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166087
star this property registered interest false more like this
star this property date less than 2014-11-25more like thismore than 2014-11-25
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Workplace Pensions: Fees and Charges more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether they are measuring the impact of auto-enrolment on fees charged by the investment management industry; and what plans they have to track any changes. more like this
star this property tabling member printed
Lord Mendelsohn more like this
star this property uin HL3145 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-12-08more like thismore than 2014-12-08
star this property answer text <p /> <p>The Government’s Command Paper, ‘Better Workplace Pensions: Further measures for savers’, published in March, set out a range of measures including a cap on charges in default fund arrangements, a ban on inappropriate charges and proposals to introduce minimum governance standards and improve transparency across workplace defined contribution schemes.</p><p> </p><p>Following this, Government launched its consultation on draft regulations on governance and charges in occupational pension schemes in October 2014. Subject to Parliamentary approval, the majority of this legislation will come into force from April 2015, alongside Financial Conduct Authority (FCA) rules in relation to workplace personal pension schemes where appropriate. From April 2015, the Government intends to introduce a charge cap on the default funds of qualifying schemes, set at 0.75 per cent of funds under management and the first phase of enhanced transparency with trustees and Independent Governance Committees (IGCs) being required to report on costs and charges for the first time.</p><p> </p><p>In 2015 Government will consult on regulations under duties in the Pensions Act 2014 requiring information about transaction costs to be disclosed to members and others, and the publication of costs and charges information. The FCA also intends to consult on amending their own rules to introduce equivalent enhanced transparency provisions for workplace personal pension schemes during 2015. The Government has also set out its plans to review the level of the default fund charge cap, to see if it should be lowered, and also whether it should include some or all of the transaction costs that are ultimately borne by members within a cap. This review will take place in 2017.</p><p> </p><p>Taken together the combined effect of these measures on charges, governance and transparency and the Government’s commitment to a review should ensure that savers are being enrolled into workplace schemes that are well run and in members’ interests.</p>
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-12-08T12:19:52.33Zmore like thismore than 2014-12-08T12:19:52.33Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
4286
unstar this property label Biography information for Lord Mendelsohn more like this
166089
star this property registered interest false more like this
star this property date less than 2014-11-25more like thismore than 2014-11-25
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Workplace Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what plans they have to review the basis on which projections of potential returns are used by the investment management industry in communications with pension holders. more like this
star this property tabling member printed
Lord Mendelsohn more like this
star this property uin HL3147 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-12-08more like thismore than 2014-12-08
star this property answer text <p /> <p>Since 6 April 2003, certain money purchase pension arrangements have been required to provide members with Statutory Money Purchase Illustrations (SMPIs). Legislation requires that statutory illustrations are produced in accordance with guidance prepared by a prescribed body approved by the Secretary of State for Work and Pensions and by the Department for Social Development in Northern Ireland.</p><p>The Financial Reporting Council (FRC) is the prescribed body and has been since 6 April 2007. The FRC fulfils its obligations through the publication of Actuarial Standard Technical Memorandum AS TM1: Statutory Money Purchase Illustrations (AS TM1). It reviews AS TM1 regularly and the last completed review was carried out in 2013 following the introduction of the Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013 (SI 2013/2734) which came into force on 6 April 2014. The AS TM1 specifies that the investment return should take into account the current and anticipated future investment strategy of the member’s funds over the period to retirement and be consistent from year to year, with the rationale documented and made available to members on request.</p><p> </p><p>In addition, Financial Conduct Authority (FCA) rules require a projection at point of sale for contract based pensions. The investment return must reflect the investment potential of the (expected) underlying assets, subject to an overall cap of 5%pa. Flanking projections must be provided using returns which vary by +/- 3%. The FCA has a public commitment to review the basis every 4 years and the next review is due in 2015. The FCA do not require further projections during the lifetime of the contract as pension scheme members will receive statutory statements prepared under DWP legislation. However, where a provider chooses to provide additional projections, they must follow the same basis as point of sale projections.</p>
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-12-08T12:26:30.053Zmore like thismore than 2014-12-08T12:26:30.053Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
4286
unstar this property label Biography information for Lord Mendelsohn more like this
79175
star this property registered interest false more like this
star this property date less than 2014-07-21more like thismore than 2014-07-21
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Workplace Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government what is the number and percentage of people who are members of occupation pension schemes by region in (1) England, (2) Scotland, and (3) Wales. more like this
star this property tabling member printed
Lord Hutton of Furness more like this
star this property uin HL1336 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-07-24more like thismore than 2014-07-24
