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1000267
star this property registered interest false more like this
star this property date less than 2018-11-02more like thismore than 2018-11-02
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Bank Notes more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what discussions he has had with the Governor of the Bank of England on the person who will be represented on the new £50 note. more like this
star this property tabling member constituency Ilford North more like this
star this property tabling member printed
Wes Streeting more like this
star this property uin 187380 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-11-12more like thismore than 2018-11-12
star this property answer text <p>The Bank of England is responsible for the design, production, issue and distribution of bank notes. On 2 November 2018, the Governor of the Bank of England announced that the design of the new £50 note will celebrate the UK’s contribution to science. Members of the public have until 14 December to nominate a historical character who has contributed to science and influenced UK society to feature on the note.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-11-12T17:50:24.36Zmore like thismore than 2018-11-12T17:50:24.36Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4504
star this property label Biography information for Wes Streeting more like this
1060806
star this property registered interest false more like this
star this property date less than 2019-02-13more like thismore than 2019-02-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Equitable Life Assurance Society: Compensation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he plans to (a) reopen and (b) allocate additional funding to the Equitable Life payment scheme. more like this
star this property tabling member constituency Ilford North more like this
star this property tabling member printed
Wes Streeting more like this
star this property uin 220976 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-02-20more like thismore than 2019-02-20
star this property answer text <p>Since 2010, we have taken more action than any previous government to resolve this issue by allocating up to £1.5bn, tax free, for payment to affected policyholders. There are no plans to allocate any further funds to the Equitable Life Payment Scheme, or reopen it.</p><p> </p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-02-20T15:33:56.623Zmore like thismore than 2019-02-20T15:33:56.623Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4504
star this property label Biography information for Wes Streeting more like this
1015102
star this property registered interest false more like this
star this property date less than 2018-11-26more like thismore than 2018-11-26
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what equality impact assessments his Department has made of the provisions in buy to let mortgages to exclude the property from being let to tenants in receipt of benefits. more like this
star this property tabling member constituency Lewisham, Deptford more like this
star this property tabling member printed
Vicky Foxcroft more like this
star this property uin 195641 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-04more like thismore than 2018-12-04
star this property answer text <p>Decisions around the availability of Buy-to-Let mortgages, including any restrictions, are commercial decisions for lenders, and the Government does not seek to intervene in these decisions.</p><p> </p><p>We are aware that some lenders include restrictions in their mortgage terms that mean the properties against which they lend are not available to tenants who depend on welfare payments to meet the rental costs.</p><p> </p><p>UK Finance has assured us, however, that the majority of active Buy-to-Let lenders do not prevent landlords leasing properties to tenants in receipt of welfare payments. Therefore, any landlord who wants to let to benefit claimants should be able to easily find a lender who will allow that.</p><p> </p><p>The Royal Bank of Scotland, which operates the restriction for landlords with fewer than ten properties, has also announced that it will be conducting a review of its Buy-to-Let policies.</p><p> </p><p>It is also worth noting that only around one third of properties in the private rental sector are owned by Buy-to-Let landlords. The majority are owned outright or financed through other means.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
195642 more like this
195643 more like this
star this property question first answered
less than 2018-12-04T15:55:22.89Zmore like thismore than 2018-12-04T15:55:22.89Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4491
star this property label Biography information for Vicky Foxcroft more like this
1015104
star this property registered interest false more like this
star this property date less than 2018-11-26more like thismore than 2018-11-26
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what representations his Department has made of the Royal Bank of Scotland Group in relation to exclusory conditions in that company's Buy To Let mortgages that prevent properties from being let to tenants in receipt of benefits. more like this
star this property tabling member constituency Lewisham, Deptford more like this
star this property tabling member printed
Vicky Foxcroft more like this
star this property uin 195642 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-04more like thismore than 2018-12-04
