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536425

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Alternative Fuels: Excise Duties
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will review the Alternative Fuels Framework's (a) effectiveness and (b) criteria.
tabling member constituency	Southampton, Itchen
tabling member printed	Royston Smith
uin	42862
answer	answer is ministerial correction date of answer 22/07/2016 answer text <p>We continue to keep the Alternative Fuels Framework under review, as well as the fuel duties that fall within it.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison question first answered 22/07/2016 07:48:36 answering member 3918 label Biography information for Jane Ellison
tabling member	4478 label Biography information for Royston Smith

536427

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Revenue and Customs: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if HM Revenue and Customs will end its requirement for hon. Members' case correspondence to be submitted by fax and accept such correspondence from a verified Parliamentary email account.
tabling member constituency	West Lancashire
tabling member printed	Rosie Cooper
uin	42854
answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>HM Revenue and Customs (HMRC) have reviewed this requirement and, from August, will begin providing email responses to hon. Member Parliamentary email accounts when they contact HMRC by email.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 19/07/2016 16:07:02 answering member 3918 label Biography information for Jane Ellison
tabling member	1538 label Biography information for Rosie Cooper

536430

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to paragraph 1.160 of the Spending Review and Autumn Statement 2015, Cm 9162, what estimate he has made of the number of families who will be eligible for tax-free childcare when that scheme is introduced.
tabling member constituency	Great Grimsby
tabling member printed	Melanie Onn
uin	42805
answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>Once Tax-Free Childcare is fully open, we estimate that around 2 million families will be eligible and that up to 1 million families may take up the scheme in ‘steady state’, including self-employed parents.</p><p> </p><p>Tax-Free Childcare will be launched from early 2017. To roll out the scheme in a safe and managed way, we will be gradually opening up the scheme to all eligible parents by the end of 2017.</p><p> </p><p>Parents of the youngest children, including self-employed parents, will be able to enter the scheme first - as childcare costs for this group are often the highest. Families with multiple children will be able to join the scheme when their youngest child becomes eligible, and at that point they will be able to receive support for all their qualifying children.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison grouped question UIN 42768 42769 42787 question first answered 19/07/2016 15:49:52 answering member 3918 label Biography information for Jane Ellison
tabling member	4464 label Biography information for Melanie Onn

536431

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of self-employed parents who will be eligible for tax-free childcare.
tabling member constituency	Great Grimsby
tabling member printed	Melanie Onn
uin	42768
answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>Once Tax-Free Childcare is fully open, we estimate that around 2 million families will be eligible and that up to 1 million families may take up the scheme in ‘steady state’, including self-employed parents.</p><p> </p><p>Tax-Free Childcare will be launched from early 2017. To roll out the scheme in a safe and managed way, we will be gradually opening up the scheme to all eligible parents by the end of 2017.</p><p> </p><p>Parents of the youngest children, including self-employed parents, will be able to enter the scheme first - as childcare costs for this group are often the highest. Families with multiple children will be able to join the scheme when their youngest child becomes eligible, and at that point they will be able to receive support for all their qualifying children.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison grouped question UIN 42769 42787 42805 question first answered 19/07/2016 15:49:52 answering member 3918 label Biography information for Jane Ellison
tabling member	4464 label Biography information for Melanie Onn

536432

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has made an assessment of the merits of enabling self-employed parents to open tax-free childcare accounts before those accounts are rolled out to other families.
tabling member constituency	Great Grimsby
tabling member printed	Melanie Onn
uin	42769
answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>Once Tax-Free Childcare is fully open, we estimate that around 2 million families will be eligible and that up to 1 million families may take up the scheme in ‘steady state’, including self-employed parents.</p><p> </p><p>Tax-Free Childcare will be launched from early 2017. To roll out the scheme in a safe and managed way, we will be gradually opening up the scheme to all eligible parents by the end of 2017.</p><p> </p><p>Parents of the youngest children, including self-employed parents, will be able to enter the scheme first - as childcare costs for this group are often the highest. Families with multiple children will be able to join the scheme when their youngest child becomes eligible, and at that point they will be able to receive support for all their qualifying children.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison grouped question UIN 42768 42787 42805 question first answered 19/07/2016 15:49:52 answering member 3918 label Biography information for Jane Ellison
tabling member	4464 label Biography information for Melanie Onn

536433

registered interest
date	14/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, for what reasons the tax-free childcare scheme will be rolled out to parents of the youngest children first.
tabling member constituency	Great Grimsby
tabling member printed	Melanie Onn
uin	42787
answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>Once Tax-Free Childcare is fully open, we estimate that around 2 million families will be eligible and that up to 1 million families may take up the scheme in ‘steady state’, including self-employed parents.</p><p> </p><p>Tax-Free Childcare will be launched from early 2017. To roll out the scheme in a safe and managed way, we will be gradually opening up the scheme to all eligible parents by the end of 2017.</p><p> </p><p>Parents of the youngest children, including self-employed parents, will be able to enter the scheme first - as childcare costs for this group are often the highest. Families with multiple children will be able to join the scheme when their youngest child becomes eligible, and at that point they will be able to receive support for all their qualifying children.</p><p> </p> answering member constituency Battersea answering member printed Jane Ellison grouped question UIN 42768 42769 42805 question first answered 19/07/2016 15:49:52 answering member 3918 label Biography information for Jane Ellison
tabling member	4464 label Biography information for Melanie Onn

