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1091334

	registered interest
	date	19/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cars: Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what plans his Department has to ban car insurers from imposing compulsory change of address fees on their policy holders.
	tabling member constituency	York Outer
	tabling member printed	Julian Sturdy
	uin	234172
	answer	answer is ministerial correction date of answer 26/03/2019 answer text <p>The Government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority (FCA) rules. The FCA requires firms to act fairly in accordance with the best interests of customers. Customers that believe that they have been treated unfairly, such as their insurer charging fees disproportionate to the level of work involved, should make a formal complaint to their insurer.</p><p> </p><p>If they then feel that their complaint has not been dealt with satisfactorily they can refer the matter to the Financial Ombudsman Service (FOS) - an independent body set up to provide arbitration in such cases. The decision of the FOS is binding on insurers up to the value of £150,000.</p> answering member constituency Salisbury answering member printed John Glen question first answered 26/03/2019 13:09:44 answering member 4051 label Biography information for John Glen
	tabling member	4079 label Biography information for Julian Sturdy

935302

	registered interest
	date	06/07/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Payments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to his Department's consultation on Cash and digital payments in the new economy, published on 13 March 2018, when his Department plans to respond to that consultation; and if he will make a statement.
	tabling member constituency	York Outer
	tabling member printed	Julian Sturdy
	uin	161547
	answer	answer is ministerial correction date of answer 16/07/2018 answer text <p>In January 2018, European Union legislation (PSDII) introduced a mandatory ban on surcharging for the vast majority of consumer cards - Visa and MasterCard - with the Government extending the ban to all retail payment instruments. The intention is to make the rules around surcharging less confusing for customers and reduce the chances of the customer being taken advantage of by any unscrupulous firms.</p><p>This builds on action already taken by the Government through the Consumer Rights (Payment Surcharges) Regulations 2012, which set out to improve transparency to facilitate competition and address excessive payment surcharges.</p><p>Government has not made a formal assessment of the impact of the Consumer Rights (Payment Surcharge) Regulations. However, in Spring, the Government launched a call for evidence on cash and digital payments in the new economy. It sought information on how the shift from cash to digital payments impacts on different sectors, different regions and different demographics. As part of this call for evidence, views on the surcharging ban were provided. The Government will formally respond to the call for evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 161548 161549 question first answered 16/07/2018 09:39:09 answering member 4051 label Biography information for John Glen
	tabling member	4079 label Biography information for Julian Sturdy

935303

	registered interest
	date	06/07/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit Cards: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to tackle excessive card payment surcharges.
	tabling member constituency	York Outer
	tabling member printed	Julian Sturdy
	uin	161548
	answer	answer is ministerial correction date of answer 16/07/2018 answer text <p>In January 2018, European Union legislation (PSDII) introduced a mandatory ban on surcharging for the vast majority of consumer cards - Visa and MasterCard - with the Government extending the ban to all retail payment instruments. The intention is to make the rules around surcharging less confusing for customers and reduce the chances of the customer being taken advantage of by any unscrupulous firms.</p><p>This builds on action already taken by the Government through the Consumer Rights (Payment Surcharges) Regulations 2012, which set out to improve transparency to facilitate competition and address excessive payment surcharges.</p><p>Government has not made a formal assessment of the impact of the Consumer Rights (Payment Surcharge) Regulations. However, in Spring, the Government launched a call for evidence on cash and digital payments in the new economy. It sought information on how the shift from cash to digital payments impacts on different sectors, different regions and different demographics. As part of this call for evidence, views on the surcharging ban were provided. The Government will formally respond to the call for evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 161547 161549 question first answered 16/07/2018 09:39:09 answering member 4051 label Biography information for John Glen
	tabling member	4079 label Biography information for Julian Sturdy

