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166087

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they are measuring the impact of auto-enrolment on fees charged by the investment management industry; and what plans they have to track any changes.
tabling member printed	Lord Mendelsohn
uin	HL3145
answer	answer is ministerial correction date of answer 08/12/2014 answer text <p /> <p>The Government’s Command Paper, ‘Better Workplace Pensions: Further measures for savers’, published in March, set out a range of measures including a cap on charges in default fund arrangements, a ban on inappropriate charges and proposals to introduce minimum governance standards and improve transparency across workplace defined contribution schemes.</p><p> </p><p>Following this, Government launched its consultation on draft regulations on governance and charges in occupational pension schemes in October 2014. Subject to Parliamentary approval, the majority of this legislation will come into force from April 2015, alongside Financial Conduct Authority (FCA) rules in relation to workplace personal pension schemes where appropriate. From April 2015, the Government intends to introduce a charge cap on the default funds of qualifying schemes, set at 0.75 per cent of funds under management and the first phase of enhanced transparency with trustees and Independent Governance Committees (IGCs) being required to report on costs and charges for the first time.</p><p> </p><p>In 2015 Government will consult on regulations under duties in the Pensions Act 2014 requiring information about transaction costs to be disclosed to members and others, and the publication of costs and charges information. The FCA also intends to consult on amending their own rules to introduce equivalent enhanced transparency provisions for workplace personal pension schemes during 2015. The Government has also set out its plans to review the level of the default fund charge cap, to see if it should be lowered, and also whether it should include some or all of the transaction costs that are ultimately borne by members within a cap. This review will take place in 2017.</p><p> </p><p>Taken together the combined effect of these measures on charges, governance and transparency and the Government’s commitment to a review should ensure that savers are being enrolled into workplace schemes that are well run and in members’ interests.</p> answering member printed Lord Freud question first answered 08/12/2014 12:19:52 answering member 3893 label Biography information for Lord Freud
tabling member	4286 label Biography information for Lord Mendelsohn

166089

registered interest
date	25/11/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to review the basis on which projections of potential returns are used by the investment management industry in communications with pension holders.
tabling member printed	Lord Mendelsohn
uin	HL3147
answer	answer is ministerial correction date of answer 08/12/2014 answer text <p /> <p>Since 6 April 2003, certain money purchase pension arrangements have been required to provide members with Statutory Money Purchase Illustrations (SMPIs). Legislation requires that statutory illustrations are produced in accordance with guidance prepared by a prescribed body approved by the Secretary of State for Work and Pensions and by the Department for Social Development in Northern Ireland.</p><p>The Financial Reporting Council (FRC) is the prescribed body and has been since 6 April 2007. The FRC fulfils its obligations through the publication of Actuarial Standard Technical Memorandum AS TM1: Statutory Money Purchase Illustrations (AS TM1). It reviews AS TM1 regularly and the last completed review was carried out in 2013 following the introduction of the Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013 (SI 2013/2734) which came into force on 6 April 2014. The AS TM1 specifies that the investment return should take into account the current and anticipated future investment strategy of the member’s funds over the period to retirement and be consistent from year to year, with the rationale documented and made available to members on request.</p><p> </p><p>In addition, Financial Conduct Authority (FCA) rules require a projection at point of sale for contract based pensions. The investment return must reflect the investment potential of the (expected) underlying assets, subject to an overall cap of 5%pa. Flanking projections must be provided using returns which vary by +/- 3%. The FCA has a public commitment to review the basis every 4 years and the next review is due in 2015. The FCA do not require further projections during the lifetime of the contract as pension scheme members will receive statutory statements prepared under DWP legislation. However, where a provider chooses to provide additional projections, they must follow the same basis as point of sale projections.</p> answering member printed Lord Freud question first answered 08/12/2014 12:26:30 answering member 3893 label Biography information for Lord Freud
tabling member	4286 label Biography information for Lord Mendelsohn

