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1082273
star this property registered interest false more like this
star this property date less than 2019-03-05more like thismore than 2019-03-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the comparative merits of flat rate Interchange Fees as opposed to fees proportional to the value of the transaction; and whether his Department plans to exercise section 7 of the Interchange Fee (Amendment) (EU Exit) Regulations 2018 to decrease the per transaction interchange fee. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 228625 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-11more like thismore than 2019-03-11
unstar this property answer text <p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its call for evidence on cash and digital payments in the new economy. Amongst other things, this explored how the Government can best support digital payments. The Government will formally respond to the call for evidence in due course.</p><p> </p><p>The European Commission is in the process of reviewing the effectiveness of the Interchange Fee Regulation as part of its usual process. The Payment Systems Regulator, who is the UK’s lead competent authority for the Interchange Fee Regulation, is also conducting a review into the supply of card-acquiring services. Amongst other things, this review will examine the fees merchants pay for these services. The Government has therefore not made a formal assessment of the Interchange Fee Regulation.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-03-11T14:15:55.147Zmore like thismore than 2019-03-11T14:15:55.147Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
1586
star this property label Biography information for Adam Afriyie more like this
713404
star this property registered interest false more like this
star this property date less than 2017-03-23more like thismore than 2017-03-23
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if he will make it his policy to encourage retailers to abolish charges for customers using card payments for transactions. more like this
star this property tabling member constituency Redcar more like this
star this property tabling member printed
Anna Turley more like this
star this property uin 68967 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-03-30more like thismore than 2017-03-30
unstar this property answer text <p>Merchants currently pay a merchant service charge to process all card transactions. Part of this covers the fees that a merchant acquirer can be charged by a card issuing bank for processing transactions known as interchange fees. The Interchange Fee Regulation (IFR), which came into force in December 2015, caps the fees that could be passed on to consumers from merchants in the form of higher prices at 0.2% and 0.3% for debit and credit cards respectively.</p><p> </p><p>The Government has been clear that it would like to see merchants passing on these savings to their customers so that they continue to benefit from the interchange fee caps.</p><p> </p><p>From January 2018, the Payment Services Directive 2 introduces a ban on surcharging which means that retailers will no longer be able to charge consumers to use payment instruments for which interchange fees are regulated, which includes the majority of consumer debit and credit cards.</p> more like this
star this property answering member constituency Brighton, Kemptown more like this
star this property answering member printed Simon Kirby more like this
star this property question first answered
less than 2017-03-30T13:55:00.553Zmore like thismore than 2017-03-30T13:55:00.553Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4449
star this property label Biography information for Anna Turley more like this
1079574
star this property registered interest false more like this
star this property date less than 2019-03-01more like thismore than 2019-03-01
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether the Government has plans to reform the cap on interchange rate fees for card payments introduced in the Interchange Fee Regulation 2016 from a percentage cap to a flat rate of 50p per transaction. more like this
star this property tabling member constituency Rutherglen and Hamilton West more like this
star this property tabling member printed
Ged Killen more like this
star this property uin 227415 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-06more like thismore than 2019-03-06
unstar this property answer text <p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its call for evidence on cash and digital payments in the new economy. Amongst other things, this explored how the Government can best support digital payments. The Government will formally respond to the call for evidence in due course.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-03-06T15:24:01.517Zmore like thismore than 2019-03-06T15:24:01.517Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4672
star this property label Biography information for Ged Killen more like this
419048
star this property registered interest false more like this
star this property date less than 2015-09-16more like thismore than 2015-09-16
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what data was used to assess the effect on merchants of exempting three party card schemes from interchange fee regulation as part of the EU Multilateral Interchange Fees regulation. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10399 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-10-12more like thismore than 2015-10-12
unstar this property answer text <p>The European Interchange Fee Regulation is directly applicable to UK law. The exemption for three party schemes was part of the European Commission’s original proposal, which can be found here:</p><p>www.eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52013PC0550&amp;from=EN</p><p>The final Regulation was agreed by the European Parliament, the European Commission and the European Council in March this year.</p> more like this
star this property answering member constituency West Worcestershire more like this
star this property answering member printed Harriett Baldwin more like this
star this property question first answered
less than 2015-10-12T14:18:58.503Zmore like thismore than 2015-10-12T14:18:58.503Z
star this property answering member
4107
star this property label Biography information for Harriett Baldwin more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
418862
star this property registered interest false more like this
star this property date less than 2015-09-15more like thismore than 2015-09-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what criteria and calculations the Government intends to use to determine which particular card schemes will be subject to interchange fee regulation as part of the EU Multilateral Interchange Fees regulation. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10304 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-09-23more like thismore than 2015-09-23
unstar this property answer text <p>The European Interchange Fee Regulation is directly applicable to UK law. However, there are discretions afforded to Member States, including an exemption for certain card schemes which have less than a 3% market share in the UK. The Government has consulted on this issue and will set out its response in due course.</p><p> </p> more like this
star this property answering member constituency South West Hertfordshire more like this
star this property answering member printed Mr David Gauke more like this
star this property grouped question UIN
10305 more like this
10307 more like this
star this property question first answered
less than 2015-09-23T12:43:50.017Zmore like thismore than 2015-09-23T12:43:50.017Z
star this property answering member
1529
star this property label Biography information for Mr David Gauke more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
418863
star this property registered interest false more like this