star this property answer text <p>Decisions around the availability of Buy-to-Let mortgages, including any restrictions, are commercial decisions for lenders, and the Government does not seek to intervene in these decisions.</p><p> </p><p>We are aware that some lenders include restrictions in their mortgage terms that mean the properties against which they lend are not available to tenants who depend on welfare payments to meet the rental costs.</p><p> </p><p>UK Finance has assured us, however, that the majority of active Buy-to-Let lenders do not prevent landlords leasing properties to tenants in receipt of welfare payments. Therefore, any landlord who wants to let to benefit claimants should be able to easily find a lender who will allow that.</p><p> </p><p>The Royal Bank of Scotland, which operates the restriction for landlords with fewer than ten properties, has also announced that it will be conducting a review of its Buy-to-Let policies.</p><p> </p><p>It is also worth noting that only around one third of properties in the private rental sector are owned by Buy-to-Let landlords. The majority are owned outright or financed through other means.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
195641 more like this
195643 more like this
star this property question first answered
less than 2018-12-04T15:55:22.94Zmore like thismore than 2018-12-04T15:55:22.94Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4491
star this property label Biography information for Vicky Foxcroft more like this
1015105
star this property registered interest false more like this
star this property date less than 2018-11-26more like thismore than 2018-11-26
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he has plans to bring forward legislative proposals to ban provisions in buy to let mortgages that exclude properties from being let to tenants in receipt of benefits. more like this
star this property tabling member constituency Lewisham, Deptford more like this
star this property tabling member printed
Vicky Foxcroft more like this
star this property uin 195643 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-04more like thismore than 2018-12-04
star this property answer text <p>Decisions around the availability of Buy-to-Let mortgages, including any restrictions, are commercial decisions for lenders, and the Government does not seek to intervene in these decisions.</p><p> </p><p>We are aware that some lenders include restrictions in their mortgage terms that mean the properties against which they lend are not available to tenants who depend on welfare payments to meet the rental costs.</p><p> </p><p>UK Finance has assured us, however, that the majority of active Buy-to-Let lenders do not prevent landlords leasing properties to tenants in receipt of welfare payments. Therefore, any landlord who wants to let to benefit claimants should be able to easily find a lender who will allow that.</p><p> </p><p>The Royal Bank of Scotland, which operates the restriction for landlords with fewer than ten properties, has also announced that it will be conducting a review of its Buy-to-Let policies.</p><p> </p><p>It is also worth noting that only around one third of properties in the private rental sector are owned by Buy-to-Let landlords. The majority are owned outright or financed through other means.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN
195641 more like this
195642 more like this
star this property question first answered
less than 2018-12-04T15:55:22.987Zmore like thismore than 2018-12-04T15:55:22.987Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4491
star this property label Biography information for Vicky Foxcroft more like this
986441
star this property registered interest false more like this
star this property date less than 2018-10-12more like thismore than 2018-10-12
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Insurance Premium Tax: Public Sector more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the effect of Insurance Premium Tax on public sector organisations. more like this
star this property tabling member constituency Lewisham, Deptford more like this
star this property tabling member printed
Vicky Foxcroft more like this
star this property uin 178517 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-10-22more like thismore than 2018-10-22
star this property answer text <p>The Government regularly keeps all taxes under review. This includes Insurance Premium Tax.</p><p> </p><p>Insurance Premium Tax is a tax paid by insurers on all general insurance premiums. It is therefore up to them whether to pass on this cost to consumers, including public sector organisations.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-10-22T16:24:57.603Zmore like thismore than 2018-10-22T16:24:57.603Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4491
star this property label Biography information for Vicky Foxcroft more like this
857714
star this property registered interest false more like this
star this property date less than 2018-03-08more like thismore than 2018-03-08
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Bank Services: Travellers more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what steps he has taken to encourage the banking sector to improve financial inclusion for Gypsies and Travellers. more like this
star this property tabling member constituency Hampstead and Kilburn more like this
star this property tabling member printed
Tulip Siddiq more like this
star this property uin 131615 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-03-16more like thismore than 2018-03-16
