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1087137
unstar this property registered interest false more like this
star this property date less than 2019-03-12more like thismore than 2019-03-12
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Workplace Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the effectiveness of the Financial Conduct Authority in protecting people transferring out of pensions schemes. more like this
star this property tabling member constituency Aberavon more like this
star this property tabling member printed
Stephen Kinnock more like this
unstar this property uin 231500 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-15more like thismore than 2019-03-15
star this property answer text <p>Assessing the harm caused by unsuitable pension transfer advice and identifying the most effective ways to reduce it is a key priority for the Financial Conduct Authority (FCA).</p><p> </p><p>Last year, the FCA issued new rules and guidance on improving the quality of pension transfer advice. These provide advisers with a framework to better enable them to give good quality advice so that consumers can make better informed decisions.</p><p> </p><p>In December 2018, the FCA concluded a review on pension transfer advice which reviewed the suitability of the advice. The FCA has also requested data from every firm with permission to advise on defined benefit (DB) pension transfers to provide a complete picture on the market. Following the analysis of this information, the FCA will begin a wide-ranging programme of activity with firms in 2019.</p><p> </p><p>In addition to this, the FCA and The Pensions Regulator published a joint strategy in October 2018 which includes a workstream on improving member and consumer outcomes from DB pension transfers.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2019-03-15T08:21:28.32Zmore like thismore than 2019-03-15T08:21:28.32Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4359
star this property label Biography information for Stephen Kinnock more like this
882779
unstar this property registered interest false more like this
star this property date less than 2018-04-13more like thismore than 2018-04-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Payments: EU Law more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what steps his Department has taken to implement the Revised Directive on Payment Services. more like this
star this property tabling member constituency Aberavon more like this
star this property tabling member printed
Stephen Kinnock more like this
unstar this property uin 135837 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-04-23more like thismore than 2018-04-23
star this property answer text <p>The Government has transposed the second Payment Services Directive (PSDII) fully into UK law.</p><p> </p><p>The methods of recourse available to small and medium sized enterprises (SMEs) depend on the aspect of PSDII they are seeking recourse on. In all circumstances, we suggest the first port of call should be for the SME to try and resolve the issue directly with the business or individual in question.</p><p> </p><p>For issues relating to the surcharging ban on consumer payment instruments, we recommend that all parties consult guidance published by the department for Business, Energy and Industrial Strategy (BEIS). If a customer thinks they have been subject to an unfair surcharge, they can contact the Citizens Advice consumer service for further information. The helpline provides free advice to consumers on their rights and will refer on complaints to Trading Standards for further enforcement action where necessary.</p><p> </p><p>For charges relating to other aspects of PSDII (such as statements), micro businesses with a turnover of less than €2 million and fewer than 10 employees have recourse to the Financial Ombudsman Service (FOS). The FOS is an independent, non-governmental body, established under statute to provide for the proportionate, prompt and informal resolution of complaints against financial services firms. It provides a free, independent dispute resolution service for bank customers. Its decisions are binding on the firm concerned, without interfering with customers' rights to take legal action through the courts.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 135838 more like this
star this property question first answered
less than 2018-04-23T09:48:58Zmore like thismore than 2018-04-23T09:48:58Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4359
star this property label Biography information for Stephen Kinnock more like this
882780
unstar this property registered interest false more like this
star this property date less than 2018-04-13more like thismore than 2018-04-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Payments: EU Law more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what recourse is available to small and medium sized businesses in the event that they are receiving charges which are contrary to the revised Directive on Payment Services. more like this
star this property tabling member constituency Aberavon more like this
star this property tabling member printed
Stephen Kinnock more like this
unstar this property uin 135838 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-04-23more like thismore than 2018-04-23
