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100746

	registered interest
	date	23/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Money Laundering: EU Law
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of the proposed revision of EU Anti-Money Laundering Directive on individuals and companies in the UK.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	211714
	answer	answer is ministerial correction date of answer 30/10/2014 answer text <p>The 4<sup>th</sup> EU Anti-Money Laundering Directive transposes the global standards on anti-money laundering and counter-terrorism finance set by the Financial Action Task Force (FATF) in 2012. These standards further embed the risk-based approach, which allow obliged entities, including companies, to adopt anti-money laundering checks which are best suited to the risk they face in their everyday business. This allows for more proportionate and balanced anti-money laundering regimes across the EU including in the UK.</p><p> </p><p> </p><p> </p><p>The Directive is currently in its last stage of negotiations. The UK government is committed to publishing an impact assessment and to consulting on the implementation of the Directive before transposing its new requirements into UK legislation, in line with better regulation principles. This timing is necessary to ensure that any Impact Assessment accurately reflects any changes to the draft legislation agreed in negotiations.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 30/10/2014 16:46:41 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

101803

	registered interest
	date	30/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Housing: Construction
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what forecasts he has made of the long-term trends in house-building in each region and constituent part of the UK.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	212748
	answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The government does not publish forecasts of long term house building by region or constituency. However the Office for Budget Responsibility (OBR) includes housing market projections in its Economic and Fiscal Outlook. The next estimates are to be released on the 3<sup>rd</sup> December.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 05/11/2014 15:50:36 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

147447

	registered interest
	date	10/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit Unions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will take steps to encourage saving through credit unions as a means of preventing poverty and payday loans.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	214140
	answer	answer is ministerial correction date of answer 20/11/2014 answer text <p>The Government is supportive of credit unions and has taken a number of steps to assist them, most recently including:</p><p> </p><ul><li><p>Investing up to £38 million in an expansion project for credit unions, aimed at helping credit unions expand and grow sustainably</p></li></ul><p> </p><ul><li>Issuing a Call for Evidence on credit unions, to which the Government will respond shortly.</li><li>Removing unnecessary restrictions on credit unions via the Legislative Reform Order that came into effect in January 2012.</li><li>These measures will help increase the capability of the credit union sector allowing it to become a viable option for financial services provision for an even wider range of consumers.</li></ul><p> </p><p> </p><p> </p><p>The Government is concerned about consumer detriment in the payday market and believes the FCA’s new, more robust regulatory system will help to improve protections for consumers who still choose to use pay day lenders.</p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 20/11/2014 17:49:06 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

167695

	registered interest
	date	03/12/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will make representations at EU level to prevent an EU Mortgage Credit Directive from (a) significantly altering current regulatory practice in the UK and (b) increasing costs and administration for businesses and consumers.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	217072
	answer	answer is ministerial correction date of answer 10/12/2014 answer text <p><strong>The UK already has a robust regulatory regime to protect consumers in the UK mortgage market.</strong></p><p><strong> </strong></p><p><strong>Throughout the negotiation of the Mortgage Credit Directive (MCD), the UK focused on aligning its requirements as far as possible with the existing UK regulations, with a view to minimising the impact on UK industry and consumers.</strong></p><p><strong> </strong></p><p><strong>The Government’s proposed approach to the implementation of the MCD, as with the negotiations, is to minimise the impact on the UK market. For this reason the Government is proposing to build on the existing UK regulatory regime in our transposition of the MCD, rather than copy out the Directive into UK legislation.</strong></p><p><strong> </strong></p><p> </p><p><strong>This approach is set out in more detail in the Government’s consultation on the Implementation of the EU MCD, which closed on 31 October. A summary of responses to the consultation will be published in due course.</strong></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 10/12/2014 17:55:54 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

167704

	registered interest
	date	03/12/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Help to Buy Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will take steps to help home buyers aged over 40 acquire mortgages.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	216970
	answer	answer is ministerial correction date of answer 10/12/2014 answer text <p>The government has taken steps to support people who aspire to own their own home. The Help to Buy scheme has helped over 71,000 people to buy their home, and is available for first time buyers and those moving house. As announced in the Autumn Statement, the government is also cutting stamp duty for 98% of people who pay it by reforming the way that it is charged.</p><p> </p><p> </p><p>The Financial Conduct Authority (FCA) is responsible for the rules that protect consumers taking out a mortgage. In April this year the requirements on firms around responsible lending were strengthened with the introduction of the new rules known as the Mortgage Market Review. The operation of these rules is a matter for the FCA, whose day-to-day operations are independent from government.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 10/12/2014 17:59:36 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

