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31321
star this property registered interest false more like this
star this property date less than 2014-01-07more like thismore than 2014-01-07
star this property answering body
HM Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name
star this property answering dept sort name
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what discussions he has had with UKAR regarding the potential effect on customers of a rise in interest rates. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 182195 remove filter
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
star this property answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p>
star this property answering member constituency South Northamptonshire more like this
unstar this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 182196 more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thismore than 2014-05-13T12:00:00.00Z
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
992860
star this property registered interest false more like this
star this property date less than 2018-10-22more like thismore than 2018-10-22
star this property answering body
Department for Work and Pensions more like this
unstar this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit: Mental Illness more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what assessment his Department made during the development process of the universal credit managed migration process of the effect of the migration notice process on people with mental health problems. more like this
star this property tabling member constituency Newcastle upon Tyne Central more like this
star this property tabling member printed
Chi Onwurah more like this
star this property uin 182195 remove filter
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2018-10-25more like thismore than 2018-10-25
star this property answer text <p>We take seriously the need to support vulnerable claimants moving to Universal Credit, including those with mental health problems. We will work with stakeholders and organisations to understand the best way to support all of our customers through managed migration. For example, we intend to ensure that agents check for evidence of complex needs or vulnerability, to ensure that those claimants who need additional help with migration are offered the appropriate support. Working with stakeholders, there will be a lengthy period of small-scale, careful and robust testing, including how we best notify and engage with claimants – particularly the most vulnerable – before we increase volumes.</p><p> </p><p>DWP published an equality impact assessment for Universal Credit in 2011 which introduced UC and provided for managed migration and Transitional Protection. In line with Ministers’ legal duties equality impacts have been considered on all major changes to Universal Credit</p> more like this
star this property answering member constituency Truro and Falmouth more like this
unstar this property answering member printed Sarah Newton more like this
star this property question first answered
less than 2018-10-25T15:22:28.24Zmore like thismore than 2018-10-25T15:22:28.24Z
unstar this property answering member
4071
star this property label Biography information for Sarah Newton more like this
star this property tabling member
4124
unstar this property label Biography information for Chi Onwurah more like this