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100015
star this property registered interest false more like this
star this property date less than 2014-10-20more like thismore than 2014-10-20
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading UK Trade with EU more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether, in the light of the risk of the Eurozone returning to recession and the statement by the Chancellor of Exchequer that Britain could not be immune from any such event, they plan to encourage industry and commerce to diversify their markets and reduce their reliance on the European Union market. more like this
star this property tabling member printed
Lord Stoddart of Swindon more like this
star this property uin HL2230 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-03more like thismore than 2014-11-03
star this property answer text <p>We have to recognise that the UK is not immune to problems elsewhere in the world. The UK has one of the most open economies in the world through trade and financial channels. In particular, growth in the euro area – our largest trading partner – is weak and we have to expect that to dampen our own recovery.</p><p> </p><p> </p><p> </p><p>Since entering office, this Government has worked consistently towards a rebalancing of the UK economy and growing our trade with all parts of the world, including key emerging markets. Since 2010, for example, UKTI has increased the number of its overseas-based staff working outside the EU from 875 to 1060, reflecting the growing priority being given to non-EU markets; and, excluding aircraft, nearly all of the exports supported by UK Export Finance in recent years have been to markets outside the EU. Ministers continue to take an active role, including through the Chancellor-led annual Economic and Financial Dialogues with India and China, the most recent of which secured £2.4 billion in bilateral investment deals.</p><p> </p>
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-03T17:17:00.0750466Zmore like thismore than 2014-11-03T17:17:00.0750466Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
950
unstar this property label Biography information for Lord Stoddart of Swindon more like this
100042
star this property registered interest false more like this
star this property date less than 2014-10-21more like thismore than 2014-10-21
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading EU Budget more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether they will make representations within the European Union that any spending increases will be met through countervailing spending cuts and not by increasing the financial contributions of member states. more like this
star this property tabling member printed
Lord Stoddart of Swindon more like this
star this property uin HL2248 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-04more like thismore than 2014-11-04
star this property answer text <p>The UK has been consistently clear: at a time when governments across the EU are taking difficult decisions to manage their deficits, the European Commission should not be asking Governments across the EU for more money.</p><p> </p><p>The UK strongly believes in limiting the size of the EU budget and will continue to press for necessary restraint and discipline in order to get the best deal for British taxpayers.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-04T16:56:36.6603091Zmore like thismore than 2014-11-04T16:56:36.6603091Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
950
unstar this property label Biography information for Lord Stoddart of Swindon more like this
101696
star this property registered interest false more like this
star this property date less than 2014-10-29more like thismore than 2014-10-29
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services: Fees and Charges more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what assessment have they made of the level of unauthorised overdraft fees charged by banks in the United Kingdom. more like this
star this property tabling member printed
Lord Kennedy of Southwark more like this
star this property uin HL2518 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-05more like thismore than 2014-11-05
star this property answer text <p>The Government has not made an assessment of the level of unauthorised overdraft fees charged by banks in the United Kingdom.</p><p> </p><p> </p><p> </p><p>In November 2011, the Government announced an agreement with the major current account providers to enable customers to control their account and to take action to avoid unarranged overdraft charges.</p><p> </p><p> </p><p> </p><p>The Office of Fair Trading found in January 2013 that there had been a significant reduction in bank fees and charges since their 2008 market study, and estimated that there had been an annual saving of £928million for consumers as a result.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-05T14:01:50.4013588Zmore like thismore than 2014-11-05T14:01:50.4013588Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
100619
star this property registered interest false more like this
star this property date less than 2014-10-23more like thismore than 2014-10-23
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Economic Situation more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government, in the light of the latest revised forecast by the International Monetary Fund for the British economy, whether the Chancellor of the Exchequer still has confidence in its forecasting. more like this
star this property tabling member printed
Lord Blencathra more like this
star this property uin HL2350 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-05more like thismore than 2014-11-05
star this property answer text <p>Britain’s long term economic plan is working, boosting economic security for Britain’s hardworking people. The economy is growing, the deficit has fallen by a third and there are record levels of people in work. But the job is not done and the biggest risk now to the recovery would be abandoning the plan that is delivering a brighter economic future.</p><p> </p><p>The Government’s strategy is to restore the public finances to a sustainable path and the UK is seen as a relative safe haven, with interest rates remaining historically low helping keep interest payments down for households, businesses and the taxpayer.</p><p>The IMF set out their latest forecasts in the October 2014<em> World Economic Outlook. </em>The publication recognises the Government’s long term economic plan is working, that the UK is growing and leaving the crisis behind. The IMF project the UK economy to be the fastest growing G7 economy in 2014, at 3.2 per cent and 2.7 per cent in 2015. Furthermore, the IMF recognise that fiscal consolidation undertaken during the past few years has built trust among financial investors that current fiscal paths are sustainable.</p>
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-05T14:02:54.0014706Zmore like thismore than 2014-11-05T14:02:54.0014706Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
497
unstar this property label Biography information for Lord Blencathra more like this
101280
star this property registered interest false more like this
star this property date less than 2014-10-28more like thismore than 2014-10-28
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Public Expenditure more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what plans they have to review the Barnett Formula. more like this
star this property tabling member printed
The Marquess of Lothian more like this
star this property uin HL2485 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-06more like thismore than 2014-11-06
star this property answer text <p>In the context of the Scottish referendum debate, the leaders of the three largest UK political parties made clear that the Barnett formula would continue.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-06T14:37:15.4876003Zmore like thismore than 2014-11-06T14:37:15.4876003Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