star this property answer text <p>The Government has transposed the second Payment Services Directive (PSDII) fully into UK law.</p><p> </p><p>The methods of recourse available to small and medium sized enterprises (SMEs) depend on the aspect of PSDII they are seeking recourse on. In all circumstances, we suggest the first port of call should be for the SME to try and resolve the issue directly with the business or individual in question.</p><p> </p><p>For issues relating to the surcharging ban on consumer payment instruments, we recommend that all parties consult guidance published by the department for Business, Energy and Industrial Strategy (BEIS). If a customer thinks they have been subject to an unfair surcharge, they can contact the Citizens Advice consumer service for further information. The helpline provides free advice to consumers on their rights and will refer on complaints to Trading Standards for further enforcement action where necessary.</p><p> </p><p>For charges relating to other aspects of PSDII (such as statements), micro businesses with a turnover of less than €2 million and fewer than 10 employees have recourse to the Financial Ombudsman Service (FOS). The FOS is an independent, non-governmental body, established under statute to provide for the proportionate, prompt and informal resolution of complaints against financial services firms. It provides a free, independent dispute resolution service for bank customers. Its decisions are binding on the firm concerned, without interfering with customers' rights to take legal action through the courts.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 135837 more like this
star this property question first answered
less than 2018-04-23T09:48:58.093Zmore like thismore than 2018-04-23T09:48:58.093Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4359
star this property label Biography information for Stephen Kinnock more like this
1019410
unstar this property registered interest false more like this
star this property date less than 2018-12-03more like thismore than 2018-12-03
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Brexit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will ensure that the views of civil society organisations are included in the insight from external stakeholders document that will be provided to Members before voting on the EU withdrawal agreement. more like this
star this property tabling member constituency Aberdeen North more like this
star this property tabling member printed
Kirsty Blackman more like this
unstar this property uin 198317 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-11more like thismore than 2018-12-11
star this property answer text <p>The Government has met its commitment to provide appropriate analysis to Parliament ahead of the vote on the final deal. This analysis brings together the best expertise and experience from departments across government, and insight from external stakeholders. Ministers and officials from across Government regularly engage with a range of external experts and other stakeholders in order to inform our negotiations, and to understand their concerns and priorities regarding our EU exit</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property question first answered
less than 2018-12-11T15:30:21.217Zmore like thismore than 2018-12-11T15:30:21.217Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4357
star this property label Biography information for Kirsty Blackman more like this
1082205
unstar this property registered interest false more like this
star this property date less than 2019-03-05more like thismore than 2019-03-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Women in Finance Charter more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of widening the scope of the Women in Finance Charter to other sectors of the economy. more like this
star this property tabling member constituency Aberdeen North more like this
star this property tabling member printed
Kirsty Blackman more like this
unstar this property uin 228702 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-11more like thismore than 2019-03-11
star this property answer text <p>It is the Government’s aspiration to see diversity across the UK economy. A diverse workforce is good for business – it is good for customers, for profitability and workplace culture.</p><p> </p><p>HM Treasury’s Women in Finance Charter reflects our ambition to see an improved gender balance in the financial services industry. So far, 300 financial services firms have signed the Charter, committing to implement strategic actions to improve their gender balance at a senior level.</p><p> </p><p>The AAT MP Survey Results positively highlights the need to take action to improve gender diversity across all sectors, as we work towards gender parity as a society.</p><p> </p><p>We recognise that there is still further work to be done to address the gender imbalance in the wider economy, and the need to adopt an industry-led approach so that new initiatives are tailored to the issues each sector is facing. We are pleased to have already seen other sectors take action to improve their gender balance and establish their own initiatives including the Women in Maritime Pledge (the forerunner to the Women in Maritime Charter), the Women in Aviation and Aerospace Charter and the Tech Talent Charter.</p><p> </p><p>We are supportive of this approach and encourage other sectors to consider what further action they can take to improve their gender balance. We will continue to focus on strengthening industry-led work in this area, and sharing knowledge and best practice across sectors, to maximise their impact on the wider economy.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN
228703 more like this
228704 more like this
228705 more like this
star this property question first answered
less than 2019-03-11T14:03:17.81Zmore like thismore than 2019-03-11T14:03:17.81Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4357
