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1125587

	registered interest
	date	09/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cash Dispensing: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will call a summit with industry representatives, with the objective of ensuring the continued provision of free cash withdrawals at ATMs in deprived communities.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	252493
	answer	answer is ministerial correction date of answer 14/05/2019 answer text <p>Last year, the Government initiated a discussion on payment methods through a Call for Evidence on Cash and Digital Payments in the New Economy. This sought to gather evidence from industry and the public alike on how changing preferences for cash and digital payments impact on different sectors, regions and demographics.</p><p> </p><p>A formal Summary of Responses to this Call for Evidence was published in May 2019. This response set out the Government’s commitment to supporting digital payments, whilst safeguarding access to cash for those who need it. It also highlighted that the Treasury would set up and chair a Joint Authorities Cash Strategy Group, made up of regulators and the Bank of England, to facilitate further co-ordination between the authorities and provide comprehensive oversight of the overall cash infrastructure.</p><p> </p><p>The Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision, including those that are free-to-use. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of free-to-use ATMs.</p><p> </p><p>LINK has put in place specific arrangements to protect free-to-use ATMs more than 1 kilometre away from the next nearest free-to-use ATM. LINK has also enhanced its Financial Inclusion Programme by tripling the funding available for free-to-use ATMs in the most deprived areas of the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/05/2019 12:30:18 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1063663

	registered interest
	date	18/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Royal Bank of Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent assessment he has made of the potential merits of maintaining majority ownership of Royal Bank of Scotland.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	222650
	answer	answer is ministerial correction date of answer 26/02/2019 answer text <p>The Government believes that, as a matter of principle, firms best succeed under private ownership. Returning RBS to the private sector is the right policy for taxpayers, customers, and the wider economy.</p><p> </p><p>The Government intervened in RBS to maintain stability at the height of the financial crisis. RBS was never a speculative investment made to generate a profit, and it is right that private investors, not taxpayers, should bear the risk of companies such as RBS.</p><p> </p><p>The Government’s policy remains to return the financial sector assets acquired during the crisis to private ownership, when it represents value for money to do so, and market conditions allow.</p> answering member constituency Salisbury answering member printed John Glen question first answered 26/02/2019 15:59:10 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1059794

	registered interest
	date	12/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	No-interest Loans Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how much funding has been allocated to the provision of interest-free loans as announced in Budget 2018; and when the first such loans will be made available.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	220096
	answer	answer is ministerial correction date of answer 18/02/2019 answer text <p>At Budget 2018, the Government announced that it will carry out a study into the feasibility of establishing a no-interest loans scheme in the UK, and design a pilot.</p><p> </p><p>The feasibility study, which will be launched this year, will examine issues such as access, eligibility and funding models and help to determine how a pilot could work.</p> answering member constituency Salisbury answering member printed John Glen question first answered 18/02/2019 15:49:42 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1056823

	registered interest
	date	06/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debt Respite Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of including debts which can be deducted directly from universal credit in the statutory Breathing Space scheme.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	218209
	answer	answer is ministerial correction date of answer 14/02/2019 answer text <p>The Government published a consultation on a single policy proposal for the breathing space scheme in October 2018. The consultation proposed that the widest range of an individual’s personal debts as possible would be included in the scheme.</p><p> </p><p>The consultation closed on 29 January and the Government intends to confirm its approach to these aspects of the scheme in its response.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/02/2019 14:31:03 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1052436

	registered interest
	date	01/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Disadvantaged
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will place in the Library the minutes of each meeting of the Financial Inclusion Policy Forum since its creation.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	215556
	answer	answer is ministerial correction date of answer 06/02/2019 answer text <p>The Government publishes a summary of each Financial Inclusion Policy Forum meeting on the gov.uk website to enable those outside the Forum to understand the Forum’s interests and direction of travel. The detailed minutes of each meeting are also recorded and distributed to Forum members. The Government decided not to publish the minutes of each meeting to ensure all members feel able to have a full and frank conversation at meetings.</p><p> </p><p>The summaries of the first two Forum meetings are available here:</p><p> </p><p><a href="https://www.gov.uk/government/publications/summary-of-financial-inclusion-policy-forum-meeting-march-2018" target="_blank">https://www.gov.uk/government/publications/summary-of-financial-inclusion-policy-forum-meeting-march-2018</a></p><p><a href="https://www.gov.uk/government/publications/summary-of-financial-inclusion-policy-forum-meeting-october-2018" target="_blank">https://www.gov.uk/government/publications/summary-of-financial-inclusion-policy-forum-meeting-october-2018</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 06/02/2019 15:05:57 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1052201