star this property answer text <p>The Government is committed to ensuring that individuals, regardless of their background or income, have access to useful and affordable financial products and services. The Equality Act 2010 protects all individuals, including Gypsies and Travellers, against racial and other forms of discrimination.</p><p> </p><p>The Payment Accounts Regulations 2015 require the nine largest personal current account providers in the UK to offer fee-free basic bank accounts to customers who do not have a bank account or who are ineligible for a bank’s standard current account. The regulations also state that when a customer applies for an account, firms must not discriminate by reason of the customer’s place of residence, and that the conditions applicable to holding a basic bank account must not be discriminatory.</p><p> </p><p>In order to open a basic bank account, firms will need to verify their customers’ identities, which generally includes verifying their addresses. While the way in which firms choose to do this is not stipulated in law or by the regulator, firms are assisted in making such policies through industry produced guidance notes. For the financial institutions, these are the Joint Money Laundering Steering Group (JMLSG) guidance notes.</p><p> </p><p>The JMLSG guidance notes acknowledge that if Travellers are not able to produce standard identification evidence, and if verification of address is necessary, a check with the local authority, which has to register travellers’ sites, may sometimes be helpful.</p><p> </p><p>More widely, the Government has also committed to establish a Financial Inclusion Policy Forum, which will provide leadership and ensure collaboration across government and with the sector in tackling financial exclusion.</p><p> </p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-03-16T11:26:18.763Zmore like thismore than 2018-03-16T11:26:18.763Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4518
star this property label Biography information for Tulip Siddiq more like this
857858
star this property registered interest false more like this
star this property date less than 2018-03-08more like thismore than 2018-03-08
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, whether his Department has made an assessment of the potential merits of extending the total cost cap on payday lending to high-cost credit products. more like this
star this property tabling member constituency Hampstead and Kilburn more like this
star this property tabling member printed
Tulip Siddiq more like this
star this property uin 131758 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-03-16more like thismore than 2018-03-16
star this property answer text <p>The Government is committed to protecting consumers from unfair lending practises. To this end, the government has given the Financial Conduct Authority (FCA) strong powers, including the power to cap the cost of credit, and it will do so if it thinks it is necessary to protect consumers.</p><p> </p><p>The FCA is conducting a review of the high-cost credit market, and will publish a substantive update in May. The government will continue to work closely with the FCA to ensure that all customers are treated fairly.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-03-16T11:23:25.19Zmore like thismore than 2018-03-16T11:23:25.19Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4518
star this property label Biography information for Tulip Siddiq more like this
857859
star this property registered interest false more like this
star this property date less than 2018-03-08more like thismore than 2018-03-08
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Personal Income more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, with reference to page two of Walking on Thin Ice: the cost of financial insecurity, published by Citizens Advice on 22 February 2018, if he will make an assessment of the implications for his policies of that report's findings on the proportion of adults (a) who had at least one monthly drop in their income and (b) with unpredictable incomes who have gone without food or other essentials. more like this
star this property tabling member constituency Hampstead and Kilburn more like this
star this property tabling member printed
Tulip Siddiq more like this
star this property uin 131759 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-03-16more like thismore than 2018-03-16
star this property answer text <p>The Government is aware that making ends meet is sometimes challenging, which is why we are proactively putting in place measures to help the most vulnerable.</p><p> </p><p>The lowest earners have seen a 7% real-terms increase to their wages since 2015, thanks to policies such as the National Living Wage (NLW). Full time NLW workers will receive another £600 pay rise next month.</p><p> </p><p>The Government-commissioned Money Advice Service’s Financial Capability Strategy specifically focuses on measures to encourage saving. To help this work, we are creating a help to save scheme – giving families on low incomes up to a £600 Government bonus to build a rainy day fund.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-03-16T11:24:56.91Zmore like thismore than 2018-03-16T11:24:56.91Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
4518
star this property label Biography information for Tulip Siddiq more like this
1019325
star this property registered interest false more like this
star this property date less than 2018-12-03more like thismore than 2018-12-03
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Economic Situation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether the Government has made an assessment of the accuracy of the findings of the National Institute of Economic and Social Research report entitled The Economic Effects of the Government’s Proposed Brexit Deal, published on 26 November 2018. more like this
star this property tabling member constituency Carshalton and Wallington more like this
star this property tabling member printed
Tom Brake more like this
star this property uin 198156 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-06more like thismore than 2018-12-06
star this property answer text <p>The Government has not assessed the accuracy of the National Institute of Economic and Social Research (NIESR) and UK In a Changing Europe &amp; The Centre for Economic Performance (UKCE/ CEP) reports. NIESR and UKCE/ CEP are independent organisations. Their analysis of the UK economy represents their own views.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN 198157 more like this
star this property question first answered
less than 2018-12-06T16:54:26.01Zmore like thismore than 2018-12-06T16:54:26.01Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
star this property tabling member
151
star this property label Biography information for Tom Brake more like this