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max ddp modified	2019-09-02T17:36:30.867Z
answering body	Treasury
answer › answering member › label	Biography information for John Glen
ddp created	2019-07-24T19:05:59.537Z
written parliamentary question type	NamedDay

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member constituency

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member constituency

answering member printed

question first answered

answering member


label

tabling member


label

1141856

registered interest

date

24/07/2019

answering body

Treasury

answering dept id

answering dept short name

Treasury

answering dept sort name

Treasury

hansard heading

Bank Services: Fees and Charges

house id

legislature

25259

pref label	House of Commons

question text

To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that UK banks fulfuil their obligations under the EU Payment Accounts Directive; and whether he plans to retain the consumer protections in that directive after the UK leaves the EU.

tabling member constituency

Vale of Clwyd

tabling member printed

Chris Ruane

uin

281633

answer

is ministerial correction

date of answer

03/09/2019

answer text

The Payment Accounts Directive 2014 has three main objectives: (1) to improve the transparency and comparability of fees related to payment accounts that are used for day-to-day payment transactions; (2) to facilitate the switching of those accounts; and (3) to ensure access to payment accounts with basic features (‘basic bank accounts’) for EU residents. The Payment Accounts Regulations 2015 (PARs) transposed this Directive into UK law. The Financial Conduct Authority (FCA) is responsible for monitoring and enforcing the Payment Accounts Regulations’ requirements on payment service providers. The Payment Systems Regulator (PSR) is responsible for designating and monitoring alternative switching schemes. Designated UK banks must provide accessible information and assistance about the features and conditions of basic bank accounts under the Payment Accounts Regulations (PARs). The PARs also require the FCA to gather and submit to HM Treasury certain data on basic bank accounts and the switching of payment accounts. This information is reported to HM Treasury every two years. HM Treasury also collects data on basic bank accounts and this is published annually. The Government has amended the PARs to ensure that they continue to operate effectively in the UK once the UK has left the EU.

answering member constituency

Salisbury

answering member printed

John Glen

question first answered

03/09/2019 07:03:34

answering member

4051

label	Biography information for John Glen

tabling member

534

label	Biography information for Chris Ruane