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1698109
star this property registered interest false more like this
star this property date less than 2024-03-22more like thismore than 2024-03-22
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what information his Department holds on the number of (a) mortgage term extensions, (b) interest-only payment switches and (c) repossessions in relation to a mortgaged property since the publication of the Mortgage Charter on 26 June 2023. more like this
star this property tabling member constituency Cynon Valley more like this
star this property tabling member printed
Beth Winter more like this
star this property uin 20113 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>The Government’s Mortgage Charter - in addition to the significant safeguards already in place - is providing support to vulnerable households, and mortgage arrears and repossessions remain low.</p><p> </p><p>On 22 March the Financial Conduct Authority published data on the uptake of the Mortgage Charter since July 2023. (https://www.fca.org.uk/data/mortgage-charter-uptake).</p><p> </p><p>More broadly, there is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (https://www.bankofengland.co.uk/statistics), the Financial Conduct Authority (https://www.fca.org.uk/data) and UK Finance (https://www.ukfinance.org.uk/data-and-research/data).</p><p> </p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
unstar this property grouped question UIN 20114 more like this
star this property question first answered
less than 2024-03-28T09:03:56.433Zmore like thismore than 2024-03-28T09:03:56.433Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4809
unstar this property label Biography information for Beth Winter more like this
1698110
star this property registered interest false more like this
star this property date less than 2024-03-22more like thismore than 2024-03-22
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether his Department has made a recent assessment of the potential impact of the Mortgage Charter on levels of (a) forbearance, (b) arrears and (c) repossessions. more like this
star this property tabling member constituency Cynon Valley more like this
star this property tabling member printed
Beth Winter more like this
star this property uin 20114 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>The Government’s Mortgage Charter - in addition to the significant safeguards already in place - is providing support to vulnerable households, and mortgage arrears and repossessions remain low.</p><p> </p><p>On 22 March the Financial Conduct Authority published data on the uptake of the Mortgage Charter since July 2023. (https://www.fca.org.uk/data/mortgage-charter-uptake).</p><p> </p><p>More broadly, there is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (https://www.bankofengland.co.uk/statistics), the Financial Conduct Authority (https://www.fca.org.uk/data) and UK Finance (https://www.ukfinance.org.uk/data-and-research/data).</p><p> </p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
unstar this property grouped question UIN 20113 more like this
star this property question first answered
less than 2024-03-28T09:03:57.527Zmore like thismore than 2024-03-28T09:03:57.527Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4809
unstar this property label Biography information for Beth Winter more like this
1698134
star this property registered interest false more like this
star this property date less than 2024-03-22more like thismore than 2024-03-22
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Economic Growth more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what the evidential basis is for his Department's tweet of 29 September 2023 that the UK was the fastest growing European G7 country since 2010. more like this
star this property tabling member constituency East Devon more like this
star this property tabling member printed
Simon Jupp more like this
star this property uin 20116 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>The calculations underlying this statistic were based on public information available on the 29 September 2023, including quarterly GDP data published by the Office for National Statistics for the UK and OECD data for the remaining G7 European economies.</p><p> </p><p>The data showed that cumulative GDP growth in the UK from the beginning of 2010 (change on 2009 Q4) through to 2023 Q2 of 24.2% was greater than that of France (16.4%), Italy (3.5%) and Germany (21.2%).</p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property question first answered
less than 2024-03-28T09:07:53.29Zmore like thismore than 2024-03-28T09:07:53.29Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4862
unstar this property label Biography information for Simon Jupp more like this
1698136
star this property registered interest false more like this
star this property date less than 2024-03-22more like thismore than 2024-03-22
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Income Tax: G7 more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what the evidential basis is for his Department's tweet of 6 January 2024 that the UK had the lowest effective average personal tax rate in the G7; and what the effective average personal tax rate is in each G7 country. more like this
star this property tabling member constituency East Devon more like this
star this property tabling member printed
Simon Jupp more like this
star this property uin 20117 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-27more like thismore than 2024-03-27
star this property answer text <p>The Government is committed to rewarding hard work through a fair and simple tax system that is also competitive internationally. The Government is taking a responsible approach by delivering tax cuts within the fiscal rules.</p><p>The tweet of 6 January 2024 was based on the most recently published data from the <a href="https://www.oecd-ilibrary.org/sites/8c99fa4d-en/1/3/1/3/index.html?itemId=/content/publication/8c99fa4d-en&amp;_csp_=f4d3c57328afb7f1cbd530cb119213be&amp;itemIGO=oecd&amp;itemContentType=book" target="_blank">OECD’s Taxing Wages 2023</a> publication. This shows the total personal tax liability divided by salary for a single employed individual with no children on average earnings for Germany (37.4%), Italy (28.8%), France (27.7%), Canada (25.6%), the US (24.8%) and Japan (22.3%). Following the 2p NICs cut made at Autumn Statement, the effective personal tax rate for an employee on £44,300 (the OECD’s figure for UK average earnings) reduced from 23.6% to 21.5%, which would be the lowest rate in the G7, according to the latest available OECD data. This has fallen to 20.1% following the further 2p NICs cut made at Spring Budget.</p><p> </p><p> </p>
star this property answering member constituency Mid Worcestershire more like this
star this property answering member printed Nigel Huddleston more like this
star this property question first answered
less than 2024-03-27T15:49:37.053Zmore like thismore than 2024-03-27T15:49:37.053Z
star this property answering member
4407
star this property label Biography information for Nigel Huddleston more like this