935304

	registered interest
	date	06/07/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit Cards: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the effectiveness of the Consumer Rights (Payment Surcharge) Regulations 2012 in tackling excessive card payment surcharges.
	tabling member constituency	York Outer
	tabling member printed	Julian Sturdy
	uin	161549
	answer	answer is ministerial correction date of answer 16/07/2018 answer text <p>In January 2018, European Union legislation (PSDII) introduced a mandatory ban on surcharging for the vast majority of consumer cards - Visa and MasterCard - with the Government extending the ban to all retail payment instruments. The intention is to make the rules around surcharging less confusing for customers and reduce the chances of the customer being taken advantage of by any unscrupulous firms.</p><p>This builds on action already taken by the Government through the Consumer Rights (Payment Surcharges) Regulations 2012, which set out to improve transparency to facilitate competition and address excessive payment surcharges.</p><p>Government has not made a formal assessment of the impact of the Consumer Rights (Payment Surcharge) Regulations. However, in Spring, the Government launched a call for evidence on cash and digital payments in the new economy. It sought information on how the shift from cash to digital payments impacts on different sectors, different regions and different demographics. As part of this call for evidence, views on the surcharging ban were provided. The Government will formally respond to the call for evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 161547 161548 question first answered 16/07/2018 09:39:09 answering member 4051 label Biography information for John Glen
	tabling member	4079 label Biography information for Julian Sturdy

837459

	registered interest
	date	05/02/2018
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Debt Rescheduling
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, with reference to his Department's call for evidence on proposals for breathing space for people experiencing debt problems, whether the statutory debt management plan will be available from (a) free to client and (b) commercial debt solutions providers.
	tabling member constituency	Wythenshawe and Sale East
	tabling member printed	Mike Kane
	uin	126578
	answer	answer is ministerial correction date of answer 08/02/2018 answer text <p>The Government wants to ensure that as many consumers who would benefit from a statutory debt management plan are able to do so.</p><p> </p><p>The Government will present a proposal on the design of a breathing space and statutory debt management plan this summer, based on responses to the Call for Evidence which closed on 16<sup>th</sup> January.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/02/2018 17:32:39 answering member 4051 label Biography information for John Glen
	tabling member	4316 label Biography information for Mike Kane

994153

	registered interest
	date	24/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Brexit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will publish immediately and in full detail the cross-Whitehall Brexit analysis and the underlying models and assumptions supporting that analysis.
	tabling member constituency	Wycombe
	tabling member printed	Mr Steve Baker
	uin	183423
	answer	answer is ministerial correction date of answer 29/10/2018 answer text <p>The Government has confirmed that once we have agreed a deal with the EU, the Government will provide Parliament with the appropriate analysis of that deal ahead of the vote on the final deal.</p><p> </p><p>With negotiations ongoing, it would not be practical or sensible to set out the details of exactly how the Government will analyse the final deal.</p><p> </p><p>The Government will therefore not provide an ongoing commentary on internal analytical work.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/10/2018 13:05:22 answering member 4051 label Biography information for John Glen
	tabling member	4064 label Biography information for Mr Steve Baker

858523

	registered interest
	date	09/03/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Tax Allowances
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how much was paid out in Lifetime Allowance charges in each year between 2010-2011 to 2017-2018; and what estimate he has made of the amount to be paid in (a) 2018-19, (b) 2019-2020 and (c) 2010-21.
	tabling member constituency	Witney
	tabling member printed	Robert Courts
	uin	131778
	answer	answer is ministerial correction date of answer 19/03/2018 answer text <p>Individuals whose pension savings exceed the Lifetime Allowance (LTA) are generally liable for tax when payments are made from their pension scheme.</p><p>Tax paid on LTA charges for 2010/11 to 2017/18 (year to date)</p><table><tbody><tr><td><p>Tax Year</p></td><td><p>Total tax paid (rounded to the nearest £10m</p></td></tr><tr><td><p>2010/11</p></td><td><p>£10 million</p></td></tr><tr><td><p>2011/12</p></td><td><p>£20 million</p></td></tr><tr><td><p>2012/13</p></td><td><p>£20 million</p></td></tr><tr><td><p>2013/14</p></td><td><p>£40 million</p></td></tr><tr><td><p>2014/15</p></td><td><p>£40 million</p></td></tr><tr><td><p>2015/16</p></td><td><p>£80 million</p></td></tr><tr><td><p>2016/17</p></td><td><p>£110 million</p></td></tr><tr><td><p>2017/18</p></td><td><p>£120 million[1]</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Numbers provided for tax collected may be subject to significant change over time as in some cases pension providers can claim back tax paid. For example, this can occur where an individual has protections above the current Lifetime Allowance, or where not all of the payment would have been subject to the Lifetime Allowance.</p><p> </p><p>HMRC does not have estimates for future payments of LTA charges for 2018-19, 2019-20 or 2020-21. Any tax received from LTA charges forms a part of the overall Income Tax forecast.</p><p> </p><p>[1] Please note the 2017/18 tax year runs until April 2018, and so further tax charges could come through for this year which are not reflected in the above tables. The number provided represents a <em>year-to-date </em>figure.</p> answering member constituency Salisbury answering member printed John Glen question first answered 19/03/2018 14:11:18 answering member 4051 label Biography information for John Glen
	tabling member	4589 label Biography information for Robert Courts

