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1167806

registered interest
date	01/11/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Trade with EU: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what technologies will be used to monitor trade flows over the Irish border after the UK leaves the EU; and whether his Department plans to introduce track-and-trace technology for at-risk flows of goods.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	8601
answer	answer is ministerial correction date of answer 05/11/2019 answer text <p>The new deal agreed with the EU ensures that there will be no infrastructure, controls or checks at the border between Northern Ireland and Ireland; goods in Northern Ireland will continue to move freely into Ireland and the rest of the EU without any customs processes. In respect of the rest of the UK, the Government will continue to consider the use of technology-based solutions where these support the administration of customs systems or support traders to meet their obligations.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 05/11/2019 08:35:36 answering member 3991 label Biography information for Jesse Norman
tabling member	4488 label Biography information for Martyn Day

1167657

registered interest
date	31/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Institutions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what progress has been made on introducing a statutory duty of care for banks and financial institutions to better support people living with cancer.
tabling member constituency	Brighton, Pavilion
tabling member printed	Caroline Lucas
uin	8228
answer	answer is ministerial correction date of answer 05/11/2019 answer text <p>The Government believes that the Financial Conduct Authority (FCA), the independent conduct regulator for the financial services industry in the UK, is best placed to evaluate the merits of a duty of care for financial services providers.</p><p> </p><p>Earlier this year, the FCA published a Feedback Statement on its Discussion Paper on Duty of Care and announced that it will undertake further work on consumer protection, in particular by looking at its Principles for Businesses.</p><p> </p><p>The Government will continue to engage with the FCA as it progresses this work.</p> answering member constituency Salisbury answering member printed John Glen question first answered 05/11/2019 08:13:41 answering member 4051 label Biography information for John Glen
tabling member	3930 label Biography information for Caroline Lucas

1167668

registered interest
date	31/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Brighton and Hove
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of business rates on small and independent businesses in Brighton and Hove; and if he will make a statement.
tabling member constituency	Brighton, Pavilion
tabling member printed	Caroline Lucas
uin	8230
answer	answer is ministerial correction date of answer 05/11/2019 answer text <p>The Government has taken repeated action to reduce business rates for all ratepayers including small businesses. Reforms and reliefs announced since Budget 2016 are saving businesses more than £13 billion over the next five years. This includes making 100 per cent Small Business Rate Relief permanent, doubling the rateable value (RV) threshold for 100% relief to £12,000, and raising the taper for properties with a RV up to £15,000. This means more than 675,000 of the smallest businesses do not pay business rates at all, which is over one-third of non-domestic properties in England.</p><p> </p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman grouped question UIN 8231 question first answered 05/11/2019 08:13:57 answering member 3991 label Biography information for Jesse Norman
tabling member	3930 label Biography information for Caroline Lucas

1167669

registered interest
date	31/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: Tax Allowances
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make it his policy to increase the (a) small business rates relief threshold and (b) taper thresholds for that relief; and if he will make a statement.
tabling member constituency	Brighton, Pavilion
tabling member printed	Caroline Lucas
uin	8231
answer	answer is ministerial correction date of answer 05/11/2019 answer text <p>The Government has taken repeated action to reduce business rates for all ratepayers including small businesses. Reforms and reliefs announced since Budget 2016 are saving businesses more than £13 billion over the next five years. This includes making 100 per cent Small Business Rate Relief permanent, doubling the rateable value (RV) threshold for 100% relief to £12,000, and raising the taper for properties with a RV up to £15,000. This means more than 675,000 of the smallest businesses do not pay business rates at all, which is over one-third of non-domestic properties in England.</p><p> </p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman grouped question UIN 8230 question first answered 05/11/2019 08:13:57 answering member 3991 label Biography information for Jesse Norman
tabling member	3930 label Biography information for Caroline Lucas

1167345

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Electronic Funds Transfer: Fraud
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential benefits of the UK Finance proposal for a Faster Payment Scheme Change Request to provide a long-term sustainable funding system for reimbursing of victims of authorised push payment fraud.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	7748
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Government takes Authorised Push Payment (APP) fraud extremely seriously. Victims and their families can suffer both serious financial and emotional harm and it is right that industry takes the necessary steps to protect consumers.</p><p> </p><p>The Payment Systems Regulator, which was set up by the Government in 2015, established a steering group to develop a voluntary industry Code of good practice that set the circumstances in which customers will be reimbursed if they fall victim to these kinds of scam. The Code became effective on 28 May 2019.</p><p> </p><p>Pay.UK, under whom the Faster Payments Scheme sits, have consulted on the Change Request, which would introduce a levy on Faster Payments transactions for the reimbursement of victims in the long-term. The final decision sits with Pay.UK and it would not be appropriate for the Government to comment on the specifics of this proposal.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/11/2019 14:06:36 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore

