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49212

	registered interest
	date	30/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, which meetings or telephone calls have taken place between Ministers and officials in his Department and (a) the Abu Dhabi Investment Authority, (b) BlackRock, (c) Capital Research, (d) Fidelity Worldwide, (e) GIC, (f) Henderson, (g) JP Morgan, (h) Kuwait Investment Office, (i) Lansdowne Partners, (j) Lazard Asset Management, (k) Och Ziff, Schroders, (l) Soros, (m) Standard Life, (n) Third Point and (o) Threadneedle since 2010 and what was discussed in any such discussions.
	tabling member constituency	Glasgow North East
	tabling member printed	Mr William Bain
	uin	197329
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p><a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p> </p><p>Details of officials' meetings with external organisations are not held centrally and it would entail disproportionate cost to collate this information.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1610 label Biography information for Mr William Bain

49327

	registered interest
	date	30/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent estimate his Department has made of the level of unscrupulous money lending in (a) the UK, (b) East Midlands, (c) Nottinghamshire and (d) Ashfield in each of the last five years.
	tabling member constituency	Ashfield
	tabling member printed	Gloria De Piero
	uin	197321
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>The Government has not made an estimate about levels of unscrupulous money lending. The National Audit Office estimated that unaddressed detriment in the UK consumer credit market cost consumers £450m in 2011-12.</p><p> </p><p>The Government has fundamentally reformed regulation of the consumer credit market. The new, more robust Financial Conduct Authority regime will help to deliver the Government's vision for a well functioning and sustainable consumer credit market which is able to meet consumers' needs.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3915 label Biography information for Gloria De Piero

49018

	registered interest
	date	29/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what support the Government is giving to credit unions to help extend access to fair credit.
	tabling member constituency	Wythenshawe and Sale East
	tabling member printed	Mike Kane
	uin	197059
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>The Government is supportive of credit unions and has taken a number of steps to assist them, most recently including:</p><ul><li>The Department for Work and Pensions investment of up to £38 million in an expansion project for credit unions. The project aims to help credit unions expand and grow, enabling them to provide financial services to more people.</li><li>From 1 April this year the Government increased the cap on the maximum interest rate a credit union can charge for loans from 2% to 3% per month. This will allow credit unions to make more loans to their members without making a loss. Even if they choose to charge the higher rate of interest the cost of borrowing from a credit union will still be significantly cheaper than many high cost lenders.</li></ul><p>The Government intends that these measures will help the credit union sector go from strength to strength, so it can be a viable option for financial services provision for an even wider range of consumers.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4316 label Biography information for Mike Kane

48742

	registered interest
	date	28/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will review the level and practice of undeclared costings charged by financial institutions to private investors on open-ended investment trusts and other products.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	196864
	answer	answer is ministerial correction date of answer 01/05/2014 answer text <p>The Government is aware of the impact that costs can have on investment returns. While there are currently no plans for HM Treasury to undertake a review the Government is working with the Financial Conduct Authority (FCA), which regulates the disclosure of fees and expenses in accordance with existing regulation.</p><p> </p><p>The FCA has conducted a review on the clarity of fund charges within the current regulatory framework to ensure costs are clearly set out to consumers. It will publish its findings in quarter 2 2014. The FCA has also worked closely with the Treasury to shape future European legislation which will improve the disclosure of fund charges across Europe.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 01/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1409 label Biography information for Mr Gregory Campbell

48749

	registered interest
	date	28/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with banks about the closure of branches; and if he will make a statement.
	tabling member constituency	Tewkesbury
	tabling member printed	Mr Laurence Robertson
	uin	196915
	answer	answer is ministerial correction date of answer 01/05/2014 answer text <p><strong>Treasury Ministers and officials meet with, and receive representations from, a wide range of organisations and individuals in the public and private sector as part of the usual policymaking process. It is not Government practice to provide details of all such representations.</strong></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 01/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	253 label Biography information for Mr Laurence Robertson

48763

	registered interest
	date	28/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many Equitable Life policyholders are expected to benefit from the compensation scheme.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	196844
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>Around 1 million policyholders are eligible for a payment from the Equitable Life Payment Scheme.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1409 label Biography information for Mr Gregory Campbell

48766

	registered interest
	date	28/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will bring forward proposals to relocate (a) staff and (b) offices of his Department to Brighton; and if he will make a statement.
	tabling member constituency	Brighton, Kemptown
	tabling member printed	Simon Kirby
	uin	196869
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p><strong>HM Treasury staff are currently based in London and Norwich. HM Treasury policy is to ensure that its current space is used to maximum efficiency in line with the Civil Service Reform agenda before we would consider a move of staff or offices to Brighton, but we are grateful for his suggestion.</strong></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3929 label Biography information for Simon Kirby

48438

	registered interest
	date	25/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether his Department has any plans to end the employee trade union membership dues check-off system.
	tabling member constituency	Livingston
	tabling member printed	Graeme Morrice
	uin	196773
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>In HM Treasury these arrangements are kept under review.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4012 label Biography information for Graeme Morrice

48448

	registered interest
	date	25/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent assessment he has made of the prevalence of allowances being paid to senior bank executives to enable them to avoid the EU bonus cap.
	tabling member constituency	Walsall South
	tabling member printed	Valerie Vaz
	uin	196644
	answer	answer is ministerial correction date of answer 01/05/2014 answer text <p>The UK is at the forefront of global efforts to tackle excessive pay in the financial sector and ensure that pay is aligned with performance; our tough Remuneration Code requires deferral of at least 60% of bonuses of senior bankers and limits the amounts that can be paid in cash. Bonuses are down significantly since their peak under the last Government, and are now largely deferred and paid in shares.</p><p> </p><p>In contrast, the EU's bonus cap is a poorly thought through measure that undermines rather than reinforces our efforts by pushing up fixed pay. It was introduced without any proper impact assessment and has serious issues around its compatibility with the EU Treaty, and for these reasons we are challenging it in the European Court of Justice. However, pending the outcome, the Government is fully implementing the cap in the UK.</p><p> </p><p>The Prudential Regulation Authority and Financial Conduct Authority have responsibility for ensuring that remuneration practices in the banking sector are compliant with the new rules.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 01/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4076 label Biography information for Valerie Vaz

48141

	registered interest
	date	10/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what levels of stock his Department holds of (a) stationery, (b) printer cartridges, (c) treasury tags and other fasteners and (d) other office consumables.
	tabling member constituency	Wokingham
	tabling member printed	Mr John Redwood
	uin	196218
	answer	answer is ministerial correction date of answer 01/05/2014 answer text <p>In line with Government policy and to benefit from public sector buying power, HM Treasury has centralised common commodity procurements, such as stationery, through contracts awarded and managed by the Crown Commercial Service.</p><p> </p><p>The stock information requested is not held centrally and could be obtained only at disproportionate cost.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 01/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	14 label Biography information for Sir John Redwood