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864291

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Motor Vehicles: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will make an assessment of the higher charges applied to rates of vehicle tax when paid biannually as opposed to annually on the ability of people on lower incomes to afford that tax.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	132775
answer	answer is ministerial correction date of answer 22/03/2018 answer text <p>It is a long-standing feature of the Vehicle Excise Duty (VED) system that rates for biannual and monthly payments are higher than annual VED.</p><p> </p><p>The Driver and Vehicle Licensing Agency (DVLA) are currently engaged in a programme of large scale technical change to move their services on to new technical platforms. As part of this work, HM Treasury and the DVLA are committed to reviewing the current administration of vehicle tax, including these surcharges.</p><p> </p><p>In the meantime, DVLA does offer a monthly direct debit, which also helps affordability for people who are cash-constrained.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 22/03/2018 12:27:18 answering member 4320 label Biography information for Robert Jenrick
tabling member	4572 label Biography information for Chris Elmore

864296

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Investment
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of trends in the level of (a) private and (b) public investment in the economy in each year since 2000; and how that investment compares with other G8 countries.
tabling member constituency	Cambridge
tabling member printed	Daniel Zeichner
uin	132780
answer	answer is ministerial correction date of answer 22/03/2018 answer text <p>Private investment (business investment) in the UK has increased by 16.5% since Q1 2000. General government investment in the UK has increased by 140.3% since Q1 2000. Out of the G8, the UK experienced one of the largest declines in gross fixed capital formation (whole economy investment) following the financial crisis. However, the UK’s growth since the recession was among the fastest out of the G8. The Government has taken steps to increase the levels of both private and public investment by creating a stable and competitive tax system and initiatives like the National Productivity Investment Fund, which was increased to over £31bn at Autumn Budget 2017.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/03/2018 12:24:54 answering member 4051 label Biography information for John Glen
tabling member	4382 label Biography information for Daniel Zeichner

864312

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the oral contribution of the Secretary of State for Education of 13 March 2018, Official Report, Column 802, on Universal Credit, for what reason the change to the childcare vouchers salary sacrifice policy was not included in the Spring statement.
tabling member constituency	Batley and Spen
tabling member printed	Tracy Brabin
uin	132796
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>The Government confirmed that childcare vouchers will remain open for a further six months following a debate on childcare after Spring Statement, during which colleagues were given the opportunity to voice their concerns.</p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/03/2018 15:00:59 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4588 label Biography information for Tracy Brabin

864323

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to encourage people aged under 30 in employment to save towards their pensions.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132807
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>Automatic Enrolment has had great success in increasing participation rates in workplace pensions across the population. 9.4 million employees have been enrolled into workplace pensions since 2012. DWP’s figures show an increase of 44 percentage points in pension participation for those aged 22 to 29 from 2012 to 2016. Additionally, workplace pension participation among eligible men and women has equalised. We want to build on the increase in participation. The minimum contributions required under automatic enrolment will increase from the current 2% of qualifying earnings to 5% in April 2018 and 8% in April 2019.</p><p> </p><p>Furthermore, in April 2017 the government also introduced the Lifetime ISA, allowing younger people to receive a 25% bonus from government on savings of up to £4,000 annually. This encourages the next generation to get into the habit of saving and helps them to simultaneously save for both a first house and for later life, with the same product.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:17:50 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864324

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Self-employed
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to encourage self-employed people to save towards their retirement.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132808
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>The Government has a variety of policies that encourage self-employed retirement saving. Tax relief is provided on pension contributions, representing a significant incentive to save into a pension. As noted in DWP’s review of automatic enrolment in December, we are looking to build on the principles behind automatic enrolment’s success to help the self-employed save for retirement and DWP will be running tests of targeted interventions to help the self-employed save for retirement. As a first step, HM Treasury and DWP are co-hosting a ‘Tech Sprint’ event later this month with the ABI, working with industry and Fintech firms to develop innovative technology-based ideas to help the self-employed save for retirement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:19:22 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864325

