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1696556

	registered interest
	date	18/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Compensation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what assessment they have made of the systemic impact from the Financial Conduct Authority’s crackdown on wealth management services under the Consumer Duty; what estimate they have made of the likely total compensation that will need to be paid by wealth management firms; and what other areas of the financial sector they expect to be impacted by the Consumer Duty.
	tabling member printed	Baroness Bennett of Manor Castle
	uin	HL3313
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Requirements regarding financial adviser ongoing services started in 2013 following the Retail Distribution Review, with additional requirements resulting from the Markets in Financial Instruments Directive in 2018.</p><p>In February, the FCA wrote to a number of financial adviser firms requesting information about their delivery of ongoing services, for which their clients continue to be charged. The FCA is collecting this information to assess what, if any, further regulatory work it may undertake in this area.</p><p>The FCA’s new Consumer Duty seeks to set a higher and clearer standard of care that firms owe their customers. The FCA is an independent non-governmental body and is responsible for determining the application of the relevant rules. The Government will continue to monitor the effectiveness of Consumer Duty rules, as they bed in and as industry becomes more familiar with them.</p> answering member printed Baroness Vere of Norbiton question first answered 28/03/2024 12:40:27 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	4719 label Biography information for Baroness Bennett of Manor Castle

1697856

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to publish the National Payments Vision.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19835
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19836 19837 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1697857

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, which stakeholders he is consulting on the National Payments Vision.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19836
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19835 19837 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1697858

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Payment Methods
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure the National Payments Vision results in meaningful competition in retail payments.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	19837
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>Payments are essential to the UK’s economy, both for individuals and for businesses, and are a cornerstone of growth and competitiveness. The government is committed to maintaining the UK’s reputation for a world-leading payments ecosystem and will publish the National Payments Vision as soon as possible later this year.</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 19835 19836 question first answered 28/03/2024 09:06:13 answering member 4639 label Biography information for Bim Afolami
	tabling member	1586 label Biography information for Adam Afriyie

1698012

	registered interest
	date	21/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	State Retirement Pensions: British National (Overseas)
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government whether they will allow British National (Overseas) visa holders to voluntarily pay up to 15 years' worth of Class 3 national insurance contributions towards a state pension, in cases where such visa holders have been denied access to their Mandatory Provident Fund pension savings by HSBC.
	tabling member printed	Lord Alton of Liverpool
	uin	HL3506
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>British National Overseas individuals who live or work abroad (or have previously) are usually able to make backdated voluntary National Insurance contributions payments for the previous six tax years where they have either previously lived in the UK for three years in a row or paid at least three years of contributions.</p><p> </p><p>For the tax years 2016 to 2017 and 2017 to 2018 the government has extended the deadline for paying voluntary contributions to 5 April 2025.</p><p> </p><p>The deadline has also been extended to 5 April 2025 for eligible customers to pay voluntary contributions for the tax years 6 April 2006 to 5 April 2016. Further guidance on the eligibility and deadlines for making voluntary contributions, including for those living or working abroad is published online at <a href="https://www.gov.uk/voluntary-national-insurance-contributions" target="_blank">https://www.gov.uk/voluntary-national-insurance-contributions(opens in a new tab)</a>.</p><p> </p><p>The Government keeps all taxes under review.</p> answering member printed Baroness Vere of Norbiton question first answered 28/03/2024 12:39:24 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	738 label Biography information for Lord Alton of Liverpool

1698071

	registered interest
	date	22/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Treasury: Visits Abroad
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to his Department's publication entitled HMT ministers’ overseas travel, published on 21 March 2024, how much of the £15,991 spent on his visit to the USA from 20 to 22 October 2023 was spent on air travel.
	tabling member constituency	Washington and Sunderland West
	tabling member printed	Mrs Sharon Hodgson
	uin	20032
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>The Government publishes details of Ministerial travel on GOV.UK. As has been the case under successive administrations, the Government does not publish granular detail on Ministers' travel either at home or abroad.</p> answering member constituency Grantham and Stamford answering member printed Gareth Davies question first answered 28/03/2024 11:31:59 answering member 4850 label Biography information for Gareth Davies
	tabling member	1521 label Biography information for Mrs Sharon Hodgson

