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521017

registered interest
date	24/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Gaza: Electricity
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their target date for the operation of a regulatory regime for claims management companies.
tabling member printed	Lord Mendelsohn
uin	HL266
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>At Budget 2016 the Chancellor announced that the government accepts the recommendations of the independent review into the regulation of Claims Management Companies (CMCs). The new regime will be tougher and will ensure CMC managers can be held personally accountable for the actions of their businesses. In order to ensure that the new regulatory regime is implemented effectively, the government intends to transfer responsibility for regulating CMCs from the Ministry of Justice to the Financial Conduct Authority. The government intends to take forward the necessary primary legislation in due course.</p> answering member printed Lord O'Neill of Gatley question first answered 02/06/2016 13:35:27 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn

521019

registered interest
date	24/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Turkey: LGBT People
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they are taking to encourage better customer service in insurance companies that allow for consumers to make free claims.
tabling member printed	Lord Mendelsohn
uin	HL268
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>The Government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority (FCA) rules.</p><p> </p><p>The FCA’s Insurance Conduct of Business Sourcebook (ICOBS) sets the conduct standards required of insurance firms in relation to their business which aim to ensure consumers are treated fairly. This includes provisions relating to the handling of claims by insurers. ICOBS states that insurers must handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed.</p> answering member printed Lord O'Neill of Gatley question first answered 02/06/2016 13:16:33 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn

520545

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Human Papillomavirus: Vaccination
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answer by Lord O’Neill of Gatley on 18 February (HL5912), when information about taxes paid by and benefits paid to EU migrants which was not available in February became available, and why that answer was not updated with the requested information.
tabling member printed	Lord Beecham
uin	HL183
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>The analysis on recently arrived non-UK EEA nationals subject to income tax and National Insurance contributions or receiving HMRC administered benefits became available on 12 May 2016 when it was published on HMRC’s publications page on GOV.UK.</p><p>No estimate of VAT paid by EU Nationals is held. VAT is levied on most goods and services, with the person’s nationality not generally recorded.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL186 question first answered 02/06/2016 13:05:16 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4181 label Biography information for Lord Beecham

520548

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Turkey: LGBT People
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether VAT paid by EU migrants is included in the recently announced figures of taxes paid by EU migrants, and if not what is the estimate of such payments.
tabling member printed	Lord Beecham
uin	HL186
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>The analysis on recently arrived non-UK EEA nationals subject to income tax and National Insurance contributions or receiving HMRC administered benefits became available on 12 May 2016 when it was published on HMRC’s publications page on GOV.UK.</p><p>No estimate of VAT paid by EU Nationals is held. VAT is levied on most goods and services, with the person’s nationality not generally recorded.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL183 question first answered 02/06/2016 13:05:16 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4181 label Biography information for Lord Beecham

520582

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	East Coast Railway Line
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they plan to extend VAT zero-rating to building work in independent schools that do not charge VAT on school fees and are therefore not registered for VAT.
tabling member printed	Lord Lexden
uin	HL220
answer	answer is ministerial correction date of answer 26/05/2016 answer text <p>The construction of a new building is normally subject to the standard rate of VAT.</p><p> </p><p>However, the construction of buildings that are either designed as a dwelling, to be used solely for a relevant residential purpose, or to be used solely for a relevant charitable purpose may be zero-rated for VAT.</p><p> </p><p>This relief is available to eligible consumers and businesses regardless of their VAT registration status.</p> answering member printed Lord O'Neill of Gatley question first answered 26/05/2016 16:35:59 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4202 label Biography information for Lord Lexden

520589

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Affordable Housing
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they or the Financial Conduct Authority have commenced reviewing the regulatory conditions to be applied to the takeover of the London Stock Exchange by Deutsche Bourse, and whether that takeover can proceed without regulatory approval.
tabling member printed	Lord Myners
uin	HL227
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>I refer the noble Lord to my written answer of 26 April (HL7583, HL7584, HL7585, and HL7586), and to the investor relations section of the London Stock Exchange Group website, which contains information about the proposed merger, including on the required regulatory approvals.</p><p> </p><p>The timings of the regulatory notifications are a matter for the companies acting in accordance with the relevant legislation.</p><p> </p><p> </p><p> </p> answering member printed Lord O'Neill of Gatley question first answered 02/06/2016 14:05:05 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	3869 label Biography information for Lord Myners

