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1695891

registered interest
date	13/03/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Insurance: Pensioners
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential impact of abolishing National Insurance Contributions on pensioners' finances.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	18542
answer	answer is ministerial correction date of answer 18/03/2024 answer text <p>The Government believes the double taxation of work is unfair. That is why we’ve cut 4p from employee NICs in the last six months which will mean the average worker receives a tax cut worth £900 this coming year and why we are committed to ending this unfairness.</p><p>Cutting NICs rates does not affect anyone’s entitlement to the State Pension or contributory benefits.</p> answering member constituency Mid Worcestershire answering member printed Nigel Huddleston grouped question UIN 18543 18544 question first answered 18/03/2024 15:55:10 answering member 4407 label Biography information for Nigel Huddleston
tabling member	4571 label Biography information for Gill Furniss

1695892

registered interest
date	13/03/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Insurance: State Retirement Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential impact of abolishing National Insurance Contributions on funding for state pensions.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	18543
answer	answer is ministerial correction date of answer 18/03/2024 answer text <p>The Government believes the double taxation of work is unfair. That is why we’ve cut 4p from employee NICs in the last six months which will mean the average worker receives a tax cut worth £900 this coming year and why we are committed to ending this unfairness.</p><p>Cutting NICs rates does not affect anyone’s entitlement to the State Pension or contributory benefits.</p> answering member constituency Mid Worcestershire answering member printed Nigel Huddleston grouped question UIN 18542 18544 question first answered 18/03/2024 15:55:10 answering member 4407 label Biography information for Nigel Huddleston
tabling member	4571 label Biography information for Gill Furniss

1695893

registered interest
date	13/03/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	National Insurance: State Retirement Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential impact of abolishing National Insurance Contributions on determining eligibility criteria for the state pension.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	18544
answer	answer is ministerial correction date of answer 18/03/2024 answer text <p>The Government believes the double taxation of work is unfair. That is why we’ve cut 4p from employee NICs in the last six months which will mean the average worker receives a tax cut worth £900 this coming year and why we are committed to ending this unfairness.</p><p>Cutting NICs rates does not affect anyone’s entitlement to the State Pension or contributory benefits.</p> answering member constituency Mid Worcestershire answering member printed Nigel Huddleston grouped question UIN 18542 18543 question first answered 18/03/2024 15:55:09 answering member 4407 label Biography information for Nigel Huddleston
tabling member	4571 label Biography information for Gill Furniss

1667861

registered interest
date	07/11/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Sanitary Protection: VAT
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department is taking steps to help ensure that the cost saving arising from the removal of VAT on period products is passed onto consumers.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	371
answer	answer is ministerial correction date of answer 13/11/2023 answer text <p>The Government keeps all taxes and reliefs under review and considers a range of evidence, including data and research on factors like pricing, when assessing the effects of tax changes. While the Government does not control prices, a VAT relief may contribute to the conditions for price reductions.</p><p> </p><p>The Government continues to monitor the effects of the zero rate on period products to aid the policymaking process and is looking into whether savings are being passed on to consumers. HMT and HMRC work closely together to integrate the findings of their monitoring and evaluation processes into future tax relief policy.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 13/11/2023 11:55:19 answering member 4399 label Biography information for Victoria Atkins
tabling member	4571 label Biography information for Gill Furniss

1351516

registered interest
date	18/08/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Carbon Emissions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make it his policy to spend 1 per cent of GDP each year on meeting climate targets, as recommended by the Climate Change Committee in its report, Net Zero – The UK’s contribution to stopping global warming, published May 2019.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	41115
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>The Government takes its environmental responsibilities very seriously. In June 2019 the UK became the first major economy to legislate to end our net contribution to climate change by 2050. According to analysis by PwC, the UK has decarbonised its economy faster than any G20 country since 2000.</p><p> </p><p>Last year, the PM set out his via his Ten Point Plan a blueprint to transition to a net zero economy whilst levelling up the country. This announced £12 billion of government investment to create and support up to 250,000 highly skilled green jobs in the UK, and spur over three times as much private sector investment by 2030. Further announcements will be made in the Government’s Net Zero Strategy, which will be published ahead of COP 26.</p><p> </p><p>The CCC is an important advisor to the Government, advising on emissions targets and reports to Parliament on progress made. In December 2020, the CCC published an updated estimate of 0.5% of GDP in 2050 for the net cost of transitioning to net zero. The Government will fulfil its statutory requirement of formally responding to the CCC’s advice alongside the Net Zero Strategy later in the year.</p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 06/09/2021 14:48:39 answering member 4597 label Biography information for Kemi Badenoch
tabling member	4571 label Biography information for Gill Furniss

1281704

registered interest
date	28/01/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what plans he has to cap standard variable mortgage rates for inactive lenders to protect people who cannot move their mortgages.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	145088
answer	answer is ministerial correction date of answer 02/02/2021 answer text <p>Data released in July 2020 stated that customers with inactive lenders pay on average just 0.4% more than borrowers with the same lending characteristics with active lenders. In addition, the recent London School of Economics report on mortgage prisoners noted “capping SVRs at a level close to the best rate for new loans could create harm in other parts of the market, and we do not recommend it”.</p><p> </p><p>The government is working closely with the Financial Conduct Authority and industry to develop switching options for mortgage consumers with inactive lenders.</p> answering member constituency Salisbury answering member printed John Glen question first answered 02/02/2021 15:25:28 answering member 4051 label Biography information for John Glen
tabling member	4571 label Biography information for Gill Furniss

1251022

registered interest
date	11/11/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to support mortgage prisoners.
tabling member constituency	Sheffield, Brightside and Hillsborough
tabling member printed	Gill Furniss
uin	114277
answer	answer is ministerial correction date of answer 16/11/2020 answer text <p>The Government remains committed to supporting these borrowers and has worked with the FCA to implement rule changes to its mortgage lending rules, removing the regulatory barrier that prevented some customers, who otherwise may have been able to switch, from accessing new products. The new rules should allow customers to switch to an active lender as long as they meet the lenders’ risk appetite and meet certain criteria, such as not looking to borrow more. Lenders have now started contacting borrowers who have been struggling to switch with options specifically designed for them, and I hope to see even more options from active lenders over the coming months.</p><p> </p><p>Some customers may not be eligible to access new mortgage products in line with the adapted affordability assessment. This is why the FCA recently confirmed additional options to support borrowers, including making intragroup switching easier and extending interest-only payments, recognising the impact of Covid-19 on borrowers. These modified rules came into force on 23 October 2020.</p><p> </p><p>Moreover, on 14 September, the Money and Pensions Service (MaPS) launched online information and a dedicated phone service (accessible via MaPS’ main contact number) as a key source of information and advice for borrowers with inactive lenders, including signposting to specific brokers that will be able to help.</p><p><strong> </strong></p><p>The Government continues to work with the mortgage lending sector to ensure support is available for consumers.</p><p> </p><p>The FCA also recently noted that firms should be reviewing their variable rates to ensure they adhere to regulations regarding the fair treatment of consumers. The full statement can be found here: <a href="https://www.fca.org.uk/news/statements/statement-mortgage-prisoners" target="_blank">https://www.fca.org.uk/news/statements/statement-mortgage-prisoners</a></p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 16/11/2020 12:50:02 answering member 4051 label Biography information for John Glen
tabling member	4571 label Biography information for Gill Furniss