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1126803

	registered interest
	date	15/05/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, how much money has been repaid to the Student Loans Company in each of the last three years.
	tabling member constituency	Upper Bann
	tabling member printed	David Simpson
	uin	254787
	answer	answer is ministerial correction date of answer 21/05/2019 answer text <p>Statistics covering student loans, debt and repayment are published annually by the Student Loans Company (SLC). The statistics are published separately for each government administration. Information on repayments by financial year can be found in table 1 of each of the publications:</p><p><a href="https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment.aspx" target="_blank">https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment.aspx</a>.</p><p> </p><p>The next release in the student loans, debt and repayment series is confirmed for 13 June 2019, which will include repayment statistics for the financial year 2018-19.</p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 21/05/2019 16:30:13 answering member 4021 label Biography information for Chris Skidmore
	tabling member	1597 label Biography information for David Simpson

1125055

	registered interest
	date	07/05/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what progress his Department has made on the introduction of sharia-compliant student loans.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	251396
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The government remains committed to introducing an Alternative Student Finance product. Details on implementation will follow the Review of Post-18 Education and Funding which will conclude this year.</p><p> </p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 13/05/2019 16:18:52 answering member 4021 label Biography information for Chris Skidmore
	tabling member	4058 label Biography information for Paul Blomfield

1124630

	registered interest
	date	02/05/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government (1) what is the current policy of the Student Loans Company on the surveillance of students’ social media; (2) whether any such policy is publicly available; (3) which social media platforms may fall under this policy; and (4) what measures are in place to oversee this policy.
	tabling member printed	Baroness Garden of Frognal
	uin	HL15498
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15499 HL15500 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	3842 label Biography information for Baroness Garden of Frognal

1124631

	registered interest
	date	02/05/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how many individuals' social media accounts the Student Loans Company has surveilled as part of its approach to combatting fraud.
	tabling member printed	Baroness Garden of Frognal
	uin	HL15499
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15498 HL15500 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	3842 label Biography information for Baroness Garden of Frognal

1124632

	registered interest
	date	02/05/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how many individuals have received compensation or redress from the Student Loans Company as a result of wrongful decisions under its approach to combatting fraud.
	tabling member printed	Baroness Garden of Frognal
	uin	HL15500
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer’s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students’ social media.</p><p> </p><p>The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC’s website. This notice sets out how students’ personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.</p><p> </p><p>The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company’s social media use. This policy is due to be published on the SLC’s website next month.</p><p> </p><p>The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.</p><p> </p><p>The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.</p><p> </p><p>In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.</p><p> </p><p>To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.</p><p> </p> answering member printed Viscount Younger of Leckie grouped question UIN HL15498 HL15499 question first answered 13/05/2019 16:50:45 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	3842 label Biography information for Baroness Garden of Frognal

1110678

	registered interest
	date	09/04/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what plans they have to review the rates of interest charged on student loans to ensure they properly reflect the Bank of England interest rate.
	tabling member printed	Baroness Brady
	uin	HL15142
	answer	answer is ministerial correction date of answer 25/04/2019 answer text <p>The system for setting interest rates on student loans is set out in The Education (Student Loans) (Repayment) Regulations 2009, as amended. The Department for Education sets the interest rate as instructed by the regulations.</p><p> </p><p>For post-2012 student loans, the department regularly monitors the interest rates set on student loans against the interest rates prevailing on the market. The most appropriate comparators for undergraduate student loans are the effective interest rates available on unsecured personal loans, as published by the Bank of England (data series CFMBJ77 and CFMBJ94). Both rates continue to be above the maximum interest rate charged on student loans.</p> answering member printed Viscount Younger of Leckie question first answered 25/04/2019 14:52:48 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	4339 label Biography information for Baroness Brady

1110795

	registered interest
	date	09/04/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what steps he is taking to ensure that maintenance loans are available to all students.
	tabling member constituency	Dudley North
	tabling member printed	Ian Austin
	uin	242749
	answer	answer is ministerial correction date of answer 15/04/2019 answer text <p>Eligible full-time students attending full-time undergraduate higher education courses qualify for maintenance loans. All such students, regardless of their income, qualify for a minimum loan with additional support for disadvantaged students.</p><p>For the current academic year, 2018/19, students on family incomes of £25,000 or less who are living away from the parental home and studying outside London qualify for a maintenance loan of £8,700, increasing to £8,944 for the 2019/20 academic year. Higher rates of loan are available for students living away from home and studying in London.</p><p>Since August 2018, new students attending part-time degree level courses have also qualified for partially means-tested maintenance loans. Information on student support for undergraduate students, including maintenance loans, can be found at: <a href="https://www.gov.uk/get-undergraduate-student-loan" target="_blank">https://www.gov.uk/get-undergraduate-student-loan</a>.</p><p>The government’s review of post-18 education and funding is looking at how we can ensure that the education system for those aged 18 years and over is accessible to all. The review’s focus includes how disadvantaged students and learners receive maintenance support, both from government and from universities and colleges.</p><p> </p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 15/04/2019 15:20:08 answering member 4021 label Biography information for Chris Skidmore
	tabling member	1511 label Biography information for Lord Austin of Dudley

1109887

	registered interest
	date	04/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, following Office for National Statistics changes to the recording of student loans in the national accounts, what proportion of student loan payments will be classed as (1) government lending, and (2) government spending.
	tabling member printed	Lord Mendelsohn
	uin	HL15079
	answer	answer is ministerial correction date of answer 15/04/2019 answer text <p>The Office for Budget Responsibility (OBR) published updated estimates of potential fiscal impacts from the new student loans accounting treatment in Annex E of their March 2019 Economic and fiscal outlook.</p><p> </p><p>However, the Office for National Statistics (ONS) has made it clear that there is a lot to decide before their methodology is finalised. The ONS plan to fully implement the new treatment for student loans in the public sector finances in September 2019.</p> answering member printed Lord Bates question first answered 15/04/2019 14:51:23 answering member 1091 label Biography information for Lord Bates
	tabling member	4286 label Biography information for Lord Mendelsohn

1105826

	registered interest
	date	28/03/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether university income from student tuition fee loans is classed as public or private funds; what legal advice, if any, they have received to this effect; and whether they will publish any such advice.
	tabling member printed	Lord Mendelsohn
	uin	HL14912
	answer	answer is ministerial correction date of answer 05/04/2019 answer text <p>The government pays universities directly in respect of the tuition fee loans which are approved for eligible students each year. Students are then legally obliged to repay any tuition fee loans in accordance with the contract they sign when taking out the loan. The Office for National Statistics classifies the money provided by the government to cover tuition fees as a debt for the purposes of the public finances. The government does not ordinarily disclose its legal advice as that is protected by legal professional privilege.</p><p> </p> answering member printed Viscount Younger of Leckie question first answered 05/04/2019 12:00:21 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	4286 label Biography information for Lord Mendelsohn

1093506

	registered interest
	date	22/03/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what discussions he has had with Philip Augar and the Post-18 review panel on Shariah compliant loans.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	235743
	answer	answer is ministerial correction date of answer 27/03/2019 answer text <p>The government is committed to introducing an Alternative Student Finance product which complies with Sharia law and we continue to make progress with the review so the government can deliver a post-18 education system that is accessible to all, delivers the skills that the country needs and is value for money for both the taxpayer and students.</p><p> </p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 27/03/2019 15:57:10 answering member 4021 label Biography information for Chris Skidmore
	tabling member	465 label Biography information for Gordon Marsden