1167350

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Expenditure: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what (a) practical, (b) financial and (c) other support Northern Ireland Government Departments have provided to applicants in preparing their applications, designs, cost planning, option appraisals, business cases and green book appraisals for Financial Transactions Capital funding.
tabling member constituency	Belfast East
tabling member printed	Gavin Robinson
uin	7687
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Treasury sets the Northern Ireland administration’s overall Financial Transaction Capital budget through the normal operation of the Barnett formula.</p><p> </p><p>The allocation and use of Financial Transactions Capital is a devolved function and a matter for the Northern Ireland administration. This includes determining Northern Ireland departmental budget profiles and providing support for applicants for Financial Transactions Capital funding.</p> answering member constituency Richmond (Yorks) answering member printed Rishi Sunak grouped question UIN 7688 question first answered 04/11/2019 10:27:40 answering member 4483 label Biography information for Rishi Sunak
tabling member	4360 label Biography information for Gavin Robinson

1167351

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Expenditure: Northern Ireland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what the profiled budgets are for Financial Transactions Capital funding in each Northern Ireland Government Department in each of the next five years.
tabling member constituency	Belfast East
tabling member printed	Gavin Robinson
uin	7688
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Treasury sets the Northern Ireland administration’s overall Financial Transaction Capital budget through the normal operation of the Barnett formula.</p><p> </p><p>The allocation and use of Financial Transactions Capital is a devolved function and a matter for the Northern Ireland administration. This includes determining Northern Ireland departmental budget profiles and providing support for applicants for Financial Transactions Capital funding.</p> answering member constituency Richmond (Yorks) answering member printed Rishi Sunak grouped question UIN 7687 question first answered 04/11/2019 10:27:40 answering member 4483 label Biography information for Rishi Sunak
tabling member	4360 label Biography information for Gavin Robinson

1167364

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Digital Technology
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, who is responsible for digitisation in his Department; and what mechanisms the person with responsibility for digitisation uses to champion digitisation.
tabling member constituency	North Norfolk
tabling member printed	Norman Lamb
uin	7665
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>HM Treasury does not provide digital services to citizens, outside of information published to www.gov.uk. In this, we are fully engaged with the work of GDS in its continuing transformation to “digital by default”. The Head of Digital Communications in the Communications team is responsible for maintaining and cultivating the relationship with GDS.</p><p> </p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke question first answered 04/11/2019 14:59:48 answering member 4655 label Biography information for Sir Simon Clarke
tabling member	1439 label Biography information for Norman Lamb

1167376

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Money Laundering: South Sudan
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make it his policy to issue a public advisory to UK financial institutions investing in South Sudan of the risk of money laundering in relation to South Sudanese politically-exposed persons.
tabling member constituency	Hornsey and Wood Green
tabling member printed	Catherine West
uin	7750
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Government is committed to supporting an end to the conflict in South Sudan, including through stemming illicit financial flows which drive destabilisation and conflict in the region. The Government will continue to assess potential additional measures aimed at stemming illicit financial flows from South Sudan in order to support the peace process. The Government’s Money Laundering Regulations 2017 require financial institutions to apply enhanced due diligence measures commensurate with money laundering risks with regard to new or ongoing business. This includes, where appropriate, consideration of relevant factors such as jurisdictional risk and the involvement of politically exposed persons.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/11/2019 14:08:11 answering member 4051 label Biography information for John Glen
tabling member	4523 label Biography information for Catherine West

1167403

registered interest
date	30/10/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of interchange fee reductions on the number of free-to-use ATMs.
tabling member constituency	Carshalton and Wallington
tabling member printed	Tom Brake
uin	7626
answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>The Government has not carried out a formal assessment of the effect of interchange fee reductions on the number of free-to-use ATMs.</p><p> </p><p>Although the management and deployment of ATMs is a commercial matter for ATM market participants, the Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK.</p><p> </p><p>The number of free-to-use ATMs increased for over a decade up to 2017, with the majority of ATMs clustered in areas of high demand and footfall. LINK, the scheme that runs the UK’s ATM network, saw this situation as unsustainable. Therefore, in January 2018, LINK announced reductions to the interchange fee, while taking steps to preserve the broad geographic spread of free-to-use ATMs. This included protections for remote free-to-use ATMs, one kilometre or further from the next nearest free-to-use ATM or Post Office.</p><p> </p><p>In July 2018, LINK responded to lower transaction volumes at ATMs by cancelling the third reduction of interchange fees due in January 2020 and putting on hold the 4th reduction that was due in January 2021.</p><p> </p><p>More recently, LINK committed to protecting free access to cash on high streets – where there are five or more qualifying retailers – and announced £1 million to fund requests for new ATMs from local areas with poor access to cash. Furthermore, UK Finance – the trade association for the UK banking and financial services sector – has launched a Community Access to Cash Initiative, offering grants to local communities to improve cash access.</p><p> </p><p>As of June 2019, there were 48,500 free-to-use ATMs in the UK, which represented 78% of the total number of ATMs. This remains 21% higher than a decade ago.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7628 question first answered 04/11/2019 16:02:09 answering member 4051 label Biography information for John Glen
tabling member	151 label Biography information for Tom Brake