174993

	registered interest
	date	21/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Coastal Erosion
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will provide additional resources to the devolved administrations to tackle coastal erosion.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	221515
	answer	answer is ministerial correction date of answer 29/01/2015 answer text <p>The Government has prioritised flooding and coastal erosion risk management over the course of this Parliament, and announced at Spending Round 2013 that £2.3 billion will be invested in flood and coastal erosion defences in an unprecedented 6-year programme.</p><p> </p><p> </p><p> </p><p>Coastal erosion is an area of devolved responsibility, and as such it is for the devolved administrations to allocate funds between services according to their own priorities. The Barnett Formula was applied to departmental settlements in the normal way at the Spending Round.</p><p> </p> answering member constituency Inverness, Nairn, Badenoch and Strathspey answering member printed Danny Alexander question first answered 29/01/2015 17:22:02 answering member 1535 label Biography information for Danny Alexander
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

100670

	registered interest
	date	23/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent representations he has received from (a) business organisations and (b) trades unions about (i) economic integration within the EU and (ii) the proposed introduction of a financial transaction tax.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	211667
	answer	answer is ministerial correction date of answer 30/10/2014 answer text <p>Treasury Ministers and officials receive a wide variety of representations from organisations in both the public and private sectors.</p><p> </p><p> </p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published quarterly and are available at:</p><p> </p><p> </p><p> </p><p><a href="http://www.hm-treasury.gov.uk/minister_hospitality.htm" target="_blank">http://www.hm-treasury.gov.uk/minister_hospitality.htm</a></p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 30/10/2014 16:52:38 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

166248

	registered interest
	date	26/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will take steps to encourage the European Commission to publish greater details on how much revenue it receives and how that revenue is spent.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	216074
	answer	answer is ministerial correction date of answer 05/12/2014 answer text <p>The European Commission publishes a Financial Report each year which sets out details of the amount of revenue and levels of expenditure in respect of the previous year’s EU Budget.</p><p> </p><p> </p><p> </p><p>The latest report, on the 2013 EU Budget, was published in September 2014 and can be found at:</p><p> </p><p> </p><p> </p><p><a href="http://ec.europa.eu/budget/financialreport/2013/lib/financial_report_2013_en.pdf" target="_blank">http://ec.europa.eu/budget/financialreport/2013/lib/financial_report_2013_en.pdf</a></p><p> </p><p> </p><p> </p><p>Annex 2C, page 123, provides a breakdown of expenditure and revenue.</p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 05/12/2014 14:35:22 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

166251

	registered interest
	date	26/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	VAT: EU Action
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to protect UK businesses from additional paperwork arising from measures by the European Commission to standardise VAT returns.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	216073
	answer	answer is ministerial correction date of answer 05/12/2014 answer text <p>The UK’s current VAT return and associated procedures are supported by businesses. As the Office for Tax Simplification said in its recent report –<em>Review of the Competitiveness of the UK Tax Administration</em> – “The UK’s VAT return always wins praise for simplicity…”. The Government is committed to retaining that simplicity and continues to press for that in the EU.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 05/12/2014 14:41:18 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1388 label Biography information for Lord Dodds of Duncairn

169746

	registered interest
	date	11/12/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Hospices: VAT
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, with reference to the announcement in the Autumn Statement of the removal of VAT for hospice charities, whether the exemption will apply to capital as well as revenue expenditure.
	tabling member constituency	Belfast North
	tabling member printed	Mr Nigel Dodds
	uin	218254
	answer	answer is ministerial correction date of answer 15/12/2014 answer text <p>Following the Chancellor’s announcement in the Autumn Statement that this government will refund the VAT that hospice charities incur, the government will now engage with the hospice sector, including those in Northern Ireland, in taking this policy forward to implementation.</p><p> </p><p> </p><p> </p> answering member constituency Witham answering member printed Priti Patel question first answered 15/12/2014 17:07:09 answering member 4066 label Biography information for Priti Patel
	tabling member	1388 label Biography information for Lord Dodds of Duncairn