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1685368

registered interest
date	26/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Buildings: Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they plan to take to stop managing agents charging leaseholders excessive commission charges for renewing buildings insurance.
tabling member printed	Lord Truscott
uin	HL1969
answer	answer is ministerial correction date of answer 08/02/2024 answer text <p>The Leasehold and Freehold Reform Bill seeks to ban the placer of insurance on residential leasehold properties from receiving any form of commission that is passed on to leaseholders as a cost. Instead, costs relating to the placement and management of buildings insurance will be issued through a transparent handling fee, proportionate to the value of the work done. The detail will be set out in affirmative secondary legislation.</p><p>Transparency reforms within the Bill will require the placer of insurance to disclose information about their decision-making process when purchasing buildings insurance on behalf of leaseholders. These measures will support responsible, transparent, and accountable sourcing of buildings insurance for leaseholders of multi-occupancy buildings.</p> answering member printed Baroness Scott of Bybrook question first answered 08/02/2024 14:10:23 answering member 4553 label Biography information for Baroness Scott of Bybrook
tabling member	3682 label Biography information for Lord Truscott

1685369

registered interest
date	26/01/2024
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	High Speed 2 Line
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether, in the light of current cost increases, they intend to review the business case for HS2.
tabling member printed	Lord Truscott
uin	HL1970
answer	answer is ministerial correction date of answer 09/02/2024 answer text <p>Work has begun on an updated Business Case for the HS2 programme. This will be published in due course.</p> answering member printed Lord Davies of Gower question first answered 09/02/2024 12:38:07 answering member 4499 label Biography information for Lord Davies of Gower
tabling member	3682 label Biography information for Lord Truscott

1681419

registered interest
date	10/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Leasehold and Freehold Reform Bill
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of the potential impact of the Leasehold and Freehold Reform Bill on the cost and speed of extending leaseholds.
tabling member printed	Lord Truscott
uin	HL1486
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Our reforms will make it cheaper and easier for leaseholders to extend their lease or purchase their freehold. An Impact Assessment for the Leasehold and Freehold Reform Bill has been carried out and published on the Parliament website at: <a href="https://bills.parliament.uk/bills/3523/publications" target="_blank">Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament</a>.</p><p>The rates used in enfranchisement valuation calculations will be prescribed by the Secretary of State and the Government is giving further consideration to how these rates should be reached.</p><p>The Leasehold and Freehold Reform Bill is A1P1 ECHR compliant as introduced on 27 November 2023.</p><p>We are going to launch an online calculator which will help leaseholders understand how much it will cost to extend their lease or purchase their freehold upfront.</p> answering member printed Baroness Penn grouped question UIN HL1487 HL1488 HL1489 HL1490 question first answered 23/01/2024 15:35:56 answering member 4726 label Biography information for Baroness Penn attachment 1 file name Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament.pdf title Leasehold and Freehold Reform Bill
tabling member	3682 label Biography information for Lord Truscott

1681420

registered interest
date	10/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Leasehold and Freehold Reform Bill
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether they will specify (1) the deferment rate, and (2) the rate for discounting future ground rent schemes, in the Leasehold and Freehold Reform Bill.
tabling member printed	Lord Truscott
uin	HL1487
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Our reforms will make it cheaper and easier for leaseholders to extend their lease or purchase their freehold. An Impact Assessment for the Leasehold and Freehold Reform Bill has been carried out and published on the Parliament website at: <a href="https://bills.parliament.uk/bills/3523/publications" target="_blank">Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament</a>.</p><p>The rates used in enfranchisement valuation calculations will be prescribed by the Secretary of State and the Government is giving further consideration to how these rates should be reached.</p><p>The Leasehold and Freehold Reform Bill is A1P1 ECHR compliant as introduced on 27 November 2023.</p><p>We are going to launch an online calculator which will help leaseholders understand how much it will cost to extend their lease or purchase their freehold upfront.</p> answering member printed Baroness Penn grouped question UIN HL1486 HL1488 HL1489 HL1490 question first answered 23/01/2024 15:35:56 answering member 4726 label Biography information for Baroness Penn attachment 1 file name Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament.pdf title Leasehold and Freehold Reform Bill
tabling member	3682 label Biography information for Lord Truscott

1681421

registered interest
date	10/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Leasehold and Freehold Reform Bill
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether they plan to set the deferment rate in the Leasehold and Freehold Reform Bill to 5 per cent or greater.
tabling member printed	Lord Truscott
uin	HL1488
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Our reforms will make it cheaper and easier for leaseholders to extend their lease or purchase their freehold. An Impact Assessment for the Leasehold and Freehold Reform Bill has been carried out and published on the Parliament website at: <a href="https://bills.parliament.uk/bills/3523/publications" target="_blank">Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament</a>.</p><p>The rates used in enfranchisement valuation calculations will be prescribed by the Secretary of State and the Government is giving further consideration to how these rates should be reached.</p><p>The Leasehold and Freehold Reform Bill is A1P1 ECHR compliant as introduced on 27 November 2023.</p><p>We are going to launch an online calculator which will help leaseholders understand how much it will cost to extend their lease or purchase their freehold upfront.</p> answering member printed Baroness Penn grouped question UIN HL1486 HL1487 HL1489 HL1490 question first answered 23/01/2024 15:35:56 answering member 4726 label Biography information for Baroness Penn attachment 1 file name Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament.pdf title Leasehold and Freehold Reform Bill
tabling member	3682 label Biography information for Lord Truscott

