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58520

	registered interest
	date	05/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Royal Bank of Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to ensure that Natwest and other subsidiaries of RBS remain as competitive as possible in the banking sector.
	tabling member constituency	Clwyd South
	tabling member printed	Susan Elan Jones
	uin	199219
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>On 1 November 2013, RBS committed to a new direction, focussing on its core British business, supporting British families and companies. RBS's new direction is supported wholeheartedly by the Bank of England, UKFI and the Government.</p><p> </p><p>RBS and its subsidiaries retain their own independent boards and management teams for strategic and operational decision-making.</p><p> </p><p>The Government's shareholding in the Royal Bank of Scotland (RBS) is managed on a commercial and arm's length basis by UK Financial Investments Ltd (UKFI).</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:45:59 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3956 label Biography information for Susan Elan Jones

57871

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Remittances: Somalia
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions his Department has had with its Somali counterpart on ensuring that remittances can continue from UK financial institutions.
	tabling member constituency	Ealing Central and Acton
	tabling member printed	Angie Bray
	uin	198752
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>The UK Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. The progress of the Action Group on Cross Border Remittances is on track and the group is next due to meet on 27 June 2014. Further information on the Action Group, including future meeting dates can be found on the group's web page: <a href="https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances" target="_blank">https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances</a></p><p> </p><p>A key output of the group is improved guidance, both for financial institutions which provide banking facilities for MSBs and for MSBs themselves on how to comply with their anti-money laundering and counter financing of terrorism obligations. These two key pieces of guidance were endorsed by the Action Group in its most recent meeting and are subject to normal approval processes.</p><p> </p><p> </p><p> </p><p>The UK Government is liaising closely with the Somali Government on activity underway to ensure the continued flow of remittances from the UK to Somalia. The Ambassador of Somalia to the UK (or his representative) has attended all of the Advisory Group Meetings for the UK-Somali Safer Corridor. Officials from the Foreign and Commonwealth Office, the Department for International Development and World Bank have also held bilateral meetings with the Ambassador.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 198754 198756 question first answered 09/06/2014 13:55:15 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3979 label Biography information for Baroness Bray of Coln

57870

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Remittances
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent progress has been made on enabling the continuation of money transfer abroad from UK financial institutions; and if he will make a statement.
	tabling member constituency	Ealing Central and Acton
	tabling member printed	Angie Bray
	uin	198756
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>The UK Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. The progress of the Action Group on Cross Border Remittances is on track and the group is next due to meet on 27 June 2014. Further information on the Action Group, including future meeting dates can be found on the group's web page: <a href="https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances" target="_blank">https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances</a></p><p> </p><p>A key output of the group is improved guidance, both for financial institutions which provide banking facilities for MSBs and for MSBs themselves on how to comply with their anti-money laundering and counter financing of terrorism obligations. These two key pieces of guidance were endorsed by the Action Group in its most recent meeting and are subject to normal approval processes.</p><p> </p><p> </p><p> </p><p>The UK Government is liaising closely with the Somali Government on activity underway to ensure the continued flow of remittances from the UK to Somalia. The Ambassador of Somalia to the UK (or his representative) has attended all of the Advisory Group Meetings for the UK-Somali Safer Corridor. Officials from the Foreign and Commonwealth Office, the Department for International Development and World Bank have also held bilateral meetings with the Ambassador.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 198752 198754 question first answered 09/06/2014 13:55:15 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3979 label Biography information for Baroness Bray of Coln

57872

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Remittances
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, when the action group on remittances will next meet to consider the issue of money transfer abroad.
	tabling member constituency	Ealing Central and Acton
	tabling member printed	Angie Bray
	uin	198754
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>The UK Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. The progress of the Action Group on Cross Border Remittances is on track and the group is next due to meet on 27 June 2014. Further information on the Action Group, including future meeting dates can be found on the group's web page: <a href="https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances" target="_blank">https://www.gov.uk/government/policies/helping-developing-countries-economies-to-grow/supporting-pages/enabling-the-continued-flow-of-remittances</a></p><p> </p><p>A key output of the group is improved guidance, both for financial institutions which provide banking facilities for MSBs and for MSBs themselves on how to comply with their anti-money laundering and counter financing of terrorism obligations. These two key pieces of guidance were endorsed by the Action Group in its most recent meeting and are subject to normal approval processes.</p><p> </p><p> </p><p> </p><p>The UK Government is liaising closely with the Somali Government on activity underway to ensure the continued flow of remittances from the UK to Somalia. The Ambassador of Somalia to the UK (or his representative) has attended all of the Advisory Group Meetings for the UK-Somali Safer Corridor. Officials from the Foreign and Commonwealth Office, the Department for International Development and World Bank have also held bilateral meetings with the Ambassador.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 198752 198756 question first answered 09/06/2014 13:55:16 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3979 label Biography information for Baroness Bray of Coln

57951

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	New Businesses
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will require banks to publish data on the number of new small business accounts in 2011-12, 2012-13 and 2013-14; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199107
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199137 199138 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

58002

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people having difficulty making mortgage repayments have requested help from the Financial Ombudsman Service in each of the last three years.
	tabling member constituency	Strangford
	tabling member printed	Jim Shannon
	uin	199080
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government does not collect data on the number of cases referred to the Financial Ombudsman Service (FOS). The FOS routinely collects and publishes statistics about the complaints referred to them, which they make publicly available on their website.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:22:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4131 label Biography information for Jim Shannon

57948

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will require the Prudential Regulation Authority to conduct an analysis of recently released personal and business lending data by postcode to examine (a) levels of disparity in lending and (b) progress in achieving financial inclusion; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199137
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199138 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

57949

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will require banks and their financial institutions to release further personal and business lending data by postcode; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199138
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199137 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

57954

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of total lending by (a) credit unions and (b) community development finance institutions in each (i) region of England and (ii) London borough in (A) 2011-12, (B) 2012-13 and (C) 2013-14; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199110
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government does not hold information on the numbers of credit union members or their total savings or lending by region. The data is held by the Prudential Regulation Authority and the Financial Conduct Authority.</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199108 199109 question first answered 11/06/2014 15:41:55 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

58126

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme: North West
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many (a) Help to Buy Mortgage Guarantees and (b) Help to Buy: Equity Loans have been taken out in (i) the North West, (ii) Lancashire and (iii) Pendle to date.
	tabling member constituency	Pendle
	tabling member printed	Andrew Stephenson
	uin	198974
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p>This report, along with accompanying tables, can be found at: https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</p><p> </p><p>The Government also publishes monthly statistics on the number of homes purchased with the support of the Help to Buy: Equity Loan scheme, by local authority in England. This data can be found at <a href="https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics" target="_blank">https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics</a>.</p><p> </p><p><sup> </sup></p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:14:25 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4044 label Biography information for Andrew Stephenson