star this property answer text <p /> <p /> <p>Information on the proportions of employees with workplace pensions is collected in the Annual Survey of Hours and Earnings and published on the ONS website. <a href="http://www.ons.gov.uk/ons/rel/ashe/annual-survey-of-hours-and-earnings-pension-tables/2013-provisional-results/index.html" target="_blank">http://www.ons.gov.uk/ons/rel/ashe/annual-survey-of-hours-and-earnings-pension-tables/2013-provisional-results/index.html</a></p><p> </p><p>Figure 1 shows that overall for the UK, 49.8 per cent of employees were members of workplace pension schemes in 2013. This is an increase from 46.5 per cent in 2012 and is the biggest rise in workplace pension coverage since figures began in 1997.</p><p> </p><p>Figure 9 shows a breakdown of the proportion of employees with workplace pensions by sector and region. This shows a weak relationship between the region where the employer is located and the proportion of employees with a workplace pension. Overall membership was highest in Scotland (55.3 per cent) and lowest in East Midlands (46.7 per cent). In Wales it was 53.2 per cent.</p>
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-07-24T15:18:09.5987621Zmore like thismore than 2014-07-24T15:18:09.5987621Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
494
unstar this property label Biography information for Lord Hutton of Furness more like this
78262
star this property registered interest false more like this
star this property date less than 2014-07-15more like thismore than 2014-07-15
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Programme: Travellers more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government, in their draft Child Poverty Strategy 2014–17, what they envisage by "specialist" support for Gypsy and Traveller parents via the Work Programme. more like this
star this property tabling member printed
Baroness Whitaker more like this
star this property uin HL1157 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-07-28more like thismore than 2014-07-28
star this property answer text <p /> <p /> <p>The Government’s strategy for increasing ethnic minority employment and participation in the labour market is based around mainstreaming opportunity through locally delivered flexible provision.</p><p>The Work Programme is designed to give providers the flexibility to support each individual jobseeker, rather than treat people according to ethnic groups. Local autonomy and flexibility has replaced the one size fits all approach that has dogged previous employment schemes.</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-07-28T14:39:02.0639628Zmore like thismore than 2014-07-28T14:39:02.0639628Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
2510
unstar this property label Biography information for Baroness Whitaker more like this
93711
star this property registered interest false more like this
star this property date less than 2014-10-15more like thismore than 2014-10-15
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Programme: Bristol more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government how many people in Bristol have enrolled in their Work Programme; and how many of those, after six months, were not in employment, education or training. more like this
star this property tabling member printed
Baroness Royall of Blaisdon more like this
star this property uin HL2140 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-11-06more like thismore than 2014-11-06
star this property answer text <p>The number of people in Bristol City Local Authority who have been referred to the Work Programme up to and including June 2014 is 13,060.</p><p> </p><p><strong> </strong></p><p> </p><p>This information is published and can be found at:</p><p> </p><p> </p><p> </p><p><a href="http://tabulation-tool.dwp.gov.uk/WorkProg/tabtool.html" target="_blank">http://tabulation-tool.dwp.gov.uk/WorkProg/tabtool.html</a></p><p> </p><p> </p><p> </p><p>Guidance for users is available at:</p><p> </p><p> </p><p> </p><p><a href="https://www.gov.uk/government/publications/dwp-tabulation-tool-guidance" target="_blank">https://www.gov.uk/government/publications/dwp-tabulation-tool-guidance</a></p><p> </p><p> </p><p> </p><p>Information on those not in employment, education or training after six months on the Work Programme, is not available.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-11-06T14:01:58.0920513Zmore like thismore than 2014-11-06T14:01:58.0920513Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
3703
unstar this property label Biography information for Baroness Royall of Blaisdon more like this
155667
star this property registered interest false more like this
star this property date less than 2014-11-17more like thismore than 2014-11-17
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Capability Assessment more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether people who are undergoing a work capability assessment because of mental health problems are guaranteed assessment by health professionals who have psychiatric expertise. more like this
star this property tabling member printed
The Lord Bishop of St Albans more like this
star this property uin HL2851 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-11-25more like thismore than 2014-11-25
star this property answer text <p /> <p>All healthcare professionals who carry out work capability assessments on behalf of the DWP are fully trained in disability assessment and are registered with their respective Regulatory Body. Healthcare professionals receive comprehensive training in the functional effects of mental health conditions. In addition all health professionals are supported by mental function champions who have specialist knowledge of mental health conditions and provide support and best practice advice.</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-11-25T14:38:05.007Zmore like thismore than 2014-11-25T14:38:05.007Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
4308
unstar this property label Biography information for The Lord Bishop of St Albans more like this
224225
star this property registered interest false more like this
star this property date less than 2015-02-27more like thismore than 2015-02-27
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Capability Assessment more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether the scoring for Work Capability Assessment applicants with mental health problems has been loaded to make it more difficult for women to qualify for the support group than it is for men; and, if so, why. more like this
star this property tabling member printed
The Countess of Mar more like this
star this property uin HL5278 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-03-11more like thismore than 2015-03-11
