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1421030

registered interest
date	08/02/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Access to Cash Review
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to publish his Department’s response to the Access to cash consultation.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	120950
answer	answer is ministerial correction date of answer 16/02/2022 answer text <p>The Government recognises that cash remains an important part of daily life for millions of people across the UK, and remains committed to legislating to protect access to cash.</p><p> </p><p>From 1 July to 23 September last year, the Government held the Access to Cash Consultation on proposals for new laws to make sure people only need to travel a reasonable distance to pay in or take out cash. The Government’s proposals intend to support the continued use of cash in people’s daily lives and help to enable local businesses to continue accepting cash by ensuring they can access deposit facilities.</p><p> </p><p>The Government received responses to the consultation from a broad range of respondents, including individuals, businesses, and charities.</p><p> </p><p>The Government is carefully considering responses to the consultation as it develops legislation. The Government will set out next steps in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 120951 question first answered 16/02/2022 13:52:05 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1419915

registered interest
date	04/02/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pay
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the findings of the Bank of England Monetary Policy Report of 3 February 2022, that pay has risen by less than prices, such that households real incomes are being squeezed.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	118645
answer	answer is ministerial correction date of answer 09/02/2022 answer text <p>We understand that inflation, if higher than income growth, can reduce households’ real income, and that higher prices can increase the cost of living for people and households.</p><p> </p><p>The government is providing support worth around £12 billion this financial year and next to help families with the cost of living. Much of the support in place that will help ease these pressures is UK-wide, for example the increase to the National Living Wage, the change to the Universal Credit taper rate and increase to the Work Allowance, as well as freezes to alcohol duty and fuel duty.</p><p> </p><p>In addition, the government has announced a package of support to help households with rising energy bills, worth £9.1 billion in 2022-23.</p><p> </p><p>The government’s Plan for Jobs is also helping people into work and giving them the skills they need to progress – the best approach to managing the cost of living in the long term.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118646 118648 118650 question first answered 09/02/2022 08:14:01 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1419916

registered interest
date	04/02/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the findings of the Bank of England Monetary Policy Report of 3 February 2022, that real post-tax labour income will fall by 2 per cent in 2022.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	118646
answer	answer is ministerial correction date of answer 09/02/2022 answer text <p>We understand that inflation, if higher than income growth, can reduce households’ real income, and that higher prices can increase the cost of living for people and households.</p><p> </p><p>The government is providing support worth around £12 billion this financial year and next to help families with the cost of living. Much of the support in place that will help ease these pressures is UK-wide, for example the increase to the National Living Wage, the change to the Universal Credit taper rate and increase to the Work Allowance, as well as freezes to alcohol duty and fuel duty.</p><p> </p><p>In addition, the government has announced a package of support to help households with rising energy bills, worth £9.1 billion in 2022-23.</p><p> </p><p>The government’s Plan for Jobs is also helping people into work and giving them the skills they need to progress – the best approach to managing the cost of living in the long term.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118645 118648 118650 question first answered 09/02/2022 08:14:01 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1419918

registered interest
date	04/02/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Personal Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the Bank of England Monetary Policy Report of 3 February 2022 projection of a 7.25 per cent inflation rate in April, what steps he is taking to prevent a fall in real incomes.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	118648
answer	answer is ministerial correction date of answer 09/02/2022 answer text <p>We understand that inflation, if higher than income growth, can reduce households’ real income, and that higher prices can increase the cost of living for people and households.</p><p> </p><p>The government is providing support worth around £12 billion this financial year and next to help families with the cost of living. Much of the support in place that will help ease these pressures is UK-wide, for example the increase to the National Living Wage, the change to the Universal Credit taper rate and increase to the Work Allowance, as well as freezes to alcohol duty and fuel duty.</p><p> </p><p>In addition, the government has announced a package of support to help households with rising energy bills, worth £9.1 billion in 2022-23.</p><p> </p><p>The government’s Plan for Jobs is also helping people into work and giving them the skills they need to progress – the best approach to managing the cost of living in the long term.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118645 118646 118650 question first answered 09/02/2022 08:14:01 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1419920

