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1133004

registered interest
date	18/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the IPPR report Measuring the benefits of integration: The value of tackling skills underutilisation, published 18 June 2019, what assessment he has made of the effect on the economy of migrants employed in positions for which they are overqualified.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	266101
answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>The Treasury has not conducted analysis on the specific question of overqualification of migrants.</p><p> </p><p>The future immigration system will support the UK economy to access the talent it needs. The Government has initiated an extensive programme of engagement to capture views, and ensure that we design a future system that works for the whole of the UK.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 24/06/2019 10:09:00 answering member 4320 label Biography information for Robert Jenrick
tabling member	534 label Biography information for Chris Ruane

1132422

registered interest
date	17/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of the introduction of an automated loans and decision programme for credit unions to support the modernisation process of those unions.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	265454
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Department for Work and Pensions’ Credit Union Expansion Project delivered an Automated Loans and Decision tool (ALD) which has been used by over 70 credit unions. The ALD has allowed credit unions to achieve up to 40% administrative savings on delivering loans and reduce provision for unpaid debt by over £1 million. There are also third party suppliers who offer these services on a commercial basis.</p><p> </p><p>The government remains committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector.</p><p> </p><p>At Autumn Budget 2018 the Chancellor announced a new £2 million challenge fund to promote innovative technological solutions from the UK’s Fintech sector to address challenges faced by social and community lenders, including credit unions. This will help support the continued development and modernisation of the credit union sector.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:11:51 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1132423

registered interest
date	17/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Help to Save Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many people enrolled in a (a) help to save and (b) maximum help to save savings scheme in the first six months of the scheme's introduction.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	265455
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Details of the number of people who opened a Help to Save account between 12 September 2018, when the scheme was introduced, and the end of January 2019 can be found at Table 1 of HMRC’s Help to Save Official Statistics, which were published on 28 February 2019<sup><sup>[1]</sup></sup>.</p><p> </p><p>This also includes those people who opened their Help to Save accounts during the trial of the scheme which began in January 2018.</p><p>Table 2 of these statistics shows the average monthly payment and the percentage of deposits that are the maximum of £50 per month.</p><p>The next publication of the Help to Save Official Statistics will be in August this year.</p><p> </p><p>[1] <strong><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf</a></strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:18:29 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1132605

registered interest
date	17/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter from the hon. Member for Greenwich and Woolwich of 7 March 2019 on the effect of public sector pensions schemes on Ravensbourne University London.
tabling member constituency	Greenwich and Woolwich
tabling member printed	Matthew Pennycook
uin	265624
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>I replied to the hon. Member on 21 March and a copy has been sent by email.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/06/2019 13:38:43 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4520 label Biography information for Matthew Pennycook

1132040

registered interest
date	13/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Conduct Authority
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what instructions he has issued to the Financial Conduct Authority to obtain confidential information on investors and their financial positions.
tabling member constituency	East Devon
tabling member printed	Sir Hugo Swire
uin	264343
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 264344 question first answered 20/06/2019 14:31:20 answering member 4051 label Biography information for John Glen
tabling member	1408 label Biography information for Lord Swire

1132041

registered interest
date	13/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Conduct Authority
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the Financial Conduct Authority's requirement for investment management firms to obtain confidential financial information on their clients on compliance with (a) privacy (b) human rights regulations.
tabling member constituency	East Devon
tabling member printed	Sir Hugo Swire
uin	264344
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 264343 question first answered 20/06/2019 14:31:20 answering member 4051 label Biography information for John Glen
tabling member	1408 label Biography information for Lord Swire

1132125

registered interest
date	13/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Tax Avoidance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that (a) adequate support is available from HMRC for people affected by the 2019 Loan Charge and (b) that further interest will not be accrued on outstanding loans due to the delays experienced with the HMRC help desk.
tabling member constituency	Somerton and Frome
tabling member printed	David Warburton
uin	264464
answer	answer is ministerial correction date of answer 21/06/2019 answer text <p>HM Revenue and Customs (HMRC) have put in place a series of measures to support those affected by the charge on Disguised Remuneration (DR) loans, which came into force on 5 April 2019.</p><p>Since 2017, HMRC have had a dedicated helpline for those who have used DR schemes. People can use this helpline to discuss their scheme use and different options to reach a settlement with HMRC. Call handlers are trained to support all callers, including those needing additional support. The helpline’s current average speed of answer is less than 60 seconds.</p><p>HMRC also recently announced an extension of their successful Needs Enhanced Support (NES) service to those undergoing compliance checks. This is being rolled out to DR scheme users first.</p><p>HMRC have already confirmed that scheme users who came forward to settle under the November 2017 published settlement terms and provided the necessary information by the deadline of 5 April 2019 will not be disadvantaged if settlement cannot be reached until after that date. Simplified payment arrangements were available as part of those terms.</p><p>Individuals who have not settled their DR scheme use with HMRC will need to report the outstanding loan amount on their 2018-19 tax return and pay the tax due, or agree an instalment arrangement, by 31 January 2020.</p><p>Anybody concerned about paying what they owe is advised to get in touch with HMRC as soon as possible. HMRC have a number of ways to help those who are genuinely unable to make a full payment of tax on time. There is no set minimum or maximum period within which a tax debt can be repaid.</p><p>In relation to interest, interest on late payments is designed to encourage people to pay their tax liabilities on time. It also serves to recompense the Exchequer for the delay in tax revenue paid later than the due date.</p><p>For the majority of DR scheme users, there is currently no interest accruing on the loan charge, as the liability has yet to arise.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 21/06/2019 13:05:19 answering member 3991 label Biography information for Jesse Norman
tabling member	4526 label Biography information for David Warburton