star this property answer text <p>The Regulations that implement the measure making changes to how repeat claims for Employment and Support Allowance are dealt with were laid before Parliament on 5th March.</p><p> </p><p>The Regulations can be found at <a href="http://www.legislation.gov.uk/id/uksi/2015/437" target="_blank">http://www.legislation.gov.uk/id/uksi/2015/437</a>.</p><p> </p><p>The criteria for eligibility for the support group in Employment and Support Allowance remains the same for men and women.</p><p> </p><p>The updated guidance for healthcare professionals on the assessment of risk in claimants with a Mental Health condition was developed with input from senior psychiatrists. It differentiates between men and women in relation to suicide risk because the suicide rate in men is significantly higher than in women.</p><p> </p><p>The guidance makes clear that the assessment of risk needs to focus both on the claimant’s health and whether the claimant could cope with work-related activity.</p> more like this
star this property answering member printed Lord Freud more like this
star this property grouped question UIN HL5277 more like this
star this property question first answered
less than 2015-03-11T16:49:33.27Zmore like thismore than 2015-03-11T16:49:33.27Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
1861
unstar this property label Biography information for The Countess of Mar more like this
61530
star this property registered interest false more like this
star this property date less than 2014-06-12more like thismore than 2014-06-12
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Capability Assessment more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government, in the light of the decision by Atos Healthcare to end its contract early, whether that contract will now be made public. more like this
star this property tabling member printed
Lord Morrow more like this
star this property uin HL299 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-06-19more like thismore than 2014-06-19
star this property answer text <p /> <p /> <p>A redacted copy of the Medical Services Contract between the Department for Work and Pensions and Atos Healthcare was placed in the House of Lords library on 14<sup>th</sup> September 2010.</p><p> </p><p>The Health Services Category Team are currently undertaking the necessary contractual action following the mutual Termination of the Medical Services Contract with Atos and an updated version of the contract will be placed in the library by 30<sup>th</sup> July 2014.</p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-06-19T14:02:26.4134597Zmore like thismore than 2014-06-19T14:02:26.4134597Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
3795
unstar this property label Biography information for Lord Morrow more like this
63126
star this property registered interest false more like this
star this property date less than 2014-06-23more like thismore than 2014-06-23
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Work Capability Assessment more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they are taking to ensure that the new Work Capability Assessment contract or contracts will (1) require customer-facing staff to be suitably qualified to take decisions, and (2) lead to an improvement in the quality of assessments. more like this
star this property tabling member printed
Baroness Thomas of Winchester more like this
star this property uin HL535 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2014-07-01more like thismore than 2014-07-01
star this property answer text <p /> <p /> <p>The future contract for provision of Work Capability Assessments to the DWP will detail requirements in relation to recruitment, training and monitoring of healthcare professionals designed to assure the quality of assessments.</p><p> </p> more like this
star this property answering member printed Lord Freud more like this
star this property question first answered
less than 2014-07-01T13:10:05.2950064Zmore like thismore than 2014-07-01T13:10:05.2950064Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
3785
unstar this property label Biography information for Baroness Thomas of Winchester more like this
173572
star this property registered interest false more like this
star this property date less than 2015-01-14more like thismore than 2015-01-14
star this property answering body
Department for Work and Pensions remove filter
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Winter Fuel Payment: Repayments more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty’s Government whether, and if so how, recipients of the Winter Fuel Payment may return their payment to the Treasury. more like this
star this property tabling member printed
Lord Tyler more like this
star this property uin HL4132 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2015-01-26more like thismore than 2015-01-26
star this property answer text <p>Eligibility for Winter Fuel Payments is based on female State Pension age. The latest estimates we have show that there are currently around 600,000 higher and additional rate taxpayers in Great Britain in 2014/15 who are above the female State Pension age and therefore qualify for Winter Fuel Payments<sup>1</sup>.</p><p> </p><p> </p><p>We ask people who want to return their payment to do so by post so that it can be dealt with securely under existing Departmental financial processes and recorded against their Winter Fuel Payment account. We also ask for a covering letter indicating whether or not they wish us to continue to issue payments in future years.</p><p> </p><p>Returned payments should be sent to the address on the issuing letter or to the office that pays the claimant’s benefit.</p><p> </p><p> </p><p>The latest estimates we have show that treating Winter Fuel Payments as taxable income would bring in around £250 million a year of additional revenue<sup>2</sup>.</p><p> </p><p>Notes:</p><p>1. This estimate is based on the 2011/12 Survey of Personal Incomes using economic assumptions consistent with the OBR’s November 2014 economic and fiscal outlook.</p><p>The estimate uses ONS population projections at mid year 2012 adjusted for financial years.</p><p>The estimate is rounded to the nearest 100,000.</p><p> </p><p>2. This estimate is based on DWP modelling using HMRC taxpayer data from November 2012 and Winter Fuel Payment caseload data from Winter 2013.</p><p>This takes into account revenue from Basic, Higher and Additional rate taxpayers.</p><p>Winter Fuel Payment rates are assumed to be £200 per year for recipients under 80 and £300 a year for recipients aged 80 and over.</p>
star this property answering member printed Lord Freud more like this
star this property grouped question UIN
HL4131 more like this
HL4133 more like this
star this property question first answered
less than 2015-01-26T12:13:04.81Zmore like thismore than 2015-01-26T12:13:04.81Z
star this property answering member
3893
star this property label Biography information for Lord Freud remove filter
unstar this property tabling member
225
unstar this property label Biography information for Lord Tyler more like this