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1001947

registered interest
date	05/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	187982
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:49:19 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

1002049

registered interest
date	05/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Electronic Funds Transfer
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with his European counterparts on the feasibility of establishing an alternative mechanism for money transfers autonomous from the Society for Worldwide Interbank Financial Telecommunication.
tabling member constituency	Islington South and Finsbury
tabling member printed	Emily Thornberry
uin	188065
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p><a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:51:57 answering member 4051 label Biography information for John Glen
tabling member	1536 label Biography information for Emily Thornberry

1002088

registered interest
date	05/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Private Rented Housing: Low Incomes
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Mr Chancellor of the Exchequer, whether his Department has made an assessment of the effect on low-income tenants of landlords adjust their rental prices in relation to section 24 of the Finance (No. 2) Act 2015.
tabling member constituency	Nottingham North
tabling member printed	Alex Norris
uin	188265
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Government estimates that only 1 in 5 landlords would pay more tax as a result of the restrictions to landlords’ finance cost relief, once it is fully implemented. When introduced, the government did not expect this measure to have a significant impact on either house prices or rent levels.</p><p>The restrictions came in to effect in April 2017. The most recent Office for National Statistics (ONS) index of private housing rental prices shows that rental prices increased by 0.9% in the 12 months to September 2018. A year ago (the 12 months to September 2017) the annual rate of growth was 1.6%.</p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:51:15 answering member 4051 label Biography information for John Glen
tabling member	4641 label Biography information for Alex Norris

1000267

registered interest
date	02/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Notes
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with the Governor of the Bank of England on the person who will be represented on the new £50 note.
tabling member constituency	Ilford North
tabling member printed	Wes Streeting
uin	187380
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Bank of England is responsible for the design, production, issue and distribution of bank notes. On 2 November 2018, the Governor of the Bank of England announced that the design of the new £50 note will celebrate the UK’s contribution to science. Members of the public have until 14 December to nominate a historical character who has contributed to science and influenced UK society to feature on the note.</p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:50:24 answering member 4051 label Biography information for John Glen
tabling member	4504 label Biography information for Wes Streeting

999629

registered interest
date	01/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Infrastructure: Clacton
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent steps he has taking to invest in infrastructure in the Clacton region.
tabling member constituency	Clacton
tabling member printed	Giles Watling
uin	187158
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>We are committed to making sure every area of the country has modern and efficient infrastructure. By the end of the parliament, public capital investment will reach levels not sustained in 40 years.</p><p> </p><p>Essex will receive £19 million for local roads maintenance in 2018/19, and DfT has provided £4 million to Essex County Council for development funding for improvements to the A120. In the last 5 years access to Superfast Broadband in Clacton has risen from 77% to 98%.</p><p>The Budget announced new programmes delivered at the local level to address barriers to productivity and increased funding for existing programmes, including an additional £420 million in 2018/19 to tackle potholes, repair damaged roads, and invest in keeping bridges open and safe. The £675 million Future High Streets Fund will support and fund local areas’ plans to make their high streets and town centres fit for the future, and the Budget also announced £150 million funding pot for a new competition for small improvements projects such as roundabouts.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 12/11/2018 17:47:02 answering member 4320 label Biography information for Robert Jenrick
tabling member	4677 label Biography information for Giles Watling

999162

registered interest
date	31/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Universities: Enterprise Zones
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, where the new University Enterprise Zones announced in Budget 2018 will be; and by what process that decision was reached.
tabling member constituency	Stoke-on-Trent North
tabling member printed	Ruth Smeeth
uin	186409
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Government announced £5m towards University Enterprise Zones in the Budget. The locations of these have not yet been decided. The process for awarding funding is currently being developed by the Department for Business, Energy and Industrial Strategy.</p><p> </p> answering member constituency Newark answering member printed Robert Jenrick question first answered 12/11/2018 17:48:35 answering member 4320 label Biography information for Robert Jenrick
tabling member	4508 label Biography information for Baroness Anderson of Stoke-on-Trent

999313

registered interest
date	31/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Brexit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how much his Department has spent on consultancy fees relating to the UK leaving the EU since July 2016.
tabling member constituency	Hemsworth
tabling member printed	Jon Trickett
uin	186208
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Treasury does not hold this data in a way that would allow us to extract the information requested from existing accounting records or central searchable databases. Therefore to locate, retrieve and extract this data would exceed the disproportionate cost threshold</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 12/11/2018 17:47:54 answering member 4320 label Biography information for Robert Jenrick
tabling member	410 label Biography information for Jon Trickett

988717

registered interest
date	16/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many parents in Northern Ireland applied for tax free childcare in each of the last three years.
tabling member constituency	Upper Bann
tabling member printed	David Simpson
uin	180155
answer	answer is ministerial correction date of answer 23/10/2018 answer text <p>The table below provides the number of parents in Northern Ireland who have applied for Tax-Free Childcare (TFC) in each of the last three years. TFC was trialled in 2016 and launched in April 2017.</p><p>We are promoting the scheme across the UK, including a marketing campaign which launched on 10 September 2018, to increase awareness and take-up of Tax-Free Childcare.</p><p> </p><table><tbody><tr><td><p>Years</p></td><td><p>Total Number of Applications</p></td></tr><tr><td><p>2016</p></td><td><p>2</p></td></tr><tr><td><p>2017</p></td><td><p><del class="ministerial">1,039</del> <ins class="ministerial">1,044</ins></p></td></tr><tr><td><p>2018</p></td><td><p><del class="ministerial">2,093</del> <ins class="ministerial">1,301</ins></p></td></tr></tbody></table><p> </p><p> </p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 23/10/2018 14:22:46 question first ministerially corrected 14/11/2018 13:36:18 answering member 4097 label Biography information for Elizabeth Truss previous answer version 80216 answering member constituency South West Norfolk answering member printed Elizabeth Truss answering member 4097 label Biography information for Elizabeth Truss
tabling member	1597 label Biography information for David Simpson