535918

registered interest
date	13/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: Muslims
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answer by Lord O’Neill of Gatley on 12 July (HL883), which Muslim organisations affected by the withdrawal of banking services they continue "to work closely with…to better understand their experiences and encourage dialogue with the banking sector"; how that working closely manifests itself; and what is their assessment of the outcomes of that close working.
tabling member printed	Lord Sharkey
uin	HL1195
answer	answer is ministerial correction date of answer 25/07/2016 answer text <p>Ministers and officials have received representations from a wide range of organisations and individuals who have been affected by account closure. Officials have discussed the issue of access to banking with individual Muslim organisations as well as representative groups such as the Muslim Charities Forum and Bond.</p><p> </p><p>The Government remains concerned about the growth of de-risking and the implications it has for NGOs, economic growth, financial inclusion and financial stability. We recognise that this trend remains a global problem, and have taken concrete steps to address this. We put the issue on the G20 agenda in 2015 and, closer to home, we have encouraged the banking sector to produce new guidance to help those affected by de-risking to open a UK bank account, by setting out what information banks will require in order to comply with relevant regulation and the questions they will need to ask. We have encouraged those affected to consider using their bank’s formal complaint service or, if they believe they have been treated unfairly or unreasonably, to consider referring the case to the Financial Ombudsman Service. We have also encouraged those affected to use the Business Account Finder provided by MoneyFacts to locate an alternative account provider.</p><p> </p><p>In order to continue dialogue with the NGO community on these matters, a Government-NGO Working Group will shortly be convened to explore concerns and identify solutions on the impact of regulation and banking practices on NGO operations in fragile states. The group will examine the specific challenges faced in getting aid into hard-to-reach communities.</p> answering member printed Lord O'Neill of Gatley question first answered 25/07/2016 08:50:57 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4196 label Biography information for Lord Sharkey

535919

registered interest
date	13/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answer by Lord O’Neill of Gatley on 12 July (HL883), what steps they are taking with regard to the withdrawal of banking services to encourage banks to take a risk-based approach and to ensure that the measures they take are effective and proportionate; and what assessment they have made of the extent to which that encouragement has been effective.
tabling member printed	Lord Sharkey
uin	HL1196
answer	answer is ministerial correction date of answer 25/07/2016 answer text <p>The government engages regularly with the banking industry and those affected by de-risking in order to facilitate communication. The aim of this is to improve banks’ understanding of how affected sectors work and to improve affected sectors’ understanding of how they can best meet the banks’ requirements for providing services. This process has led to the British Bankers’ Association developing tailored ‘access to banking’ guidance for affected sectors.</p><p> </p><p>The government continues to work with the Financial Conduct Authority (FCA), who recently published research into the withdrawal of banking services. The FCA are also working with the banking industry to lessen the damaging effects of de-risking without constraining banks’ commercial freedom.</p><p> </p><p>Internationally, the UK has been instrumental in making de-risking a priority for the G20 and the Financial Stability Board. The government is working with the Bank of England and the FCA on internationally agreed guidance to financial institutions that will clarify regulatory expectations, making their responsibilities clearer to allow a more risk-based approach and better appraisal of risks.</p> answering member printed Lord O'Neill of Gatley question first answered 25/07/2016 08:49:40 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4196 label Biography information for Lord Sharkey

536103

registered interest
date	13/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit Cards: Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will hold discussions with credit card companies on steps to support people who have large credit card debts related to shopping.
tabling member constituency	Strangford
tabling member printed	Jim Shannon
uin	42604
answer	answer is ministerial correction date of answer 20/07/2016 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, which includes the credit card sector. Consumer credit regulation transferred from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA is currently undertaking a thorough review of the credit card market through its ‘credit card market study’. The market study is investigating three areas, one of which is the extent of unaffordable credit card debt. On 3 November 2015 the FCA published its interim report which found that the market was working reasonably well for most customers. However, the FCA expressed concern about the scale of potentially problematic debt in this sector, and the incentives for firms to manage this.</p><p> </p><p>The interim report also included the FCA’s early thinking on potential remedies which include measures to give consumers more control over their credit limits, measures to encourage customers to pay off debt quicker when they can afford to, and proposals that firms do more to identify earlier those consumers who may be struggling to repay and take action to help them manage their repayments. The FCA is currently asking for feedback on the findings and potential remedies.</p><p> </p><p>The Government is looking forward to the final report in Q3 2016, and would encourage interested parties to give their views to the FCA to assist it in addressing the issues it has identified.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 20/07/2016 13:47:45 answering member 3929 label Biography information for Simon Kirby
tabling member	4131 label Biography information for Jim Shannon

536227

registered interest
date	13/07/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Taxation: Birmingham
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what plans he has, other than devolution of business rates, to increase Birmingham's ability to levy taxes.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	42686
answer	answer is ministerial correction date of answer 18/07/2016 answer text <p>The Government will devolve business rates to local councils in England, giving local government control of around £12.5 billion of additional revenue from business rates. Combined Authority Mayors will be given the power to levy a supplement on business rates bills to fund new infrastructure projects, so long as this has support of local businesses.</p><p> </p><p>In addition, the spending review announced that Local Authorities with responsibility for adult social care, such as Birmingham, would be given the power to introduce a social care precept to help support local adult social care services.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 18/07/2016 13:46:49 answering member 1529 label Biography information for Mr David Gauke
tabling member	298 label Biography information for Steve McCabe