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724551
star this property registered interest false remove filter
star this property date less than 2017-04-26more like thismore than 2017-04-26
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
unstar this property hansard heading Whisky: Excise Duties more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 24 April 2017 to Question 69989, on whisky: excise duties, for what reasons his Answer does not refer to representations received from the Scottish whisky industry on excise duties on spirits. more like this
star this property tabling member constituency Romford more like this
star this property tabling member printed
Andrew Rosindell more like this
star this property uin 71998 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-05-02more like thismore than 2017-05-02
star this property answer text <p><B>The House of Commons was prorogued before the earliest date of answer for this Question.</B></p> more like this
star this property answering member constituency
star this property answering member printed
star this property question first answered
less than 2017-05-02T10:00:00.00Zmore like thismore than 2017-05-02T10:00:00.00Z
star this property answering member 0
star this property tabling member
1447
star this property label Biography information for Andrew Rosindell more like this
114609
star this property registered interest false remove filter
star this property date less than 2014-11-05more like thismore than 2014-11-05
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority (a) on the clarity of and (b) improving competition in the mortgage market. more like this
star this property tabling member constituency Gloucester more like this
star this property tabling member printed
Richard Graham more like this
star this property uin 213568 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-11-13more like thismore than 2014-11-13
star this property answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
213569 more like this
213585 more like this
star this property question first answered
less than 2014-11-13T11:20:11.3860418Zmore like thismore than 2014-11-13T11:20:11.3860418Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
3990
star this property label Biography information for Richard Graham more like this
114610
star this property registered interest false remove filter
star this property date less than 2014-11-05more like thismore than 2014-11-05
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what representations he has received about the clarity of fees and charges and ease of comparison in the mortgage market. more like this
star this property tabling member constituency Gloucester more like this
star this property tabling member printed
Richard Graham more like this
star this property uin 213569 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-11-13more like thismore than 2014-11-13
star this property answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
213568 more like this
213585 more like this
star this property question first answered
less than 2014-11-13T11:20:11.8123811Zmore like thismore than 2014-11-13T11:20:11.8123811Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
3990
star this property label Biography information for Richard Graham more like this
114616
star this property registered interest false remove filter
star this property date less than 2014-11-05more like thismore than 2014-11-05
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what discussions he has had with the mortgage industry and consumer groups about making price comparison easier for consumers. more like this
star this property tabling member constituency Gloucester more like this
star this property tabling member printed
Richard Graham more like this
star this property uin 213585 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-11-13more like thismore than 2014-11-13
star this property answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
213568 more like this
213569 more like this
star this property question first answered
less than 2014-11-13T11:20:11.9696487Zmore like thismore than 2014-11-13T11:20:11.9696487Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
3990
star this property label Biography information for Richard Graham more like this
176350
star this property registered interest false remove filter
star this property date less than 2015-01-28more like thismore than 2015-01-28
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Communication more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what his Department's communications budget was in each financial year from 2010-11 to 2014-15. more like this
star this property tabling member constituency North Durham more like this
star this property tabling member printed
Mr Kevan Jones more like this
star this property uin 222595 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-03-26more like thismore than 2015-03-26
star this property answer text <table><tbody><tr><td> </td><td> </td></tr></tbody></table><p> </p><p>Communication with stakeholders and the public is a part of the job of all Treasury teams.</p><p> </p><p> </p><p> </p><p>The costs of running HM Treasury Communication department, including all staff and running costs have more than halved since 2009/10. The figures are:</p><p> </p><p> </p><p> </p><p>2009/10 £2,612,258</p><p> </p><p>2010/11 £2,196,291</p><p> </p><p>2011/12 £2,122,484</p><p> </p><p>2012/13 £1,269,977</p><p> </p><p>2013/14 £1,289,075</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2015-03-26T10:40:55.527Zmore like thismore than 2015-03-26T10:40:55.527Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
1438
star this property label Biography information for Mr Kevan Jones more like this
62206
star this property registered interest false remove filter
star this property date less than 2014-06-17more like thismore than 2014-06-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
