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1148060

	registered interest
	date	02/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Thomas Cook: Insolvency
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what estimate they have made of the amount of tax and duty owed by Thomas Cook at the time of their entry into administration; and what assessment they have made of whether there is any prospect of recovering the amount owed or any proportion thereof.
	tabling member printed	Lord Browne of Ladyton
	uin	HL17988
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>HM Revenue and Customs (HMRC) do not disclose details of their work on the tax affairs of particular taxpayers<strong>.</strong></p> answering member printed The Earl of Courtown question first answered 08/10/2019 12:04:07 answering member 3359 label Biography information for The Earl of Courtown
	tabling member	620 label Biography information for Lord Browne of Ladyton

1147637

	registered interest
	date	01/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Business
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they will publish the results of Operation Kingfisher before 31 October; and if so, when.
	tabling member printed	Lord Jones of Cheltenham
	uin	HL17963
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>We are continuing to monitor companies and sectors that may be exposed to short-term difficulties as a result of EU exit. This monitoring is market sensitive and confidential.</p> answering member printed The Earl of Courtown question first answered 08/10/2019 11:59:57 answering member 3359 label Biography information for The Earl of Courtown
	tabling member	248 label Biography information for Lord Jones of Cheltenham

1147641

	registered interest
	date	01/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Aircraft: VAT
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what, if any, will be the VAT implications for aircraft which have to date been imported into, but may not be physically in, the UK on the planned exit day from the EU.
	tabling member printed	Lord Kirkhope of Harrogate
	uin	HL17967
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>Some aircraft imported into the UK will be eligible for zero rate of VAT as shown in Notice 744C on ships, aircraft and associated services.</p><p> </p><p>If an aircraft has previously been imported into the UK with the appropriate taxes paid, its location on the day of Brexit will not affect its status as domestic goods, including UK VAT paid status. On return to the UK the importer may be able to claim Returned Goods Relief (RGR). This will be subject to conditions given in the RGR Notice 236.</p><p> </p><p>The free movement of aircraft being used as a means of transport is guaranteed by the Chicago Convention. This allows aircraft to land and take off at airports all over the world without the inconvenience of paying and reclaiming import duties, including VAT, each time a trip is made. This will continue after the UK leaves the EU.</p> answering member printed The Earl of Courtown question first answered 08/10/2019 11:59:03 answering member 3359 label Biography information for The Earl of Courtown
	tabling member	891 label Biography information for Lord Kirkhope of Harrogate

1146934

	registered interest
	date	30/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Personation: Credit Rating
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the impact on victims of identity fraud in particular any adverse credit rating changes and the subsequent impact of such changes on mortgage payments and relationships with credit companies.
	tabling member printed	Lord Hunt of Kings Heath
	uin	HL17908
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>Under the Fraud Act 2006, it is a crime to dishonestly make a false representation to make a gain, to cause loss to another or expose another to risk of loss. The Government takes fraud extremely seriously and recognises the devastating impacts that fraud can have on individuals and businesses.</p><p> </p><p>Decisions concerning how lenders assess mortgage applications, including how information from Credit Reference Agencies (CRAs) is used, are commercial decisions for banks and building societies.</p><p> </p><p>It is worth being aware that CRAs do not hold blacklists and do not tell a lender whether it should offer credit. Instead lenders use information from CRAs to come to their own commercial judgement. This means that while one lender may be unwilling to provide a mortgage due to a borrower’s credit history, that is not necessarily the case for other lenders.</p> answering member printed The Earl of Courtown question first answered 08/10/2019 12:03:45 answering member 3359 label Biography information for The Earl of Courtown
	tabling member	2024 label Biography information for Lord Hunt of Kings Heath

1146955

	registered interest
	date	30/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Crowdfunding: Regulation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what steps they are taking to (1) investigate delays in, and (2) take action to speed activity in, and (3) ensure lenders are properly informed about, secondary market sales in peer-to-peer lending.
	tabling member printed	Lord Myners
	uin	HL17929
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>The Government monitors the peer to peer (P2P) lending sector and engages regularly with P2P platforms and the Financial Conduct Authority (FCA), who are responsible for the regulation of the sector.</p><p> </p><p>The operationally independent FCA recently published new rules for the sector. These will come into force on 9 December and include enhanced requirements on governance, risk management and investor protection.</p> answering member printed The Earl of Courtown question first answered 08/10/2019 11:59:48 answering member 3359 label Biography information for The Earl of Courtown
	tabling member	3869 label Biography information for Lord Myners