100946

registered interest
date	24/10/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Industrial Health and Safety: Agriculture
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what are the latest figures they have of the number of fatal and serious accidents occurring in the farming industry.
tabling member printed	Lord Kennedy of Southwark
uin	HL2414
answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>These figures are published on the Health and Safety Executive’s website: <a href="http://www.hse.gov.uk/statistics/industry/agriculture/index.htm" target="_blank">http://www.hse.gov.uk/statistics/industry/agriculture/index.htm</a>. They can also be found in the published report attached, “Health and safety in agriculture in Great Britain, 2014” on pages 6 and 7.</p><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Freud question first answered 04/11/2014 15:42:22 answering member 3893 label Biography information for Lord Freud attachment 1 file name HSE Agri Stats.pdf title Health and Safety in agriculture in Great Britain
tabling member	4153 label Biography information for Lord Kennedy of Southwark

93675

registered interest
date	15/10/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Mesothelioma: Compensation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many claims for compensation have so far been generated under the terms of the Mesothelioma Act 2014; how that number compares with predicted numbers of claims; what, if any, underspend against budget has resulted; and whether they intend to allocate any underspend for research into finding cures for mesothelioma.
tabling member printed	Lord Alton of Liverpool
uin	HL2104
answer	answer is ministerial correction date of answer 22/10/2014 answer text <p /> <p>The Scheme began taking applications in April 2014, and began making payments on 1 July 2014. As of 30 September 2014 the Scheme had received 173 applications. During the first year of operation we had forecasted around 900 applications to the Scheme.</p><p> </p><p>The DMPS is funded by a levy on the insurance industry. The levy is intended to cover the cost of the Scheme in any one year, and we are not expecting to generate any under spend. Any under spend would be returned to HM Treasury.</p><p> </p> answering member printed Lord Freud question first answered 22/10/2014 14:48:20 answering member 3893 label Biography information for Lord Freud
tabling member	738 label Biography information for Lord Alton of Liverpool

90907

registered interest
date	08/09/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Welfare Assistance Schemes
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many of those who have received local welfare assistance, by region, (1) were registered disabled, (2) have learning difficulties, (3) suffer mental health issues, (4) are escaping domestic violence, and (5) are families with dependents.
tabling member printed	Lord Bassam of Brighton
uin	HL1833
answer	answer is ministerial correction date of answer 26/09/2014 answer text <p /> <p /> <p>Local authorities are not required to provide DWP with details of who has received Local Welfare Assistance. Consequently, we do not have information about the volumes of people of certain types receiving support.</p> answering member printed Lord Freud question first answered 26/09/2014 10:37:01 answering member 3893 label Biography information for Lord Freud
tabling member	3504 label Biography information for Lord Bassam of Brighton

79791

registered interest
date	30/07/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Children: Day Care
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answer by Lord Deighton on 28 July (WA 247) what specific estimates they have made of the expected "positive impact" of the childcare element of Universal Credit on work incentives for mothers and corresponding employment rates and tax receipts from mothers paying income tax and national insurance.
tabling member printed	Lord Sutherland of Houndwood
uin	HL1680
answer	answer is ministerial correction date of answer 11/08/2014 answer text <p /> <p /> <p /> <p /> <p>The announced measures mean from April 2016, families with children who have childcare costs below the defined limits will see an improved financial incentive to work and to work more hours.</p><p>Once Universal Credit is fully rolled out many working families will face an improved incentive to work, including 100,000 families who will get childcare support for the first time under Universal Credit. The precise improvement an individual faces will vary according to circumstance.</p><p>We have not made a specific estimate of how this feeds through into employment rates and tax receipts.</p><p><br></p> answering member printed Lord Freud question first answered 11/08/2014 12:29:40 answering member 3893 label Biography information for Lord Freud
tabling member	2173 label Biography information for Lord Sutherland of Houndwood