star this property label Biography information for Kirsty Blackman more like this
1082206
unstar this property registered interest false more like this
star this property date less than 2019-03-05more like thismore than 2019-03-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Women in Finance Charter more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential merits of the conclusions of the AAT MP Survey Results, published on 21 January 2019, which found that 54 per cent of hon. Members would support changing the Women in Finance Charter to incorporate all sectors of the economy. more like this
star this property tabling member constituency Aberdeen North more like this
star this property tabling member printed
Kirsty Blackman more like this
unstar this property uin 228703 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-11more like thismore than 2019-03-11
star this property answer text <p>It is the Government’s aspiration to see diversity across the UK economy. A diverse workforce is good for business – it is good for customers, for profitability and workplace culture.</p><p> </p><p>HM Treasury’s Women in Finance Charter reflects our ambition to see an improved gender balance in the financial services industry. So far, 300 financial services firms have signed the Charter, committing to implement strategic actions to improve their gender balance at a senior level.</p><p> </p><p>The AAT MP Survey Results positively highlights the need to take action to improve gender diversity across all sectors, as we work towards gender parity as a society.</p><p> </p><p>We recognise that there is still further work to be done to address the gender imbalance in the wider economy, and the need to adopt an industry-led approach so that new initiatives are tailored to the issues each sector is facing. We are pleased to have already seen other sectors take action to improve their gender balance and establish their own initiatives including the Women in Maritime Pledge (the forerunner to the Women in Maritime Charter), the Women in Aviation and Aerospace Charter and the Tech Talent Charter.</p><p> </p><p>We are supportive of this approach and encourage other sectors to consider what further action they can take to improve their gender balance. We will continue to focus on strengthening industry-led work in this area, and sharing knowledge and best practice across sectors, to maximise their impact on the wider economy.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN
228702 more like this
228704 more like this
228705 more like this
star this property question first answered
less than 2019-03-11T14:03:17.857Zmore like thismore than 2019-03-11T14:03:17.857Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4357
star this property label Biography information for Kirsty Blackman more like this
1082207
unstar this property registered interest false more like this
star this property date less than 2019-03-05more like thismore than 2019-03-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Women in Finance Charter more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what discussions he has had with Cabinet colleagues on the widening of the Women in Finance Charter to cover other sectors of the economy. more like this
star this property tabling member constituency Aberdeen North more like this
star this property tabling member printed
Kirsty Blackman more like this
unstar this property uin 228704 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-11more like thismore than 2019-03-11
star this property answer text <p>It is the Government’s aspiration to see diversity across the UK economy. A diverse workforce is good for business – it is good for customers, for profitability and workplace culture.</p><p> </p><p>HM Treasury’s Women in Finance Charter reflects our ambition to see an improved gender balance in the financial services industry. So far, 300 financial services firms have signed the Charter, committing to implement strategic actions to improve their gender balance at a senior level.</p><p> </p><p>The AAT MP Survey Results positively highlights the need to take action to improve gender diversity across all sectors, as we work towards gender parity as a society.</p><p> </p><p>We recognise that there is still further work to be done to address the gender imbalance in the wider economy, and the need to adopt an industry-led approach so that new initiatives are tailored to the issues each sector is facing. We are pleased to have already seen other sectors take action to improve their gender balance and establish their own initiatives including the Women in Maritime Pledge (the forerunner to the Women in Maritime Charter), the Women in Aviation and Aerospace Charter and the Tech Talent Charter.</p><p> </p><p>We are supportive of this approach and encourage other sectors to consider what further action they can take to improve their gender balance. We will continue to focus on strengthening industry-led work in this area, and sharing knowledge and best practice across sectors, to maximise their impact on the wider economy.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN
228702 more like this
228703 more like this
228705 more like this
star this property question first answered
less than 2019-03-11T14:03:17.933Zmore like thismore than 2019-03-11T14:03:17.933Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4357
star this property label Biography information for Kirsty Blackman more like this
1082208
unstar this property registered interest false more like this