259
unstar this property label Biography information for The Marquess of Lothian more like this
101266
star this property registered interest false more like this
star this property date less than 2014-10-28more like thismore than 2014-10-28
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what assessment they have made of the risk and impact of people spending their pensions irresponsibly following changes to the system to allow them to receive a lump sum; and whether they are going to take any steps further to assist pensioners to manage their finances. more like this
star this property tabling member printed
Lord Taylor of Warwick more like this
star this property uin HL2471 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-10more like thismore than 2014-11-10
star this property answer text <p>The Government believes that individuals should be trusted with their pension savings; it should not be for the state to dictate how someone spends their savings in retirement.</p><p> </p><p> </p><p> </p><p>The new right to free and impartial guidance at retirement will help savers make confident and informed decisions on how they use their pension savings, making sure that they are clear on their retirement income options before they make any decisions about what to do with their savings.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-10T17:42:22.3554169Zmore like thismore than 2014-11-10T17:42:22.3554169Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
101006
star this property registered interest false more like this
star this property date less than 2014-10-27more like thismore than 2014-10-27
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading EU Budget: Contributions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether the approval of the House of Commons will be sought before the £1.7 billion additional contributions to the European Union are paid. more like this
star this property tabling member printed
Lord Stoddart of Swindon more like this
star this property uin HL2462 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-10more like thismore than 2014-11-10
star this property answer text <p>Own Resources payments requested by the European Union can be made by HM Treasury under the European Communities (Finance) Act 2008.</p><p> </p><p> </p><p> </p><p>The Prime Minister, in his statement to the House of Commons on 27 October, was clear that the Government will not pay the amount requested on 1 December and will challenge this in every way possible.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-10T17:43:11.3570714Zmore like thismore than 2014-11-10T17:43:11.3570714Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
950
unstar this property label Biography information for Lord Stoddart of Swindon more like this
101007
star this property registered interest false more like this
star this property date less than 2014-10-27more like thismore than 2014-10-27
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading EU Budget: Contributions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what effect they expect the request from the European Union for a further payment of £1.7 billion to the European Union budget will have on the Autumn Statement and the 2015 United Kingdom budget; and whether, if paid, it will be financed from additional taxation or by further borrowing. more like this
star this property tabling member printed
Lord Stoddart of Swindon more like this
star this property uin HL2463 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-10more like thismore than 2014-11-10
star this property answer text <p>The Government adopts the independent Office for Budget Responsibility’s (OBR) fiscal and economic forecasts as the official forecasts for the Budget and Autumn Statement Report.</p><p> </p><p> </p><p> </p><p>The Prime Minister, in his statement to the House of Commons on 27 October, was clear that Britain will not pay the amount requested on 1 December and will challenge this in every way possible.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-10T17:44:25.8789272Zmore like thismore than 2014-11-10T17:44:25.8789272Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
950
unstar this property label Biography information for Lord Stoddart of Swindon more like this
101697
star this property registered interest false more like this
star this property date less than 2014-10-29more like thismore than 2014-10-29
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cash Dispensing more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what assessment have they made of the availability in poorer communities of automatic teller machines which do not charge customers for withdrawing money. more like this
star this property tabling member printed
Lord Kennedy of Southwark more like this
star this property uin HL2519 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-10more like thismore than 2014-11-10
star this property answer text <p>The assessment made by the Government is that 95 per cent of communities in deprived areas now have free-to-use ATMs within their area or less than two thirds of a mile from the area's centre, which has brought access to free-to-use ATMs to over 1.5 million people.</p><p> </p><p> </p><p> </p><p><a href="http://en.wikipedia.org/wiki/LINK" target="_blank">LINK</a> has established a Financial Inclusion Programme to provide free-to-use ATMs where they are needed, by installing ATMs that are subsidised to make their operation commercially viable for operators. The cost of this subsidy is shared out among LINK member banks. 1,400 target areas now have access to an industry subsidised ATM through the programme. <a href="http://en.wikipedia.org/wiki/Toynbee_Hall" target="_blank">Toynbee Hall</a> is due to complete research on this issue shortly, commissioned by LINK.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-10T17:59:11.4594782Zmore like thismore than 2014-11-10T17:59:11.4594782Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this
101698
star this property registered interest false more like this
star this property date less than 2014-10-29more like thismore than 2014-10-29
star this property answering body
HM Treasury remove filter
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Insurance more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what assessment have they made of the fees and charges levied by the insurance industry. more like this
star this property tabling member printed
Lord Kennedy of Southwark more like this
star this property uin HL2520 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-11-10more like thismore than 2014-11-10
star this property answer text <p>Decisions regarding the pricing of insurance products, including fees and levies charged are commercial decisions for individual insurers and the Government does not seek to intervene in these decisions. However, the Government is determined that customers should be treated fairly. The Financial Conduct Authority regulates the conduct of the insurance industry and requires firms to disclose information on fees to be paid for insurance products.</p><p> </p><p> </p><p> </p><p>As part of the Government’s automatic enrolment reforms, measures have recently been put forward to cap fees for workplace pensions to 0.75 per cent so that pensions savings are invested in value for money schemes.</p><p> </p> more like this
star this property answering member printed Lord Deighton more like this
star this property question first answered
less than 2014-11-10T18:04:02.2231446Zmore like thismore than 2014-11-10T18:04:02.2231446Z
star this property answering member
4262
star this property label Biography information for Lord Deighton more like this
star this property tabling member
4153
unstar this property label Biography information for Lord Kennedy of Southwark more like this