79639

registered interest
date	28/07/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Mesothelioma
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what trends they have identified in the prevalence of mesothelioma in the United Kingdom over the last 10 years.
tabling member printed	Lord Alton of Liverpool
uin	HL1531
answer	answer is ministerial correction date of answer 30/07/2014 answer text <p> </p><p> </p><p>Statistics on the prevalence of mesothelioma in the United Kingdom – that is, the number of people that had the disease at a particular time or in a particular period – are not available. However, mesothelioma prevalence is known to be approximately equivalent to annual mesothelioma mortality.</p><p>The annual total numbers of mesothelioma deaths in Great Britain over the period 2003-2012 (the latest 10 years for which data are available) are shown in the table below.</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>2003</p></td><td><p>2004</p></td><td><p>2005</p></td><td><p>2006</p></td><td><p>2007</p></td><td><p>2008</p></td><td><p>2009</p></td><td><p>2010</p></td><td><p>2011</p></td><td><p>2012</p></td></tr><tr><td><p>Total</p></td><td><p>1887</p></td><td><p>1978</p></td><td><p>2049</p></td><td><p>2060</p></td><td><p>2176</p></td><td><p>2265</p></td><td><p>2336</p></td><td><p>2360</p></td><td><p>2291</p></td><td><p>2535</p></td></tr></tbody></table><p> </p><p> </p><p>Source: Health and Safety Executive mesothelioma register.</p> answering member printed Lord Freud question first answered 30/07/2014 14:06:13 answering member 3893 label Biography information for Lord Freud
tabling member	738 label Biography information for Lord Alton of Liverpool

79605

registered interest
date	24/07/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Mesothelioma
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their current estimate of the total number of fatalities from mesothelioma expected in the next 30 years.
tabling member printed	Lord Alton of Liverpool
uin	HL1501
answer	answer is ministerial correction date of answer 29/07/2014 answer text <p /> <p /> <p>Based on the latest data available the Health and Safety Executive estimate that there will be around 58,000 mesothelioma deaths in Great Britain over the 30-year period 2013-2042.</p><p> </p><p>The statistical model used suggests an uncertainty range of 53,000 to 64,000 deaths on that estimate. However, the true uncertainty range may be wider as longer-range predictions are reliant on assumptions about asbestos exposures that cannot currently be fully validated.</p><p> </p><p>The annual number of mesothelioma deaths in Great Britain is projected to peak towards the end of this current decade.</p> answering member printed Lord Freud question first answered 29/07/2014 13:42:19 answering member 3893 label Biography information for Lord Freud
tabling member	738 label Biography information for Lord Alton of Liverpool

78230

registered interest
date	15/07/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Voluntary Work
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, in the light of the recent Joseph Rowntree Foundation study of neighbourhood approaches to loneliness, whether they will set out, and if necessary reconsider, the rules governing volunteering while on benefits.
tabling member printed	Baroness Lister of Burtersett
uin	HL1125
answer	answer is ministerial correction date of answer 28/07/2014 answer text <p> </p><p> </p><p>We recognise that volunteering in the local community can be invaluable in helping benefit claimants, including inactive people, gain new skills and experience that will help them back into work.</p><p> </p><p>In Jobseekers Allowance, claimants are able to volunteer so long as they meet the conditions of claiming, namely looking for and being available for work.</p><p> </p><p>Employment and Support Allowance (ESA) claimants can do unlimited, voluntary work, it will not affect ESA.</p><p> </p><p>For Universal Credit claimants, advisers will be able to reduce a claimant’s expected hours of worksearch and work preparation activities by up to 50 per cent in order to accommodate voluntary work. However the claimant can continue to do as much voluntary work as they feel they are able to, as long as they continue to meet their other work-related requirements.</p> answering member printed Lord Freud question first answered 28/07/2014 15:59:46 answering member 3893 label Biography information for Lord Freud
tabling member	4234 label Biography information for Baroness Lister of Burtersett

78231

registered interest
date	15/07/2014
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Universal Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what progress has been made on reaching a final decision on the proposal to increase the rent arrears deduction rate under Universal Credit.
tabling member printed	Baroness Lister of Burtersett
uin	HL1126
answer	answer is ministerial correction date of answer 24/07/2014 answer text <p /> <p /> <p>We recently consulted on the proposal to increase the rate of rent arrears deductions in Universal Credit. We are currently considering the consultation responses.</p><p><strong> </strong></p><p>Deductions from Universal Credit are made after considering the claimant’s individual circumstances and ability to afford the deductions. The maximum that can be deducted for all deductions, including rent arrears, is an amount equivalent to 40 per cent of the claimant’s Universal Credit Standard Allowance. The government will ensure that appropriate support is available to help claimants manage moving to a single monthly household payment, including budgeting and debt management advice.</p><p><strong> </strong></p><p><strong> </strong></p> answering member printed Lord Freud grouped question UIN HL1127 question first answered 24/07/2014 14:32:29 answering member 3893 label Biography information for Lord Freud
tabling member	4234 label Biography information for Baroness Lister of Burtersett