star this property tabling member
4862
unstar this property label Biography information for Simon Jupp more like this
1697852
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services: Standards more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he plans to publish a report on the impact of Consumer Duty on consumer contact with financial services firms in the 12 months since it's establishment. more like this
star this property tabling member constituency East Londonderry more like this
star this property tabling member printed
Mr Gregory Campbell more like this
star this property uin 19809 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-26more like thismore than 2024-03-26
star this property answer text <p>The Government has no plans to publish a report on the impact of the Consumer Duty.</p><p> </p><p>The Consumer Duty was introduced by the Financial Conduct Authority (FCA), which is operationally independent from Government and is directly accountable to Parliament for how it carries out its functions. The FCA has committed to monitoring the outcomes experienced by different consumer groups, including those in vulnerable circumstances, to check they are not being disadvantaged as a result of the Duty. It also publishes information about the implementation of the Consumer Duty by firms, including examples of good practice and areas for improvement, on its website: https://www.fca.org.uk/firms/consumer-duty</p><p> </p><p>The Financial Services and Markets Act 2023 introduced a new requirement on the financial services regulators to keep their rules under review, and to publish a statement of policy for how they conduct rule reviews. The FCA’s rule review framework can be found at: <a href="https://www.fca.org.uk/publications/corporate-documents/our-rule-review-framework" target="_blank">https://www.fca.org.uk/publications/corporate-documents/our-rule-review-framework</a>.</p><p> </p>
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property question first answered
less than 2024-03-26T15:42:29.717Zmore like thismore than 2024-03-26T15:42:29.717Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
1409
unstar this property label Biography information for Mr Gregory Campbell more like this
1697856
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Payment Methods more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, when he plans to publish the National Payments Vision. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 19835 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property grouped question UIN
19836 more like this
19837 more like this
star this property question first answered
less than 2024-03-28T09:06:13.51Zmore like thismore than 2024-03-28T09:06:13.51Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
1697857
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Payment Methods more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, which stakeholders he is consulting on the National Payments Vision. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 19836 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property grouped question UIN
19835 more like this
19837 more like this
star this property question first answered
less than 2024-03-28T09:06:13.557Zmore like thismore than 2024-03-28T09:06:13.557Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
1697858
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Payment Methods more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to ensure the National Payments Vision results in meaningful competition in retail payments. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 19837 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-28more like thismore than 2024-03-28
star this property answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property grouped question UIN
19835 more like this
19836 more like this
star this property question first answered
less than 2024-03-28T09:06:13.603Zmore like thismore than 2024-03-28T09:06:13.603Z
star this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
1697898
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Electronic Cigarettes and Tobacco: Smuggling more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many full time equivalent staff are dedicated to the work of the Illicit Tobacco Taskforce; how often will the taskforce meet; has the taskforce met to date; whether illicit vaping products will be included as part of its remit; and what recent estimate has he made of losses in tax revenue from the illicit trade in (a) tobacco and (b) vaping products in each of the last 10 years. more like this
star this property tabling member constituency Birmingham, Edgbaston more like this
star this property tabling member printed
Preet Kaur Gill more like this
star this property uin 19921 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-26more like thismore than 2024-03-26
star this property answer text <p>We plan to establish the taskforce during 2024/25. We are not yet able to give details on meeting frequency or staff numbers.</p> more like this
star this property answering member constituency Grantham and Stamford more like this
star this property answering member printed Gareth Davies more like this
star this property question first answered
less than 2024-03-26T17:10:05.373Zmore like thismore than 2024-03-26T17:10:05.373Z
star this property answering member
4850
star this property label Biography information for Gareth Davies more like this
star this property tabling member
4603
unstar this property label Biography information for Preet Kaur Gill more like this
1697944
star this property registered interest false more like this
star this property date less than 2024-03-21more like thismore than 2024-03-21
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Tourism: VAT more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent discussions has he had with businesses on tax-free shopping for international visitors. more like this
star this property tabling member constituency Romford more like this
star this property tabling member printed
Andrew Rosindell more like this
star this property uin 19823 more like this
star this property answer
answer
star this property is ministerial correction false more like this
unstar this property date of answer less than 2024-03-27more like thismore than 2024-03-27
star this property answer text <p>As the UK’s economic and finance ministry, HM Treasury has regular discussions with representatives from a wide range of industries including travel and retail as well as business representative organisations covering many sectors.</p><p> </p> more like this
star this property answering member constituency Mid Worcestershire more like this
star this property answering member printed Nigel Huddleston more like this
star this property question first answered
less than 2024-03-27T15:47:43.413Zmore like thismore than 2024-03-27T15:47:43.413Z
star this property answering member
4407
star this property label Biography information for Nigel Huddleston more like this
star this property tabling member
1447
unstar this property label Biography information for Andrew Rosindell more like this