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1132422

registered interest
date	17/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of the introduction of an automated loans and decision programme for credit unions to support the modernisation process of those unions.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	265454
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Department for Work and Pensions’ Credit Union Expansion Project delivered an Automated Loans and Decision tool (ALD) which has been used by over 70 credit unions. The ALD has allowed credit unions to achieve up to 40% administrative savings on delivering loans and reduce provision for unpaid debt by over £1 million. There are also third party suppliers who offer these services on a commercial basis.</p><p> </p><p>The government remains committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector.</p><p> </p><p>At Autumn Budget 2018 the Chancellor announced a new £2 million challenge fund to promote innovative technological solutions from the UK’s Fintech sector to address challenges faced by social and community lenders, including credit unions. This will help support the continued development and modernisation of the credit union sector.</p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:11:51 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1132423

registered interest
date	17/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Help to Save Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many people enrolled in a (a) help to save and (b) maximum help to save savings scheme in the first six months of the scheme's introduction.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	265455
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Details of the number of people who opened a Help to Save account between 12 September 2018, when the scheme was introduced, and the end of January 2019 can be found at Table 1 of HMRC’s Help to Save Official Statistics, which were published on 28 February 2019<sup><sup>[1]</sup></sup>.</p><p> </p><p>This also includes those people who opened their Help to Save accounts during the trial of the scheme which began in January 2018.</p><p>Table 2 of these statistics shows the average monthly payment and the percentage of deposits that are the maximum of £50 per month.</p><p>The next publication of the Help to Save Official Statistics will be in August this year.</p><p> </p><p>[1] <strong><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/781891/Help_to_Save_Statistics_February_2019.pdf</a></strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:18:29 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1132040

registered interest
date	13/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Conduct Authority
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what instructions he has issued to the Financial Conduct Authority to obtain confidential information on investors and their financial positions.
tabling member constituency	East Devon
tabling member printed	Sir Hugo Swire
uin	264343
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 264344 question first answered 20/06/2019 14:31:20 answering member 4051 label Biography information for John Glen
tabling member	1408 label Biography information for Lord Swire

1132041

registered interest
date	13/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Conduct Authority
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the Financial Conduct Authority's requirement for investment management firms to obtain confidential financial information on their clients on compliance with (a) privacy (b) human rights regulations.
tabling member constituency	East Devon
tabling member printed	Sir Hugo Swire
uin	264344
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Financial Conduct Authority (FCA) is operationally independent from government and their remit is set by parliament.</p><p> </p><p>The FCA has an objective set out in legislation to ensure the relevant markets work well. It expects firms to understand their customers both for anti-money laundering (AML) purposes and to ensure the provision of the appropriate services.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 264343 question first answered 20/06/2019 14:31:20 answering member 4051 label Biography information for John Glen
tabling member	1408 label Biography information for Lord Swire

1131739

registered interest
date	12/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Statistics
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, on how many occasions his Department has received representations from the UK Statistics Authority on his Department's presentation and use of statistics in each year since 2010.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	263720
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Details on the UK Statistics Authority’s interventions are published in the correspondence<sup><sup>[1]</sup></sup>, publications<sup><sup>[2]</sup></sup>, and issues log<sup><sup>[3]</sup></sup> sections of their website and have been since 2010.</p><p> </p><p>The Authority’s Office for Statistics Regulation (OSR) also carry out regular assessments and systemic reviews, details of which can also be found on the Authority’s website<sup><sup>[4]</sup></sup>.</p><p> </p><p>In September 2018, the Authority published the first annual summary of its interventions for the financial year 2017/18<sup><sup>[5]</sup></sup>. The report for 2018/19 will be published in the autumn.</p><p> </p><p>[1] <a href="https://www.statisticsauthority.gov.uk/correspondence-list/" target="_blank">https://www.statisticsauthority.gov.uk/correspondence-list/</a></p><p>[2] <a href="https://www.statisticsauthority.gov.uk/publications-list/" target="_blank">https://www.statisticsauthority.gov.uk/publications-list/</a></p><p>[3] <a href="https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/" target="_blank">https://www.statisticsauthority.gov.uk/reports-and-correspondence/issues-log/</a></p><p>[4] <a href="https://www.statisticsauthority.gov.uk/osr/" target="_blank">https://www.statisticsauthority.gov.uk/osr/</a></p><p>[5] <a href="https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/" target="_blank">https://www.statisticsauthority.gov.uk/publication/annual-casework-review-20172018/</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:25:19 answering member 4051 label Biography information for John Glen
tabling member	534 label Biography information for Chris Ruane

1131787

registered interest
date	12/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent steps his Department has taken to assist customers of payday loan companies that have gone into insolvency.
tabling member constituency	Tooting
tabling member printed	Dr Rosena Allin-Khan
uin	263888
answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p>Any outstanding complaints against payday loan companies that enter into insolvency are dealt with directly by the administrators of the companies in question. Customers should continue to make any outstanding payments as instructed by the administrators. The FCA has issued advice to customers of such companies, and the administrators are required by law to contact all known creditors to provide them with their proposals for administration. answering member constituency Salisbury answering member printed John Glen question first answered 20/06/2019 14:29:13 answering member 4051 label Biography information for John Glen
tabling member	4573 label Biography information for Dr Rosena Allin-Khan

1130985

registered interest
date	10/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to improve free access to cash in Scotland.
tabling member constituency	Coatbridge, Chryston and Bellshill
tabling member printed	Hugh Gaffney
uin	262435
answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>The Government recognises that widespread free access to cash remains important to the day-to-day lives of many people and small businesses in Scotland and across the UK.</p><p>The UK has one of the most extensive free-to-use ATM networks in the world; around 80% of the ATM network in Scotland is free and there are now around 700 more free ATMs in Scotland compared to 2015. From January 2018 to March 2019, there were no publicly accessible Protected ATMs in Scotland that closed which did not have alternative free access to cash via another source, such as a Post Office.</p><p> </p><p>In addition, the Government is engaging, and will continue to engage, with the regulators and industry on this important topic. In 2015, the Government established the Payment Systems Regulator (PSR), with a statutory objective to ensure that the UK’s payment systems work in the interests of their users. As a result, the PSR is closely monitoring developments within ATM provision, and has used its powers to ensure LINK meets its commitment on maintaining the broad geographical spread of free-to-use ATMs.</p><p> </p><p>To support this, LINK has introduced premiums through its Financial Inclusion programme to boost interchange fees, helping protect ATMs in remote, rural and deprived locations.</p> answering member constituency Salisbury answering member printed John Glen question first answered 18/06/2019 13:02:36 answering member 4051 label Biography information for John Glen
tabling member	4614 label Biography information for Hugh Gaffney