star this property date less than 2015-09-15more like thismore than 2015-09-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the scale of the competitive advantage gained by any particular card scheme being exempted from interchange fee regulations as part of the EU Multilateral Interchange Fees regulation. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10305 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-09-23more like thismore than 2015-09-23
unstar this property answer text <p>The European Interchange Fee Regulation is directly applicable to UK law. However, there are discretions afforded to Member States, including an exemption for certain card schemes which have less than a 3% market share in the UK. The Government has consulted on this issue and will set out its response in due course.</p><p> </p> more like this
star this property answering member constituency South West Hertfordshire more like this
star this property answering member printed Mr David Gauke more like this
star this property grouped question UIN
10304 more like this
10307 more like this
star this property question first answered
less than 2015-09-23T12:43:50.08Zmore like thismore than 2015-09-23T12:43:50.08Z
star this property answering member
1529
star this property label Biography information for Mr David Gauke more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
418865
star this property registered interest false more like this
star this property date less than 2015-09-15more like thismore than 2015-09-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what input the Payment Systems Regulator has in assisting defining the criteria and calculations the Government intends to use to determine which particular card schemes will be subject to interchange fee regulation as part of the EU Multilateral Interchange Fee regulation. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10307 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-09-23more like thismore than 2015-09-23
unstar this property answer text <p>The European Interchange Fee Regulation is directly applicable to UK law. However, there are discretions afforded to Member States, including an exemption for certain card schemes which have less than a 3% market share in the UK. The Government has consulted on this issue and will set out its response in due course.</p><p> </p> more like this
star this property answering member constituency South West Hertfordshire more like this
star this property answering member printed Mr David Gauke more like this
star this property grouped question UIN
10304 more like this
10305 more like this
star this property question first answered
less than 2015-09-23T12:43:49.957Zmore like thismore than 2015-09-23T12:43:49.957Z
star this property answering member
1529
star this property label Biography information for Mr David Gauke more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
418861
star this property registered interest false more like this
star this property date less than 2015-09-15more like thismore than 2015-09-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the scale of the competitive advantage gained by three-party schemes in their exemption from designation under the Payment Systems Regulator; and if he will publish the results of any such assessment. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10308 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-09-22more like thismore than 2015-09-22
unstar this property answer text <p>The Government consulted on which payment systems should be brought into the scope of the Payment Systems Regulator in November 2014. The decision to designate eight systems, including two card schemes, was based on the designation criteria set out in the Financial Services Act 2013, using the evidence that the Payment Systems Regulator gathered from industry.</p><p> </p><p> </p><p> </p><p>Based on these criteria, the Government does not consider any three-party card schemes to be appropriate for designation at this time. The Government keeps this position under review through annual horizon-scanning exercises by the Payments Systems Regulator.</p><p> </p> more like this
star this property answering member constituency South West Hertfordshire more like this
star this property answering member printed Mr David Gauke more like this
star this property grouped question UIN 10306 more like this
star this property question first answered
less than 2015-09-22T13:12:20.05Zmore like thismore than 2015-09-22T13:12:20.05Z
star this property answering member
1529
star this property label Biography information for Mr David Gauke more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
418864
star this property registered interest false more like this
star this property date less than 2015-09-15more like thismore than 2015-09-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what input the Payment Systems Regulator has in the Government's decision on which card schemes are to be designated for regulation. more like this
star this property tabling member constituency North Antrim more like this
star this property tabling member printed
Ian Paisley more like this
star this property uin 10306 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-09-22more like thismore than 2015-09-22
unstar this property answer text <p>The Government consulted on which payment systems should be brought into the scope of the Payment Systems Regulator in November 2014. The decision to designate eight systems, including two card schemes, was based on the designation criteria set out in the Financial Services Act 2013, using the evidence that the Payment Systems Regulator gathered from industry.</p><p> </p><p> </p><p> </p><p>Based on these criteria, the Government does not consider any three-party card schemes to be appropriate for designation at this time. The Government keeps this position under review through annual horizon-scanning exercises by the Payments Systems Regulator.</p><p> </p> more like this
star this property answering member constituency South West Hertfordshire more like this
star this property answering member printed Mr David Gauke more like this
star this property grouped question UIN 10308 more like this
star this property question first answered
less than 2015-09-22T13:12:20.22Zmore like thismore than 2015-09-22T13:12:20.22Z
star this property answering member
1529
star this property label Biography information for Mr David Gauke more like this
star this property tabling member
4129
star this property label Biography information for Ian Paisley more like this
720249
star this property registered interest false more like this
star this property date less than 2017-04-13more like thismore than 2017-04-13
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Cards: Fees and Charges remove filter
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 22 March 2017 to Question 67778, what steps he is taking to ensure local trading standards officers are adequately resourced to effectively enforce the interchange fee regulation. more like this
star this property tabling member constituency Bridgend more like this
star this property tabling member printed
Mrs Madeleine Moon more like this
star this property uin 70706 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-04-24more like thismore than 2017-04-24
unstar this property answer text <p>Local Trading Standards officers are not responsible for enforcing the Interchange Fee Regulation. The Payment Systems Regulator (PSR) is responsible for monitoring compliance with the interchange fee regulation in the UK and for taking enforcement action where appropriate.</p> more like this
star this property answering member constituency Brighton, Kemptown more like this
star this property answering member printed Simon Kirby more like this
star this property question first answered
less than 2017-04-24T15:41:32.007Zmore like thismore than 2017-04-24T15:41:32.007Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
1490
star this property label Biography information for Mrs Madeleine Moon more like this