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1697858

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure the National Payments Vision results in meaningful competition in retail payments.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19837
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19835 19836 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1697857

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, which stakeholders he is consulting on the National Payments Vision.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19836
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19835 19837 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1697856

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to publish the National Payments Vision.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19835
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19836 19837 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1664857

	registered interest
	date	16/10/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether his Department has made an assessment of the potential impact of cash deposit regulations in the Financial Services and Markets Act 2023 on (a) the ability of SMEs to accept cash payments and (b) people who experience difficulty in conducting transactions via means other than cash.
	tabling member constituency	Meriden
	tabling member printed	Saqib Bhatti
	uin	202551
	answer	answer is ministerial correction date of answer 23/10/2023 answer text <p>The government recognises that cash continues to be used by millions of people across the UK, including those who may be in vulnerable groups. Furthermore, businesses need access to cash deposit services in order to keep accepting cash and, therefore, support people’s ability to continue to transact using cash.</p><p> </p><p>The government legislated through the Financial Services and Markets Act 2023 to establish a new legislative framework to protect access to cash. This establishes the Financial Conduct Authority (FCA) as the lead regulator for access to cash and provides it with responsibility and powers to seek to ensure reasonable provision of cash withdrawal and deposit facilities.</p><p> </p><p>The government considers that this legislation will support organisations, including local businesses, to continue accepting cash by ensuring that they have reasonable access to cash deposit facilities.</p><p> </p><p>Following the passage of this legislation, the government published a Cash Access Policy Statement, which sets out the government’s policies on access to cash. The FCA is required by law to have regard to these policies when determining its regulatory approach in this area. The FCA will publicly consult on its regulatory approach in due course. The government’s policy statement is available on gov.uk: <a href="https://www.gov.uk/government/publications/cash-access-policy-statement/cash-access-policy-statement" target="_blank">https://www.gov.uk/government/publications/cash-access-policy-statement/cash-access-policy-statement</a></p><p> </p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 23/10/2023 08:17:46 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4818 label Biography information for Saqib Bhatti

1584882

	registered interest
	date	07/02/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will consider the potential merits of taking steps to require providers of (a) goods and (b) services to accept cash payment.
	tabling member constituency	York Outer
	tabling member printed	Julian Sturdy
	uin	141418
	answer	answer is ministerial correction date of answer 13/02/2023 answer text <p>As technology and consumer behaviour changes, it should remain the choice of individual organisations as to whether to accept or decline any form of payment, including cash or card, based on their consideration of factors such as customer preference and cost.</p><p> </p><p>Nonetheless, the government recognises that many people continue to transact in cash across the UK and engages closely with financial regulators to monitor and assess trends relating to cash. Research published by the Financial Conduct Authority (FCA) in 2020 found that 98% of small businesses surveyed would never turn away a customer if they needed to pay by cash.</p><p> </p><p>The government is currently taking legislation to protect access to cash across the UK through Parliament as part of the Financial Services and Markets Bill 2022. The legislation will establish the FCA as the lead regulator for access to cash with responsibility and powers to seek to ensure reasonable provision of withdrawal and deposit facilities. This will support local businesses to continue accepting cash.</p><p> </p><p>Further details about the Financial Services and Markets Bill can be found on the Parliament website: <a href="https://bills.parliament.uk/bills/3326" target="_blank">https://bills.parliament.uk/bills/3326</a></p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 13/02/2023 14:30:09 answering member 4874 label Biography information for Andrew Griffith
	tabling member	4079 label Biography information for Julian Sturdy

1507632

	registered interest
	date	22/09/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to support people who do not have a mobile phone or bank card to to pay for items such as car parking tolls by cash.
	tabling member constituency	Shrewsbury and Atcham
	tabling member printed	Daniel Kawczynski
	uin	54488
	answer	answer is ministerial correction date of answer 11/10/2022 answer text <p>The way consumers and businesses interact with their banking continues to develop at pace, bringing significant benefits to those who choose to opt for the convenience, security, and speed of digital payments and banking.</p><p> </p><p>Access to a bank account is an important way to enjoy these benefits, which is why the Government has legislated to require the nine largest personal current account providers in the UK to provide basic bank accounts, so customers are equipped with a bank card and can access digital banking and payment services. To facilitate the adoption of digital services, the Government is also supporting the roll-out of digital connectivity across the UK and improving access to digital skills training for adults.</p><p> </p><p>Nonetheless, the Government recognises that cash continues to be used by millions of people across the UK, particularly those in vulnerable groups. In recognition of this, the Government has introduced legislation to protect access to cash as part of the Financial Services and Markets Bill. Further details can be found on the Parliament website: <a href="https://bills.parliament.uk/bills/3326" target="_blank">https://bills.parliament.uk/bills/3326</a></p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 11/10/2022 09:51:04 answering member 4874 label Biography information for Andrew Griffith
	tabling member	1566 label Biography information for Daniel Kawczynski