	registered interest
	date	31/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Equitable Life Assurance Society: Compensation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to ensure all unpaid debts to Equitable Life pensioners are settled as quickly as possible.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	215102
	answer	answer is ministerial correction date of answer 07/02/2019 answer text <p>Since 2010, we have taken more action than any previous government to resolve this issue by allocating up to £1.5bn, tax free, for payment to affected policyholders. There are no plans to allocate any further funds to the Equitable Life Payment Scheme.</p> answering member constituency Salisbury answering member printed John Glen question first answered 07/02/2019 15:36:17 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

1046064

	registered interest
	date	22/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debt Respite Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether his Department has plans to included the debts owed to (a) HMRC, and (b) other government bodies in the Breathing Space scheme.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	211178
	answer	answer is ministerial correction date of answer 28/01/2019 answer text <p>The Government published a consultation on a single policy proposal for the breathing space scheme in October 2018. The consultation proposed that as wide a range of an individual’s personal debts as possible would be included in the scheme, including certain tax and benefit debts.</p><p> </p><p>The consultation closes on 29 January and the Government intends to confirm its approach to these aspects of the scheme in its response.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/01/2019 14:14:17 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

964144

	registered interest
	date	03/09/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Co-operative and Community Benefit Societies: Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the adequacy of access to bank accounts by community benefit societies; and if he will make a statement.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	169042
	answer	answer is ministerial correction date of answer 06/09/2018 answer text <p>The Treasury has not made an assessment of community benefit societies’ access to banking. However, the RBS alternative remedies package will see a £775m investment in business banking facilities, helping businesses benefit from greater choice and offers on banks’ services. Community benefit societies may also find it helpful to know that the UK Finance website hosts an online guide to help small businesses prepare when opening or switching to a new business current account. This can be found here: https://business-account-opening-guide.ukfinance.org.uk</p><p> </p><p>The government recognises the important role of community benefit societies and other forms of social enterprise, which tackle some of the most challenging problems our society faces. In January 2018 DCMS announced £135m allocated to social investment, which social enterprises will benefit from. The Civil Society Strategy, published in August 2018, sets out a long term vision to build stronger communities by bringing business, charities and the public sector together.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/09/2018 15:38:46 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

921971

	registered interest
	date	11/06/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Court of Directors
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will publish the membership of the committee that recommended the appointment of Bradley Fried to the position of Chair of the Court of the Bank of England.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	152057
	answer	answer is ministerial correction date of answer 14/06/2018 answer text <p>The Advisory Assessment Panel in this appointment process consisted of Tom Scholar (Permanent Secretary - HM Treasury), Charles Roxburgh (2<sup>nd</sup> Permanent Secretary - HM Treasury), Diana ‘Dido’ Harding (Non-Executive Director – Bank of England) and Lynne Peacock (Non-Executive Director – Nationwide Building Society). Details of the panel were made publicly available online at gov.uk.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/06/2018 15:26:36 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead

904152

	registered interest
	date	14/05/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Debt Respite Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what progress his Department has made on the roll-out of the breathing space policy in relation to problem debt.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	143676
	answer	answer is ministerial correction date of answer 17/05/2018 answer text <p>The government is currently undertaking a detailed policy design process on breathing space, working in close conjunction with stakeholders. Based on this work, as well as responses received to a recent Call for Evidence, the government will consult on a single policy proposal on the scheme later this summer.</p> answering member constituency Salisbury answering member printed John Glen question first answered 17/05/2018 15:29:03 answering member 4051 label Biography information for John Glen
	tabling member	478 label Biography information for Lord Field of Birkenhead