1681422

registered interest
date	10/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Leasehold: Reform
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of whether leasehold reform breaches the human rights of freeholders as property owners.
tabling member printed	Lord Truscott
uin	HL1489
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Our reforms will make it cheaper and easier for leaseholders to extend their lease or purchase their freehold. An Impact Assessment for the Leasehold and Freehold Reform Bill has been carried out and published on the Parliament website at: <a href="https://bills.parliament.uk/bills/3523/publications" target="_blank">Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament</a>.</p><p>The rates used in enfranchisement valuation calculations will be prescribed by the Secretary of State and the Government is giving further consideration to how these rates should be reached.</p><p>The Leasehold and Freehold Reform Bill is A1P1 ECHR compliant as introduced on 27 November 2023.</p><p>We are going to launch an online calculator which will help leaseholders understand how much it will cost to extend their lease or purchase their freehold upfront.</p> answering member printed Baroness Penn grouped question UIN HL1486 HL1487 HL1488 HL1490 question first answered 23/01/2024 15:35:56 answering member 4726 label Biography information for Baroness Penn attachment 1 file name Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament.pdf title Leasehold and Freehold Reform Bill
tabling member	3682 label Biography information for Lord Truscott

1681423

registered interest
date	10/01/2024
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Leasehold and Freehold Reform Bill
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what plans they have to introduce an online calculator for the cost of lease extensions under the Leasehold and Freehold Reform Bill.
tabling member printed	Lord Truscott
uin	HL1490
answer	answer is ministerial correction date of answer 23/01/2024 answer text <p>Our reforms will make it cheaper and easier for leaseholders to extend their lease or purchase their freehold. An Impact Assessment for the Leasehold and Freehold Reform Bill has been carried out and published on the Parliament website at: <a href="https://bills.parliament.uk/bills/3523/publications" target="_blank">Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament</a>.</p><p>The rates used in enfranchisement valuation calculations will be prescribed by the Secretary of State and the Government is giving further consideration to how these rates should be reached.</p><p>The Leasehold and Freehold Reform Bill is A1P1 ECHR compliant as introduced on 27 November 2023.</p><p>We are going to launch an online calculator which will help leaseholders understand how much it will cost to extend their lease or purchase their freehold upfront.</p> answering member printed Baroness Penn grouped question UIN HL1486 HL1487 HL1488 HL1489 question first answered 23/01/2024 15:35:56 answering member 4726 label Biography information for Baroness Penn attachment 1 file name Leasehold and Freehold Reform Bill publications - Parliamentary Bills - UK Parliament.pdf title Leasehold and Freehold Reform Bill
tabling member	3682 label Biography information for Lord Truscott

1666302

registered interest
date	19/10/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Banks: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of whether banks charge fair and reasonable arrangement fees, and of the impact of such fees, combined with restrictive affordability criteria on the affordability of consumer mortgages.
tabling member printed	Lord Truscott
uin	HL10704
answer	answer is ministerial correction date of answer 26/10/2023 answer text <p>The availability and pricing of mortgages, including arrangement fees, is a commercial decision for lenders in which the Government does not intervene.</p><p> </p><p>It is important for both lenders and consumers that proper checks are carried out to ensure that borrowers will be well placed to repay the mortgage. Since April 2014 all lenders must now conduct an affordability assessment, which includes a robust income and expenditure analysis that will include a consideration of other debts owed. Lenders must also obtain evidence of that income to support this assessment.</p><p> </p><p>The Government remains committed to making the aspiration of homeownership a reality for as many households as possible.</p><p> </p><p>We operate a range of schemes that aim to increase the supply of low-deposit mortgages for credit-worthy households, including first-time buyers, increase the availability of new housing, and stimulate economic growth. These include the Mortgage Guarantee Scheme, which is open until the end of 2023, as well as First Homes and Shared Ownership through the Affordable Homes Programme. The Government also helps first-time buyers to save for a deposit through the Lifetime ISA and Help to Buy: ISA.</p> answering member printed Baroness Penn question first answered 26/10/2023 10:02:05 answering member 4726 label Biography information for Baroness Penn
tabling member	3682 label Biography information for Lord Truscott

1662658

registered interest
date	02/10/2023
answering body	Department for Energy Security and Net Zero
answering dept id	215
answering dept short name	Energy Security and Net Zero
answering dept sort name	Energy Security and Net Zero
hansard heading	Energy: Meters
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of cases of energy supply companies using (1) coercive techniques, and (2) untrue statements, to try to compel customers to install smart meters.
tabling member printed	Lord Truscott
uin	HL10483
answer	answer is ministerial correction date of answer 16/10/2023 answer text <p>Energy suppliers must treat customers fairly in line with their Standards of Conduct licence obligations, behave in a fair, honest, appropriate, and professional manner to ensure that consumers receive the right information to make decisions about their energy supply and have a positive experience when dealing with their supplier.</p><p> </p><p>The Government expects energy suppliers to fulfil their regulatory obligations. Ofgem is responsible for regulating energy suppliers against their obligations.</p> answering member printed Lord Callanan question first answered 16/10/2023 14:54:44 answering member 4336 label Biography information for Lord Callanan
tabling member	3682 label Biography information for Lord Truscott

1660924

registered interest
date	14/09/2023
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	High Speed 2 Line: Construction
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what plans they have to (1) stop, or (2) scale back, HS2; and what estimate they have made of the savings to the taxpayer in either case.
tabling member printed	Lord Truscott
uin	HL10208
answer	answer is ministerial correction date of answer 28/09/2023 answer text <p>Spades are already in the ground on the HS2 programme and we remain focused on its delivery.</p> answering member printed Baroness Vere of Norbiton question first answered 28/09/2023 09:00:20 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	3682 label Biography information for Lord Truscott