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677371
unstar this property registered interest false more like this
star this property date less than 2017-01-23more like thismore than 2017-01-23
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what measures they will introduce to ensure that women who have multiple jobs, none of which are eligible for National Insurance credits, do not lose out on future state pension rights. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL4837 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-01-30more like thismore than 2017-01-30
star this property answer text <p>The design of the new State Pension allows for considerable gaps, up to 15 years over a 50 year working life (based on an State Pension age of 66), without affecting a person’s ability to build up sufficient qualifying years to gain the full entitlement. Women in particular are likely to benefit from this arrangement. In addition those with multiple low-paid jobs are likely to already have some paid or credited contributions and there is little evidence that people are engaged in this type of work pattern for significant periods in their working life so many of those affected will have the opportunity to build up sufficient qualifying years in the future. There is also the option to pay voluntary National Insurance contributions for any week in which someone does not have paid or credited contributions. We have no plans to alter or extend these arrangements.</p> more like this
star this property answering member printed Lord Henley more like this
star this property question first answered
less than 2017-01-30T17:13:42.743Zmore like thismore than 2017-01-30T17:13:42.743Z
star this property answering member
2616
star this property label Biography information for Lord Henley more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
806755
unstar this property registered interest false more like this
star this property date less than 2017-12-14more like thismore than 2017-12-14
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what they are doing to ensure that pension rights for women are equal to those for men, with particular reference to those women born in the 1950s and affected by the changes to the state pension under the Pensions Act 1995 and Pensions Act 2011. more like this
star this property tabling member printed
Baroness McGregor-Smith more like this
star this property uin HL4215 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-12-19more like thismore than 2017-12-19
star this property answer text <p>Women retiring today can still expect to receive the State Pension for 23.5 years on average – almost three years longer than men. Even after equalising women’s State Pension age (SPa) with men’s, women will spend on average around 2 years more in receipt of their State Pension (SP) because of their longer life expectancy.</p><p><strong> </strong></p><p>The new State Pension is actually much more generous for many women, who have been historically worse off under the old system. By 2030, over 3m women stand to gain an average of £550 extra per year as a result of these changes. If SPa had not been equalised, women would spend on average over 40% of their adult life in retirement.</p> more like this
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2017-12-19T17:59:54.567Zmore like thismore than 2017-12-19T17:59:54.567Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
4554
star this property label Biography information for Baroness McGregor-Smith more like this
654265
unstar this property registered interest false more like this
star this property date less than 2016-12-07more like thismore than 2016-12-07
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what plans they have to support disabled women who rely for income on permanent health insurance policies that cover them until the age of 60, the default retirement age at the time the policies were bought, and will now not receive a state pension until the age of 65 to 67. more like this
star this property tabling member printed
The Countess of Mar more like this
star this property uin HL3930 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-12-19more like thismore than 2016-12-19
star this property answer text <p>The decision to equalise the State Pension age for men and women dates back to the Pensions Act 1995. The Government provides benefits to support those unable to work to State Pension age due to a health condition or disability. People in this position may be eligible for Employment and Support Allowance, which provides income replacement for people with a health condition or disability, and Personal Independence Payment, which helps with some of the extra costs caused by long-term health or disability.</p> more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2016-12-19T16:11:58.097Zmore like thismore than 2016-12-19T16:11:58.097Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
1861
star this property label Biography information for The Countess of Mar more like this
637295
unstar this property registered interest false more like this
star this property date less than 2016-11-15more like thismore than 2016-11-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what estimate they have made of the number of women who will lose part of their state pension entitlement as a result of not claiming child benefit following the introduction of the high income child benefit charge. more like this
star this property tabling member printed
Baroness Lister of Burtersett more like this
star this property uin HL3220 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-11-29more like thismore than 2016-11-29
star this property answer text <p>Child Benefit can help some claimants qualify for National Insurance credits. These credits count towards their State Pension and protect it by making sure they don’t have gaps in their National Insurance record.</p><p>HM Revenue and Customs (HMRC) ensures that individuals have the information they need to make well-informed choices about their pension position and Child Benefit. HMRC provides specific information on the Child Benefit claim form, through the HMRC helpline, online at gov.uk, through partners such as Citizen’s Advice, and in the Bounty Packs that go to new parents.</p><p> </p><p>However, some people may choose not to claim Child Benefit. HMRC does not have an estimate of the number of people whose state pension entitlements are affected by their decision not to claim.</p> more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2016-11-29T16:47:04.33Zmore like thismore than 2016-11-29T16:47:04.33Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4234
star this property label Biography information for Baroness Lister of Burtersett more like this
576988
unstar this property registered interest false more like this
star this property date less than 2016-09-06more like thismore than 2016-09-06
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government how many letters the Department for Work and Pensions has received from Members of Parliament since May 2015 on behalf of women who have complained about the impact of an increase in their state pension age. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL1585 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-09-15more like thismore than 2016-09-15
star this property answer text <p>The information requested is not collated centrally and could only be provided at disproportionate costs.</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2016-09-15T11:46:14.777Zmore like thismore than 2016-09-15T11:46:14.777Z
star this property answering member
3893
star this property label Biography information for Lord Freud more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
576223
unstar this property registered interest false more like this
star this property date less than 2016-09-05more like thismore than 2016-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what estimates they have made of the number of women who were unaware in (1) 2011, (2) 2012 and (3) 2013, that the Pensions Act 1995 had changed their state pension age from 60. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL1463 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-09-15more like thismore than 2016-09-15
