation.gov.uk/uksi/2017/725/made" target="_blank">http://www.legislation.gov.uk/uksi/2017/725/made</a>). A loan agreement has been sent (or will be sent) to all existing customers who wish to take up the offer of a Support for Mortgage Interest (SMI) loan.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 23/01/2018 11:31:02 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4461 label Biography information for Stewart Malcolm McDonald

830566

	registered interest
	date	25/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether the removal of Support for Mortgage Interest as part of benefit entitlement from April 2018 will affect entitlement to passported benefits such as help with health costs, free school meals, sure start maternity grant and the warm home discount scheme.
	tabling member constituency	Lanark and Hamilton East
	tabling member printed	Angela Crawley
	uin	125094
	answer	answer is ministerial correction date of answer 31/01/2018 answer text <p>The eligibility for passported benefits is often, but not always, linked to entitlement to income-related benefits such as Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, Universal Credit and Pension Credit. The introduction of Support for Mortgage Interest Loans in April 2018 will not change these criteria.</p><p> </p><p>In some instances, claimants who are treated as receiving the income-related based benefit solely due to eligibility for SMI will no longer be automatically entitled to all ‘passported’ benefits. Many of these claimants will remain eligible to a number of passported benefits on the grounds of age or low income but will usually need to apply for them directly.</p><p><strong> </strong></p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 31/01/2018 16:14:58 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4469 label Biography information for Angela Crawley

830568

	registered interest
	date	25/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many face to face explanations of the change to Support for Mortgage Interest loan payments her Department has carried out supplementary to the telephone and online contact with SERCO.
	tabling member constituency	Lanark and Hamilton East
	tabling member printed	Angela Crawley
	uin	125096
	answer	answer is ministerial correction date of answer 31/01/2018 answer text <p>Department has not carried out any face to face explanations of Support for Mortgage Interest loans.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 31/01/2018 14:30:54 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4469 label Biography information for Angela Crawley

830570

	registered interest
	date	25/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the cost of implementing the change of Support for Mortgage Interest from a benefit to a loan; and the ongoing administration of that loan.
	tabling member constituency	Lanark and Hamilton East
	tabling member printed	Angela Crawley
	uin	125098
	answer	answer is ministerial correction date of answer 31/01/2018 answer text <p>The Department estimates that the total cost of implementing Support for Mortgage Interest loans will be £20.47m. The ongoing administrative costs are estimated to be £2.20m a year.</p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 31/01/2018 14:16:15 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4469 label Biography information for Angela Crawley

833909

	registered interest
	date	30/01/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Support for Mortgage Interest
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what consultation his Department undertook on the changes to be made to support for mortgage interest benefit.
	tabling member constituency	Southport
	tabling member printed	Damien Moore
	uin	125667
	answer	answer is ministerial correction date of answer 02/02/2018 answer text <p>Introduction of SMI as a loan was initially trailed in an informal Call for Evidence between December 2011 and February 2012 which set out the Government’s ideas. 83 responses were received, 48 of these were from organisations including lenders and their representatives, welfare rights organisations, and local authorities. A majority of these including mortgage lenders’ representatives supported the proposal.</p><p>This Department has worked closely with UK Finance (formerly the Council of Mortgage Lenders) throughout the development and delivery of this policy.</p><p> </p> answering member constituency North West Hampshire answering member printed Kit Malthouse question first answered 02/02/2018 11:07:09 answering member 4495 label Biography information for Kit Malthouse
	tabling member	4669 label Biography information for Damien Moore