520605

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Local Government: Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the case for prohibiting full transparency in transaction costs in fund management reporting.
tabling member printed	Lord Mendelsohn
uin	HL243
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>The Government is committed to the principle that people should have access to appropriate and accessible investment options and understand the charges that they face.</p><p> </p><p>The Financial Conduct Authority (FCA) is currently conducting a market study into asset management. We await the FCA’s assessment of disclosure of costs and fees in fund management reporting, where these issues fall under the scope of the market study. The FCA expect to publish an interim report in summer 2016 and a final report in early 2017.</p><p> </p><p>With respect to the disclosure requirements imposed on pension trustees, the Department for Work and Pensions and the FCA jointly undertook a Call for Evidence on disclosure of costs and charges in workplace pension schemes during 2015. We and the FCA are assessing the responses received and remain committed to making regulations and rules in this Parliament requiring publication of costs and charges, as per the legal duty in the Pensions Act 2014.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL244 question first answered 02/06/2016 13:56:49 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn

520606

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Israel: Sanctions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether it is their policy that entertainment expenses either given or received by individuals in fund management companies and their clients and suppliers should be disclosed, and whether they will encourage pension trustees to require such disclosures in their management contracts.
tabling member printed	Lord Mendelsohn
uin	HL244
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>The Government is committed to the principle that people should have access to appropriate and accessible investment options and understand the charges that they face.</p><p> </p><p>The Financial Conduct Authority (FCA) is currently conducting a market study into asset management. We await the FCA’s assessment of disclosure of costs and fees in fund management reporting, where these issues fall under the scope of the market study. The FCA expect to publish an interim report in summer 2016 and a final report in early 2017.</p><p> </p><p>With respect to the disclosure requirements imposed on pension trustees, the Department for Work and Pensions and the FCA jointly undertook a Call for Evidence on disclosure of costs and charges in workplace pension schemes during 2015. We and the FCA are assessing the responses received and remain committed to making regulations and rules in this Parliament requiring publication of costs and charges, as per the legal duty in the Pensions Act 2014.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL243 question first answered 02/06/2016 13:56:49 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn

520609

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Nurses: Vacancies
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they plan to report on the progress of the Insurance Fraud Taskforce and its role in dealing with fraudulent claims and the operation of claims management companies; and what assessment they have made of the implementation of the recommendations of the <i>Insurance Fraud Taskforce: final report</i> published in January.
tabling member printed	Lord Mendelsohn
uin	HL247
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>A Written Ministerial Statement was published on 26 May 2016 to announce that the Government accepts each of the recommendations addressed to it. We expect that all organisations tasked with taking forward recommendations do so with urgency. The Government will do what it can to assist and, in order to make sure that all of the recommendations are actively pursued, we will seek an update on progress later in the year.</p><p> </p><p>The report highlighted the particular problem of fraud in relation to low value personal injury claims and the Government has established a programme of reforms in this area, particularly in respect of whiplash claims and regulation of claims management companies. We are pleased that the report’s recommendations reflect and support that reform programme.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL248 question first answered 02/06/2016 13:37:48 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn

520610

registered interest
date	23/05/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Mental Health Services: Out of Area Treatment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what assessment they have made of the findings of the Insurance Fraud Taskforce that detected insurance fraud and undetected insurance fraud costs consumers up to £50 per year; and whether they plan to establish a unit (1) to track the return of those costs to the consumer, and (2) to monitor the performance of the insurance industry in tackling fraud and addressing the practices of claims management companies.
tabling member printed	Lord Mendelsohn
uin	HL248
answer	answer is ministerial correction date of answer 02/06/2016 answer text <p>A Written Ministerial Statement was published on 26 May 2016 to announce that the Government accepts each of the recommendations addressed to it. We expect that all organisations tasked with taking forward recommendations do so with urgency. The Government will do what it can to assist and, in order to make sure that all of the recommendations are actively pursued, we will seek an update on progress later in the year.</p><p> </p><p>The report highlighted the particular problem of fraud in relation to low value personal injury claims and the Government has established a programme of reforms in this area, particularly in respect of whiplash claims and regulation of claims management companies. We are pleased that the report’s recommendations reflect and support that reform programme.</p> answering member printed Lord O'Neill of Gatley grouped question UIN HL247 question first answered 02/06/2016 13:37:48 answering member 4536 label Biography information for Lord O'Neill of Gatley
tabling member	4286 label Biography information for Lord Mendelsohn