star this property answer text <p>The Department does not hold a specific estimate on the number of women that are unaware of their state pension age. We wrote to all women affected by the Pensions Act 1995 between April 2009 and March 2011 using the addresses held by HMRC at the time.</p><p> </p><p>In 2004, a DWP survey found that 73 per cent of people aged 45 to 54 (so aged 57 to 66 in 2016) were aware of the future increase in Women’s State Pension age. In 2006, 86 per cent of women aged 55-64 (so aged 65 to 74 in 2016) and 90 per cent aged 45-54 (so aged 55 to 64 in 2016) were aware that the State Pension age will increase in future. In 2012, a similar survey found that only 6% of respondents thought their State Pension Age was 60.</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2016-09-15T11:41:19.637Zmore like thismore than 2016-09-15T11:41:19.637Z
star this property answering member
3893
star this property label Biography information for Lord Freud more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
576221
unstar this property registered interest false more like this
star this property date less than 2016-09-05more like thismore than 2016-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what estimates they have made of the number of women now aged between 58 and 62 inclusive who are aware of their correct state pension age. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL1461 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-09-15more like thismore than 2016-09-15
star this property answer text <p>No estimate is held on the number of men that are currently aware of the increases to State Pension age. However, all men affected by the State Pension age increase in the Pensions Act 2011 were written to between January 2012 and November 2013 using the addresses held by HMRC at the time.</p><p> </p><p>The Department does not hold a specific estimate on the number of women that are aware of their state pension age. We wrote to all women affected by the Pensions Act 2011 in the age range specified between January 2012 and November 2013 using the addresses held by HMRC at the time.</p><p> </p><p>In 2004, a DWP survey found that 73 per cent of people aged 45 to 54 (so aged 57 to 66 in 2016) were aware of the future increase in Women’s State Pension age. In 2006, 86 per cent of women aged 55-64 (so aged 65 to 74 in 2016) and 90 per cent aged 45-54 (so aged 55 to 64 in 2016) were aware that the State Pension age will increase in future. In 2012, a similar survey found that only 6% of respondents thought their State Pension Age was 60.</p>
star this property answering member printed Lord Freud more like this
star this property grouped question UIN HL1460 more like this
star this property question first answered
less than 2016-09-15T11:39:58.467Zmore like thismore than 2016-09-15T11:39:58.467Z
star this property answering member
3893
star this property label Biography information for Lord Freud more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
576219
unstar this property registered interest false more like this
star this property date less than 2016-09-05more like thismore than 2016-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government how many women born in the 1950s received Automated Pension Forecasts in the years 2003 to 2006, and of those, how many were also sent the official PM6 leaflet <i>Pensions for Women – Your Guide</i>. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL1459 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-09-09more like thismore than 2016-09-09
star this property answer text <p>The information requested is not available</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2016-09-09T11:46:46.327Zmore like thismore than 2016-09-09T11:46:46.327Z
star this property answering member
3893
star this property label Biography information for Lord Freud more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
576218
unstar this property registered interest false more like this
star this property date less than 2016-09-05more like thismore than 2016-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what estimate they have made of the number of women who are in hardship as a result of the decision to change women’s state pension age. more like this
star this property tabling member printed
Baroness Altmann more like this
star this property uin HL1458 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2016-09-12more like thismore than 2016-09-12
star this property answer text <p>The welfare system provides a safety net for those of working age and there are a range of benefits tailored to individual circumstances. The system is designed to deal with the problems which affect those most in need and takes into account difficulty in finding work, disability and caring responsibilities. No figures are available as to why claimants apply for help to the benefits system.</p><p> </p><p>Independent analysis by the Institute for Fiscal Studies has shown that the rise in women’s State Pension age since 2010 has been accompanied by increases in employment rates for the women affected.</p><p> </p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2016-09-12T16:43:26.423Zmore like thismore than 2016-09-12T16:43:26.423Z
star this property answering member
3893
star this property label Biography information for Lord Freud more like this
star this property tabling member
4533
star this property label Biography information for Baroness Altmann more like this
1088555
unstar this property registered interest false more like this
star this property date less than 2019-03-13more like thismore than 2019-03-13
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading State Retirement Pensions: Females remove filter
unstar this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what plans they have to reinstate the deferred pensions of those women born in the 1950s who were meant to receive their pensions aged 60; and what assessment they have made of whether those women were given sufficient notice of the deferment. more like this
star this property tabling member printed
Lord Bird more like this
star this property uin HL14515 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-03-25more like thismore than 2019-03-25
star this property answer text <p>Successive governments of different political persuasions have taken the same approach to increased life expectancy and equality between 1995–2019. The Government has no plans to revisit the policy on women’s State Pension age as brought forward by the 1995 pensions Act or the 2011 Pensions Act, and does not intend to make further concessions. The changes in the 2011 Act occurred following a public Call for Evidence and extensive debates in Parliament. A concession limiting the increase in State Pension age under the 2011 Act in any individual case to 18 months, relative to the 1995 Act timetable, has already been made during the passage Act (at the cost of £1.1 billion).</p><p> </p><p>In the years after the 1995 legislation (1995 to 2011) this equalisation was frequently reported in the media and debated at length in parliament. People were notified with leaflets, an extensive advertising campaign was carried out, and later individual letters were posted out.</p><p> </p><p>Evidence submitted to the House of Commons Work and Pensions Committee ‘Communication of state pension age changes’ in 2016 noted that there were more than 600 mentions of State Pension age equalisation in the national broadsheet and tabloid press between 1993 and 2006, an average of just under one per week between 1993 and 2006. There were 54 mentions in the press in 1995, the year in which equalisation was legislated for. This was a significant event to change the age at which women received their State Pension that had existed since 1940. This was news worthy, particularly to those that it affected. Further media coverage occurred around the Pension Acts 2007, 2011 and 2014.</p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-03-25T13:57:39.41Zmore like thismore than 2019-03-25T13:57:39.41Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
4564
star this property label Biography information for Lord Bird more like this