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417544

registered interest
date	08/09/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Interest Rate Hedging Products
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether Ministers in his Department met representatives of the Financial Conduct Authority (FCA) to discuss the FCA interest rate hedging products redress scheme in January 2013.
tabling member constituency	Aberconwy
tabling member printed	Guto Bebb
uin	9410
answer	answer is ministerial correction date of answer 14/09/2015 answer text <p>Whether the Financial Conduct Authority (FCA) made an estimate of the potential liability of any banks is a matter for the FCA. However, it is reasonable to assume that for any conduct issue that arises, the FCA would seek to understand the potential financial impact.</p><p> </p><p> </p><p> </p><p>Several meetings took place between Treasury Ministers and the FCA in January 2012 (then the Financial Services Authority), although I understand that FCA’s interest rate hedging products redress scheme was not on the agenda for any of these meetings.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 9411 question first answered 14/09/2015 15:20:39 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	3910 label Biography information for Guto Bebb

417545

registered interest
date	08/09/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Interest Rate Hedging Products
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether the Financial Conduct Authority made an estimate of the potential liability of (a) Lloyds and (b) RBS under the interest rate hedging products redress scheme during the development of that scheme.
tabling member constituency	Aberconwy
tabling member printed	Guto Bebb
uin	9411
answer	answer is ministerial correction date of answer 14/09/2015 answer text <p>Whether the Financial Conduct Authority (FCA) made an estimate of the potential liability of any banks is a matter for the FCA. However, it is reasonable to assume that for any conduct issue that arises, the FCA would seek to understand the potential financial impact.</p><p> </p><p> </p><p> </p><p>Several meetings took place between Treasury Ministers and the FCA in January 2012 (then the Financial Services Authority), although I understand that FCA’s interest rate hedging products redress scheme was not on the agenda for any of these meetings.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 9410 question first answered 14/09/2015 15:20:39 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	3910 label Biography information for Guto Bebb

416311

registered interest
date	04/09/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Small Businesses: Minimum Wage
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the potential effect of increasing the VAT threshold so that small businesses complying with the new national minimum wage can continue to operate below the VAT threshold.
tabling member constituency	Aberconwy
tabling member printed	Guto Bebb
uin	8887
answer	answer is ministerial correction date of answer 14/09/2015 answer text <p>The Government has chosen to maintain the highest VAT registration threshold in the EU (set at £82,000 from 1 April 2015). The Government may not increase this threshold further, aside from maintaining its value in line with inflation, without the consent of the European Commission and the unanimous agreement of all EU Member States.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 14/09/2015 14:49:26 answering member 1529 label Biography information for Mr David Gauke
tabling member	3910 label Biography information for Guto Bebb