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Savings
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what barriers to investing in savings by people aged under 30 his Department has identified.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	132809
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>We have increased the amount of money that people can save in their ISAs annually to a record £20,000 and introduced a Personal Savings Allowance of up to £1,000. Thanks to these measures over 95% of people pay no tax on their savings income. In April 2017 the government also introduced the Lifetime ISA, allowing younger people to receive a 25% bonus from government on savings of up to £4,000 annually. This encourages the next generation to get into the habit of saving and helps them to simultaneously save for both a first house and for later life, with the same product.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/03/2018 16:20:21 answering member 4051 label Biography information for John Glen
tabling member	4125 label Biography information for Catherine McKinnell

864330

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Energy: Storage
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of business rate rises for onsite battery storage on the development of the UK battery storage market.
tabling member constituency	Oxford West and Abingdon
tabling member printed	Layla Moran
uin	132814
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>I refer the hon Member to the answer given by the Minister for Energy and Clean Growth (Claire Perry) on 15 March 2018 to PQ 131965.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 20/03/2018 15:05:33 answering member 3935 label Biography information for Mel Stride
tabling member	4656 label Biography information for Layla Moran

864337

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Revenue and Customs: Software
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what proportion of HMRC's (a) transactions and (b) transaction value came through application programming interfaces in each of the last 12 months.
tabling member constituency	Hemsworth
tabling member printed	Jon Trickett
uin	132821
answer	answer is ministerial correction date of answer 22/03/2018 answer text <p>During 2016/17 HMRC processed 2.3bn transactions, 95% of which were digital. Where Application Programming Interfaces (APIs) were available as an option they made up 80% of service transactions. APIs currently account for about 12% of all digital transactions.</p><p> </p><p>HMRC is currently unable to supply the transaction value that came through APIs. This is because a significant number of internal API transactions using the API platform do not have a monetary transaction value e.g. API transactions supporting customer service voice biometrics.</p><p> </p> answering member constituency Central Devon answering member printed Mel Stride question first answered 22/03/2018 15:50:51 answering member 3935 label Biography information for Mel Stride
tabling member	410 label Biography information for Jon Trickett

864363

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what plans his Department has to require banks to inform customers at the expiration of a finance deal the best interest rates available through any bank.
tabling member constituency	Eastbourne
tabling member printed	Stephen Lloyd
uin	132847
answer	answer is ministerial correction date of answer 23/03/2018 answer text <p>The Government is already taking action to ensure customers can get the best deal for banking products:</p><p> </p><ul><li><p>Open Banking will allow customers to take control of their data and use it to find the best deal for themselves with the help of third-parties.</p></li><li><p>Following the recommendation in the Competition and Markets Authority Retail Banking Investigation, the FCA is carrying out work on the most effective prompts and alerts for customers to ensure they engage with their choice of banking products. The government will study closely the work of the FCA in this area, and will consider whether any further action should be taken.</p><p> </p></li></ul> answering member constituency Salisbury answering member printed John Glen question first answered 23/03/2018 08:37:10 answering member 4051 label Biography information for John Glen
tabling member	3968 label Biography information for Stephen Lloyd

864375

registered interest
date	15/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Cleaning Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what information he holds on the rate of remuneration for cleaners in his Department.
tabling member constituency	Hornsey and Wood Green
tabling member printed	Catherine West
uin	132859
answer	answer is ministerial correction date of answer 22/03/2018 answer text The cleaning service at HM Treasury is provided through a service contract, administered by the landlord for 1 Horse Guards Road (Exchequer Partnership). HM Treasury does not hold information on remuneration for cleaners.<p> </p> answering member constituency Central Devon answering member printed Mel Stride question first answered 22/03/2018 12:19:38 answering member 3935 label Biography information for Mel Stride
tabling member	4523 label Biography information for Catherine West