registered interest
date	04/02/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Disposable Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the findings of the Resolution Foundation of 3 February 2022 that there will be an average fall in real household disposable incomes of around £1,000 per household in 2022.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	118650
answer	answer is ministerial correction date of answer 09/02/2022 answer text <p>We understand that inflation, if higher than income growth, can reduce households’ real income, and that higher prices can increase the cost of living for people and households.</p><p> </p><p>The government is providing support worth around £12 billion this financial year and next to help families with the cost of living. Much of the support in place that will help ease these pressures is UK-wide, for example the increase to the National Living Wage, the change to the Universal Credit taper rate and increase to the Work Allowance, as well as freezes to alcohol duty and fuel duty.</p><p> </p><p>In addition, the government has announced a package of support to help households with rising energy bills, worth £9.1 billion in 2022-23.</p><p> </p><p>The government’s Plan for Jobs is also helping people into work and giving them the skills they need to progress – the best approach to managing the cost of living in the long term.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118645 118646 118648 question first answered 09/02/2022 08:14:01 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1417352

registered interest
date	27/01/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts: Advisory Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps she is taking to secure the future of face-to-face debt advice in the UK following the Money and Pension Services’ procurement exercise.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	113283
answer	answer is ministerial correction date of answer 04/02/2022 answer text <p>Supporting people in problem debt is a Government priority. This is why the Government provided recorded levels of funding during the pandemic to the Money and Pensions Service (MaPS) for free-to-client debt advice provision in England.</p><p> </p><p>The Government has also given MaPS a statutory duty to have close regard for vulnerable people and is working closely with MaPS regarding its next steps for local debt advice provision.</p><p> </p><p>MaPS has not recommended a 50% reduction in community-based debt advice funding as part of its commissioning exercise. The evaluation of bids on the regional lot of their commissioning exercise was recently completed. The evaluation revealed concerns that the services being offered would not adequately meet the needs of people in vulnerable circumstances at the scale MaPS had hoped to achieve, or provide value for money. Therefore, MaPS will not be awarding contracts under the regional lot at this time.</p><p> </p><p>The Government is working closely with MaPS to provide further information to the bidders and the sector shortly with regards to its commissioning exercise and next steps.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 113284 question first answered 04/02/2022 12:14:24 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1417353

registered interest
date	27/01/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts: Advisory Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment has been made by the Money and Pensions Service of potential job losses following its recommendation to reduce community-based debt advice funding provision by 50 per cent.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	113284
answer	answer is ministerial correction date of answer 04/02/2022 answer text <p>Supporting people in problem debt is a Government priority. This is why the Government provided recorded levels of funding during the pandemic to the Money and Pensions Service (MaPS) for free-to-client debt advice provision in England.</p><p> </p><p>The Government has also given MaPS a statutory duty to have close regard for vulnerable people and is working closely with MaPS regarding its next steps for local debt advice provision.</p><p> </p><p>MaPS has not recommended a 50% reduction in community-based debt advice funding as part of its commissioning exercise. The evaluation of bids on the regional lot of their commissioning exercise was recently completed. The evaluation revealed concerns that the services being offered would not adequately meet the needs of people in vulnerable circumstances at the scale MaPS had hoped to achieve, or provide value for money. Therefore, MaPS will not be awarding contracts under the regional lot at this time.</p><p> </p><p>The Government is working closely with MaPS to provide further information to the bidders and the sector shortly with regards to its commissioning exercise and next steps.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 113283 question first answered 04/02/2022 12:14:24 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1349514

