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988784

registered interest
date	16/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 15 October 2018 to Question 177328 on Bank Services, what plans his Department has to reduce the number of unbanked people in the UK.
tabling member constituency	Enfield North
tabling member printed	Joan Ryan
uin	180090
answer	answer is ministerial correction date of answer 24/10/2018 answer text <p>The Government takes financial inclusion very seriously and is working to ensure everyone can have access to useful and affordable financial services, including a bank account.</p><p> </p><p>Under the Payment Accounts Regulations (PAR) 2015, the government has required the nine largest UK current account providers to offer fee-free basic bank accounts to consumers who are either unbanked or who are not eligible for a standard current account.</p><p> </p><p>Basic bank accounts have all the main features of a standard current account, except for an overdraft facility and chequebook, and must be fee-free, even where a standing order or direct debit fails.</p><p> </p><p>In November 2017, the Government also announced the creation of the Financial Inclusion Policy Forum. The Forum’s mission is to ensure that people, regardless of their background or income, have access to useful and affordable financial products and services.</p><p> </p><p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p>https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 180091 question first answered 24/10/2018 16:15:36 answering member 4051 label Biography information for John Glen
tabling member	166 label Biography information for Joan Ryan

988786

registered interest
date	16/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent meetings (a) he, (b) other Ministers and (c) staff of his Department have had with the FinTech industry on reducing the number of unbanked people in the UK.
tabling member constituency	Enfield North
tabling member printed	Joan Ryan
uin	180091
answer	answer is ministerial correction date of answer 24/10/2018 answer text <p>The Government takes financial inclusion very seriously and is working to ensure everyone can have access to useful and affordable financial services, including a bank account.</p><p> </p><p>Under the Payment Accounts Regulations (PAR) 2015, the government has required the nine largest UK current account providers to offer fee-free basic bank accounts to consumers who are either unbanked or who are not eligible for a standard current account.</p><p> </p><p>Basic bank accounts have all the main features of a standard current account, except for an overdraft facility and chequebook, and must be fee-free, even where a standing order or direct debit fails.</p><p> </p><p>In November 2017, the Government also announced the creation of the Financial Inclusion Policy Forum. The Forum’s mission is to ensure that people, regardless of their background or income, have access to useful and affordable financial products and services.</p><p> </p><p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p>https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 180090 question first answered 24/10/2018 16:15:36 answering member 4051 label Biography information for John Glen
tabling member	166 label Biography information for Joan Ryan

968258

registered interest
date	05/09/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Technology
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what the Government’s policy is on financial support for UK Fintech companies in the event of the UK leaving the EU without a deal.
tabling member constituency	Enfield North
tabling member printed	Joan Ryan
uin	170663
answer	answer is ministerial correction date of answer 13/09/2018 answer text <p>UK FinTech companies can have confidence that the government is committed to leaving the EU in a way that underpins prosperity and avoids unnecessary disruption and costly cliff edges for businesses. We and the UK regulators are taking the necessary steps to ensure that Financial Services firms are prepared for the unlikely event of the UK leaving the EU without a deal. While there are no plans to provide financial support for UK Fintech companies in this instance, they will continue to benefit from existing government programmes, including a 10-year action plan intended to unlock over £20 billion of investment to finance growth in innovative firms that was announced at Autumn Budget in 2017.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/09/2018 09:30:13 answering member 4051 label Biography information for John Glen
tabling member	166 label Biography information for Joan Ryan