star this property date less than 2019-03-05more like thismore than 2019-03-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Women in Finance Charter more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will rename the Women in Finance Charter to reflect the contribution of women across the whole of the economy. more like this
star this property tabling member constituency Aberdeen North more like this
star this property tabling member printed
Kirsty Blackman more like this
unstar this property uin 228705 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-11more like thismore than 2019-03-11
star this property answer text <p>It is the Government’s aspiration to see diversity across the UK economy. A diverse workforce is good for business – it is good for customers, for profitability and workplace culture.</p><p> </p><p>HM Treasury’s Women in Finance Charter reflects our ambition to see an improved gender balance in the financial services industry. So far, 300 financial services firms have signed the Charter, committing to implement strategic actions to improve their gender balance at a senior level.</p><p> </p><p>The AAT MP Survey Results positively highlights the need to take action to improve gender diversity across all sectors, as we work towards gender parity as a society.</p><p> </p><p>We recognise that there is still further work to be done to address the gender imbalance in the wider economy, and the need to adopt an industry-led approach so that new initiatives are tailored to the issues each sector is facing. We are pleased to have already seen other sectors take action to improve their gender balance and establish their own initiatives including the Women in Maritime Pledge (the forerunner to the Women in Maritime Charter), the Women in Aviation and Aerospace Charter and the Tech Talent Charter.</p><p> </p><p>We are supportive of this approach and encourage other sectors to consider what further action they can take to improve their gender balance. We will continue to focus on strengthening industry-led work in this area, and sharing knowledge and best practice across sectors, to maximise their impact on the wider economy.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN
228702 more like this
228703 more like this
228704 more like this
star this property question first answered
less than 2019-03-11T14:03:17.98Zmore like thismore than 2019-03-11T14:03:17.98Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4357
star this property label Biography information for Kirsty Blackman more like this
1088799
unstar this property registered interest false more like this
star this property date less than 2019-03-14more like thismore than 2019-03-14
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Funerals: Pre-payment more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what effect the Competition and Market Authority’s proposed extension of the scope of its funeral market investigation to consider the delivery of funeral plans will have on the timing of HM Treasury’s response to its consultation on funeral plan regulation. more like this
star this property tabling member constituency Airdrie and Shotts more like this
star this property tabling member printed
Neil Gray more like this
unstar this property uin 232580 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-21more like thismore than 2019-03-21
star this property answer text <p>HM Treasury has analysed the submissions to the call for evidence on pre-paid funeral plans and is currently reviewing the available policy options.</p><p>The response to the call for evidence will be published in due course.</p><p> </p><p>The Competition and Market Authority’s proposed extension of the scope of its funeral market investigation to consider the delivery of funeral plans has not had an effect on the timing of this response.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 232581 more like this
star this property question first answered
less than 2019-03-21T15:00:05.16Zmore like thismore than 2019-03-21T15:00:05.16Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4365
star this property label Biography information for Neil Gray more like this
1088800
unstar this property registered interest false more like this
star this property date less than 2019-03-14more like thismore than 2019-03-14
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Funerals: Pre-payment more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, when his Department plans to publish its response to its consultation on funeral plan regulation, launched in June 2018. more like this
star this property tabling member constituency Airdrie and Shotts more like this
star this property tabling member printed
Neil Gray more like this
unstar this property uin 232581 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-21more like thismore than 2019-03-21
star this property answer text <p>HM Treasury has analysed the submissions to the call for evidence on pre-paid funeral plans and is currently reviewing the available policy options.</p><p>The response to the call for evidence will be published in due course.</p><p> </p><p>The Competition and Market Authority’s proposed extension of the scope of its funeral market investigation to consider the delivery of funeral plans has not had an effect on the timing of this response.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen remove filter
star this property grouped question UIN 232580 more like this
star this property question first answered
less than 2019-03-21T15:00:04.94Zmore like thismore than 2019-03-21T15:00:04.94Z
star this property answering member
4051
unstar this property label Biography information for John Glen more like this
star this property tabling member
4365
star this property label Biography information for Neil Gray more like this