registered interest
date	22/07/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services: Rural Areas
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to prevent rural bank closures.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	38455
answer	answer is ministerial correction date of answer 06/09/2021 answer text <p>The decision to close a branch is a commercial issue for banks and building societies and the Government does not intervene in these decisions.</p><p> </p><p>However, the Government firmly believes that the impact of branch closures should be understood, considered and mitigated where possible so that all customers and businesses continue to have access to banking services. That is why the Government continues to be supportive of the Access to Banking Standard which commits firms to ensure customers are well informed about branch closures, the bank’s reasons for closure and options for continued access to banking services.</p><p> </p><p>Alternative options for access include the Post Office, which allows 95% of business and 99% of personal banking customers to carry out their everyday banking at 11,500 Post Office branches across the UK. Regarding rural access, the Post Office is required by the Department for Business, Energy and Industrial Strategy to ensure that 95% of the total rural population across the UK is within 3 miles of their nearest Post Office outlet.</p><p> </p><p>In September 2020, the Financial Conduct Authority also published guidance setting out its expectation of firms when they are deciding to reduce their physical branches or the number of free-to-use ATMs. Firms are expected to carefully consider the impact of a planned closure on their personal and small business customers’ everyday banking and cash access needs, and other relevant branch services and consider possible alternative access arrangements. This will ensure the implementation of closure decisions is undertaken in a way that treats customers fairly.</p> answering member constituency Salisbury answering member printed John Glen question first answered 06/09/2021 07:27:25 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter

1300825

registered interest
date	09/03/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts: Wales
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the level of personal debt due to the covid-19 outbreak in (a) Cynon Valley, (b) Rhondda Cynon Taf and (c) Wales.
tabling member constituency	Cynon Valley
tabling member printed	Beth Winter
uin	165691
answer	answer is ministerial correction date of answer 12/03/2021 answer text <p>Data on levels of over-indebtedness in Cynon Valley, Rhondda Cynon Taf and Wales was last published in 2018 by the Money and Pensions Service (MaPS). MaPS is currently completing a review of its measure for need for debt advice and will publish the outcome and latest data later in 2021<em>.</em></p><p> </p><p>The Government has delivered unprecedented support for living standards during this challenging time, protecting livelihoods with the Self-Employment Income Support Scheme (SEISS), the Coronavirus Job Retention Scheme (CJRS), and temporary welfare measures.</p><p> </p><p>The Government will extend the CJRS for a further five months from May until the end of September 2021. Furloughed workers in the UK will continue to receive 80% of their current salary for hours not worked, up to £2500 per month. The scheme will be extended on current terms – with no additional employer contributions – until the end of June 2021. The SEISS will also continue until September, with a fourth and a final fifth grant.</p><p> </p><p>At Budget 2021, the Government also announced a six-month extension to the temporary £20 per week uplift to the Universal Credit (UC) standard allowance, well beyond the expected end of restrictions and reopening of the economy. The Government has also announced similar support for eligible Working Tax Credit (WTC) claimants.</p><p><br> The Government is also maintaining the increase to Local Housing Allowance rates for UC and Housing Benefit in cash terms in 2021-22, an increase which is worth an extra £600 on average in 2020-21 for over 1.5 million households.</p><p> </p><p>To help people in problem debt get their finances back on track, an extra £37.8 million support package has been made available to debt advice providers this financial year (2020-21), bringing this year's budget for free debt advice in England to over £100 million. Delivery of debt advice is a devolved matter and this additional funding was matched for the devolved administrations, resulting in an extra combined £5.9 million that was made available to Scotland, Wales and Northern Ireland. <br> <br> Last year, the Government also announced the immediate release of £65 million dormant assets funding to Fair4All Finance, an independent organisation that has been founded to support the financial wellbeing of people in vulnerable circumstances. The funding is used to increase access to fair, affordable and appropriate financial products and services for those in financial difficulties</p><p><br> From May, the Breathing Space scheme will offer people in problem debt a pause of up to 60 days on most enforcement action, interest, fees and charges, and will encourage them to seek professional debt advice.</p> answering member constituency Salisbury answering member printed John Glen question first answered 12/03/2021 12:17:43 answering member 4051 label Biography information for John Glen
tabling member	4809 label Biography information for Beth Winter