1131655

registered interest
date	12/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Shipping: Minimum Wage
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether HMRC National Minimum Wage Enforcement’s targeted enforcement work in Lowestoft on 17 June 2019 will cover shipping companies working in the offshore wind supply chain from Port of Lowestoft.
tabling member constituency	Kingston upon Hull East
tabling member printed	Karl Turner
uin	263803
answer	answer is ministerial correction date of answer 21/06/2019 answer text <p>HMRC does not comment on operational activity.</p><p> </p><p>The Government is determined that everyone who is entitled to the National Minimum Wage (NMW) receives it.</p><p> </p><p>HMRC regularly undertakes targeted NMW enforcement based on the identification of the risk of non-compliance. This compliance work is informed using a combination of HMRC’s risk modelling, BEIS and Director of Labour Market Enforcement priorities and analysis, and third party intelligence, and will typically investigate a number of related risks.</p><p> </p><p>If anyone thinks they are not receiving at least the minimum wage, they can contact Acas, in confidence, on 0300 123 1100 or submit a query online using the link <a href="https://www.gov.uk/government/publications/pay-and-work-rights-complaints" target="_blank">https://www.gov.uk/government/publications/pay-and-work-rights-complaints</a> .</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 21/06/2019 12:59:27 answering member 3991 label Biography information for Jesse Norman
tabling member	4030 label Biography information for Karl Turner

1131739

registered interest
date	12/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Statistics
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, on how many occasions his Department has received representations from the UK Statistics Authority on his Department's presentation and use of statistics in each year since 2010.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	263720
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Details on the UK Statistics Authority’s interventions are published in the correspondence<sup><sup>[1]</sup></sup>, publications<sup><sup>[2]</sup></sup>, and issues log<sup><sup>[3]</sup></sup> sections of their website and have been since 2010.</p><p> </p><p>The Authority’s Office for Statistics Regulation (OSR) also carry out regular assessments and systemic reviews, details of which can also be found on the Authority’s website<sup><sup>[4]</sup></sup>.</p><p> </p><p>In September 2018, the Authority published the first annual summary of its interventions for the financial year 2017/18<sup><sup>[5]</sup></sup>. The report for 2018/19 will be published in the autumn.</p><p> </p><p>[1] <a href="https://www.statisticsauthority.gov.uk/correspondence-list/" target="_blank">https://www.statisticsauthority.gov.uk/correspondence-list/</a></p><p>[2] <a href="https://www.statisticsauthority.gov.uk/publications-list/" target="_blank">https://www.statisticsauthority.gov.uk/publications-list/</a></p><p>[3] <a href="https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/" target="_blank">https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/</a></p><p>[4] <a href="https://www.statisticsauthority.gov.uk/osr/" target="_blank">https://www.statisticsauthority.gov.uk/osr/</a></p><p>[5] <a href="https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/" target="_blank">https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:25:19 answering member 4051 label Biography information for John Glen
tabling member	534 label Biography information for Chris Ruane

1131787

registered interest
date	12/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent steps his Department has taken to assist customers of payday loan companies that have gone into insolvency.
tabling member constituency	Tooting
tabling member printed	Dr Rosena Allin-Khan
uin	263888
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p>Any outstanding complaints against payday loan companies that enter into insolvency are dealt with directly by the administrators of the companies in question. Customers should continue to make any outstanding payments as instructed by the administrators. The FCA has issued advice to customers of such companies, and the administrators are required by law to contact all known creditors to provide them with their proposals for administration. answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:29:13 answering member 4051 label Biography information for John Glen
tabling member	4573 label Biography information for Dr Rosena Allin-Khan