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1001947
star this property registered interest false more like this
star this property date less than 2018-11-05more like thismore than 2018-11-05
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Mortgages: EU Law more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates. more like this
star this property tabling member constituency East Worthing and Shoreham more like this
star this property tabling member printed
Tim Loughton remove filter
star this property uin 187982 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-11-12more like thismore than 2018-11-12
star this property answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-11-12T17:49:19.453Zmore like thismore than 2018-11-12T17:49:19.453Z
unstar this property answering member
4051
star this property label Biography information for John Glen more like this
unstar this property tabling member
114
unstar this property label Biography information for Tim Loughton more like this
1010571
star this property registered interest false more like this
star this property date less than 2018-11-20more like thismore than 2018-11-20
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Mortgages: Interest Rates more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what support is available to borrowers seeking to access lower mortgage rates in the event that their proposed new lender or current lender is not signed up to the Government's voluntary agreement with UK Finance, the Building Socieities Association and the Intermediary Mortgage Lenders Association. more like this
star this property tabling member constituency East Worthing and Shoreham more like this
star this property tabling member printed
Tim Loughton remove filter
star this property uin 193356 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-11-28more like thismore than 2018-11-28
star this property answer text <p>67 lenders representing 95% of the UK’s residential mortgage market have signed up to the industry voluntary agreement to help mortgage prisoners.</p><p> </p><p>As set out in my response to your PQ tabled 5<sup>th</sup> November 2018 officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done. This will include where lenders are not signed up to the industry’s voluntary agreement.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2018-11-28T13:00:27.83Zmore like thismore than 2018-11-28T13:00:27.83Z
unstar this property answering member
4051
star this property label Biography information for John Glen more like this
unstar this property tabling member
114
unstar this property label Biography information for Tim Loughton more like this
1020029
star this property registered interest false more like this
star this property date less than 2018-12-04more like thismore than 2018-12-04
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Spirits: Excise Duties more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential merits of introducing a reduced rate of duty for spirits produced by smaller distillers and producers. more like this
star this property tabling member constituency East Worthing and Shoreham more like this
star this property tabling member printed
Tim Loughton remove filter
star this property uin 198720 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-10more like thismore than 2018-12-10
star this property answer text <p>Under EU law a reduced rate of spirit duty can be applied to producers who make less than 1,000 litres of product a year.</p><p> </p><p>The government is not minded to introduce such a relief as there is no compelling case to do so at this time given the risk of illicit production and excise duty fraud.</p> more like this
star this property answering member constituency Newark more like this
star this property answering member printed Robert Jenrick more like this
star this property question first answered
less than 2018-12-10T15:32:02.517Zmore like thismore than 2018-12-10T15:32:02.517Z
unstar this property answering member
4320
star this property label Biography information for Robert Jenrick more like this
unstar this property tabling member
114
unstar this property label Biography information for Tim Loughton more like this
1020031
star this property registered interest false more like this
star this property date less than 2018-12-04more like thismore than 2018-12-04
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Alcoholic Drinks: Industry more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many licensed stills have (a) been established and (b) ceased trading in each of the last 10 years. more like this
star this property tabling member constituency East Worthing and Shoreham more like this
star this property tabling member printed
Tim Loughton remove filter
star this property uin 198721 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-10more like thismore than 2018-12-10
star this property answer text <p>HMRC licenses the businesses who use stills for distillation rather than the stills themselves. The number of licences issued in each year was:</p><p> </p><table><tbody><tr><td><p>2008</p></td><td><p>2009</p></td><td><p>2010</p></td><td><p>2011</p></td><td><p>2012</p></td><td><p>2013</p></td><td><p>2014</p></td><td><p>2015</p></td><td><p>2016</p></td><td><p>2017</p></td></tr><tr><td><p>9</p></td><td><p>2</p></td><td><p>6</p></td><td><p>34</p></td><td><p>11</p></td><td><p>28</p></td><td><p>38</p></td><td><p>34</p></td><td><p>46</p></td><td><p>62</p></td></tr></tbody></table><p> </p><p>HMRC has no information on the number of licensed businesses that have ceased trading.</p> more like this
star this property answering member constituency Newark more like this
star this property answering member printed Robert Jenrick more like this
star this property question first answered
less than 2018-12-10T15:40:02.597Zmore like thismore than 2018-12-10T15:40:02.597Z
unstar this property answering member
4320
star this property label Biography information for Robert Jenrick more like this
unstar this property tabling member
114
unstar this property label Biography information for Tim Loughton more like this
1124348
star this property registered interest false more like this
star this property date less than 2019-05-01more like thismore than 2019-05-01
star this property answering body
Treasury remove filter
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading 101 Calls: VAT more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what the contribution has been to the public purse from levying VAT on the 101 non-emergency police phone line. more like this
star this property tabling member constituency East Worthing and Shoreham more like this
star this property tabling member printed
Tim Loughton remove filter
star this property uin 249791 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-05-08more like thismore than 2019-05-08
star this property answer text <p>The details that HMRC collects from taxpayers on their VAT returns are not specific enough to provide an estimate of VAT on 101 phone calls.</p><p> </p><p>To minimise the administrative burden on businesses, they are only required to report the total VAT on all their taxable supplies of goods and services in the relevant period. It is therefore not possible to identify the types of supplies on which the VAT was charged.</p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property question first answered
less than 2019-05-08T15:26:04.747Zmore like thismore than 2019-05-08T15:26:04.747Z
unstar this property answering member
3935
star this property label Biography information for Mel Stride more like this
unstar this property tabling member
114
unstar this property label Biography information for Tim Loughton more like this