1698109

	registered interest
	date	22/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what information his Department holds on the number of (a) mortgage term extensions, (b) interest-only payment switches and (c) repossessions in relation to a mortgaged property since the publication of the Mortgage Charter on 26 June 2023.
	tabling member constituency	Cynon Valley
	tabling member printed	Beth Winter
	uin	20113
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>The Government’s Mortgage Charter - in addition to the significant safeguards already in place - is providing support to vulnerable households, and mortgage arrears and repossessions remain low.</p><p> </p><p>On 22 March the Financial Conduct Authority published data on the uptake of the Mortgage Charter since July 2023. (https://www.fca.org.uk/data/mortgage-charter-uptake).</p><p> </p><p>More broadly, there is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (https://www.bankofengland.co.uk/statistics), the Financial Conduct Authority (https://www.fca.org.uk/data) and UK Finance (https://www.ukfinance.org.uk/data-and-research/data).</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 20114 question first answered 28/03/2024 09:03:56 answering member 4639 label Biography information for Bim Afolami
	tabling member	4809 label Biography information for Beth Winter

1698110

	registered interest
	date	22/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether his Department has made a recent assessment of the potential impact of the Mortgage Charter on levels of (a) forbearance, (b) arrears and (c) repossessions.
	tabling member constituency	Cynon Valley
	tabling member printed	Beth Winter
	uin	20114
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>The Government’s Mortgage Charter - in addition to the significant safeguards already in place - is providing support to vulnerable households, and mortgage arrears and repossessions remain low.</p><p> </p><p>On 22 March the Financial Conduct Authority published data on the uptake of the Mortgage Charter since July 2023. (https://www.fca.org.uk/data/mortgage-charter-uptake).</p><p> </p><p>More broadly, there is a wide variety of data and statistics about the mortgage market in the UK available from the Bank of England (https://www.bankofengland.co.uk/statistics), the Financial Conduct Authority (https://www.fca.org.uk/data) and UK Finance (https://www.ukfinance.org.uk/data-and-research/data).</p><p> </p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami grouped question UIN 20113 question first answered 28/03/2024 09:03:57 answering member 4639 label Biography information for Bim Afolami
	tabling member	4809 label Biography information for Beth Winter

1698134

	registered interest
	date	22/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Growth
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what the evidential basis is for his Department's tweet of 29 September 2023 that the UK was the fastest growing European G7 country since 2010.
	tabling member constituency	East Devon
	tabling member printed	Simon Jupp
	uin	20116
	answer	answer is ministerial correction date of answer 28/03/2024 answer text <p>The calculations underlying this statistic were based on public information available on the 29 September 2023, including quarterly GDP data published by the Office for National Statistics for the UK and OECD data for the remaining G7 European economies.</p><p> </p><p>The data showed that cumulative GDP growth in the UK from the beginning of 2010 (change on 2009 Q4) through to 2023 Q2 of 24.2% was greater than that of France (16.4%), Italy (3.5%) and Germany (21.2%).</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 28/03/2024 09:07:53 answering member 4639 label Biography information for Bim Afolami
	tabling member	4862 label Biography information for Simon Jupp

1695974

	registered interest
	date	13/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, further to the answer by Lord Cameron of Chipping Norton on 12 March (HL Deb col 1905), how much money the United Kingdom pays to the European Union annually; on what that money is spent; and what plans they have, and to what timescale, for its reduction.
	tabling member printed	Lord Pearson of Rannoch
	uin	HL3259
	answer	answer is ministerial correction date of answer 27/03/2024 answer text <p>Details of how much money the UK has paid the EU under the Withdrawal Agreement, its purposes, forecasts of future payments and timings are set out in the annual European Union Finances Statement. The most recent version covers payments made in 2023 and is available in the library of the House and on Gov.uk.</p> answering member printed Baroness Vere of Norbiton question first answered 27/03/2024 13:46:29 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	3153 label Biography information for Lord Pearson of Rannoch