unstar this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what steps he is taking to improve regulation of the shadow banking sector. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 200642 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-06-23more like thismore than 2014-06-23
star this property answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
200643 more like this
200644 more like this
star this property question first answered
less than 2014-06-23T15:19:45.1917264Zmore like thismore than 2014-06-23T15:19:45.1917264Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
star this property label Biography information for Cathy Jamieson more like this
62207
star this property registered interest false remove filter
star this property date less than 2014-06-17more like thismore than 2014-06-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
unstar this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the effects of the shadow banking sector on the UK economy. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 200643 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-06-23more like thismore than 2014-06-23
star this property answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
200642 more like this
200644 more like this
star this property question first answered
less than 2014-06-23T15:19:45.2707068Zmore like thismore than 2014-06-23T15:19:45.2707068Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
star this property label Biography information for Cathy Jamieson more like this
62208
star this property registered interest false remove filter
star this property date less than 2014-06-17more like thismore than 2014-06-17
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
unstar this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what steps his Department is taking to ensure the stability of the shadow banking sector. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson more like this
star this property uin 200644 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-06-23more like thismore than 2014-06-23
star this property answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN
200642 more like this
200643 more like this
star this property question first answered
less than 2014-06-23T15:19:45.4275036Zmore like thismore than 2014-06-23T15:19:45.4275036Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
star this property label Biography information for Cathy Jamieson more like this
91140
star this property registered interest false remove filter
star this property date less than 2014-09-09more like thismore than 2014-09-09
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name CaTreasury more like this
unstar this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what recent assessment he has made of the (a) size and (b) potential risk posed to the economy from (i) the UK and (ii) the international shadow banking system. more like this
star this property tabling member constituency Newcastle upon Tyne East more like this
star this property tabling member printed
Mr Nicholas Brown more like this
star this property uin 208723 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-10-06more like thismore than 2014-10-06
star this property answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. However, the Government is aware of the risks shadow banking activities can pose to financial stability.</p><p> </p><p>To ensure that systemic risks to financial stability are addressed, the Government has created the Financial Policy Committee (FPC) within the Bank of England. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking. Additionally at the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK authorities are playing an instrumental role in shaping the global regulatory response at the Financial Stability Board.</p><p> </p><p> </p><p>The Financial Stability Board’s Global Shadow Banking Monitoring Report 2013 includes its latest assessment of the size of, and trends in, non-bank financial intermediation.</p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-10-06T14:07:52.2013636Zmore like thismore than 2014-10-06T14:07:52.2013636Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
523
star this property label Biography information for Mr Nicholas Brown more like this
166240
star this property registered interest false remove filter
star this property date less than 2014-11-26more like thismore than 2014-11-26
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury remove filter
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Royal Bank of Scotland more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, whether he has received any information from UK Financial Investments Ltd in respect of the (a) operation by RBS of its Global Restructuring Group (GRC) as a profit centre for the bank and (b) implications of the operations of the GRC for small business customers of RBS. more like this
star this property tabling member constituency Newport West more like this
star this property tabling member printed
Paul Flynn more like this
star this property uin 216223 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-12-17more like thismore than 2014-12-17
star this property answer text <p>We have not received information from UK Financial Investments (UKFI) relating to the operation of RBS’s Global Restructuring Group (GRG) as a profit centre for the bank.</p><p> </p><p> </p><p> </p><p>Similarly, we have not received information from UKFI relating to the implications of the operations of GRG for small business customers.</p><p> </p><p> </p><p> </p><p>As you are aware, the Financial Conduct Authority (FCA) is currently investigating the operations of GRG in relation to its treatment of business customers in financial difficulty. If the FCA identifies issues which come within its remit, it will consider further regulatory measures.</p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-12-17T17:45:07.567Zmore like thismore than 2014-12-17T17:45:07.567Z
star this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
545
star this property label Biography information for Paul Flynn more like this