885141

	registered interest
	date	17/04/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Business: Government Assistance
	house id	1
	legislature	25259 pref label House of Commons
	question text	What steps he is taking to support businesses and strengthen the market economy.
	tabling member constituency	Witney
	tabling member printed	Robert Courts
	uin	904792
	answer	answer is ministerial correction date of answer 17/04/2018 answer text <p>This government aims to create an environment to help businesses to succeed. We are keeping taxes low, and ensuring firms can access the skills and support they need.</p><p> </p><p>We have cut corporation tax to 19%, the lowest rate in the G20, and are developing a National Retraining Scheme so we are ready to seize opportunities in the new economy.</p><p> </p><p>It is through measures like these, and the power of a vibrant and competitive market economy, that we will further drive growth and prosperity, encourage innovation and help raise living standards across the UK</p> answering member constituency Salisbury answering member printed John Glen question first answered 17/04/2018 15:01:39 answering member 4051 label Biography information for John Glen
	tabling member	4589 label Biography information for Robert Courts

1011613

	registered interest
	date	21/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the Draft agreement on the withdrawal of the United Kingdom of Great Britain and Northern Ireland from the European Union and the European Union and the European Atomic Energy Community, what estimate he has made of the maximum amount of financial claims that the EU could make against the UK under the provisions in Article 136 and Article 140.
	tabling member constituency	Witham
	tabling member printed	Priti Patel
	uin	194212
	answer	answer is ministerial correction date of answer 26/11/2018 answer text <p>Under Article 143 (formerly Article 136) of the draft Withdrawal Agreement, the UK will stand behind a share of EU contingent liabilities related to financial operations up to withdrawal. These are reported in the Consolidated Fund accounts as having a remote probability of crystallising. The UK will receive a share of the pre-paid guarantee funds and reflows from these operations and, in the event of crystallisation, the UK will receive its share of any amounts recovered by the EU.</p><p> </p><p>Under Article 147 (formerly Article 140), the UK will stand behind a share of EU contingent liabilities arising from legal cases related to the budget and linked policies and programmes up to the end of 2020. These are reported in the EU’s consolidated annual accounts of the European Union.</p> answering member constituency Salisbury answering member printed John Glen question first answered 26/11/2018 14:48:28 answering member 4051 label Biography information for John Glen
	tabling member	4066 label Biography information for Priti Patel

1016460

	registered interest
	date	28/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	European Investment Bank
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to paragraph 15 of the Political Declaration setting out the framework for the future relationship between the European Union and the United Kingdom and the provisions on the European Investment Bank contained within the Draft Agreement on the withdrawal of the United Kingdom of Great Britain and Northern Ireland from the European Union and the European Atomic Energy Community; what plans he has for the future relationship with the European Investment Bank Group; the involvement that the UK would have in the decision-making; the cost of that activity; and the effect of that activity on the arrangements for the financial settlement with the EU.
	tabling member constituency	Witham
	tabling member printed	Priti Patel
	uin	196880
	answer	answer is ministerial correction date of answer 03/12/2018 answer text <p>The UK has set out that it is open to exploring options for a future relationship with the EIB Group. This will form part of the wider UK-EU future relationship negotiations.</p><p> </p><p>The financial settlement has been agreed under the terms of the withdrawal agreement. We have reached a fair financial settlement with the EU, honouring commitments we made during our period of membership, and have ensured a fair deal for UK taxpayers.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/12/2018 16:09:54 answering member 4051 label Biography information for John Glen
	tabling member	4066 label Biography information for Priti Patel